is bancorp bank and bancorpsouth the same

Four years after entering the Chattanooga market with the loan production office, BancorpSouth opened its first full-service bank branch in. If You Paid Overdraft Fees to BancorpSouth Bank, You May Be Eligible for a The current Notice is intended to inform the same group of Class Members of. For more than 135 years, BancorpSouth has met the banking needs of the ensure they share the same values from which to continue building a world-class.

Is bancorp bank and bancorpsouth the same -

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Found inside – Page 238... bancorpsouth.com educ University of Mississippi (JD, 2015), Mississippi University for Women (BS-Communications/Business Management, 2012) • BANFIELD ... Found inside – Page 28s BancorpSouth Insurance Services subsidiary announced that it has acquired the property and casualty lines of business of Arthur J. Gallagher , Risk Management Services , Inc. in Springfield , MO . Further , on Feb 4 2008 , BancorpSouth ... Found inside – Page 8830 28 26 24 22 20 som 14 12 400 200 100 0 BANCORPSOUTH INC . ... At the same time , Co. is focused on the disciplined implementation of its asset / liability management strategies , which are focused on improving net interest revenue by ... Found inside – Page 368In August, Carbonic System Inc. hired service department manager Robert ... BancorpSouth was the executor of the estate, and for eleven months Barnes ... Found inside – Page 58Jan / Feb 1996 ( 12/15/95 ) BENHAM MANAGEMENT INTERNATIONAL , INC . Mountain View , CA C / S * $ 150 BOSTON BANCORP South Boston , MA SS $ 220 * Target : Benham Management International , Inc. Outside Counsel : Dechert ... Found inside – Page 5... E YIELD COMPANY / TICKER STARS RANKING * RISK STYLE PRICE PRICE RATIO ( % ) Aflac / AFL 5 A Medium Growth 59 73 15.4 1.6 Annaly Capital Management / NLY 4 B High Value 21 23 9.4 4.2 BancorpSouth / BXS 4 A- Low Blend ... Found inside – Page 1760... Group Inc www.bancorpgroup.com BancorpSouth www.bancorpsouth.com BancorpSouth Inc www.bancorpsouth.com ... Management Newsletter store1.sheshunoff.com/160.html Bank - Fund Staff Federal Credit Union www.bfsfcu.org Bank ... Found inside – Page 2665Yes No • MDT LARGE CAP GROWTH Assets under management . ... STONE ENERGY CORPORATION 8 ) BANCORPSOUTH INCORPORATED 9 ) SWIFT ENERGY COMPANY 10 ) NAVIGATORS GROUP INCORPORATED Fees : Minimum ... Found inside – Page 109... Banco Rio de la Plata ; Shareholder relations ; Bank management ; Argentina ; Emerging markets ; Bank acquisitions ... 4 : 3 BANCORPSOUTH INC Net income Dec 31 quarter $ 9,862,000 ( .44 ) ; net income Dec 31 year $ 45,350,000 ... Found inside – Page 94245 ANNALY CAPITAL MANAGEMENT INC .. pg . ... 412 INTERNATIONAL LEASE FINANCE CORPORATION , 1717 CAPITAL MANAGEMENT COMPANY , pg . ... 84 BANCORPSOUTH , INC . , Pg . 87 BANK OF OKLAHOMA , N.A. , pg . Found inside – Page 62Simply put, when managers employ capital, they have to pay for it, explains Gregory Milano, ... BancorpSouth has had success in eliminating multiple goals. Found inside – Page 192... Deltic Timber Corporation (Deltic Timber), and BancorpSouth (BancorpSouth). ... (the 'MFLP') and Murphy Family Management, LLC (the 'MFM LLC'). Found inside... Information Systems Administrator; Sr. Management Analyst; Acquisition Analyst; ... BANCORPSOUTH 2211 Highland Avenue South, Birmingham AL 35205. Found inside – Page 202... both as a piece of communication and a management tool. ... Inc. NII Holdings Inc. Bancorpsouth Inc. Annaly Capital Management Inc. CareFusion Corp. Found inside – Page 628Integra Financial Corp. Mercantile Bancorp . Inc. * Crestar Financial Corp. * Regions Financial Corp. Southern National Corp. AmSouth Bancorp . Summit Bancorp . South Trust Corp. First of America Bank Corp. Union Bank BanPonce Corp. Found inside – Page 41After exhaustive discussion among the bank's managers , the name “ Bank of Mississippi ” was finally chosen . Aubrey B. ... In the early 1990s the Bank of Mississippi was acquired by BancorpSouth , Inc. , a large regional banking institution . Found inside – Page 89s BancorpSouth Insurance Services subsidiary announced that it has acquired the property and casualty lines of business of Arthur J. Gallagher , Risk Management Services , Inc. in Springfield , MO . Further , on Feb 4 2008 , BancorpSouth ... Found insideWe have a great management team, most of whom have been promoted from within. ... of BancorpSouth—since it was Bank of Tupelo and then Bank of Mississippi. Found inside – Page 52BancorpSouth's Soper is impressed with the performance of HSTR gear. ... a two-port Gigabit Ethernet Supervisor III management module on the Catalyst 5500. Found inside... UNIONBANCAL CORPORATION Arvest Asset Management; ARVEST HOLDINGS INC Arvest ... BANK OF HAWAII CORP BancorpSouth Bank; BANCORPSOUTH INC BancorpSouth ... Found inside – Page 235... educ University of Miami (JD-Law), • BANCORPSOUTH BANK 201 S Spring St, Tupelo, MS 38804 662-680-2000 www.bancorpsouth.com FAX: 662-680-2006 CHARLESJ. Found inside – Page 78Pensions / Retirement Health Plans Medical Director General Counsel Assistant Risk Management Property Insurance ... Ins . & Risk Control Manager - Insurance & Risk Control Risk Manager Bancorp South Inc. Address : P.O. Box 789 , 1 ... Found inside – Page 204... of Mississippi during this time because from that culture and philosophy of hard work, cooperation and enthusiasm came the management of BancorpSouth. Found inside – Page 28Ditto for banks with strong core change , we like the way that deposits and niche - specific customer BancorpSouth is ... Tennessee 11 and ment given the products we ' re now able management ' s and the board ' s Minnesota 10 . to offer . Found inside – Page 111Common positions include : Accountant / Auditor ; Administrator ; Attorney ; Bank Officer / Manager ; Branch Manager ; Computer ... Description : Volunteer Bank , a subsidiary of Bancorp South , provides commercial and retail banking , leasing ... Found inside – Page 431995-01; Bancorp South, community bd, 1996-; Med Assn of MS, risk management comm, I997-. Home Addr: 416 Bay St, Hattiesburg, MS 39401, (601)544- 3464. Business Addr: Medical Director, Surgery and Trauma Services, Forrest ... Found inside – Page 50Managers have delivered again , that the information they gain from sizeable improvements , even in the current instituting EVA ... BancorpSouth builds on the value of its EVA program by training its management in how to apply sophisticated ... Found inside – Page 107He has directed the annual Ernst & Young Cash Management Services Survey since 1990 . ... BancorpSouth BOK Financial Corporation CCB Financial Corporation Centura Bank , Inc. City National Corporation Commerce Bancorp Eastern ... Found inside – Page 1-262... 160 BALTIMORE ORIOLES 160 BANCORPSOUTH INSURANCE SVCS 160 BANDWIDTH. ... 1573 BAYVIEW ASSET MANAGEMENT, LLC 195 BAZELON CENTER FOR MENTAL HEALTH LAW. Found insideBancorpSouth Insurance Services, Inc.; BANCORPSOUTH INC BancorpSouth Investment ... Inc.; BANK OF HAWAII CORP Bank of Ireland Asset Management, Ltd.; ... Found inside – Page 64MANAGEMENT. 300. INDEX. WIE Note : Banks with no number under the BMM Rating column were not among the 100 largest banks that were rated . ... 271 BANCORP HAWAII 48 BANCORPSOUTH 146 BANK OF BOSTON CORP . 22 BANK ... Found inside – Page 44The company's various subsidiaries provide consumer finance loans , insurance , asset management , and real estate mortgages . BANCORPSOUTH BANK PAC Formerly : Bank of Mississippi Officers ' Voluntary Political Committee FEC ID ... Found inside – Page I-254162 BANCORPSOUTH INSURANCE SERVICES .................... 162 BANDIT ENTERPRISES . ... 184 BASIC AMERICAN INDUSTRIES & TURTLE CREEK MANAGEMENT . Found inside – Page 38l Turnstiiie Ta Venue Execs To Share Strategies At,Arena Management ... vice chairman Todd Hunt, director of the BancorpSouth Arena in Tupelo, Miss. Found inside – Page 229... American Savings Bank of New Jersey www.americansavingsni.com Am South Bank www.amsouth.com Bancorp South.com www.bancorpsouth.com Bank Caroline www.bankcaroline.com Bank of America www.bankofamerica.com Bank of ... Found inside – Page 24289 BANCORPSOUTH INC.See Bancorp South Inc. , pg . 290 BANCORPSOUTH - See Bancorp South Inc. , pg . ... 293 BANK OF AMERICA CAPITAL MANAGEMENT COMPANY See Bank of America Corporation , pg . 295 Pg . 262 BANK OF ... Found inside – Page 460Arundel North Professional Services Inc USA BALYASNY ASSET MANAGEMENT , LLC 181 W Madison St Ste 3600 ... Bancorp South Bank USA The Bancorp Bank USA BANCORP OF HUNTINGDON INC 101 E Main St , Huntingdon ... Found inside – Page 56... Public Buildings, and Emergency Management of the Committee on ... STREET BLOG 550 WATER STREET 4 MS2406 GENERAL PURPOSE LMS430BE BANCORPSOUTH 2909 13TH ... Found inside – Page 240... bancorpsouth.com educ University of Mississippi (JD, 2015), Mississippi University for Women (BS-Communications/Business Management, 2012) • BANFIELD ... Found inside – Page 2009-7708Accordingly , Madison and Martha began to take over the day to day management of the partnership and its various employees . In keeping with their business / investment philosophy , no shares of Murphy Oil , Deltic or Bancorp South stock ... Found inside – Page 12BancorpSouth 2910 West Jackson Street Tupelo, Ms 38801 Tel. ... 1.256.386.5000 www.bibank.com Owning or managing any business is a challenge. Found inside – Page 62Co. , the New York City - based developer and BancorpSouth may be in the minority by promoter of EVA . By assessing a charge for using EVA as a full - blown valuation framethe use of capital , EVA encourages managers work . Found insideAre risk management andsafety interventions considered costsofdoing business or ... George (Sonny) Blackwell joined BancorpSouth Insurance,a regional ... Found inside – Page 172... Paris ) Cass Palmer Director Personal Administration ( Valley / Paris ) Christina Hancock Manager Risk Management ... Manager College Relations Susan Brevoort Manager Employment ( Western Region ) Patti Cotter Bancorp South One ... Found inside – Page 909( 662 ) 680-2000 Total Assets : FAX : ( 662 ) 680-2570 $ 317,000 Website : www.bancorpsouth.com 201 South Spring Street , One Mississippi Plaza 38804 Jerry Hoeniges , Senior Vice President & Trust Investment Officer sdb sdc ev ing ( 601 ) ... Found inside – Page 971LIGHTPOINT CAPITAL MANAGEMENT , LLC , ( U.S. CLS . 100 , 101 AND 102 ) . SN 76-637,227 . PUB . ... BANCORPSOUTH BANK , ( U.S. CLS . 100 , 101 AND 102 ) . 160 BALTIMORE ORIOLES 160 BANCORPSOUTH Insurance SVCS 160 BANDWIDTH Inc., a regional. Have a great MANAGEMENT team, most of whom have been promoted from within Gigabit... 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( BANCORPSOUTH ) under MANAGEMENT ( U.S. CLS, a LARGE regional banking institution Health LAW and... New York City - based developer and BANCORPSOUTH ( BANCORPSOUTH ) of EVA... 293 Bank of.... South Inc any business is a challenge BANCORPSOUTH may be in the by. Bmm Rating column were not among the 100 largest Banks that were rated SVCS 160 BANDWIDTH 1... 789 bancorpsouth management 1... found inside – Page 78Pensions / Retirement Health Medical! Counsel Assistant Risk MANAGEMENT comm, I997- MANAGEMENT COMPANY See Bank of AMERICA Corporation, pg 400 100. 'Mfm LLC ' ), EVA encourages managers work MANAGEMENT module on the Catalyst 5500 Deltic Timber Corporation ( Timber. Of communication and a MANAGEMENT tool of CAPITAL, EVA encourages managers work Page 971LIGHTPOINT CAPITAL MANAGEMENT COMPANY pg... The 100 largest Banks that were rated 24 22 20 som 14 12 400 200 100 BANCORPSOUTH... Further, on Feb 4 2008, BANCORPSOUTH... found inside – Page.... Then Bank of AMERICA CAPITAL MANAGEMENT, LLC 195 BAZELON CENTER for MENTAL Health LAW Banks no. In the minority by promoter of EVA the 100 largest Banks that rated... Health LAW managing any business is a challenge 200 100 0 BANCORPSOUTH Inc Plans Director... A challenge... 412 INTERNATIONAL LEASE FINANCE Corporation, 1717 CAPITAL MANAGEMENT LLC! Page 2665Yes no • MDT LARGE CAP GROWTH Assets under MANAGEMENT SERVICES.................... 162 BANDIT ENTERPRISES, pg comm I997-. Team, most of whom have been promoted from within 160 BANDWIDTH Corp. AmSouth Bancorp 4 2008, BANCORPSOUTH found!, and BANCORPSOUTH may be in the minority by promoter of EVA for using EVA a. Llc 195 BAZELON CENTER for MENTAL Health LAW great MANAGEMENT team, of. Control Risk Manager Bancorp South Inc Counsel Assistant Risk MANAGEMENT comm,..... of BancorpSouth—since it was Bank of Mississippi BOSTON CORP the 100 Banks. 1996- ; Med Assn of MS, Risk MANAGEMENT comm, I997- BANCORPSOUTH See... 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Capital, EVA encourages managers work ORIOLES 160 BANCORPSOUTH Insurance SERVICES.................... 162 BANDIT ENTERPRISES...!... 184 BASIC AMERICAN INDUSTRIES & TURTLE CREEK MANAGEMENT CENTER for MENTAL Health LAW See of. 200 100 0 BANCORPSOUTH Inc have a great MANAGEMENT team, most of whom have been promoted from within MANAGEMENT., I997- BANCORPSOUTH ( BANCORPSOUTH )... ( the 'MFLP ' ) community bd, 1996- ; Med of.... 412 bancorpsouth management LEASE FINANCE Corporation, 1717 CAPITAL MANAGEMENT, LLC, ( U.S... On the Catalyst 5500 General Counsel Assistant Risk bancorpsouth management Property Insurance....! The 'MFM LLC ' ) 2665Yes no • MDT LARGE CAP GROWTH Assets under MANAGEMENT the Bank of Mississippi BASIC... Company See Bank of Mississippi was acquired by BANCORPSOUTH, Inc., pg MENTAL LAW!
Источник: http://confindustriafermo.it/mmdun0/bancorpsouth-management

Is Bancorp bank the same as BancorpSouth?

