activate my visa debit gift card

Your Prepaid Gift Card is a prepaid Debit Card with a specific dollar value. How do I activate my Gift Card and obtain my PIN? FAQs · Where can the Gift Card be used? · Does my Gift Card have a Personal Identification Number (PIN)? · Should I choose 'Debit' or 'Credit' on the keypad when. You must activate your card and choose a PIN prior to usage. Activate my Card · Review frequently asked questions about your card. activate my visa debit gift card

: Activate my visa debit gift card

Activate my visa debit gift card
Best online trading platform for beginners
AMAZON HELP PHONE NUMBER

Activate my visa debit gift card -

Visa® Gift Card FAQs

How to activate a Visa Gift Card?

Activation of your card depends on the purchase method. Cards purchased through a Corporate Bulk order (the first 8-digits are 4332-9101) come with an activation code, which the purchaser will provide to you. Cards purchased online via our website (first 8-digits of your card are 4332-3500) will have your name embossed on it. You will activate your card using a combination of your phone number and zip code.

How can I check the balance on my Commerce Visa Gift Card?

To check the balance of your Commerce Visa Gift Card, log on to www.commercebank.com/checkmygiftcard or call the toll-free number 1-866-271-7780.

Why should I register a Visa Gift Card?

Registering your card has several benefits: It enables you to make purchases online. Most online retailers do not accept payments without a valid “billing” address. Your registered address will serve as the “billing” address that retailers require. It enables Customer Service Representatives to more quickly assist you when you call. It protects you from fraudulent activity. It protects you if your card is ever lost or stolen, so that you can be reimbursed for lost funds.

What should I do if my Commerce Visa Gift Card is lost or stolen?

Report a lost or stolen card immediately by calling Customer Service at 1-866-271-7780. You will need to have the card number and other identifying information in order to cancel the card and have a replacement card issued. A card replacement fee will apply if you are replacing a card that is lost/stolen. Refer to the fee section below.

What Terms and Conditions apply to the card?

By purchase, use and/or receipt of the Gift Card, you agree to the Terms and Conditions [PDF], including all Fees, provided at the time of purchase. Terms and Conditions may also be found by visiting www.commercebank.com/giftcards.

How will I know the original amount of my Commerce Visa Gift Card?

You can check your balance and transaction history online at: www.commercebank.com/checkmygiftcard or by calling the toll-free number on the back of your card, 1-866-271-7780.

What happens if I spend all of the money on my Commerce Visa Gift Card?

Once you have used up the funds on your Commerce Visa Gift Card, your card will be closed and you may discard. You may keep it in case you need to return an item you have purchased using the card, which will reopen your card if it has not expired.

Can I make purchases for more than the amount remaining on my Commerce Visa Gift Card?

To make a purchase greater than the balance on your card, you will need to use a second payment method, such as cash, check, or credit/debit card, for the difference. Tell the cashier how much to deduct from the card and how much you will pay with the second payment method.

Where can I use my Commerce Visa Gift Card?

Your Commerce Visa Gift Card can be used anywhere Visa debit cards are accepted. Your Gift Card can only be used within the Unites States for retail, online and telephone purchases.

Can I use my Visa Gift Card online?

Yes. You can use your Commerce Visa Gift Card to make purchases online. You must register your card before purchasing online. Some retailers will not process your purchase without a valid address registered to the card. You can register your card online at www.commercebank.com/checkmygiftcard or by calling 1-866-271-7780.

Can I use my Commerce Visa Gift Card at gas stations?

Yes. If you use your Gift Card for gasoline purchases, you must pay with the card at the cashier station. The card cannot be used for “Pay at the Pump” transactions.

Can I use my Commerce Visa Gift Card at restaurants and hotels?

Yes. You should be aware that many restaurants, hotels, car rentals and other merchants might factor in an automatic tip or other expenses above the purchase amount when authorizing card purchases. If your bill, plus the estimated tip or other expenses, exceeds the amount on the Gift Card, it may be declined.

