bank of washington rates

When you bank with Gesa, you keep your money in your community and give back to local schools and organizations. Discover the best rates around. 1st Security Bank Home Lending is dedicated to giving you the best Interest rates are generally some of the lowest available and terms range from 10 to. Community planting a tree. Individual Retirement Account. Don't get left behind! The earlier you start an Individual Retirement Account, (IRA) the more you'll. bank of washington rates

Bank of washington rates -

Current Mortgage Interest Rates

Mortgage Loan
Program

Interest Rate

P&I Payments

APR

Fee

Mortgage Loan
Program

Interest Rate

P&I Payments

APR

Fee

30-Year Fixed Mortgage13.000%$1,349.133.107%1.00%
15-Year Fixed Mortgage22.750%$2,171.592.909%0.75%
30-Year Fixed Custom Construction / Remodel33.625%$1,459.363.793%1.50%
15-Year Fixed Custom Construction / Remodel43.375%$2,268.033.638%1.25%
20-Year Fixed Lot Loan55.750%$702.086.017%1.00%
30-Year Fixed Refinance63.250%$1,392.663.358%1.00%

Interest only loan programs

Mortgage Loan
Program

Interest Rate

Interest Only Payments

APR

Fee

Mortgage Loan
Program

Interest Rate

Interest Only Payments

APR

Fee

24-Month Interest Only Lot Loan55.625%$468.757.040%1.50%
24-Month Interest Only Lot Loan73.625%$302.085.011%1.50%
Home Equity Line of Credit (HELOC)83.250%$270.843.250%0.00%

Buying a New Home?

Find a Loan Officer Near You

  • Ask us about additional available loan programs.
  • Subject to credit approval.
  • APR is based on loan amount and interest rate.
  • Payments quoted do not include taxes & insurance, so actual payments may be higher.

Annual Percentage Rate (APR) The cost to borrow money expressed as a yearly percentage. For mortgage loans, excluding home equity lines of credit, it includes the interest rate plus other charges or fees. For home equity lines, the APR is just the interest rate.

1 Assumes a purchase of an owner occupied single family residence with a loan amount of $320,000 based on a purchase price of $400,000 with a 20% down payment of $80,000. Borrower FICO score of 680 or higher. Subject to qualification. Interest rate applies to 30 year fixed purchase only program. Monthly payment based on a 30 year loan term amortized over 360 months. Contact your neighborhood loan officer for details on your loan scenario.

2 Assumes a purchase of an owner occupied single family residence with a loan amount of $320,000 based on a purchase price of $400,000 with a 20% down payment of $80,000. Borrower FICO score of 680 or higher. Subject to qualification. Interest rate applies to 15 year fixed purchase only program. Monthly payment based on a 15 year loan term amortized over 180 months. Contact your neighborhood loan officer for details on your loan scenario.

3 Assumes a Custom Construction / Remodel of an owner occupied single family residence with a loan amount of $320,000 based on a finished value and cost to complete Custom Construction / Remodel of $400,000. Borrower FICO score of 680 or higher. Subject to qualification. Interest rate applies only to 30 year fixed Custom Construction / Remodel program. Monthly payment based on a 30 year loan term amortized over 360 months. Contact your neighborhood loan officer for details on your loan scenario.

4 Assumes a Construction / Remodel of an owner occupied single family residence with a loan amount of $320,000 based on a finished value and cost to complete Custom Construction / Remodel of $400,000. Borrower FICO score of 680 or higher. Subject to qualification. Interest rate applies only to 15 year fixed Custom Construction / Remodel program. Monthly payment based on a 15 year loan term amortized over 180 months. Contact your neighborhood loan officer for details on your loan scenario.

5 Subject to credit approval. 24 month interest only lot loan program and 20 year fixed lot loan assumes a $100,000 loan amount, minimum FICO of 680 or above, purchase up to maximum 70% loan to value.

6 Actual rates may vary. Assumes a no-cash out refinance of an owner occupied single family residence with a loan amount of $320,000 based on a property appraised value of $400,000 with 20% equity. Borrower FICO score of 680 or higher. Subject to qualification. Interest rate applies to a 30 year fixed rate refinance program. Cash-out Refinance options may be available with different rates and terms. Contact your neighborhood loan officer for details on your loan scenario.

7 Subject to credit approval. 24 month interest only lot loan program assumes a $100,000 loan amount, minimum FICO of 720 or above, purchase up to maximum 50% loan to value.