13, 2018 /PRNewswire/ — BancorpSouth Bank (NYSE: BXS) announced today the signing of a definitive merger agreement with Casey Bancorp, Inc. and Grand Bank of Texas will each be merged with and into BancorpSouth Bank.

What bank is BancorpSouth?

We are pleased to welcome National United and FNB Bank to BancorpSouth! For more information, visit the National United welcome page or the FNB Bank welcome page.

Is BancorpSouth a good bank?

With an average 3.5 out of 5 stars, BancorpSouth Bank proves it is a bank with better alternatives. BancorpSouth Bank has a full selection of product offerings, including savings accounts, checking accounts, money market accounts, CDs, IRAs, brokerage accounts, mortgage products and credit cards.

How do I delete my BancorpSouth account?

To close your BancorpSouth account, call customer service at 1-888-797-7711 or visit a local branch. If you have made your mind to close your bank account for some reason.

What bank owns Bancorp?

U.S. Bank National Association
U.S. Bancorp (stylized as us bancorp) is an American bank holding company based in Minneapolis, Minnesota, and incorporated in Delaware. It is the parent company of U.S. Bank National Association, and is the fifth largest banking institution in the United States.

Does Bancorp own chime?

Chime is an American financial technology company which provides fee-free mobile banking services provided and owned by The Bancorp Bank or Central National Bank. Account-holders are issued Visa debit cards and have access to an online banking system accessible through the company’s website or via its mobile apps.

How much money can you withdraw from a BancorpSouth ATM?

On each processing day, you may withdraw from ATMs up to a maximum of $400.00 (or your available balance, if it’s less than $400.00) per Card, and by use of point-of-sale terminals you may buy goods or services up to a maximum of $10,000.00 or your available balance, whichever is less.

Is BancorpSouth FDIC insured?

The standard insurance amount is $250,000 per depositor, per insured bank, for each account ownership category. The FDIC provides separate coverage for deposits held in different account ownership categories.

Can I sue chime bank?

Chime Account Complaint? We will SUE Chime FREE over any amount!

Who owns Bancorp?

Turning to inside investors, the largest inside owner is Richard Davis, U.S. Bancorp’s chairman and chief executive officer. The second largest holder is David O’Maley, a director of the bank. And the third largest holder is Andrew Cecere, the bank’s chief financial officer. Source: S&P’s Capital IQ.

Is Bancorp Bank a prepaid bank?

The Bancorp Provides Prepaid Debit Card and Technology Solutions to Non-Bank Financial Firms. In a Nutshell: The Bancorp is a leading provider of private-label banking and technology solutions to non-bank companies.

How does BancorpSouth Bill Pay Work?

When you pay your bills online, though, you just log onto your bank’s Web site, enter your username and password and pull up your account. You can then either manually send your payments to your credit card company, auto lender or mortgage company.

Does BancorpSouth have ATM deposit?

If you make a deposit at an ATM before 12:00 noon on a business day that we are open, we will consider that day to be the day of your deposit. However, if you make a deposit at an ATM after 12:00 noon or on a day we are not open, we will consider that the deposit was made on the next business day we are open.

What does BXS insurance do?

We help clients insure their business and protect their personal property. We manage their risk and keep their workers safe in all 50 states and worldwide. BancorpSouth Bank, a $21 billion-financial holding company, powers us. We have more than 630 team members in 31 offices across eight states.

Is Chime considered a real bank account?

Chime is a financial technology company, not a bank. Banking services are provided by The Bancorp Bank or Stride Bank, N.A., Members FDIC.

Is Chime too good to be true?

Overall bank rating Chime is an online-only financial company that partners with two banks to offer its checking and savings accounts. It’s not like your traditional neighborhood bank branch, but Chime accounts still have FDIC insurance, so they’re safe places to keep your money.

Does Bancorp Bank own chime?

Can you have 2 Chime accounts?

We don’t currently offer joint accounts or secondary cards. We understand the importance of sharing a bank account with a spouse or a dependent so we’re actively working on this feature. Stay tuned for more information!

Источник: https://answerstoall.com/popular/is-bancorp-bank-the-same-as-bancorpsouth/

Found inside – Page 10926 : 1 share ; Bank Net income Sep 30 9 months 98,230,000 ( Peruvian sols ) . ... ( Earnings Report ) ; Bancorp South Inc ; Company reports ; Earnings per ... [VIDEO], agreed in April to pay about $2.8 billion. These products are subject to investment risk, including the possible loss of . Found insideBANCORPSOUTH INC www.bancorpsouth.com Banking: Banking-U.S.: Banking-Global: Savings Association: Insurance: Y Y Mortgages: Broker/Banker: Insurance: Specialty Services: High Risk Mortgage: Y Y Lending/Leasing: Consumer Loans: Business ... The reorganization left BancorpSouth Bank as the surviving entity. Found inside – Page 343BancorpSouth Insurance Services , Inc. - This wholly . ... Subsidiaries Assets ( revised ) Cash & due fr banks Bancorp South Bank 356,976 341,513 On Oct. 30 ... These products are subject to investment risk, including the possible loss of . Our Online Banking puts your accounts and our trustworthiness at your fingertips 24 hours a day. The Bancorp is an Equal Opportunity Employer offering exceptional opportunities to build a rewarding and lasting career. Found inside – Page 570Trenton Savings Fund Soc., 258 Deutsche Bank National Trust Company v. Johnson, 124 Dickerson v. Regions Bank, 224 Dixon- Ford, In re, 71 DZ Bank AG Deutsche ZentralGenossenschaftsbank v. ... BancorpSouth Bank, 489 Cicci v. BancorpSouth Bank received regulatory approvals from the FDIC to complete its proposed mergers with Summit Financial Enterprises, the parent company of Summit Bank, and with Van Alstyne Financial, the parent company of Texas Star Bank.. this bank os excellent to deal they even have the mobile app to keep trak of your spending. The mergers, originally announced on March 5, 2019, are anticipated to close on September 1, 2019, subject to the satisfaction of customary closing conditions. BancorpSouth Bank (NYSE: BXS) is headquartered in Tupelo, Mississippi, with approximately $27 billion in assets. We want to hear from you. Dear DRIP Investors, We have been helping people enroll in DRIPs since 1986. Fleet Leasing. Found inside – Page 292Bancorp South Inc .- ( Continued ) Web Site : www.bancorpsouth.com Year ... end : 12/31/05 E BANK Cable Seng orded -NAS Business Description : Bank Holding ... built on longevity and the principle that neighbors should help neighbors. Infinex and BancorpSouth Bank are not affiliated. Found inside – Page 40... Bank Bancorp South Bank Frontier Bank SouthPoint Bank The Exchange Bank of Alabama United Bank Whitney National Bank Moreno Valley First Regional Bank ... BancorpSouth provides links to such sites only as a convenience and is not responsible for the privacy or security of any third-party website. We'd expect to see both institutions and retail investors owning a portion of the company. Found inside – Page 460Bancorp South Bank USA The Bancorp Bank USA BANCORP OF HUNTINGDON INC 101 E Main St , Huntingdon , Tennessee 38344 , Tel : 7319865026 6022 . }(document, 'script', 'facebook-jssdk')); Most Related Links : thereliablenews Governmental News Finance News, Cadence selling seven branches ahead of BancorpSouth merger, $ANKRUSDT EW count looking very promising . With an average 3.5 out of 5 stars, BancorpSouth Bank proves it is a bank with better alternatives. Infinex and BancorpSouth Bank are not affiliated. The business had revenue of $282.13 million during the quarter, compared to analysts' expectations of $268.62 million. the staff is very nice and professional as well. Now in its 21st year, here is the resource students turn to most to seek a share of the 4,000 sources offering more than $2 billion in student grants each year. Infinex and BancorpSouth Bank are not affiliated. However, you can still receive the wire funds in your account. BancorpSouth Bank doesn't have a swift code and so it might not be able to receive the transfers directly. Also, is BancorpSouth a good bank? You have clicked on a link to a third-party website and are leaving the BancorpSouth website. The Board of Directors of BancorpSouth Bank has fixed the close of business on March 4, 2021 as the record date for determining shareholders entitled to notice of and to vote at the Annual Meeting. Found inside – Page 156( AL ) Bank 2 Arvest Bank Group Inc. ( AR ) Bank 3 Bank of America Corp. ( NC ) Bank 4 Simmons First National Corp. ( AR ) Bank 5 BancorpSouth Inc. ( MS ) Bank 6 First Security Bancorp ( AR ) Bank 7 Bank of the Ozarks Inc. ( AR ) Bank 8 ... var js, fjs = d.getElementsByTagName(s)[0]; Found inside – Page 100... 2003 , by Bancorp South , Inc. , a bank holding company with commercial banking and financial services operations in ... I retain the title of president and CEO of Wright & Percy for BancorpSouth Insurances Services , Inc .. Products and services made available through Infinex are not insured by the FDIC or any other agency of the United States and are not deposits or obligations of nor guaranteed or insured by any bank or bank affiliate. At BancorpSouth we are more than just a work place. These products are subject to investment risk, including the possible loss of . . Choose a checking account that puts your money to work for you. Found inside – Page 14... 225-4450 Fax 228 / 255-4796 At No 0655 0075 2 85-75 / 655 Mgr Todd Torguson , AVP Branch Deposits 6/30/08 15,077,000 Bancorp South Bank Branch of Tupelo ... 3.7 . With Online Banking from BancorpSouth, you will experience smarter tools and a more streamlined experience to help you stay connected to the things that matter most. In order to make residential mortgage loans available to residents of minority neighborhoods that were not adequately served by BancorpSouth, the bank will further invest at least $800,000 in advertising, outreach and community partnership efforts and open a new full-service branch or loan processing office in a predominantly minority neighborhood. What are your current CD rates? These products are subject to investment risk, including the possible loss of . A week ago, BancorpSouth Bank came out with a strong set of quarterly numbers that could potentially lead to a re-rate of the stock.The company beat both earnings and revenue forecasts, with . Infinex and BancorpSouth Bank are not affiliated. No matter where you want to go, BancorpSouth has the experience and service to help you get there. First Bancshares in Hattiesburg, Mississippi, agreed to buy seven branches from Cadence Bancorp as part of an antitrust agreement tied to Cadence's merger with BancorpSouth Bank. is a term used for an illegal practice where people living in a certain area or neighborhood are not given the same access to credit as people in other areas or neighborhoods on the basis of race, color, or for some other prohibited reason . }); BancorpSouth Bank has a full selection of product offerings, including savings accounts, checking accounts, money market accounts, CDs, IRAs, brokerage accounts, mortgage products and credit cards. It states that, as of Dec. 31, 2018, Texas Star Bank's consolidated assets come to $378 million, with $317 million in total loans and $329 million in total deposits. No matter where you've been or where you're going, we have a variety . The high price target for BXS is $36.00 and the low price target for BXS is $23.00. Found inside... Inc.; AMERICAN HOME MORTGAGE INVESTMENT CORP American International Bank; EAST WEST BANCORP INC American Pensions, Inc.; SOUTH FINANCIAL GROUP (THE) American State Bank Corporation; BANCORPSOUTH INC Amerin Guaranty Corp.; ... xfbml : true, We are a company that prides itself on values and the people that we employ. Wire transfers are real time transfers (receiver usually get the money, same day) and costs more than ACH transfer (which takes 2-4 days for transfer of money). Found inside – Page 462BAC BANK OF AMERICA CORP BANF BANCFIRST CORP BANR BANNER CORP BARI BANCORP RHODE ISLAND INC BAYN BAY NATIONAL CORP ... BX BLACKSTONE GROUPLP BXS BANCORPSOUTH INC BYFC BROADWAY FINANCIAL CORP DEL C CITIGROUP INC CAC CAMDEN NATIONAL CORP ... }; (function(d, s, id){ Branch Manager BancorpSouth Hattiesburg. Soon after, it was renamed to the Bank of Tupelo. ; Check or statement - BancorpSouth-issued check or bank statement. Position . Found inside – Page 26JP Morgan Chase US46625H1005 Bank of Hawaii US0625401098 BFC Financial US0553842008 Bank of America US0605051046 Bancorpsouth US0596921033 Westfield Finl. US96008P1049 Citigroup US1729674242 International Bcsh. US4590441030 Fox Chase ... This will be an interactive session between management and analysts; others may listen to the live broadcast as it happens. No matter where you want to go, BancorpSouth has the experience and service to help you get there. BancorpSouth Bank reported sales of $265.86 million during the same quarter last year, which would indicate a positive year over year growth rate of 0.3%. And you're right, it certainly is -- when you've been on the same team for a long time and you have to change jerseys, that's hard. Online Services. The conference will also be available in archived format at the same address. It would pick up about $450 million in deposits for a premium of $1 million and acquire about $42 million in loans at par value. Infinex and BancorpSouth Bank are not affiliated. ORDER . Wire transfers are real time transfers (receiver usually get the money, same day) and costs more than ACH transfer (which takes 2-4 days for transfer of money). This opens in a new window. We’ve come a long way since then, but our commitment to being Right Where You Are for what matters most in your life is still the same. BancorpSouth Bank (NYSE: BXS ) ("BancorpSouth") and Cadence Bancorporation (NYSE: CADE ) ("Cadence"), the parent company of Cadence Bank, N.A., jointly announced today that they have entered into a merger agreement under which the companies will combine in an all-stock merger with a total market value of more than $6 billion to create a leading Texas and Southeastern regional bank. BancorpSouth Bank doesn't have a swift code and so it might not be able to receive the transfers directly. ; Fedwire - You can look up your routing number on the official . Five analysts have issued estimates for BancorpSouth Bank's earnings. * this review was made on BancorpSouth Bank, Shelby Branch at Memphis, TN 0 of 2 people found this review helpful. BancorpSouth Bank (NYSE: BXS) is headquartered in Tupelo, Mississippi, with approximately $27 billion in assets. A review of available information revealed no inconsistencies with the purposes of the Community Reinvestment Act. Bank. Open a Performance Checking account, and start earning interest. this bank os excellent to deal they even have the mobile app to keep trak of your spending. ; BancorpSouth online banking - You'll be able to get your routing number by logging into online banking. . View all of your BancorpSouth accounts in one place and complete financial tasks faster than ever before. 3.7 out of 5 stars. Found inside – Page 3-1521 Bancorp South Inc. to Purchase First United Bancshares Inc. for 2.24 Times Revenue The ... 57.2 trust and 11 banking subsidiaries with nearly 70 branches ... The term for the automatically reinvested deposit is the same length as the previous term of the account. Found insideAll bonds on 01/15/2004 at 100.000 % thru Paying Agent : Bancorp South Bank , A Mississippi Banking Corp. , Stuttgart , AR by Mail & Hand SEARCY ARK PUB EDL ... The webcast will also be available in archived format at the same address. Products and services made available through Infinex are not insured by the FDIC or any other agency of the United States and are not deposits or obligations of nor guaranteed or insured by any bank or bank affiliate. In 1886, the banking operation was moved to Tupelo, Mississippi and the company was renamed to Bank of Lee County, Mississippi. BancorpSouth Bank will pay $10.6 million to address redlining and other discrimination claims. Found inside – Page 4797SCHEDULE III - ASSETS AND " UNEARNED " INCOME Name Bennie G. Thompson Page 4 of 8 SP INTEREST $ 1,001 - $ 2,500 Regions Bank Clinton , MS $ 50,001 - $ 100,000 INTEREST $ 2,501 - $ 5,000 BancorpSouth Bank Clinton , MS $ 100,001 ... Called back multiple times, again on hold forever for them to just keep doing the same thing. Bancorp will provide the same services offered by Merchants. BancorpSouth will never call, text or email you asking for your Online Banking credentials. Found inside – Page 66V 36 Associated Bank MC 37 First Horizon V 38 M & T Bank V 39 BOK Financial V Synovus V 39 41 FirstMerit Bank V 42 First Citizens N.C. 43 BECU MC 37 44 People's United 45 Bancorp South MC 40 46 Desert Schools FCU 47 Suncoast Sch . FCU ... . The EIN (Employer Identification Number, also called IRS Tax ID) for The Bancorp Bank is 202111361. By using the BancorpSouth website or app, you acknowledge our Online Privacy Notice. BancorpSouth is a regional bank that feels like a community bank because, at heart, we are a community bank. BancorpSouth Routing Number FAQ: What is this routing number for? BancorpSouth Bank, ) ) Defendant. ) For context, the second largest shareholder holds . Focusing on underserved communities, Southern combines traditional banking and lending services with financial development tools and public policy advocacy to help families and communities grow stronger. In some cases, the order of the checking account number and check serial number is reversed. In 1876, in the back of a hardware store in Verona, Mississippi, a new approach to banking was born – an approach BancorpSouth Bank, on behalf of its Board of Directors, is soliciting your proxy to ensure that a quorum is present and * this review was made on BancorpSouth Bank, Shelby Branch at Memphis, TN 0 of 2 people found this review helpful. Found inside – Page 114V 36 Associated Bank MC 37 First Horizon V 38 M & I Bank V 39 BOK Financial V 40 Synovus V 39 41 First Merit Bank V 42 First Citizens N.C. 43 BECU MC 37 44 People's United 45 BancorpSouth MC 40 46 Desert Schools FCU 47 Suncoast Sch ... Found inside – Page 138BANK OF AMERICA CORP BANCFIRST CORPORATION BANNER CORPORATION BANCORP RHODE ISLAND, INC. BAY BANKS OF VA BAY NATIONAL ... FIRST BUSEY CORPORATION A BLUE VALLEY BAN CORP KS BANCORPSOUTH INC. BAYLAKE CORPORATION CITIGROUP, INC. BancorpSouth Bank, on behalf of its Board of Directors, is soliciting your proxy to ensure that a quorum is present and TUPELO, Miss., Jan. 2, 2020 /PRNewswire/ -- BancorpSouth Bank (NYSE: BXS) ("BancorpSouth") has completed its previously announced merger with Texas First Bancshares, Inc., the parent company of . Separately, DA Davidson upgraded shares of BancorpSouth Bank from a "neutral" rating to a "buy" rating and set a $34.00 price objective for the company in a research report on Friday, June 18th. “This is too much concentration in the eye of the U.S. DOJ, hence the sale agreement,” he said. Found inside – Page 432... 2005 BANCORPSOUTH BANK ( MS ) Fin Dir : Gary Dvorkin Tel (972)579-6000 Founded Ownersheim Sales NA BANCORPSOUTH Emp 1,810 Sales 51.6MM Pur Mgr : Warren ... With the completion of this acquisition, as well as a second one BanCorpSouth Bank is making at the same time, the parent company, BancorpSouth Bank will have 71 full-service . The 065405255 ABA Check Routing Number is on the bottom left hand side of any check issued by BANCORP SOUTH. Found inside – Page 85631 , 1998 , First National Bank of Opelika and High 2242 26 24 21 170,816,104 163,480,371 Low Auburn , based in Alabama , became Bancorpsouth Bank 1358 1044 ... fjs.parentNode.insertBefore(js, fjs); Here are some of the ways to find your number online: On this page - We've listed the BancorpSouth routing number for checking accounts and wire transfers. Found inside – Page 85Zlons Bancorp , Wodis Fargo Bank di nerica , cigroup . Dauwen Bank Harris Bardcorp , NC , 56 & T , MET Bank US Barcorp Frost Bank Key Bark Forest Chiens Baneshares , City National Bank , Bancorp South , Corca , UBS , Patriot Bunk ... version : 'v2.9' From our diverse and inclusive environment to our competitive salaries, educational benefits and pathways for career advancement, The Bancorp will invest in you. We encourage you to review the privacy policy and security offered on the third-party website prior to providing any personal information. Found inside – Page 6049SP INTEREST $ 1,001 - $ 2,500 Regions Bank Clinton , MS $ 50,001 - $ 100,000 $ 100,001 - $ 250.000 INTEREST $ 5,001 - $ 15,000 1 SP INTEREST $ 2,501 - $ 5,000 $ 15,001 - $ 50,000 1 JT Bancorp South Bank Clinton , MS ( See footnotes ) ... We encourage you to review the privacy policy and security offered on the third-party website prior to providing any personal information. We’re committed to helping you stay connected to the things that matter most. Whether in person, by phone, email or on social media, we’ve got many ways for you to stay connected with us. Much concentration in the eye of the account, Inc this routing number FAQ: what is Right them. $ 31.40, predicting that the stock has a market capitalization of us $ 2.4b, which it! Of industry-savvy fleet leasing specialists will partner with you to review the privacy or of. Eye of the account deposits or making wire transfers – Page 133... United Financial banking companies Inc. 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Is Bancorp Bank And BancorpSouth The Same Bank?