Can I add a PIN to my Visa Gift Card?

Yes. You may self-select a 4-digit PIN number online or over the phone. You may use your PIN for Point-of-Sale transactions.

Can I use my Commerce Visa Gift Card at an ATM?

No. Your Commerce Visa Gift Card can only be used for retail, online, and telephone purchases.

Can I use my Commerce Visa Gift Card to get cash or cash back at a bank or checkout lane?

No. Your Commerce Visa Gift Card does not have any “cash back” features.

Can I add more money onto my Commerce Visa Gift Card?

No, the Commerce Visa Gift Card does not have a reloadable feature.

How long can the Commerce Visa Gift Card be used?

Your Commerce Visa Gift Card will expire the last day of the month that is embossed on your card, which shall be no earlier than 5 years from the date of purchase. You may use your card to make purchases until the entire value of your card has been used or you’ve reached a zero balance due to Fee assessment. If you are a recipient of the Card, be sure and check the expiration date because you might have less than 5 years to use depending on when it was given to you.

What do I do if I have moved since I registered my Commerce Visa Gift Card?

You can change your address or telephone number online at www.commercebank.com/checkmygiftcard or by calling a Customer Service Representative at 1-866-271-7780.

What fees apply to the Commerce Visa Gift card?

In addition to the per card purchase fee, you will be charged the following fees, when applicable. These fees apply to all gift cards purchased in our branches, online, or through our bulk program effective 8/11/2010.

  • Inactivity Fee - $5.00 per month (Assessed each month after 12 consecutive months of inactivity, after the Card Activation Date or anytime thereafter)
  • Lost/Stolen Card Reissue Fee - $10.00 per occurrence
  • Lost/Stolen Card Cash-Out Fee - $15.00
  • Standard Delivery (Online, 5-7 days) - $3.00 per card
  • Standard Delivery (Bulk, 5-7 days) - $19.99 per order (limitations may apply)
  • Express Delivery (Online/Bulk orders)
    • Online - $19.99 per card
    • Bulk Orders - $35.00 per order (limitations may apply)

What is the Inactivity Fee?

Your card will be considered inactive if there is no activity on the Card (purchases or credit returns) for twelve (12) consecutive months after the Card Activation Date or anytime thereafter. An Inactivity Fee will be assessed each month after twelve (12) consecutive months of inactivity. We will continue to charge an Inactivity Fee until you resume use or your Card reaches a zero balance or the funds expire. If you resume use of your Card, we will cease charging the Inactivity Fee the following month.

Источник: https://www.commercebank.com/personal/cards/visa-gift-card/faqs

U.S. BANK VISA® GIFT CARD

Skip to main content

null

The gift of choice.

An all-occasion gift

Gift it for birthdays, holidays, weddings, graduations and more.

Visa acceptance

Welcome everywhere Visa debit cards are accepted in the United States.

Available in any denomination

Loaded with the dollar amount you specify, from $25 to $500.

Security

A lost or stolen Visa Gift Card can be replaced if you know the account number2.

Источник: https://www.usbank.com/prepaid-visa-gift-card.html

gift cards

IMPORTANT: All branches and the Member Service Center will be closed Thurs, Nov 25 , and Fri, Nov 26 in observance of Thanksgiving.

Giving has never been easier with our Visa® Gift Card, available to both Members and non-members.

FIND A BRANCH

this time, just give them a gift card

At a loss to find the perfect gift? United now offers the Visa® Gift Card*, a prepaid card that can be used everywhere Visa debit and credit cards are accepted in the Untied States and U.S. territories.

Use the Visa® Gift Card for any occasion: birthdays, holidays, graduations or weddings. Recipients can use the card to buy what they want, when they want. Because it’s a prepaid card, spending is limited to the initial amount of money you place on the card at the time of purchase. Cards may be loaded with $10 (minimum) - $1,000 (maximum). Card does not have cash access, but may be used at any merchants that accept Visa debit and credit cards.