8 Subject to credit approval. HELOC interest rate and fee assumes a $100,000 line of credit for an owner occupied subject property, minimum 725 or above FICO, maximum of 60% combined loan to value including an existing WaFd Bank 1st mortgage (if applicable), and EZ Pay from a WaFd checking account.

Источник: https://www.wafdbank.com/personal-banking/home-loans/mortgage-rates
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Источник: https://www.peoplescu.org/

What you do here
helps out there.

(800) 359-2265

With Fremont Bank you’ll get everything you want from your bank. You’ll also make a lot possible in your community.

Learn More

Today's Mortgage Rates

No closing costs loans. Loans up to $625,000Rates valid as of 11/24/2021 03:01 PM1View assumptions

30 Year Fixed Rate

15 Year Fixed Rate

10 Year Fixed Rate

Apply NowView all rates

Bank Where You Borrow

For clients with a Fremont Bank mortgage or HELOC, a Cornerstone checking account offers premium benefits, member-only promotions and eligibility for future product upgrades. Earn up to $270 Rewards during the first year.

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Meet Fremont Bank

Welcome! Fremont Bank is still owned by the same family that founded it in 1964 and we truly have a family feel. Our mission is to support your financial goals with competitive products and personal service while empowering the communities we serve.

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Full Service Banking

Consider us your perfect financial partner. Maximize opportunities at every
milestone with our comprehensive suite of products and services.

Partnership in Action

Relationships are the heartbeat of Fremont Bank. These stories highlight just a few of our incredible clients and our relationship-based approach that has contributed to their success.

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COVID-19 Support

Источник: https://www.fremontbank.com/

Bank of Washington Review

SmartAsset's Overall Rating

3.6/5

Rates

3.4

Fees

4.7

Service Quality

4.0

Financial Health

2.2

Key Highlights

  • Low Fees
  • Mobile App
  • Multiple Banking Products

Overview

Bank of Washington was founded in 1877 with headquarters located in Washington, Missouri. It has $636 million in assets and deposits totaling $508 million, ranking it as a medium-size bank. Bank of Washington lacks premium access to support representatives, with no live chat or all-day service options available. It is a conventional brick-and-mortar bank with in-person service, in addition to its online and mobile apps. At a SmartAsset rating of 3.6 out of 5 stars, Bank of Washington should be near the middle of the pack in your search for a bank. Bank of Washington has a mixture of banking products, including savings accounts, checking accounts, money market accounts, CDs, IRAs and mortgage products. It has a fair savings rate; you can find higher rates with other banks. If you're interested in stress-free personal checking, Bank of Washington's standard checking account does not have a monthly fee. Institutions that offer no-fee checking, in addition to a high savings APY are your best option for returning the most income on your deposits alongside convenient access to your funds.

How We Rated It

SmartAsset's Overall Rating

The is a weighted average of rates, fees, service quality and financial health.Read more

When a component rating is unavailable, the overall rating is calculated as an average of the remaining available ratings.

Rates
The Rates rating represents an aggregate of interest rates for specific bank products measured against the national average interest rate for each product. Product interest rates may vary by branch. Rates shown reflect the highest available nationwide.
Fees
The Fees rating is an assessment of the bank's fees measured against the national average fee amount for particular services and is also affected by whether or not the bank refunds ATM fees.
Service Quality
The Customer Experience rating is a weighted average of the Mobile Rating and the Consumer Satisfaction Score, which is based on complaints brought to the Consumer Financial Protection Bureau (CFPB).
Financial Health
The Financial Health rating is based on the Texas Ratio, an indicator that warns of credit problems at particular banks: anything less than 5% is considered Excellent; less than 20% is Very Good; less than 50% is Good; less than 90% is Fair; and over 90% is Poor.

Rates

With a savings rate of 0.15%, Bank of Washington ranks poorly as compared against the national average. Bank of Washington's CDs feature a rate of 1.36% and 2.53% for the one-year and five-year term lengths, respectively, while its highest-yielding money market account earns at an APY of 0.35%. Given its below average savings rate, you should consider other options to earn more on your deposits.

How Bank of Washington's Savings Rates Compare

Back to Overview

Fees

Bank of Washington typically has extremely low fees compared to the national average. Bank of Washington's checking account has no monthly fee, which makes it excellent for anyone looking for a simple account. For those who will need cash in a pinch, it is solid because it has an out-of-network ATM fee of $1.00, which is good in comparison to the national average. Additionally, at $30.00, its overdraft fee is significantly lower than that of other U.S. banks. Bank of Washington unfortunately does not reimburse out-of-network ATM fees, meaning you will need to locate a Bank of Washington ATM or pay the cost of withdrawal.