How do I get my money from Bancorp Bank?

To use this service you must have an account with The Bancorp Bank….To transfer money you will need to Log In to your account:Click on the My Accounts tab.Select the Funds Transfer link.On the E-Transfer Page, select the account in the “From” dropdown box from which you would like to transfer funds.More items….

Are Varo and Bancorp the same?

Currently, Varo provides the front-end to customers’ banking services, but the actual accounts are held by The Bancorp Bank. The company says its over 2 million accounts will transition to Varo Bank in a phased process that will begin in the coming weeks.

Why was BancorpSouth Bank created?

In 1876, in the back of a hardware store in Verona, Mississippi, a new approach to banking was born – an approach built on longevity and the principle that neighbors should help neighbors. It was based on the idea that to better serve a customer is to understand what is right for them.

Is Bancorp Bank a prepaid bank?

The Bancorp Bank, among the largest prepaid card issuers, will pay $2 million to settle claims that it charged fees higher than those disclosed to its customers. … Under the terms of the agreement, Bancorp has 30 days to offer up a restitution plan to the FDIC.

Is Bancorp an online bank?

Our Online Banking system has been designed so that you can view and manage your finances in a secure and convenient online environment. This guide will walk you through the process of accessing your account and describe our site’s features and benefits.

Can I withdraw $1000 from chime?

You cannot withdraw $1000 from Chime. Because, Chime allows you to withdraw only $500 in a day from an ATM. However, there is no limit on the number of times you can use your Chime Debit Card in a day.

Is BancorpSouth a state bank?

First State Bank Central Texas is now BancorpSouth and we’re bringing five-star service to the Lone Star State.

What services does BancorpSouth offer?

The Company offers account checking, money management, financial planning, debit card, savings, certificate of deposits, mortgage, investment advisory, and other financial services. BancorpSouth serves customers in the United States.

Is chime a real bank or prepaid card?

No, Chime is not a prepaid card. When you open an account online through Chime, you get a Spending Account, a Visa debit card, and an optional Savings Account. Chime’s debit card is linked to your bank account and a prepaid card is not.

Does chime steal your money?

Chime Will Steal Your Money And Not Give It Back 6000 dollars and they decide to put my account on hold and then close it because of some deposit agreement.

How long does Bancorp Bank post direct deposits?

Funds from wire transfers or ACH direct deposits will be available on the second business day after the deposit is applied to your account.

Does BancorpSouth have another name?

Soon after, it was renamed to the Bank of Tupelo. The bank was renamed to Bank of Mississippi in 1966. In 1997, the bank changed its name to BancorpSouth.

Who bought Bancorp?

bank in $2.6B deal; Some banks to keep Flagstar name.

What bank is Bancorp under?

U.S. Bank National AssociationU.S. Bancorp (stylized as us bancorp) is an American bank holding company based in Minneapolis, Minnesota, and incorporated in Delaware. It is the parent company of U.S. Bank National Association, and is the fifth largest banking institution in the United States.

Does BancorpSouth own chime bank?

Chime is an American financial technology company which provides fee-free mobile banking services provided and owned by The Bancorp Bank or Central National Bank. … Bank accounts provided via Chime’s partners are insured up to the standard maximum deposit insurance amount of $250,000.

Is Bancorp Bank a real bank?

The Bancorp Bank is headquartered in Wilmington and is the 9th largest bank in the state of Delaware. It is also the 215th largest bank in the nation. It was established in 2000 and as of December of 2020, it had grown to 635 employees at 1 location.

Does PayPal accept Bancorp Bank?

The optional PayPal Prepaid Card Savings Account is made available to cardholders through The Bancorp Bank, Member FDIC. To open a PayPal Prepaid Card Savings Account through the secure online Account Center, the cardholder must have linked the PayPal Prepaid Card to the PayPal Account.

Источник: https://mobilepaymentsacademy.com/qa/is-bancorp-bank-and-bancorpsouth-the-same-bank.html

about us

Look ahead with us.

Learn how we’re supporting customers, employees and communities in the pandemic and economic recovery.

Meet the banker whose job is teaching financial education to kids.

Chris Taylor turned his vision for the role into a reality with help from colleagues.

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Find out why we’re a LinkedIn top workplace for career growth.

The list of 50 companies is based on advancement opportunities, skill development and more.

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See how DIY meets DIT in our new video banking tools.

Our cobrowse and appointment scheduling tools are booming in popularity.

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Moody’s, S&P, Fitch ratings among highest in world

Check out our best-in-class financial metrics.

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No. 113 on the Fortune 500

Get the latest numbers on our size, locations and more.

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Founded under national bank charter No. 24 in 1863

Explore what’s led to our position of strength.

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79% of transactions and 61% of sales now online

Learn how we’re investing in digital capabilities.

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Publicly held company traded as USB on the NYSE

Meet the leaders who manage and govern our company.

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Named one of the Top 50 Companies for Diversity

Hear what others are saying about our business and people.

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Past, present and future

Since the Lincoln administration signed our national bank charter No. 24 in 1863, we’ve drawn on our financial strength to serve customers. This has been especially evident in times of need, such as during the COVID-19 pandemic. Our response by the end of 2020 included a $20 million premium pay program for our employees, relief assistance and 108,000 Small Business Administration Paycheck Protection Program (PPP) loans for our customers, and $30 million in expedited charitable contributions for our communities. As a result, we’re proud to have been named the most essential bank amid the pandemic in a ranking by The Harris Poll.

We also recognize that this past year has fundamentally changed banking by accelerating the shift to digital products and services. We’re positioned well for this future, having launched new tools – like the U.S. Bank Smart Assistant™ – to complement our 26-state branch footprint.

Leadership and governance

Led by Chairman, President and CEO Andy Cecere, our company is guided by a 14-member Managing Committee. This group includes the leaders of our four core business lines – Consumer and Business Banking; Payment Services; Corporate & Commercial Banking; and Wealth Management and Investment Services – as well as the heads of functional areas including risk management; digital; diversity, equity and inclusion; finance; legal; strategy; and more.

As a publicly traded company, we’re also governed by a 13-member Board of Directors, which is chaired by Cecere. This group brings decades of expertise from a variety of industries ranging from healthcare and logistics to retail and tech.

Awards and recognition

Our company continues to be recognized for our ethical and inclusive culture, management quality, social responsibility, digital capabilities and more. Notable recent honors include being named one of the 2021 World’s Most Ethical Companies® by the Ethisphere® Institute, the seventh consecutive year we’ve been honored; our U.S. Bank Mobile App being rated best for customer service by Business Insider Intelligence; and being honored with a spot on the 2021 DiversityInc Top 50 Companies for Diversity.

Start of disclosure content

Disclosures

XX-011 Equal Housing Lender

XX-003 FDIC notice + credit products

Источник: https://www.usbank.com/about-us-bank.html
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Please Note

You are leaving the Central Bancorp website. The link you have selected will redirect you to a website that is not associated with Central Bancorp. The privacy or security policies of the Central Bancorp website do not apply to the website you have selected. We recommend that you review that website’s privacy policies. Central Bancorp is not responsible for any external website. Central Bancorp assumes no responsibility for content, availability, opinions, products or services offered or displayed on these other websites.