Monthly Fee$0National Average: $3.21

Non-network ATM Fee$1.00National Average: $1.20

Overdraft Fee$30.00National Average: $35.00

Back to Overview

Service Quality

Bank of Washington is a brick-and-mortar bank, with six total bank locations in Missouri. With mobile and web apps, Bank of Washington makes account access straightforward, even on the go. Bank of Washington's online and mobile banking services get reasonably positive ratings from customers. The Bank of Washington mobile app has been given a 4.0 out of 5 (with 56 reviews on Apple and Android) compared to the national average of 3.8. You can utilize Bank of Washington's app to control your funds by reviewing monthly statements, sending and receiving money as well as reaching support representatives. Bank of Washington gets an outstanding consumer satisfaction score based on relatively few consumer complaints reported to the Consumer Financial Protection Bureau (CFPB), a government-sponsored consumer protection agency.

Overall Mobile Rating4.0/5

Consumer Satisfaction Rating5.0/5

Online Banking PortalNo

Live ChatNo

Back to Overview

Financial Health

Bank of Washington is a medium-size bank with assets totaling $636 million as well as deposits totaling $508 million. Its Texas Ratio is 57.00%, signifying a moderate chance of failure. Additionally, Bank of Washington is FDIC-insured, meaning that your money is insured up to $250,000, even in the event of bank failure.

Texas Ratio Analysis

57.0%

High Risk75%50%20%10%Low Risk

The Texas Ratio, a measure of a "bad assets" against available capital, can provide an early warning sign of bank failure. A low ratio indicates smaller chance of failure; a higher ratio suggests greater risk.

Back to Overview

Compare Bank of Washington to Other Competitive Offers

Products Offered

ProductCurrent Terms and RatesMinimum Balance for APY
Savings Account 0.15% APY $1
Checking Account 0.15% APY $1
Certificates of Deposit
  • 12 Month: 1.36% APY
  • 24 Month: 1.71% APY
  • 36 Month: 2.02% APY
  • 48 Month: 2.27% APY
  • 60 Month: 2.53% APY
$5000 for all terms
Money Market Accounts 0.3% APY 0.35% APY $10000 $15000

Bank of Washington has several deposit products like savings accounts, checking accounts, money market accounts and CDs to give you many options to manage your money. Bank of Washington does not have the best savings rate, which means you should consider looking elsewhere for banks that deliver more return for your money. CDs can be a terrific option to achieve higher returns, but there are limitations to accessing your money. Bank of Washington's CD rates are fair in comparison to the national average.

Back to Overview

Find a Bank of Washington Near Me

Bank of Washington has six branches across the U.S.

Back to Overview

Save more with these rates that beat the National Average

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CD accounts

Источник: https://smartasset.com/checking-account/bank-of-washington-banking-review-12627

EagleBank offers different ways to save for people with different needs and goals. Choose one savings vehicle or a combination, and watch your money grow.


Eagle and Eagle Premium Money Market Accounts

Earn a competitive interest rate while enjoying limited check-writing capabilities. Check imaging is also provided at no extra charge. With a Personal Money Market Account, you can also enjoy:

  • Free Personal Online Banking with eBanking 1
  • Free Online Statements with eBanking
  • Free Mobile Banking with eBanking 1
  • Free Personal Debit Card 2
  • Free, unlimited use of EagleBank ATMs 

1 Fees from your mobile or data carrier may apply.
2 Other institutions may impose a fee for the use of their ATMs. International transaction fees may apply.


Eagle Savings

Save systematically and earn interest effortlessly on excess or idle funds. Your Eagle Savings Account also gives you:

  • Free Personal Online Banking with eBanking 1
  • Free Online Statements with eBanking
  • Free Mobile Banking with eBanking 1
  • Free Personal Debit Card 2
  • Free, unlimited use of EagleBank ATMs 

1 Fees from your mobile or data carrier may apply.
2 Other institutions may impose a fee for the use of their ATMs. International transaction fees may apply.


Certificates of Deposit (CDs)

Earn competitive interest rates with security and dependability. Certificates can be designed to meet your individual needs, with flexible maturities from three months to five years. Diversify your portfolio or use for an IRA.

For extra flexibility, ask about our one-up CDs.  These special CDs offer a chance to change your rate if rates rise during your CD term.  Check with your local branch or email ContactMe@EagleBankCorp.com for complete details.

Click Here to view our CD rate chart. For additional questions, please contact any of our branch locations.


Certificate of Deposit Option of the IntraFism Network Depositssm("CD Option")

The easiest, most convenient way to enjoy FDIC insurance when your funds are in excess of the $250,000-per-CD limit. With this service, your money is spread among other banks and deposited into FDIC-covered CDs to satisfy the coverage limits. No portion of your funds is uninsured. You earn one rate on all, and receive one convenient statement showing where your funds are invested, the maturity dates, the interest earned, and other details that keep you informed.

Click Here to view our CD rate chart. For additional questions, please contact any of our branch locations.


Insured Cash Sweep℠

Earn interest and enhance safety. EagleBank’s Insured Cash Sweep℠ (ICS℠) service enables banks to sweep your funds from a transaction account into interest-bearing money market deposit accounts at other institutions (each a member of the IntraFi Network, LLC). You may access swept funds up to six times per month (limits and eligibility criteria apply). 

Swept funds are allocated in amounts below the FDIC standard maximum deposit insurance amount. This gives you access to FDIC insurance in an aggregate amount greater than that available for deposits at a single bank in a single insurable capacity.

Using ICS℠, you can:

  • Put excess cash balances to work in interest-bearing money market accounts
  • Feel secure knowing that your funds are eligible for protection that’s backed by the full faith and credit of the FDIC, and that you can see (online) where your funds are at all times
  • Maintain access to funds, making up to six withdrawals per month
  • Save time by working directly with one bank, receiving one regular monthly statement

Other Banking Services

Источник: https://www.eaglebankcorp.com/personal-banking/money-market-and-savings-accounts/

Current Mortgage Interest Rates

Mortgage Loan
Program

Interest Rate

P&I Payments

APR

Fee

Mortgage Loan
Program

Interest Rate

P&I Payments

APR

Fee

30-Year Fixed Mortgage13.000%$1,349.133.107%1.00%
15-Year Fixed Mortgage22.750%$2,171.592.909%0.75%
30-Year Fixed Custom Construction / Remodel33.625%$1,459.363.793%1.50%
15-Year Fixed Custom Construction / Remodel43.375%$2,268.033.638%1.25%
20-Year Fixed Lot Loan55.750%$702.086.017%1.00%
30-Year Fixed Refinance63.250%$1,392.663.358%1.00%

Interest only loan programs

Mortgage Loan
Program

Interest Rate

Interest Only Payments

APR

Fee

Mortgage Loan
Program

Interest Rate

Interest Only Payments

APR

Fee

24-Month Interest Only Lot Loan55.625%$468.757.040%1.50%
24-Month Interest Only Lot Loan73.625%$302.085.011%1.50%
Home Equity Line of Credit (HELOC)83.250%$270.843.250%0.00%

Buying a New Home?

Find a Loan Officer Near You

  • Ask us about additional available loan programs.
  • Subject to credit approval.
  • APR is based on loan amount and interest rate.
  • Payments quoted do not include taxes & insurance, so actual payments may be higher.

Annual Percentage Rate (APR) The cost to borrow money expressed as a yearly percentage. For mortgage loans, excluding home equity lines of credit, it includes the interest rate plus other charges or fees. For home equity lines, the APR is just the interest rate.

1 Assumes a purchase of an owner occupied single family residence with a loan amount of $320,000 based on a purchase price of $400,000 with a 20% down payment of $80,000. Borrower FICO score of 680 or higher. Subject to qualification. Interest rate applies to 30 year fixed purchase only program. Monthly payment based on a 30 year loan term amortized over 360 months. Contact your neighborhood loan officer for details on your loan scenario.

2 Assumes a purchase of an owner occupied single family residence with a loan amount of $320,000 based on a purchase price of $400,000 with a 20% down payment of $80,000. Borrower FICO score of 680 or higher. Subject to qualification. Interest rate applies to 15 year fixed purchase only program. Monthly payment based on a 15 year loan term amortized over 180 months. Contact your neighborhood loan officer for details on your loan scenario.

3 Bank of washington rates a Custom Construction / Remodel of an owner occupied single family residence with a loan amount of $320,000 based on a finished value and cost to complete Custom Construction / Remodel of $400,000. Borrower FICO score of 680 or higher. Subject to qualification. Interest rate applies only to 30 year fixed Custom Construction / Remodel program. Monthly payment based on a 30 year loan term amortized over 360 months. Contact your neighborhood loan officer for details on your loan scenario.

4 Assumes a Construction / Remodel of an owner occupied single family residence with a loan amount of $320,000 based on a finished value and cost to complete Custom Construction / Remodel of $400,000. Borrower FICO score of 680 or higher. Subject to qualification. Interest rate applies only to 15 year fixed Custom Construction / Remodel program. Monthly payment based on a 15 year loan term amortized over 180 months. Contact your neighborhood loan officer for details on your loan scenario.