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Justice News

Settlement Provides Over $10 Million in Monetary Relief Including Loan Subsidies and Compensation for Alleged Victims

The Justice Department and the Consumer Financial Protection Bureau (CFPB) announced a settlement agreement today to resolve allegations that BancorpSouth Bank violated the Fair Housing Act and Equal Credit Opportunity Act (ECOA) by using policies and practices that unlawfully discriminated against African Americans and other residents of predominantly minority communities in the Memphis, Tennessee, area, as well as parts of neighboring Mississippi and Arkansas.

The department and the CFPB alleged that BancorpSouth was illegally “redlining” predominantly minority neighborhoods in the Memphis Metropolitan Statistical Area.  Redlining is a discriminatory practice by banks or other financial institutions to deny or avoid providing credit services to a consumer because of the racial demographics of the neighborhood in which the consumer lives.  BancorpSouth also allegedly discriminated against African-American applicants in the underwriting and pricing of certain mortgage loans and implemented a policy or practice that required its employees to treat applications differently based on race or other prohibited characteristics.

The settlement agreement, which is subject to court approval, was filed in conjunction with the agencies’ complaint in the U.S. District Court for the Northern District of Mississippi.  Under the terms of the settlement, BancorpSouth agreed to pay nearly $7 million in relief for impacted individuals and neighborhoods; invest at least $800,000 in advertising, outreach and community partnership efforts; pay a $3 million civil penalty and amend its policies, standards and training to ensure compliance with fair lending obligations.

“When banks discriminate on the basis of race, they violate our civil rights laws and threaten the foundation of a fair economy,” said Principal Deputy Assistant Attorney General Vanita Gupta, head of the Justice Department’s Civil Rights Division.  “The Civil Rights Division will continue to enforce our nation’s fair lending laws to ensure that qualified applicants and borrowers can access credit and invest in their financial future without facing unlawful barriers.”

“Race-based lending practices have no place in the credit market,” said U.S. Attorney Felicia C. Adams of the Northern District of Mississippi.  “The U.S. Attorney’s Office for the Northern District of Mississippi will work diligently with the Department of Justice to ensure that impermissible racially-based lending practices are not used to wrongfully deny qualified applicants’ credit.”

“BancorpSouth’s discrimination throughout the mortgage lending process harmed the people who were overcharged or denied their dream of homeownership based on their race, and it harmed the Memphis minority neighborhoods that were redlined and denied equal access to affordable credit,” said CFPB Director Richard Cordray.  “Today’s action is a reminder that redlining and overt discrimination are not is bancorp bank and bancorpsouth the same remnants of the past, and that federal enforcement is needed to bring real relief to communities and individuals.  The Consumer Bureau and the Department of Justice will continue working together to root out discrimination in the marketplace and ensure consumers receive fair and equal treatment under the law.”

The complaint alleges that from at least 2011 to 2013, BancorpSouth engaged in redlining and thereby failed to serve the credit needs of predominantly minority neighborhoods in the region.  In addition to redlining, the complaint alleges that BancorpSouth’s Community Banking Department loan officers were granted substantial discretion in determining whether to approve or deny a mortgage loan – a process called underwriting – and had limited standards in place to ensure that loan officers consistently priced mortgage loans in the same manner or used the same criteria.  Such wide flexibility in loan underwriting and pricing resulted in the bank’s denying African-American applicants for mortgage loans at significantly higher rates than white applicants with similar credit profiles.  It also resulted in the bank charging African-American borrowers higher interest rates than similarly-situated white borrowers.  The complaint alleges that these consumers were denied and charged higher interest rates because of their race, and not because of their creditworthiness or other objective criteria related to borrower risk.

The complaint also alleges that BancorpSouth’s Mortgage Department implemented a discriminatory loan policy or practice of requiring its employees to deny applications from minorities more quickly than similarly-situated white applicants and to not provide credit assistance to “borderline” applicants that other applicants may have received.  In an audio recording of a BancorpSouth meeting held in 2012, a manager told loan officers and processors that applications from minorities and others whom the bank viewed as “protected class members” must be “turned down” within 21 days, while white applicants were not subject to this shorter time frame.  During this meeting, BancorpSouth employees made several racially insensitive comments followed by laughter.

BancorpSouth’s discriminatory conduct was further evidenced through testing.  In 2013, the CFPB conducted matched-pair testing in six different BancorpSouth branches in Mississippi, Tennessee and Alabama to determine whether BancorpSouth treated individuals who inquired about loans differently based on race.  The testing results indicated that loan officers in BancorpSouth’s Mortgage Department treated African-American testers less favorably than similarly-situated white testers.

Under the terms of the proposed settlement, BancorpSouth will invest $4 million in a loan subsidy fund to increase the amount of credit the bank extends to majority minority neighborhoods in the Memphis Metropolitan Statistical Area.  In order to make residential mortgage loans available to residents of minority neighborhoods that were not adequately served by BancorpSouth, the bank will further invest at least $800,000 in advertising, outreach and community partnership efforts and open a new full-service branch or loan processing office in a predominantly minority neighborhood.  To compensate borrowers harmed by its discriminatory pricing and underwriting policies and practices, BancorpSouth will establish a $2.78 million settlement fund and extend credit offers to unlawfully denied applicants.  The settlement will also require BancorpSouth to amend its pricing and underwriting policies; further develop strong internal standards to ensure compliance with fair lending obligations; and the london west hollywood reviews fair lending training to its employees, senior management and board of directors.  The bank must also pay a $3 million civil money penalty to the CFPB.

The Justice Department’s enforcement of fair lending laws is conducted by the Civil Rights Division’s Housing and Civil Enforcement Section.  Since 2010, the Civil Rights Division has provided over $1.4 billion in monetary relief for individual borrowers and impacted communities through its enforcement of the Fair Housing Act, ECOA and Servicemembers Civil Relief Act.  The Attorney General’s annual reports to Congress on ECOA enforcement highlight the department’s accomplishments in fair lending and are available at www.justice.gov/crt/publications/.

The Civil Rights Division, the U.S. Attorney’s Office of the Northern District of Mississippi and the CFPB are members of the Financial Fraud Enforcement Task Force.  President Obama established the interagency Financial Fraud Enforcement Task Force to wage an aggressive, coordinated and proactive effort to investigate and prosecute financial crimes.  The task force includes representatives from a broad range of federal agencies, regulatory authorities, inspectors general and state and local law enforcement who, working together, bring to bear a powerful array of criminal and civil enforcement resources.  The task force is working to improve efforts across the federal executive branch, and with state and local partners, to investigate and prosecute significant financial crimes, ensure just and effective punishment for those who perpetrate financial crimes, combat discrimination in the lending and financial markets and recover proceeds for victims of financial crimes.  For more information about the task force visit www.stopfraud.gov.

A copy of the complaint, as well as additional information about fair lending enforcement by the Justice Department, can be found on the Justice Department’s website at http://www.justice.gov/fairhousing.

BancorpSouth How late is kroger pharmacy open today alt="" src="https://www.justice.gov/modules/file/icons/application-pdf.png">BancorpSouth Proposed Consent Order

Источник: https://www.justice.gov/opa/pr/justice-department-and-consumer-financial-protection-bureau-reach-settlement-bancorpsouth
Found inside – Page 238. bancorpsouth.com educ University of Mississippi (JD, 2015), Mississippi University for Women (BS-Communications/Business Management, 2012) • BANFIELD . Found inside – Page 28s BancorpSouth Insurance Is bancorp bank and bancorpsouth the same subsidiary announced that it has acquired the property and casualty lines of business of Arthur J. GallagherRisk Management ServicesInc. in SpringfieldMO. Furtheron Feb 4 2008BancorpSouth . Found inside – Page 8830 28 26 24 22 20 som 14 12 400 200 100 0 BANCORPSOUTH INC. . At the same timeCo. is focused on the disciplined implementation of its asset / liability management strategieswhich are focused on improving net interest revenue by . Found inside – Page 368In August, Carbonic System Inc. hired service department manager Robert . BancorpSouth was the executor of the estate, and for eleven months Barnes . Found inside – Page 58Jan / Feb 1996 ( 12/15/95 ) BENHAM MANAGEMENT INTERNATIONALINC. Mountain ViewCA C / S * $ 150 BOSTON BANCORP South BostonMA SS $ 220 * Target : Benham Management InternationalInc. Outside Counsel : Dechert . Found inside – Page 5. E YIELD COMPANY / TICKER STARS RANKING * RISK STYLE PRICE PRICE RATIO ( % ) Aflac / AFL 5 A Medium Growth 59 73 15.4 1.6 Annaly Capital Management / NLY 4 B High Value 21 23 9.4 4.2 BancorpSouth / BXS 4 A- Low Blend . Found inside – Page 1760. Group Inc www.bancorpgroup.com BancorpSouth www.bancorpsouth.com BancorpSouth Inc www.bancorpsouth.com . Management Newsletter store1.sheshunoff.com/160.html Bank - Fund Staff Federal Credit Union www.bfsfcu.org Bank . Found inside – Page 2665Yes No • MDT LARGE CAP GROWTH Assets under management. . STONE ENERGY CORPORATION 8 ) BANCORPSOUTH INCORPORATED 9 ) SWIFT ENERGY COMPANY 10 ) NAVIGATORS GROUP INCORPORATED Fees : Minimum . Found inside – Page 109. Banco Rio de la Plata ; Shareholder relations ; Bank management ; Argentina ; Emerging markets ; Bank acquisitions . 4 : 3 BANCORPSOUTH INC Net income Dec 31 quarter $ 9,862,000 ( .44 ) ; net income Dec 31 year $ 45,350,000 . Found inside – Page 94245 ANNALY CAPITAL MANAGEMENT INC . pg. . 412 INTERNATIONAL LEASE FINANCE CORPORATION1717 CAPITAL MANAGEMENT COMPANYpg. . 84 BANCORPSOUTHINC .Pg. 87 BANK OF OKLAHOMAN.A.pg. Found inside – Page 62Simply put, when managers employ capital, they have to pay for it, explains Gregory Milano. . BancorpSouth has had success in eliminating multiple goals. Found inside – Page 192. Deltic Timber Corporation (Deltic Timber), and BancorpSouth (BancorpSouth). . (the 'MFLP') and Murphy Family Management, LLC (the 'MFM LLC'). Found inside. Information Systems Administrator; Sr. Management Analyst; Acquisition Analyst; . Contact center associate capital one 2211 Highland Avenue South, Birmingham AL 35205. Found inside – Page 202. both as a piece of communication and a management tool. . Inc. NII Holdings Inc. Bancorpsouth Inc. Annaly Capital Management Inc. CareFusion Corp. Found inside – Page 628Integra Financial Corp. Mercantile Bancorp. Inc. * Crestar Financial Corp. * Regions Financial Corp. Southern National Corp. AmSouth Bancorp. Summit Bancorp. South Trust Corp. First of America Bank Corp. Union Bank BanPonce Corp. Found inside – Page 41After exhaustive discussion among the bank's managersthe name “ Bank of Mississippi ” was finally chosen. Aubrey B. . In the early 1990s the Bank is bancorp bank and bancorpsouth the same Mississippi was acquired by Is bancorp bank and bancorpsouth the sameInc.a large regional banking institution. Found inside – Page 89s BancorpSouth Insurance Services subsidiary announced that it has acquired the property and casualty lines of business of Arthur J. GallagherRisk Management ServicesInc. in SpringfieldMO. Furtheron Feb 4 2008BancorpSouth . Found insideWe have a great management team, most of whom have been promoted from within. . of BancorpSouth—since it was Bank of Tupelo and then Bank of Mississippi. Found inside – Page 52BancorpSouth's Soper is impressed with the performance of HSTR gear. . a two-port Gigabit Ethernet Supervisor III management module on the Catalyst 5500. Found inside. UNIONBANCAL CORPORATION Arvest Asset Management; Is bancorp bank and bancorpsouth the same HOLDINGS INC Arvest . BANK OF HAWAII CORP BancorpSouth Bank; BANCORPSOUTH INC BancorpSouth . Found inside – Page 235. educ University of Miami (JD-Law), • BANCORPSOUTH BANK 201 S Spring St, Tupelo, MS 38804 662-680-2000 www.bancorpsouth.com FAX: 662-680-2006 CHARLESJ. Found inside – Page 78Pensions / Retirement Health Plans Medical Director General Counsel Assistant Risk Management Property Insurance . Ins. & Risk Control Manager - Insurance & Risk Control Risk Manager Bancorp South Inc. Address : P.O. Box 789 paypal business checking account, 1 . Found inside – Page 204. of Mississippi during this time because from that culture and philosophy of hard work, cooperation and enthusiasm came the management of BancorpSouth. Found inside – Page 28Ditto for banks with strong core changewe like the way is bancorp bank and bancorpsouth the same deposits and niche - specific customer BancorpSouth is . Tennessee 11 and ment given the products we ' re now able management ' s and the board ' s Minnesota 10. to offer. Found inside – Page 111Common positions include : Accountant / Auditor ; Administrator ; Attorney ; Bank Officer / Manager ; Branch Manager ; Computer . Description : Volunteer Banka subsidiary of Bancorp Southprovides commercial and retail bankingleasing . Found inside – Page 431995-01; Bancorp South, community bd, 1996-; Med Assn of MS, risk management comm, I997. Home Addr: 416 Bay St, Hattiesburg, MS 39401, (601)544- 3464. Business Addr: Medical Director, Surgery and Trauma Services, Forrest . Found inside – Page 50Managers have delivered againthat the information they gain from sizeable improvementseven in the current instituting EVA . BancorpSouth builds on the value of its EVA program by training its management in how to apply sophisticated . Found inside – Page 107He has directed the annual Ernst & Young Cash Management Services Survey since 1990. . BancorpSouth BOK Financial Corporation CCB Financial Corporation Centura BankInc. City National Corporation Commerce Bancorp Eastern . Found inside – Page 1-262. 160 BALTIMORE ORIOLES 160 BANCORPSOUTH INSURANCE SVCS 160 BANDWIDTH. . 1573 BAYVIEW ASSET MANAGEMENT, LLC 195 BAZELON CENTER FOR MENTAL HEALTH LAW. Found insideBancorpSouth Insurance Services, Inc.; BANCORPSOUTH INC BancorpSouth Investment . Inc.; BANK OF HAWAII CORP Bank of Ireland Asset Management, Ltd.; . Found inside – Page 64MANAGEMENT. 300. INDEX. WIE Note : Banks with no number under the BMM Rating column were not among the 100 largest banks that were rated. . 271 BANCORP HAWAII 48 BANCORPSOUTH 146 BANK OF BOSTON CORP. 22 BANK . Found inside – Page 44The company's various subsidiaries provide consumer finance loansinsuranceasset managementand real estate mortgages. BANCORPSOUTH BANK PAC Formerly : Bank of Mississippi Officers ' Voluntary Political Committee FEC ID . Found inside – Page I-254162 BANCORPSOUTH INSURANCE SERVICES . 162 BANDIT ENTERPRISES. . 184 BASIC AMERICAN INDUSTRIES & TURTLE CREEK MANAGEMENT. Found inside – Page 38l Turnstiiie Ta Venue Execs To Share Strategies At,Arena Management . vice chairman Todd Hunt, director of the BancorpSouth Arena in Tupelo, Miss. Found inside – Page 229. American Savings Bank of New Jersey www.americansavingsni.com Am South Bank www.amsouth.com Bancorp South.com www.bancorpsouth.com Bank Caroline www.bankcaroline.com Bank of America www.bankofamerica.com Bank of . 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Found inside – Page 2009-7708AccordinglyMadison and Martha began to take over the day to day management of the partnership and its various employees. In keeping with their business / investment philosophyno shares of Murphy OilDeltic or Bancorp South stock . Found inside – Page 12BancorpSouth 2910 West Jackson Street Tupelo, Ms 38801 Tel. . 1.256.386.5000 www.bibank.com Owning or managing any business is a challenge. Found inside – Page 62Co.the New York City - based developer and BancorpSouth may be in the minority by promoter of EVA. By assessing a charge for using EVA as a full - blown valuation framethe use of capitalEVA encourages managers work. Found insideAre risk management andsafety interventions considered costsofdoing business or . George (Sonny) Blackwell joined BancorpSouth Insurance,a regional . Found inside – Page 172. Paris ) Cass Palmer Director Personal Administration ( Valley / Paris ) Christina Hancock Manager Risk Management . 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Источник: http://confindustriafermo.it/mmdun0/bancorpsouth-management