5 Subject bank of washington rates credit bank of washington rates. 24 month interest only lot loan program and 20 year fixed lot loan assumes a $100,000 loan amount, minimum FICO of 680 or above, purchase up to maximum 70% loan to value.

6 Actual rates may vary. Assumes a no-cash out refinance of an owner occupied single family residence with a loan amount of $320,000 based on a property appraised value of $400,000 with 20% equity. Borrower FICO score of 680 or higher. Subject to qualification. Interest rate applies to a 30 year fixed rate refinance program. Cash-out Refinance options may be available with different rates and terms. Contact your neighborhood loan officer for details on your loan scenario.

7 Subject to credit approval. 24 month interest only lot loan program bank of washington rates a $100,000 loan amount, minimum FICO of 720 or above, purchase up to maximum 50% loan to value.

8 Subject to credit approval. HELOC interest rate and fee assumes a $100,000 line of credit for an owner occupied subject property, minimum 725 or above FICO, maximum of 60% combined loan to value including an existing WaFd Bank 1st mortgage (if applicable), and EZ Pay from a WaFd checking account.

Источник: https://www.wafdbank.com/personal-banking/home-loans/mortgage-rates

Home Mortgages 

no lender fees - now that's a reason to celebrate. 

We've eliminated our lender fees on an all new home loan applications. Apply now online, anytime 24/7 and save $995. 

We’ve pressed fast forward on loan applications.

Our modern mortgage experience simplifies buying, so you can focus on living.

Applying is simple and can be completed 100% online anytime, from anywhere.

  • No lender fees - no application, origination, processing, or underwriting fees (unlike most big banks and lenders)

  • Get pre-approved in as little as 3 minutes

  • Close typically up to 10 days faster than industry average

  • Reliable support from a team of home loan experts

The path to homeownership is easier than you think.

Get pre-approved in as little as 3 minutes.

Tell us about yourself and where you are in the home-buying journey. We’ll get you a personalized quote right away with no impact to your credit score, and a pre-approval letter you can use as leverage when house hunting.

Complete your application and manage documents online.

You can upload, sign, and submit documents, as well as lock in your rate – all online. If you need a little extra help, you can text, call, or email your home team expert for personalized guidance.

Documents we may need

Sign at closing and receive your keys.

For closing, you’ll finalize everything in person. We’ll let you know where to go and what you’ll need to bring (besides a pen). When all closing paperwork is signed, then comes the fun part: You’ll get the keys to your new home so you can enjoy the exciting next step in your journey.

Your home, your terms.

We offer numerous loan types and term lengths to suit your needs.

Fixed-Rate

Consider if you’re looking interest rate on capital one 360 savings consistent monthly payment and a rate that won’t change over the life of your loan.

Adjustable Rate

Consider if you plan on moving or refinancing in 5, 7 or 10 years and want to pay less in interest than you would with a fixed rate loan. 

We’ll help you get the home you want.

 Whether you’re buying your first home or vacation property, we offer programs with down payment options as low as 3%.

Home loan rate shopping, a quick trip.

Provide some specifics for more accurate home-buying rate options.

Crunch the numbers.

Get a better idea of money matters before you take the next step.

There are a few things first-time homebuyers should know before house hunting.  

Check out tips, tools and other insights about homeownership.

FAQs

  • Your rate is based on today's mortgage rates and current housing market, but we also factor in your credit score, property location, loan amount, type and term to get you a personalized, up-to-date rate.

  • The interest rate is the rate of interest charged on a home loan and can be fixed or variable, depending on which loan you choose.

    The APR is a measure of the cost to you for borrowing money. The APR includes your interest rate, points, fees, and other charges associated with your loan – that's why it’s usually higher than your interest rate.

  • You can get pre-approved completley online. Fill out our online application, and if you're approved, you'll be able to access your pre-approval letter within minutes.

    What you should know about getting pre-approved with us:

    We'll check your credit. During pre-qualification we only perform a soft credit check, which does not affect your score. Later on in the process we may perform a hard credit check (with your permission, of course). Keep in mind, any other home loan credit checks within 30-45 days are treated as one inquiry, so multiple inquiries during this time won't additionally impact your ulta credit card mastercard login are no fees or documents needed to get pre-qualified. We'll only ask for documents if you want to move forward with your application.

  • Yes. Fannie Mae's HomeReady mortgage program is designed to help first-time buyers and those who have limited down payment funds or unique circumstances.