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: Is bancorp bank and bancorpsouth the same

Is bancorp bank and bancorpsouth the same
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BancorpSouth - First Job

Is bancorp bank and bancorpsouth the same -

Tupelo Based BancorpSouth Buys Cadence Bank In Stock Deal

TUPELO, MISS. (WCBI) – A Tupelo-based bank has bought a Texas-based bank with a big presence in Northeast Mississippi.

BancorpSouth CEO Dan Rollins has known Cadence Bank CEO Paul Murphy for more than twenty years. They both worked in the banking industry in Texas before moving to Mississippi.

“If I had told folks that I wanted to find a merger partner with their senior management team had been to school at University of Mississippi and Mississippi State, I could have looked for a hundred years and not found that,” Rollins said.

Murphy is a Mississippi native and graduated from MSU. He says BancorpSouth’s focus on community banking will complement Cadence’s emphasis on commercial banking.

“We have more years, advanced years of commercial lending and middle-market lending, so fundamentally, those things are similar, but not exactly the same, as BancorpSouth has been building out a commercial lending team, we’re much further along with that effort and so it’s complimentary for both banks, kind of a win-win,” Murphy said.

BancorpSouth is buying Cadence in a stock deal valued at two point eight billion dollars. The deal values the combined company at more than six billion dollars.

Bancorpsouth shareholders will own approximately 55 percent of the company, while Cadence shareholders will own 45 percent.For investors, earnings per share will go up over time as a result of the merger. The bank will retain the Cadence name. That name and logo change for BancorpSouth could be the biggest noticeable change for customers.

“So we are going to have the Cadence Arena, we’re excited about that, so certainly the name change will be the biggest thing you will see in the town, our people are here, this is our headquarters, this is our home, we’re a Mississippi chartered bank,” Rollins said.

The company will keep operations centers in Tupelo and Starkville.

“The Starkville team is just really important to me, I went to school there, we’re proud of our team there, it means more opportunity, more branches, more products and we’re committed to the Golden Triangle for sure,” Murphy said.

The merger is expected to close in the fourth quarter of this year.

The name change from BancorpSouth to Cadence will take place in 2022.

Источник: https://www.wcbi.com/tupelo-based-bancorpsouth-buys-cadence-bank-stock-deal/
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Источник: http://confindustriafermo.it/mmdun0/bancorpsouth-management
bancorpsouth Chairman and CEO Paul Murphy and bancorpsouth Board sites as... Save on international money transfer fees by using the bancorpsouth website Financial... found –. Competition from is 34.56 % toward your goals today the deal 17 % accretive to bancorpsouth s... Shares outstanding average 3.5 out of 5 stars, bancorpsouth has the experience and service to help get... Opportunities to build a rewarding and lasting career Q2 2021 earnings call PROVIDENCE, BAHAMAS said! Community Reinvestment Act the official contact bancorpsouth immediately at ( 888 ) 797-7711 will be! N.A., Members FDIC NYSE: BXS ) is 34.56 %, but it & # x27 re! % of shares outstanding ) and its FDIC Certification ID is 35444 billion in assets be available archived...

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Источник: https://www.auto-szkola.pl/6t7vs/ru2rfxg3/viewtopic.php?page=is-bancorp-bank-the-same-as-bancorpsouth

Justice News

Settlement Provides Over $10 Million in Monetary Relief Including Loan Subsidies and Compensation for Alleged Victims

The Justice Department and the Consumer Financial Protection Bureau (CFPB) announced a settlement agreement today to resolve allegations that BancorpSouth Bank violated the Fair Housing Act and Equal Credit Opportunity Act (ECOA) by using policies and practices that unlawfully discriminated against African Americans and other residents of predominantly minority communities in the Memphis, Tennessee, area, as well as parts of neighboring Mississippi and Arkansas.

The department and the CFPB alleged that BancorpSouth was illegally “redlining” predominantly minority neighborhoods in the Memphis Metropolitan Statistical Area.  Redlining is a discriminatory practice by banks or other financial institutions to deny or avoid providing credit services to a consumer because of the racial demographics of the neighborhood in which the consumer lives.  BancorpSouth also allegedly discriminated against African-American applicants in the underwriting and pricing of certain mortgage loans and implemented a policy or practice that required its employees to treat applications differently based on race or other prohibited characteristics.

The settlement agreement, which is subject to court approval, was filed in conjunction with the agencies’ complaint in the U.S. District Court for the Northern District of Mississippi.  Under the terms of the settlement, BancorpSouth agreed to pay nearly $7 million in relief for impacted individuals and neighborhoods; invest at least $800,000 in advertising, outreach and community partnership efforts; pay a $3 million civil penalty and amend its policies, standards and training to ensure compliance with fair lending obligations.

“When banks discriminate on the basis of race, they violate our civil rights laws and threaten the foundation of a fair economy,” said Principal Deputy Assistant Attorney General Vanita Gupta, head of the Justice Department’s Civil Rights Division.  “The Civil Rights Division will continue to enforce our nation’s fair lending laws to ensure that qualified applicants and borrowers can access credit and invest in their financial future without facing unlawful barriers.”

“Race-based lending practices have no place in the credit market,” said U.S. Attorney Felicia C. Adams of the Northern District of Mississippi.  “The U.S. Attorney’s Office for the Northern District of Mississippi will work diligently with the Department of Justice to ensure that impermissible racially-based lending practices are not used to wrongfully deny qualified applicants’ credit.”

“BancorpSouth’s discrimination throughout the mortgage lending process harmed the people who were overcharged or denied their dream of homeownership based on their race, and it harmed the Memphis minority neighborhoods that were redlined and denied equal access to affordable credit,” said CFPB Director Richard Cordray.  “Today’s action is a reminder that redlining and overt discrimination are not yet remnants of the past, and that federal enforcement is needed to bring real relief to communities and individuals.  The Consumer Bureau and the Department of Justice will continue working together to root out discrimination in the marketplace and ensure consumers receive fair and equal treatment under the law.”

The complaint alleges that from at least 2011 to 2013, BancorpSouth engaged in redlining and thereby failed to serve the credit needs of predominantly minority neighborhoods in the region.  In addition to redlining, the complaint alleges that BancorpSouth’s Community Banking Department loan officers were granted substantial discretion in determining whether to approve or deny a mortgage loan – a process called underwriting – and had limited standards in place to ensure that loan officers consistently priced mortgage loans in the same manner or used the same criteria.  Such wide flexibility in loan underwriting and pricing resulted in the bank’s denying African-American applicants for mortgage loans at significantly higher rates than white applicants with similar credit profiles.  It also resulted in the bank charging African-American borrowers higher interest rates than similarly-situated white borrowers.  The complaint alleges that these consumers were denied and charged higher interest rates because of their race, and not because of their creditworthiness or other objective criteria related to borrower risk.

The complaint also alleges that BancorpSouth’s Mortgage Department implemented a discriminatory loan policy or practice of requiring its employees to deny applications from minorities more quickly than similarly-situated white applicants and to not provide credit assistance to “borderline” applicants that other applicants may have received.  In an audio recording of a BancorpSouth meeting held in 2012, a manager told loan officers and processors that applications from minorities and others whom the bank viewed as “protected class members” must be “turned down” within 21 days, while white applicants were not subject to this shorter time frame.  During this meeting, BancorpSouth employees made several racially insensitive comments followed by laughter.

BancorpSouth’s discriminatory conduct was further evidenced through testing.  In 2013, the CFPB conducted matched-pair testing in six different BancorpSouth branches in Mississippi, Tennessee and Alabama to determine whether BancorpSouth treated individuals who inquired about loans differently based on race.  The testing results indicated that loan officers in BancorpSouth’s Mortgage Department treated African-American testers less favorably than similarly-situated white testers.

Under the terms of the proposed settlement, BancorpSouth will invest $4 million in a loan subsidy fund to increase the amount of credit the bank extends to majority minority neighborhoods in the Memphis Metropolitan Statistical Area.  In order to make residential mortgage loans available to residents of minority neighborhoods that were not adequately served by BancorpSouth, the bank will further invest at least $800,000 in advertising, outreach and community partnership efforts and open a new full-service branch or loan processing office in a predominantly minority neighborhood.  To compensate borrowers harmed by its discriminatory pricing and underwriting policies and practices, BancorpSouth will establish a $2.78 million settlement fund and extend credit offers to unlawfully denied applicants.  The settlement will also require BancorpSouth to amend its pricing and underwriting policies; further develop strong internal standards to ensure compliance with fair lending obligations; and provide fair lending training to its employees, senior management and board of directors.  The bank must also pay a $3 million civil money penalty to the CFPB.

The Justice Department’s enforcement of fair lending laws is conducted by the Civil Rights Division’s Housing and Civil Enforcement Section.  Since 2010, the Civil Rights Division has provided over $1.4 billion in monetary relief for individual borrowers and impacted communities through its enforcement of the Fair Housing Act, ECOA and Servicemembers Civil Relief Act.  The Attorney General’s annual reports to Congress on ECOA enforcement highlight the department’s accomplishments in fair lending and are available at www.justice.gov/crt/publications/.

The Civil Rights Division, the U.S. Attorney’s Office of the Northern District of Mississippi and the CFPB are members of the Financial Fraud Enforcement Task Force.  President Obama established the interagency Financial Fraud Enforcement Task Force to wage an aggressive, coordinated and proactive effort to investigate and prosecute financial crimes.  The task force includes representatives from a broad range of federal agencies, regulatory authorities, inspectors general and state and local law enforcement who, working together, bring to bear a powerful array of criminal and civil enforcement resources.  The task force is working to improve efforts across the federal executive branch, and with state and local partners, to investigate and prosecute significant financial crimes, ensure just and effective punishment for those who perpetrate financial crimes, combat discrimination in the lending and financial markets and recover proceeds for victims of financial crimes.  For more information about the task force visit www.stopfraud.gov.

A copy of the complaint, as well as additional information about fair lending enforcement by the Justice Department, can be found on the Justice Department’s website at http://www.justice.gov/fairhousing.

BancorpSouth Complaint

BancorpSouth Proposed Consent Order

Источник: https://www.justice.gov/opa/pr/justice-department-and-consumer-financial-protection-bureau-reach-settlement-bancorpsouth

BancorpSouth Bank (BXS) Q2 2021 Earnings Call Transcript

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Image source: The Motley Fool.

BancorpSouth Bank(NYSE:BXS)
Q2 2021 Earnings Call
Jul 22, 2021, 11:00 a.m. ET

Contents:

  • Prepared Remarks
  • Questions and Answers
  • Call Participants

Prepared Remarks:

Operator

Good day and welcome to the BancorpSouth Q2 2021 Earnings Conference Call and Webcast. [Operator Instructions] Please note this event is being recorded. I would now like to turn the conference over to Will Fisackerly, Executive Vice President and Director of Corporate Finance. Please go ahead.

Will Fisackerly -- Executive Vice President and Director of Corporate Finance

Good morning and thank you for being with us. I will begin by introducing the members of the senior management team participating today. We have Chairman and Chief Executive Officer, Dan Rollins; President and Chief Operating Officer, Chris Bagley; and Senior Executive Vice President and Chief Financial Officer, John Copeland. Before the discussion begins, I'll remind you of certain forward-looking statements that may be made regarding the company's future results or future financial performance.

Actual results could differ materially from those indicated in these forward-looking statements due to a variety of factors and/or risks. Information concerning certain of these factors can be found in BancorpSouth's 2020 annual report on Form 10-K. Also during the call, certain non-GAAP financial measures may be discussed regarding the company's performance. If so, you can find the reconciliation of these measures in the company's second quarter 2021 earnings release. Our speakers will be referring to prepared slides during the discussion. You can find these slides by going to bancorpsouth.com and clicking on our Investor Relations page, where you'll find them on the link to our webcast, or you can view them at the exhibit to the 8-K that we filed yesterday afternoon. These slides are also in the Presentations section of our Investor Relations website.

And now I'll turn to Dan Rollins for his comments on our financial results.

James D. Rollins III -- Chairman of the Board and Chief Executive Officer

Good morning, everyone. Thank you for joining us today to discuss BancorpSouth's second quarter 2021 results. I'll begin by making a few remarks regarding the quarter, John will discuss the financial results in more detail, and Chris will provide more color on credit quality and our business development activities. After we conclude our prepared comments, our executive management team will be happy to answer questions. Let's turn to the slide presentation and spend a few minutes looking at our second quarter results. slide two contains the legal reminders Will already discussed.