    The details:

    Standard loan terms. We offer a 30-year fixed rate term for this program.

    Flexible down payment options. You may be able to put as little as 3% down with the potential to save on Private Mortgage Insurance.

    Homeownership education course. To help set you up for financial success, you'll need to complete an online education course as a requirement for your loan.

    Get started online today.

  • Every situation is different, but when we review your home loan application, we look at your:

    Credit score. This is determined by things like payment history and how long you've had credit. We'll use this number to figure out how likely you are to pay back your loan and what interest rate you'll get.

    Debt-to-income ratio. This percentage is your total monthly expenses divided by your gross monthly income.

    Down payment. This is the amount paid up front when you purchase a home and isn't part of the loan. The higher the down payment, the less risky you seem to a lender — which could mean a lower interest rate, too.

    Employment history. We want to make sure you'll be able to afford your home, so proof of income is important.

  • A loan is considered jumbo if it exceeds the conforming (standard) loan limits. In most areas, this is $548,250-$822,375, varying by county.

    We require at least a 20% down payment on all jumbo loans.

Still have questions? Visit our Help Center.

Источник: https://www.ally.com/home-loans/mortgage/

EagleBank offers different ways to save for people with different needs and goals. Choose one savings vehicle or a combination, and watch your money grow.


Eagle and Eagle Premium Money Market Accounts

Earn a competitive interest rate while enjoying limited check-writing capabilities. Check imaging is also provided at no extra charge. With a Personal Money Market Account, you can also enjoy:

  • Free Personal Online Banking with eBanking 1
  • Free Online Statements with eBanking
  • Free Mobile Banking with eBanking 1
  • Free Personal Debit Card 2
  • Free, unlimited use of EagleBank ATMs 

1 Fees from your mobile or data carrier may apply.
2 Other institutions may impose a fee for the use of their ATMs. International transaction fees may apply.


Eagle Savings

Save systematically and earn interest effortlessly on excess or idle funds. Your Eagle Savings Account also gives you:

  • Free Personal Online Banking with eBanking 1
  • Free Online Statements with eBanking
  • Free Mobile Banking with eBanking 1
  • Free Personal Debit Card 2
  • Free, unlimited use of EagleBank ATMs 

1 Fees from your mobile or data carrier may apply.
2 Other institutions may impose a fee for the use of their ATMs. International transaction fees may apply.


Certificates of Deposit (CDs)

Earn competitive interest rates with security and dependability. Certificates can be designed to meet your individual needs, with flexible maturities from three months to five years. Diversify your portfolio or use for an IRA.

For extra flexibility, ask about our one-up CDs.  These special CDs offer a chance to change your rate if rates rise during your CD term.  Check with your local branch or email ContactMe@EagleBankCorp.com for complete details.

Click Here to view our CD rate chart. For additional questions, please contact any of our branch locations.


Certificate of Deposit Option of the IntraFism Network Depositssm("CD Option")

The easiest, most convenient way to enjoy FDIC insurance when your funds are in excess of the $250,000-per-CD limit. With this service, your money is spread among other banks and deposited into FDIC-covered CDs to satisfy the coverage limits. No portion of your funds is uninsured. You earn one rate on all, and receive one convenient statement showing where your funds are invested, the maturity dates, the interest earned, and other details that keep you informed.

Click Here to view our CD rate bank of washington rates. For additional questions, please contact any of our branch locations.


Insured Cash Sweep℠

Earn interest and enhance safety. EagleBank’s Insured Cash Sweep℠ (ICS℠) service enables banks to sweep your funds from a transaction account into interest-bearing money market deposit accounts at other institutions (each a member of the IntraFi Network, LLC). You may access swept funds up to six times per month (limits and eligibility criteria apply). 

Swept funds are bank of washington rates in amounts below the FDIC standard maximum deposit insurance amount. This gives you access to FDIC insurance in an aggregate amount greater than that available for deposits at a single bank in a single insurable capacity.

Using ICS℠, you can:

  • Put excess cash balances to work in interest-bearing money market accounts
  • Feel secure knowing that your funds are eligible for protection that’s backed by the full faith and credit of the FDIC, and that you can see (online) where your funds are at all times
  • Maintain access to funds, making up to six withdrawals per month
  • Save time by working directly with one bank, receiving one regular monthly statement

Other Banking Services

Источник: https://www.eaglebankcorp.com/personal-banking/money-market-and-savings-accounts/

Bank Interest CD Rates

Effective 11/1/2021 and subject to change without notice. Terms on amounts over $1 million must be approved in advance. Member FDIC. Account service charges or withdrawals will reduce earnings. Please ask us for details.