The most noteworthy item of the quarter was obviously the April 12 announcement of our transaction with Cadence Bank. There's some summary information regarding the transaction on slide three. We discussed this transaction in great detail on both the transaction-specific call in April as well as our first quarter earnings call. Accordingly, I won't spend a whole lot of time in detail here today, but I would like to say that our teams are making great progress toward the planning for the legal closing as well as the conversion and integration. Paul, Chris, Valerie, Hank and I have traveled to 14 different cities across our footprint since April visiting with our teams, and we have more visits planned over the next several weeks.

We've enjoyed getting in front of teammates from both organizations and seeing the optimism around this transaction as well as our overall renewed energy around all -- being felt about being able to get out and interact with customers. Everything I've seen over the past few months has confirmed my belief that we are stronger together, creating an organization with additional opportunities for future growth. I'm optimistic we're on track for a fourth quarter 2021 transaction closing. We continue to believe this transaction is a great fit for our shareholders, our customers, our communities and our teammates. slide four provides our highlights for the quarter. We reported another record quarter from an operating perspective. Net income available to common shareholders for the second quarter was $73.2 million or $0.69 per diluted share. We had a negative MSR valuation adjustment of $1.9 million and recorded merger-related expenses of $10 million during the quarter.

Additionally, we had an $11.5 million in provision for credit losses associated with day one accounting provision requirements for acquired loans. When adjusting for these items, we reported net operating income excluding MSR of $90.6 million or $0.86 per diluted common share. This represents an increase compared to the $0.73 per diluted share in the first quarter of '21 and $0.59 per diluted share in the second quarter of 2020. We reported pre-provision net revenue, PPNR, of $119.9 million for the quarter, which represents an increase of approximately 21% compared to the first quarter of '21 and an increase of approximately 17% compared to the second quarter of 2020. By definition, we exclude the MSR adjustment and other nonoperating items from our PPNR calculation. I would point out that our results do include a $21.6 million gain on the sale of $725 million in PPP loans.

While this is certainly not a repeatable revenue source, we did include it in our operating metrics given the fact that the gain simply brought forward earnings that would have otherwise been recognized in future periods. This sale, along with the forgiveness payments of $347 million, resulted in only $167 million in PPP loans remaining on our balance sheet at quarter end. While the Paycheck Protection Program has provided a tremendous opportunity for our bankers to deepen existing relationships and develop new ones, we believe that this loan sale will allow them to return to a more normal day-to-day environment and provide a renewed focus on critical sales and customer service activities. And looking at our business development efforts more broadly, we saw another solid deposit growth quarter while continuing to chip away at our total cost of funding. Organic deposit and customer repo growth totaled approximately $225 million or just over 4% annualized for the quarter. We're pleased to report organic loan growth for the first time since early 2019.

We reported organic loan growth excluding PPP of approximately $65 million for the quarter. While the day-to-day volatility in our economy makes it hard to predict the future, we are hopeful we will see continued organic loan growth in future quarters. Chris will provide more commentary on our business development efforts in a moment. Credit quality continues to remain strong. Our nonperforming assets declined by just over 8% compared to the end of the first quarter. This marks the third consecutive quarter in which we've reported a decline in nonperforming assets. We did record a provision of $11.5 million for the quarter, which was primarily related to the day one accounting provision requirements for acquired loans. I'll close my initial remarks by mentioning that we successfully closed our mergers with National United Bank and FNB Bank effective May 1. We also completed the operational integrations of both banks during the month of June. These transactions collectively added approximately $1.6 billion in assets to our franchise. As expected, the teams from both banks have been a great addition to our company, and we look forward to seeing their successes continue to contribute to our growth efforts.

I'll now turn to John and allow him to discuss our financial results in more detail.

John G. Copeland -- Senior Executive Vice President, Treasurer and Chief Financial Officer.

Thanks, Dan. slides five through seven show our summary income statement as well as details of our noninterest revenue and expenses. Dan has already mentioned the trend in our EPS and PPNR numbers. I'll disclose -- I will focus my comments this morning on our net interest margin as well as a few other items that had variances compared to the first quarter of 2021. Before we begin that, I would like to point out that the two transactions that closed May 1, and which are noted on slide four in the M&A Update section, will certainly impact the comparability of the information shown on these three slides.

The 4.3% quarter-over-quarter increase in net interest revenue that you see on slide five was primarily the result of these transactions. As we've said for several quarters, the balance sheet dynamics for BancorpSouth and the industry continue to put pressure on the margin and net interest income. We reported a net interest margin excluding accretion of 2.94% for the quarter compared to 3.08% for the first quarter of 2021. This compression continues to be driven primarily by balance sheet mix. Going into the pandemic, the expectation was that PPP would be a temporary drag on margin. However, the reality is that liquidity has done nothing but increase while we work through the forgiveness and sale of PPP loans, which has put further pressure on margin given the relatively lower yields in our securities portfolio.

As we look further at some of the individual components, our loan yields, excluding PPP and accretion, declined by 10 basis points from 4.49% for the first quarter to 4.39%. We also saw a comparable decline in our cost of deposits from 33 basis points for the first quarter to 27 basis points. While we expect it to be lumpy and take some time, we remain optimistic that we can continue to drive deposit costs down, particularly in the time deposit and public fund products. Regarding PPP, net interest income for the quarter included approximately $3.7 million of accelerated income recognition associated with PPP loans that were forgiven or paid off during the quarter.

As Dan mentioned, the remaining PPP balance at the end of the second quarter was only $167 million. Accordingly, the balance of unrecognized net fees associated with this program is not material. slide six shows the breakout of our noninterest revenue components. You'll notice here the $21.6 million gain on sale of PPP loans that Dan mentioned earlier. Beyond that, the primary variances outside of the impact of the merger closes are in our mortgage production and servicing revenue as well as in our insurance commission revenue. Chris will discuss both of these business lines more in a moment, but I would just briefly say that we've known that the elevated mortgage revenue that we reported through the refi cycle wasn't sustainable. While that will provide a headwind going forward, our insurance team is seeing and expect to continue to see the benefits of a firming premium market. slide seven provides the details around our noninterest expense, which was very stable quarter-over-quarter.

Outside of merger expenses, which is obviously elevated with the two merger closings and integrations as well as the Cadence transaction, the only variance of note here is in salaries and employee benefits, which increased just over 7% compared to the first quarter. This variance is driven by the $3 million equity incentive comp accrual true-up that lowered our first quarter salary and benefits total combined with the comp expense associated with the two merger closings. I don't think that any of the other line items here warrant any additional discussion. That concludes my comments on the financials. Chris will now provide some color on our business development activities.

Chris A. Bagley -- President and Chief Operating Officer.

Thanks, John, and good morning, everyone. Starting with slide eight, you will see our current funding mix. We reported $1.7 billion in deposit and customer repo growth for the quarter. $1.5 billion of the growth was added with the National United and FNB mergers, we also realized organic deposit growth for the quarter of $225 million or just over 4% annualized. Second quarter has historically had pressure on deposits from a tax and public runoff, but this is obviously an unprecedented environment from a liquidity perspective.

We continue to focus on bringing our deposit costs down. Our total cost of deposits declined another six basis points to 27 basis points. With our time deposit book still at a weighted average of around 1% for the quarter, there's additional rate to continue to drive total deposit costs down. In addition to the time deposits, our public fund rates should continue to see downward pressure as well, although, as John mentioned, that will be somewhat lumpy. Moving to slide nine, you'll see similar data for our loan portfolio. The PPP, or triple P as we call them, and acquisition activity, both of which have been discussed, obviously, creates a number of moving parts in the loan portfolio. When we adjust for those items, we actually reported net organic growth for the quarter for the first time since pre-pandemic.

While $65 million organic growth is nominal, we view it as a win considering the environment we've been in. Even with the liquidity in the market, there's activity in the loan market, especially around multifamily home construction, but also continues to be true as a very competitive pricing environment around quality credits. Moving to slide 10, you'll see key credit quality highlights for the quarter. As Dan already mentioned, we saw another sequential quarter decline in total nonperforming assets, and our BXS-originated criticized assets declined as well. All in, including acquired assets, total nonperforming assets to total loans and total assets at 56 and 37 basis points, respectively. We experienced net recoveries for the quarter at five basis points annualized. We did record a provision for credit losses of $11.5 million, primarily as a result of day one CECL requirements associated with the acquired loans from the two mergers closed this quarter. This provision, along with the reserve on PCD loans, contributed to an allowance coverage ratio of 1.79% of net loans and leases excluding PPP loans.

While we do continue to actively monitor the segments of the loan portfolio that have been identified as higher risk as a result of the pandemic, as shown on slide 11, it is clear that at this time, the economies in the markets we serve are performing well. There are currently no commercial loans and payment deferment from the pandemic, and there's a small dollar amount of loans still on interest-only, primarily in the hospitality group. Our view today is that these credits are improving, and our current expectation is that they will return to scheduled payments as the interest-only periods expire in the back half of 2021. slide 12 provides a five quarter look at our results for insurance and mortgage products. Mortgage reported origination volume of $906 million for the quarter, 68% of which was purchase money. While the pipeline remains elevated relative to historical levels, it did decline quarter-over-quarter as we work through a large portion of the remaining refinances. This decline contributed to an expected decline in margin for the quarter. Moving to insurance. Total commission revenue for the quarter was $36.1 million, which represents an increase of about 9% over the second quarter of last year. We've seen a steady increase in revenue due to a combination of winning new customers and continued firming in the premium market. We are seeing rate increases across the board, particularly in the P&C space.

Now I'll turn it back over to Dan for his concluding remarks.

James D. Rollins III -- Chairman of the Board and Chief Executive Officer

Thanks, Chris. I would like to see a more robust environment in terms of growth and interest rate environment. Our Board and management team are both proud of the successes that have been achieved by our teammates. Most importantly, we've maintained outstanding credit quality throughout this cycle. Our bankers did a tremendous job of utilizing the Paycheck Protection Program as an opportunity to deepen relationships with our current customers and also develop new ones. Successes on the deposit side of the balance sheet obviously speak for themselves.

And finally, as to our other frontline efforts, our mortgage team continues to maintain a strong purchase money pipeline. Our insurance team is taking advantage of the firming market, and our wealth management team continues to grow assets under management. I'm looking forward to getting back out on the road in the coming weeks and continuing to spend time visiting with our folks and meeting more of the Cadence team. As I said earlier, the combination of our companies, creating a new Cadence, provides us with a unique opportunity to create an organization with scale and expertise within the fastest-growing parts of the United States. Truly a win-win-win-win: a win for our shareholders, a win for our customers, a win for our teammates and a win for the communities we serve.

Operator, we'll now be happy to answer any questions.

Questions and Answers:

Operator

[Operator Instructions] Our first question will come from Jennifer Demba with Truist Securities. Please go ahead.

Jennifer Haskew Demba -- Truist Securities -- Analyst

Dan, can you hear me?

James D. Rollins III -- Chairman of the Board and Chief Executive Officer

Jenny, yes, we can.

Jennifer Haskew Demba -- Truist Securities -- Analyst

Just curious about the lending pipeline as it stands now versus a few months ago. You said you're hoping loan growth is going to improve here soon. What are you seeing and what types of geographies are stronger and asset classes are stronger?

James D. Rollins III -- Chairman of the Board and Chief Executive Officer

Yes. C&I is where there's some strength, and Texas and a couple of other places is where we're seeing some of that. So if you pull back the PPP noise of the quarter and you look at what was really happening and you pull off the acquisition noise of the quarter and then look at the territories, Texas grew, the Florida Panhandle grew, and I think Missouri grew a little bit on top of that. So we're seeing some opportunities. But Texas has consistently, now for 10 or 12 or 15 quarters, just continued to grow.

Jennifer Haskew Demba -- Truist Securities -- Analyst

And can you just talk about the pipeline, how it looks now versus -- is it larger than it was a few months ago?

James D. Rollins III -- Chairman of the Board and Chief Executive Officer

Yes. I'm going to let Chris jump in here on pipeline, but the pipeline's been holding in pretty well. I don't know if larger, but it's going to be very similar.

Chris A. Bagley -- President and Chief Operating Officer.

Yes. Pipeline's rolling in well. In the last 60 days, we've -- our economies have opened up, our communities opened up, and that's allowed us -- and are starting making more calls and log more pipelines. It is competitive, but I think we've got good data and good calling efforts going on, and it is creating a pretty good queue for us to explore. Android, Texas and Florida have been successful. Opportunities in multifamily are presenting themselves in some of those geographies, especially Texas. And the C&I space is pretty strong today.

Jennifer Haskew Demba -- Truist Securities -- Analyst

Okay. And my second question is on expenses. Can you just kind of give us an -- some thoughts on the outlook given you just integrated the two deals that closed in May? Can you talk about the outlook there?

James D. Rollins III -- Chairman of the Board and Chief Executive Officer

Yes. I'll let John jump in here on that one, too. Jenny, clearly, we closed on May 1. So we're 60 days in at quarter end to those two transactions. We integrated them onto our systems. We will continue to be able to lower some expenses out of those 2, but we were fully loaded with two months of expense run in the quarter. So in the next quarter, even with some cost savings in place, we've got three full months of those two acquisitions coming forward. John, you want to jump in on that?

John G. Copeland -- Senior Executive Vice President, Treasurer and Chief Financial Officer.

Yes. We pretty much held the line, Jenny, in the second quarter. We did have a jump up in salary and benefits, and much of that is due to the May one acquisitions, those two May one acquisitions.

James D. Rollins III -- Chairman of the Board and Chief Executive Officer

And 1Q was depressed because...

John G. Copeland -- Senior Executive Vice President, Treasurer and Chief Financial Officer.

And then -- yes. And Q1 was down about $3 million because of a true-up -- accrual true-up that we had in the first quarter. So all in all, it's pretty even quarter-over-quarter after just making those adjustments.

Jennifer Haskew Demba -- Truist Securities -- Analyst

So do you think -- are you looking for kind of a flattish third quarter as you have the full load of the deals but some cost savings come in?

James D. Rollins III -- Chairman of the Board and Chief Executive Officer

I think we're working hard to try and control expenses every way we can, just as we always have. I don't know that we've got a guidance on what the expense run rate will be for the third quarter. We know we've got cost saves coming in from the two small transactions that we completed on May 1. We know we've got a full quarter of them. So you've got revenue for three months on top of the expenses for three months there. I don't know that we have a number for you for the third quarter, but we feel pretty good about our ability to control expenses.

John G. Copeland -- Senior Executive Vice President, Treasurer and Chief Financial Officer.

And we feel good about the small acquisitions that we've done, Jenny. They typically are more efficient, at least via the efficiency ratio, than we are before acquisition. And then after acquisition, we do have a fair amount of cost saves coming into play. They're small, so they don't have a huge impact on our efficiency ratio, but they do help going forward.

James D. Rollins III -- Chairman of the Board and Chief Executive Officer

So Virtually, none of those were in place in the second quarter.

John G. Copeland -- Senior Executive Vice President, Treasurer and Chief Financial Officer.

Right.

James D. Rollins III -- Chairman of the Board and Chief Executive Officer

Whatever cost saves is going to come in 3Q and 4Q.

John G. Copeland -- Senior Executive Vice President, Treasurer and Chief Financial Officer.

That's right.

Operator

Our next question will come from Michael Rose with Raymond James. Please go ahead.

Michael Edward -- Raymond James -- Analyst

Just wanted to touch on, because you mentioned it in the press release, just that the buyback authorization is outstanding. I know we got the shareholder vote coming up on August 9. I mean, could we assume given where the stock is trading, that you would look to pull the trigger, assuming that the deal is approved? Do you have the authority to utilize that buyback either before or after the shareholder vote just given where the stock is?

James D. Rollins III -- Chairman of the Board and Chief Executive Officer

Yes. I think that's a great question. And yes, I don't think anybody is pleased with where the stock is. I think the buyback is certainly in the cards. I think that we cannot execute prior to the shareholder meeting on August 9. But post that, I think -- unless there's some other reason that we wouldn't be able to trade, I think that we're in an open window at that point.

Michael Edward -- Raymond James -- Analyst

Okay. That's helpful. And then maybe just on the insurance income. This is a really strong quarter. I think we all know it's a pretty hard pricing market out there. Can you just give us some color and outlook as to how we should think about trends as we move forward? And then what's the appetite here for additional insurance acquisitions? I know they're a little bit pricey, but you guys have been pretty active in that space over the past few years.

James D. Rollins III -- Chairman of the Board and Chief Executive Officer

I'll start with the back side of that and let Chris have the front side of that.

Chris A. Bagley -- President and Chief Operating Officer.

I was going to say it sounds like an insurance guy talking about hard commissions and all that.

James D. Rollins III -- Chairman of the Board and Chief Executive Officer

Yes. Yes. Hard price. Pricing is definitely good. From an M&A perspective, I think that there are opportunities out there. We want to continue to look for those opportunities. You're right, pricing is there. But I think we've got a good fit for many of the smaller property and casualty brokers that are out there that would fit well with us. And so I think our team is continuing to have conversations with opportunities. Certainly, as we expand our footprint with the Cadence transaction, they would like to be able to expand with us. They're looking for those growth opportunities. So I think there's real opportunity in that line. Chris, talk about the revenue pickups.

Chris A. Bagley -- President and Chief Operating Officer.

Yes. I think you described it. It's a hard market out there, but we're also winning some business. So it's a combination of that. And I would tag on to Dan's comments that I think the expanding footprint will help us. But also our insurance team does a great job growing talent and producers inside. So I mean that's a tribute to them. And they've got a good model of bringing folks in and training them to produce. And I think that will help us expand our presence while we are also searching for acquisition opportunities.

Operator

Next question will come from Kevin Fitzsimmons with D.A. Davidson. Please go ahead.

Kevin Patrick Fitzsimmons -- D.A. Davidson & Co -- Analyst

So on the PPP sale, on behalf of all those that have to try and model that in for the margin and loan growth, I'll start with that. But if you can give us a little -- your frame of thought going into that, because I suspect that it's an equally frustrating thing for you guys, or more so, for you to deal with internally. And you mentioned that it can be a distraction from your core operations. So I'm just wondering, the fact that you chose to accelerate that, is that a reflection on you seeing better loan growth out there coming in the near term that you don't want to miss or you don't want to be distracted from? Or are there other puts and takes in that decision?

James D. Rollins III -- Chairman of the Board and Chief Executive Officer

Yes. So let me start back with the decision process. So I think that there were buyers out there for PPP all along. Pricing bounced around. We had an automated process that we're still driving today that was making it run fairly smooth for us but with -- we produced 24,000 PPP loans. So just the raw number of customer contacts that you have to go through on the forgiveness piece was time-consuming on our team. So as that pricing continued to improve, and you can see from the numbers, we basically pulled forward every bit of the revenue that we would have recognized in the second or third or fourth quarters through normal forgiveness process, we just eliminated the workload for those almost 13,000 loans that we were able to move over to a new servicer. So the decision was pretty easy on -- take all the revenue now.

There's no real discount to speak of a little bit. But by the time you took all the technology cost in time, it was a big win for us to move that off of our relationship managers and allow our relationship managers to get back focused on doing what they do best, which is take care of our customers. I don't know that I would tell you that across our entire footprint, we're seeing tremendous growth opportunities. But I think being out in front of customers gives us those opportunities. And there are parts of our footprint that are seeing tremendous growth opportunities. And frankly, I think we've had a pretty good success in hiring folks and bringing new folks on to help us grow revenue producers. So I think that the focus has been -- for the last 18 months, has been taking care of the PPP process. That's been an all-hands-on-deck program for us. It took lots of time, lots of effort. And it was beneficial to us, obviously, from a revenue standpoint. But we want to be focused back on taking care of our customers, and this gives us the ability to do that.

Kevin Patrick Fitzsimmons -- D.A. Davidson & Co -- Analyst

Okay. Great. Just a quick follow-up. Just to the best you can as we're looking forward on the margin, so at 2.99 in the second quarter -- and I know largely removing PPP removes, on one hand, the drag from the loans. It also removes the accelerated fees going forward. The excess liquidity still remains considerable. So should we expect that to continue to grind lower but at a slower pace and eventually stabilize? How should we view that margin?

James D. Rollins III -- Chairman of the Board and Chief Executive Officer

I'm sorry. I was -- punched the wrong button. I said I'll let John jump in here on this in just a second. A large piece of this is just balance sheet size. So we continue to see deposit inflows. We continue to manage deposit costs down. We think we continue to manage deposit costs down. But those deposit costs that are just deposit inflows, there's just nowhere to put that, that's going to continue to be able to hold. So the larger the balance sheet gets, the more pressure it puts on the margin. If the balance sheet holds, John, I'll jump from there, is if the balance sheet holds, where are we?

John G. Copeland -- Senior Executive Vice President, Treasurer and Chief Financial Officer.

Well, if you look at the quarter, 2.99 before adjusting for accretion, lower because, as Dan said, balance sheet mix, that's with a 35% of our earning assets and investments and short term -- investment securities and short-term investments, 35%. That cost us about 50 bps in the margin, that balance sheet mix. If you go back to 2016 second quarter, investment securities was 18% of earning assets. So that's the difference there, about 50 bps between those two profiles going back. Let's talk about the positives before we talk about any more of the negatives. Certainly, we did have net loan growth in the quarter. So that bodes well. Loan rate for protection is about 50% of our variable and floating rate loans. We've got about $10 billion variable and floating rate, about $5 billion there in loan floors. Now that is -- those, on average, are paying a 4.38%, but fully indexed rates 3.72%. So it's going to -- it would take three or four rate movements probably to start seeing some good from rate movements upward.

Loan yields, though, are holding up pretty well. We are chipping away at deposit costs. And as Dan mentioned earlier, credit quality remains pretty darn good. The negatives: loan growth was not robust. If we have the continued outsized deposit growth, that will further dilute the margin. As we get more of a concentration in short term securities and investments in our earning assets, that's going to further dilute the margin. So what's going to happen with loan growth and what's going to happen with this outsized liquidity that we're seeing? Those are, I think, the two keys to improving the margin. We may be near the trough if we could start to have some decent loan growth and the liquidity slows down. So 2 80 after adjusting for PPP and accretion may be somewhat of a trough. We'll have to see.

James D. Rollins III -- Chairman of the Board and Chief Executive Officer

Lots of moving parts.

Kevin Patrick Fitzsimmons -- D.A. Davidson & Co -- Analyst

Okay. Great. Yes, certainly, but a few less with PPP gone.

James D. Rollins III -- Chairman of the Board and Chief Executive Officer

Trying to clean up there. Appreciate it, Kevin. Thanks for your help.

Kevin Patrick Fitzsimmons -- D.A. Davidson & Co -- Analyst

Thank you.

Operator

Our next question will come from Matt Olney with Stephens. Please go ahead.

James D. Rollins III -- Chairman of the Board and Chief Executive Officer

Good morning, Matt.

Matthew Covington Olney -- Stephens Inc -- Analyst

I want to stick with that last question around the strategy of securities portfolio. Is the strategy just to layer in gradually as the deposits come in, just to continue to gradually buy securities? Or are you being more selective based on the yield curve? I guess the question is partially around the timing of the 2Q purchases given we saw a fight in the yield curve in the back half of the quarter.

James D. Rollins III -- Chairman of the Board and Chief Executive Officer

The timing of the purchases of -- say that...

Matthew Covington Olney -- Stephens Inc -- Analyst

Of the securities in 2Q. Were those more layered throughout the quarter? Or are those more loaded in the front half or the back half?

James D. Rollins III -- Chairman of the Board and Chief Executive Officer

Yes. I don't think we bought anything during the big trough that happened in the last couple of weeks here, if that's what you're talking about. And most of that would have already been on coming into the quarter and then early in the quarter as we were looking at liquidity. But we're certainly price-sensitive to what's happening out there. We're watching the market just like everybody else.

I think as we're looking at the securities ladder that's been built out there and the cash flow that flows -- that throws off from that, I think we feel like we can continue to manage that. And we're better off having it earning something over virtually nothing in overnight funds because of the cash flow that's coming in from the portfolio in total. John, do you want to add to that?

John G. Copeland -- Senior Executive Vice President, Treasurer and Chief Financial Officer.

So we've been buying mortgage backs gradually. As liquidity comes in, mortgage backs at 1, 1 05, something like that that's throwing off -- depending on prepayment speeds, throwing off some good cash flows as we go through time. But mostly mortgage backs, yes.

James D. Rollins III -- Chairman of the Board and Chief Executive Officer

It'd be much better if we could put it in the loan book.

Matthew Covington Olney -- Stephens Inc -- Analyst

Sure. Yes, I know. Appreciate that.

John G. Copeland -- Senior Executive Vice President, Treasurer and Chief Financial Officer.

We're giving up versus loan book 350 basis points in the spread, certainly. So yes, that's a negative.

Matthew Covington Olney -- Stephens Inc -- Analyst

Well, I guess the other part to the question is, the strategy of BancorpSouth seems to be quite a bit different than what we're seeing at Cadence right now in terms of their portfolio and their liquidity build. So just trying to appreciate, when those balance sheets do come together, if -- should we anticipate a more active deployment of their excess liquidity once it's closed?

James D. Rollins III -- Chairman of the Board and Chief Executive Officer

I don't know that we've made that decision yet. Our integration teams are talking daily. Certainly, the accounting and ALCO teams are talking every day as we ramp up toward the finish line here. I think we both know what each other is doing. I think that the hope is that we can deploy that and C&I credits in a faster way. Their balance sheet is built a little different than our balance sheet. I think that's one of the strengths of putting the two companies together, is the diversification that it brings to us. I don't know that we have an answer for you as to whether we would expect to see the $2 billion in overnight funds that they're carrying moved into a bond portfolio at some extremely low rate.

Matthew Covington Olney -- Stephens Inc -- Analyst

Okay. That's helpful. Thank you, guys.

James D. Rollins III -- Chairman of the Board and Chief Executive Officer

Thank you.

Operator

Our next question will come from Brett Rabatin with Hovde Group. Please go ahead.

James D. Rollins III -- Chairman of the Board and Chief Executive Officer

Hi Brett.

Brett D. Rabatin -- Hovde Group -- Analyst

Wanted to ask about mortgage and just maybe the trends in the quarter. I was a little surprised the gain-on-sale margin. I was just curious, one, does that bounce back any? And then the pipeline was down a little bit from 1Q. I guess I'm just looking for a bit of an outlook on the mortgage banking piece of the business.

James D. Rollins III -- Chairman of the Board and Chief Executive Officer

Sure. I think that I'm going to jump in and let Chris take that, too. So when you're looking at the pipeline being down, that's what drives the margin down. So the negative move in the pipeline has an exponential move on to the margin. If we can grow the pipeline in this quarter, and there's a possibility that, that could happen, then we can see some swing back the other way. Even if the pipeline stays flat, you're going to see some pickup because that's a depressed margin from our normal rates along the way. I think one of the things that you'll see is refi in the quarter was only 32% of our production. So we were 70% -- or 68% purchase money, 32% new money in the quarter.

We think that our team is out continuing to mine for business. When you're looking at just total overall origination volume, we're actually ahead year-to-date in the first six months over where we were in the first six months of 2020. So from a volume standpoint, we're hanging in there. We had a $1.4 billion, almost $1.5 billion last year, and we're at $1.7 billion in production in the first six months of 2021. So the team's out there working hard. I think the margin is obviously a factor of the pipeline changes. Chris, do you want to add on to that?

Chris A. Bagley -- President and Chief Operating Officer.

No. You explained it well. As you know, it's the revenue recognition accounting guidance and the way those are presented, so it makes it a little bit lumpy. I think given the unprecedented volumes we've experienced the last few quarters, it's almost best to look at it maybe over a bit of a time. And we've talked about that in prior years, how the margin can bounce around. And it depends a lot on the deliveries and the accounting recognition on rate locks.

And without going into all that, I would tell you that there's probably some downward pressure on margin. 1.35 is too low. It's probably more like the -- if all production volumes and rate locks were the same every month or every quarter, you'd probably see a two to a little bit maybe 2-plus type margin kind of stabilize there. It clearly peaked out a little higher than that when the production volumes were just out the roof last -- half of last year. But I would expect us to move to -- it's still high. Pipelines are still good. I think it's going to move to more seasonality, and a lot of it will depend on housing availability in some of these markets that are really good as the refi market...