13-Month CD Special*

$1,000 - $500,000.00
With Eligible† Checking:
Interest Rate/Annual Percentage Yield
0.40%/0.40%
Without Eligible† Checking:
Interest Rate/Annual Percentage Yield
0.35%/0.35%

Gold Money Market**

$1,000 - $14,999
Interest Rate/Annual Percentage Yield
0.15%/0.15%
$15,000 - Plus
Interest Rate/Annual Percentage Yield
0.20%/0.20%

† Eligible checking accounts include Free, Green, Stellar Plus or Select Checking.
* $1,000 minimum to open ($500 minimum to open for minors)
** Not available for IRAs.

Savings
$25 minimum to open. $100 minimum to earn interest. $100 minimum balance to waive $3 Per Month monthly service charge.$100 Plus
0.10% Interest Rate
0.10% Annual Percentage Yield
Minor Savings
$10 minimum to open and earn interest. No monthly service charge.

$10 - $100
4.88% Interest Rate
5% Annual Percentage Yield

$100.01 Plus
0.10% Interest Rate
0.10% Annual Percentage Yield


Stellar Plus Checking
$25 minimum to open. $10,000 minimum to earn interest. Zero monthly service charge when you keep $20,000 or more in Stellar Plus Checking, or $100,000 or more in related deposit accounts. $3 monthly service charge if you keep $10,000-$19,999 in Stellar Plus Checking, or $50,000-$99,999 in related deposit accounts. $8 monthly service charge if you keep less than $10,000 in Stellar Plus Checking, or less than $50,000 in related deposit accounts. Monthly service charge is based on your average daily balances each month.0.05% Interest Rate
0.05% Annual Percentage Yield
Money Market
$25 minimum to open. $1,000 minimum to earn interest and avoid $10 Per Month monthly service charge.

$1,000 - $89,999
0.05% Interest Rate
0.05% Annual Percentage Yield

$90,000 - $90,000 Plus
0.10% Interest Rate
0.10% Annual Percentage Yield

Fixed Rate Certificates of Deposit
$1,000 minimum to open ($500 minimum for minors). A penalty may be assessed for early withdrawal.

Choice of Terms$1,000 - $89,999
Interest Rate/Annual Percentage Yield %
$90,000 - $90,000 Plus
Interest Rate/Annual Percentage Yield %
Renewal Term
14 Days - 2 MonthsN/A0.10/0.1014 Days - 2 Months
3 Months0.05/0.050.10/0.103 Months
4 - 5 Months0.10/0.100.15/0.154 - 5 Months
6 - 11 Months0.15/0.150.20/0.206 - 11 Months
12 - 17 Months0.20/0.200.25/0.2512 - 17 Months
18 - 23 Months0.20/0.200.25/0.2518 - 23 Months
24 - 35 Months0.20/0.200.25/0.2524 - 35 Months
36 - 47 Months0.20/0.200.25/0.2536 - 47 Months
48 - 59 Months0.25/0.250.30/0.3048 - 59 Months
60 Months0.30/0.300.35/0.3560 Months
Click here to download rate sheet
Источник: https://www.wafdbank.com/personal-banking/interest-rates

Bank of Washington Review

SmartAsset's Overall Rating

3.6/5

Rates

3.4

Fees

4.7

Service Quality

4.0

Financial Health

2.2

Key Highlights

  • Low Fees
  • Mobile App
  • Multiple Banking Products

Overview

Bank of Washington was founded in 1877 with headquarters located in Washington, Missouri. It has $636 million in assets and worldwide travel insurance including usa totaling $508 million, ranking it bank of washington rates a medium-size bank. Bank of Washington lacks premium access to support representatives, with no live chat or all-day service options available. It is a conventional brick-and-mortar bank with in-person service, in addition to its online and mobile apps. At a SmartAsset rating of 3.6 out of 5 stars, Bank of Washington should be near the middle of the pack in your search for a bank. Bank of Washington has a mixture of banking products, including savings accounts, checking accounts, money market accounts, CDs, IRAs and mortgage products. It has a fair savings rate; you can find higher rates with other banks. If you're interested in stress-free personal checking, Bank of Washington's standard checking account does not have a monthly fee. Institutions that offer no-fee checking, in addition to a high savings APY are your best option for returning the most income on your deposits alongside convenient access to your funds.

How We Rated It

SmartAsset's Overall Rating

The is a weighted average of rates, fees, service quality and financial health.Read more

When a component rating is unavailable, the overall rating is calculated as an average of the remaining available ratings.