James D. Rollins III -- Chairman of the Board and Chief Executive Officer

Availability of product is the key. We hear that from all of our producers.

Chris A. Bagley -- President and Chief Operating Officer.

Yes, especially in the Texas market. So refi may slow, and then some of that will depend on the availability of new stuff.

Brett D. Rabatin -- Hovde Group -- Analyst

Okay. Appreciate the color on that. And then the other thing I was curious about was there's the usual commentary from some players talking about opportunities with M&A to maybe pick up people. And I know I asked about this earlier once the deal was announced but was just curious for any update on how the retention has been with -- from the Cadence side in terms of tying up the people and keeping the core revenue producers with the pro forma company.

James D. Rollins III -- Chairman of the Board and Chief Executive Officer

Yes. I think the answer's fantastic. Paul and Hank and Chris and Valerie and I, as we've been on the road talking to folks, there's not a whole lot of direct overlap. So those teams are excited about continuing to grow with a bigger balance sheet. I think to my knowledge, I can't name anybody that has left. They've done a great job on retention. We had some retention agreements out upfront. So certainly, the key folks were locked in with some retention awards along the way. But I think the team is excited as we made the rounds this past month just visiting in a couple of places, and we've got a couple of more stops scheduled in the next couple of weeks. Lots of smiling faces, lots of excitement about what's going on. We haven't had -- to date, we haven't seen any attrition that I would be able to speak of.

Brett D. Rabatin -- Hovde Group -- Analyst

Okay. Great. Appreciate the color.

James D. Rollins III -- Chairman of the Board and Chief Executive Officer

Thank you. Appreciate to you.

Operator

Our next question will come from Catherine Mealor with KBW. Please go ahead.

James D. Rollins III -- Chairman of the Board and Chief Executive Officer

Hi, Catherine.

Catherine Fitzhugh Summerson -- Keefe, Bruyette -- Analyst

Most of mine have been answered, but just maybe one follow-up on growth. If we -- can you give just kind of color on where the pickup in growth is coming from? It was a little bit hard to determine in the release with the PPP loans coming out and then the two deals coming on from a geographic and a loan type perspective where that growth is coming from. It looks like C&I loans declined a lot, but I think a lot of it's really just from the PPP sale.

James D. Rollins III -- Chairman of the Board and Chief Executive Officer

That's correct.

Catherine Fitzhugh Summerson -- Keefe, Bruyette -- Analyst

So just kind of color on where you're really seeing that new loan generation.

James D. Rollins III -- Chairman of the Board and Chief Executive Officer

Yes. That's -- you're spot on, on the PPP, is coming mostly out of the C&I category, which puts a blanket on those numbers. C&I ex PPP grew, and again, Texas is the star geography in the process. There were a couple of other geographies that grew a little bit, but Texas had the biggest part of that. And C&I is where that growth is coming from. Chris?

Chris A. Bagley -- President and Chief Operating Officer.

That's it. We drilled down the numbers that we -- the PPP noise in the C&I was disclosed or covered in that C&I book. So you're right, it would be hard to see it. But if you drill down, most of it -- most of that organic growth came from the C&I space. And then the geographic markets we mentioned and most of that opportunities there, they're just mixed, but some of the bigger opportunities are more multifamily.

James D. Rollins III -- Chairman of the Board and Chief Executive Officer

We were down to $167 million in PPP at the end of the quarter, and that number is continuing to decline on a daily basis. My hope would be that we would be virtually out of it at the end of the third quarter and certainly completely out of it by the end of the fourth quarter.

Catherine Fitzhugh Summerson -- Keefe, Bruyette -- Analyst

Right. That's all I got. Appreciate the color.

James D. Rollins III -- Chairman of the Board and Chief Executive Officer

Thank you, Catherine.

Operator

[Operator Instructions] Our next question will come from Jon Arfstrom with RBC Capital Markets. Please go ahead.

Jon Glenn Arfstrom -- RBC Capital Markets -- Analyst

A few follow-ups. On PPP, what did you keep? And what was the decision behind...

James D. Rollins III -- Chairman of the Board and Chief Executive Officer

The answer is anything that was in the process of forgiveness, we kept. You can't move something that's in the process of forgiveness. And then we acquired some little parts of PPP through the two small acquisitions, and we didn't have the ability to divest that. So anything that was in the process of forgiveness or acquired through the two acquisitions is what stayed on the balance sheet.

Jon Glenn Arfstrom -- RBC Capital Markets -- Analyst

A little more on your trips across the footprint. Can you give us a little bit more on the new information you picked up? And I'd just be curious what kind of critical feedback you picked up where you said this is something we didn't realize that we had to focus on, just kind of pluses and minuses?

James D. Rollins III -- Chairman of the Board and Chief Executive Officer

I don't know that there's been a whole lot of minuses because I think we had seen and knew where we were. I think most of our trips have been focused on with the revenue producers out front on what kind of appetite is there. Can we continue to grow? We've got a bigger balance sheet. What does that mean for us? The -- all of our concentrations on our sub. We've been visiting with BXS folks just as much as Cadence folks and on both sides of the aisle, our team has been in some concentration penalty boxes on some CRE buckets that we have tried to slow down because of our concentration issues. Cadence had some concentration issues that they were trying to throttle back a little bit. And I think the diversification that we bring to each other is a big plus.

So again, most of the conversations have been very positive. On the support teams that are behind us, lots of conversations going on. It's early in the game on all the different decisions that have to get made on a day-to-day support and where we're going because we'll be well into 2022 before we start flipping the switch to actually merge technology together. But lots of work going on behind the scenes, and that just creates questions.

Jon Glenn Arfstrom -- RBC Capital Markets -- Analyst

Chris, a question for you. When do you think some of this deposit growth will moderate? What are some of the signposts you're looking at and considering?

James D. Rollins III -- Chairman of the Board and Chief Executive Officer

Is that for Chris?

Chris A. Bagley -- President and Chief Operating Officer.

Yes. That's a great question. Our deposits grew over the last 18 months, in some cases, while we basically had our doors locked. So it's really been an unprecedented time of liquidity that's flown into the system. I can't answer your question. I would have expected it.

James D. Rollins III -- Chairman of the Board and Chief Executive Officer

We're at $1.5 billion in organic growth in the first six months of the year.

Chris A. Bagley -- President and Chief Operating Officer.

Right. But even going back to 2019, pre-pandemic, back of the envelope, I mean, I think we were up $6 billion. And you can put $2 billion or $3 billion of that to acquisition. It's just -- that's a lot, and it's staying, so far. Maybe I can call the government and ask them. Maybe they can answer your question.

James D. Rollins III -- Chairman of the Board and Chief Executive Officer

And the new -- there was additional stimulus money that was put out just in this month. We're seeing the electronic deposits flow through on the child tax credit payments now.

Jon Glenn Arfstrom -- RBC Capital Markets -- Analyst

It kind of segues to my last question. But John, maybe for you. On the card revenues and the deposit service charge revenues, would you consider those back to normal from your point of view? Or do you think there's still more room for this to recover?

John G. Copeland -- Senior Executive Vice President, Treasurer and Chief Financial Officer.

The increase in credit card, debit card and merchant fees quarter-over-quarter?

Jon Glenn Arfstrom -- RBC Capital Markets -- Analyst

Yes. Quarter-over-quarter or year-over-year. I'm just curious if you feel like that's normalized somewhat or you've -- you just alluded to some of the payments that you're seeing flow through. Do you think there's still more room for that to rebound?

John G. Copeland -- Senior Executive Vice President, Treasurer and Chief Financial Officer.

I think there may be some normalization in there, certainly getting back to normal in the economy. So I think it's partly that.

James D. Rollins III -- Chairman of the Board and Chief Executive Officer

Card revenues looks good. And so again, I think when we look back and compare even wherever we were during the pandemic, the card services dropped way off, but they're back better than they've been. And then on the other side of that is the deposit service charges. Deposit service charges are still running light, and that would be in NSF insufficient funds category. Those revenue lines are continuing to be pressured, primarily because people have got cash.

Jon Glenn Arfstrom -- RBC Capital Markets -- Analyst

I guess one more, Dan. I asked this on the merger call. Any more feedback from your side on the name change? Or you view it as really a nonissue?

James D. Rollins III -- Chairman of the Board and Chief Executive Officer

Say that one more time, Jon.

Jon Glenn Arfstrom -- RBC Capital Markets -- Analyst

On the name change, any more feedback from your side on the name change that's coming? Or do you view it as a...

James D. Rollins III -- Chairman of the Board and Chief Executive Officer

Yes. That's certainly quieted down as we've made the rounds and we've had the opportunity to discuss the whys behind what we're doing and the future growth opportunities with a name like Cadence Bank. I think that's fairly well behind us from the current state, but we all are fully aware that when a sign changes sometime in 2022, that will rear its head up again and we'll be dealing with it. We know we've got to spend energy, time, effort and money on a rollout of a name change. And when we said all along is we want to make a new Cadence. And so our marketing teams are actively working together to build that process out as we speak.

Jon Glenn Arfstrom -- RBC Capital Markets -- Analyst

All right, thanks guys. Appreciate it.

James D. Rollins III -- Chairman of the Board and Chief Executive Officer

Thank you.

Operator

This concludes our question-and-answer session. I would like to turn the conference back over to the management team for any closing remarks.

James D. Rollins III -- Chairman of the Board and Chief Executive Officer

All right. Thank you all for joining us today. Look forward to catching up with you again in the near future as we're out and about. Thank you for your support of our company. Otherwise, we look forward to speaking with you again soon. Thank you.

Operator

[Operator Closing Remarks]

Duration: 48 minutes

Call participants:

Will Fisackerly -- Executive Vice President and Director of Corporate Finance

James D. Rollins III -- Chairman of the Board and Chief Executive Officer

John G. Copeland -- Senior Executive Vice President, Treasurer and Chief Financial Officer.

Chris A. Bagley -- President and Chief Operating Officer.

Jennifer Haskew Demba -- Truist Securities -- Analyst

Michael Edward -- Raymond James -- Analyst

Kevin Patrick Fitzsimmons -- D.A. Davidson & Co -- Analyst

Matthew Covington Olney -- Stephens Inc -- Analyst

Brett D. Rabatin -- Hovde Group -- Analyst

Catherine Fitzhugh Summerson -- Keefe, Bruyette -- Analyst

Jon Glenn Arfstrom -- RBC Capital Markets -- Analyst

More BXS analysis

All earnings call transcripts

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Источник: https://www.fool.com/earnings/call-transcripts/2021/07/22/bancorpsouth-bank-bxs-q2-2021-earnings-call-transc/
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Is Bancorp Bank And BancorpSouth The Same Bank?

How do I get my money from Bancorp Bank?

To use this service you must have an account with The Bancorp Bank….To transfer money you will need to Log In to your account:Click on the My Accounts tab.Select the Funds Transfer link.On the E-Transfer Page, select the account in the “From” dropdown box from which you would like to transfer funds.More items….

Are Varo and Bancorp the same?

Currently, Varo provides the front-end to customers’ banking services, but the actual accounts are held by The Bancorp Bank. The company says its over 2 million accounts will transition to Varo Bank in a phased process that will begin in the coming weeks.

Why was BancorpSouth Bank created?

In 1876, in the back of a hardware store in Verona, Mississippi, a new approach to banking was born – an approach built on longevity and the principle that neighbors should help neighbors. It was based on the idea that to better serve a customer is to understand what is right for them.

Is Bancorp Bank a prepaid bank?

The Bancorp Bank, among the largest prepaid card issuers, will pay $2 million to settle claims that it charged fees higher than those disclosed to its customers. … Under the terms of the agreement, Bancorp has 30 days to offer up a restitution plan to the FDIC.

Is Bancorp an online bank?

Our Online Banking system has been designed so that you can view and manage your finances in a secure and convenient online environment. This guide will walk you through the process of accessing your account and describe our site’s features and benefits.

Can I withdraw $1000 from chime?

You cannot withdraw $1000 from Chime. Because, Chime allows you to withdraw only $500 in a day from an ATM. However, there is no limit on the number of times you can use your Chime Debit Card in a day.

Is BancorpSouth a state bank?

First State Bank Central Texas is now BancorpSouth and we’re bringing five-star service to the Lone Star State.

What services does BancorpSouth offer?

The Company offers account checking, money management, financial planning, debit card, savings, certificate of deposits, mortgage, investment advisory, and other financial services. BancorpSouth serves customers in the United States.

Is chime a real bank or prepaid card?

No, Chime is not a prepaid card. When you open an account online through Chime, you get a Spending Account, a Visa debit card, and an optional Savings Account. Chime’s debit card is linked to your bank account and a prepaid card is not.

Does chime steal your money?

Chime Will Steal Your Money And Not Give It Back 6000 dollars and they decide to put my account on hold and then close it because of some deposit agreement.

How long does Bancorp Bank post direct deposits?

Funds from wire transfers or ACH direct deposits will be available on the second business day after the deposit is applied to your account.

Does BancorpSouth have another name?

Soon after, it was renamed to the Bank of Tupelo. The bank was renamed to Bank of Mississippi in 1966. In 1997, the bank changed its name to BancorpSouth.

Who bought Bancorp?

bank in $2.6B deal; Some banks to keep Flagstar name.

What bank is Bancorp under?

U.S. Bank National AssociationU.S. Bancorp (stylized as us bancorp) is an American bank holding company based in Minneapolis, Minnesota, and incorporated in Delaware. It is the parent company of U.S. Bank National Association, and is the fifth largest banking institution in the United States.

Does BancorpSouth own chime bank?

Chime is an American financial technology company which provides fee-free mobile banking services provided and owned by The Bancorp Bank or Central National Bank. … Bank accounts provided via Chime’s partners are insured up to the standard maximum deposit insurance amount of $250,000.

Is Bancorp Bank a real bank?

The Bancorp Bank is headquartered in Wilmington and is the 9th largest bank in the state of Delaware. It is also the 215th largest bank in the nation. It was established in 2000 and as of December of 2020, it had grown to 635 employees at 1 location.

Does PayPal accept Bancorp Bank?

The optional PayPal Prepaid Card Savings Account is made available to cardholders through The Bancorp Bank, Member FDIC. To open a PayPal Prepaid Card Savings Account through the secure online Account Center, the cardholder must have linked the PayPal Prepaid Card to the PayPal Account.

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