Rates
The Rates rating represents an aggregate of interest rates for specific bank products measured against the national average interest rate for each product. Product interest rates may vary by branch. Rates shown reflect the highest available nationwide.
Fees
The Fees rating is an assessment of the bank's fees measured against the national average fee amount for particular services and is also affected by whether or not the bank refunds ATM fees.
Service Quality
The Customer Experience rating is a weighted average of the Mobile Rating and the Consumer Satisfaction Score, which is based on complaints brought to the Consumer Financial Protection Bureau (CFPB).
Financial Health
The Financial Bank of washington rates rating is based on the Texas Ratio, an indicator that warns of credit problems at particular banks: anything less than 5% is considered Excellent; less than 20% is Very Good; less than 50% is Good; less than 90% is Fair; and over 90% is Poor.

Rates

With a savings rate of 0.15%, Bank of Washington ranks poorly as compared against the national average. Bank of Washington's CDs feature a rate of 1.36% and 2.53% for the one-year and five-year term lengths, respectively, while its highest-yielding money market account earns at an APY of 0.35%. Given its below average savings rate, you should consider other options to earn more on your deposits.

How Bank of Washington's Savings Rates Compare

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Fees

Bank of Washington typically has extremely low fees compared to the national average. Bank of Washington's checking account has no monthly fee, which makes it excellent for anyone looking for a simple account. For those who will need cash in a pinch, it is solid because it has an out-of-network ATM fee of $1.00, which is good in comparison to the national average. Additionally, at $30.00, its overdraft fee is significantly lower than that of other U.S. banks. Bank of Washington unfortunately does not reimburse out-of-network ATM fees, meaning you will need to locate a Bank of Washington ATM or pay the cost of withdrawal.

Monthly Fee$0National Average: $3.21

Non-network ATM Fee$1.00National Average: $1.20

Overdraft Fee$30.00National Average: $35.00

Back to Overview

Service Quality

Bank of Washington is a brick-and-mortar bank, with six total bank locations in Missouri. With mobile and web apps, Bank of Washington makes account access straightforward, even on the go. Bank of Washington's online and mobile banking services get reasonably positive ratings from customers. The Bank of Washington mobile app has been given a 4.0 out of 5 (with 56 reviews on Apple and Android) compared to the national average of 3.8. You can utilize Bank of Washington's app to control your funds by reviewing monthly statements, sending and receiving money as well as reaching support representatives. Bank of Washington gets an outstanding consumer satisfaction score based on relatively few consumer complaints reported to the Consumer Financial Protection Bureau (CFPB), a government-sponsored consumer protection agency.

Overall Mobile Rating4.0/5

Consumer Satisfaction Rating5.0/5

Online Banking PortalNo

Live ChatNo

Back bank of washington rates Overview

Financial Health

Bank of Washington is a medium-size bank with assets totaling $636 million as well as deposits totaling $508 million. Its Texas Ratio is 57.00%, signifying a moderate chance of failure. Additionally, Bank of Washington is FDIC-insured, meaning that your money is insured up to $250,000, even in the event of bank failure.

Texas Ratio Analysis

57.0%

High Risk75%50%20%10%Low Risk

The Texas Ratio, a measure of a "bad assets" against available capital, can provide an early warning sign of bank failure. A low ratio indicates smaller chance of failure; a higher ratio suggests greater risk.

Back to Overview

Compare Bank of Washington to Other Competitive Offers

Products Offered

ProductCurrent Terms and RatesMinimum Balance for APY
Savings Account 0.15% APY $1
Checking Account 0.15% APY $1
Certificates of Deposit
  • 12 Month: 1.36% APY
  • 24 Month: 1.71% APY
  • 36 Month: 2.02% APY
  • 48 Month: 2.27% Bank of washington rates
  • 60 Month: 2.53% APY
$5000 for all terms
Money Market Accounts 0.3% APY 0.35% APY $10000 $15000

Bank of Washington has several deposit products like savings accounts, checking accounts, money market accounts and CDs to give you many options to manage your money. Bank of Washington does not have the best savings rate, which means you should consider looking elsewhere for banks that deliver more return for your money. CDs can be a terrific option to achieve higher returns, but there are limitations to accessing your money. Bank of Washington's CD rates are fair in comparison to the national average.

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Find a Bank of Washington Near Me

Bank of Washington has six branches across the U.S.

Back to Overview

Save more with these rates that beat the National Average

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Источник: https://smartasset.com/checking-account/bank-of-washington-banking-review-12627

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