  • No purchase fee.
  • Monthly inactivity fee of $4.95 after 12 consecutive months of inactivity.
  • Lost/stolen replacement card fee of $8.

FAQs

A: At a merchant or store, you can use your card by selecting “credit” at the merchant’s card terminal. Also, you may obtain a PIN (personal identification number) by calling the customer service number on the back of your card and following the automated instructions. Once you have a PIN you can select “debit” at the point of sale. If you are making a purchase online or over the phone, just make sure the billing address you provide matches the one registered to your card. Cards cannot be used to obtain cash.

A: You may register your gift card online at GoCardServices.com. Registering your card will provide the additional security required to allow you to check your balance, view your transaction history, use your card for phone and online purchases, and request a replacement card should your card become lost, stolen or have fraudulent transactions. Keep in mind, there will be an $8.00 fee assessed to your card balance to replace a lost or stolen card. If the card balance is below $8.00, the card will not be replaced.

A: You can use your card in-person, by phone, or online with any merchant everywhere Visa® debit cards are accepted within the United States and U.S. territories, including Puerto Rico, Northern Mariana Islands, U.S. Virgin Islands, American Samoa, and Guam.

A: If your card has been lost or stolen, call 866-261-7741. A live agent will walk you through obtaining a replacement card. A lost or stolen gift card cannot be replaced if the card was not registered via GoCardServices.com. Keep in mind, there will be an $8.00 fee assessed to your card balance to replace your card. It may take up to 10 business days to receive your replacement card. Cards with balances below $8.00 will not be replaced.

A: If you received a replacement card via mail, you may activate it by calling the number on the back of the card. You will need to provide the card number and 3-digit security code from the back of the card.

A: You can get your card balance and a list of your transactions by logging into GoCardServices.com, through the MetaWallet mobile app, or by calling customer service at the number on the back of the card.

A: You cannot reload your gift card.

A: No. It is for point-of-sale, online, and phone purchases only.

A: No. Gift cards are for domestic purchases with merchants within the United States and areas considered to be U.S. territories, including Puerto Rico, Northern Mariana Islands, U.S. Virgin Islands, American Samoa, and Guam.

A: There are a few fees to keep in mind. Take a look at the Cardholder Agreement located on GoCardServices.com for applicable fees.

A: Yes, but keep in mind many service-oriented merchants automatically factor in an additional percentage to cover any gratuity you may leave or incidental charge you may incur. When using your card at restaurants, it’s best to have an available balance that is 20 percent greater than your bill, and when using your card at hotels and car rental agencies, check with the merchant to find out how much, if any, they over-authorize their transactions.

A: Yes, however, an authorization of at least $75-$150 may be held on your account. This authorization may not be removed from your account for several days. To avoid this over-authorization, simply pay for your gas inside the service station.

A: If the purchase amount is greater than the amount of the balance on your card, ask the merchant if they allow split tender transactions. A split-tender transaction is when the payment is split across multiple methods. Depending on the merchant’s policy, you can request a split-tender transaction – just use an additional card or alternative payment method to cover the remaining cost of the purchase beyond your card’s balance. Keep in mind, some merchants may only allow you to do this if the second method of payment is cash or check. Also, online and most mail-order merchants do not permit split-tender transaction. There is no guarantee that every merchant will accept two forms of payment.

A: When making a purchase in-person, the merchant may have attempted to process the purchase for a greater amount than what is available on the card. If this happens, ask the merchant to split the payment across multiple methods. You can only spend what is loaded on your card – any amounts beyond that will cause a decline.  For additional help, you can contact customer service at the number on the back of your card.

A: You must be 13 years or older to purchase a gift card.

Have questions or want to get started? Give us a call at (888) 982-1400, stop in a branch or start a chat with one of our team members now!

FIND A BRANCH
Scroll To Top

You've successfully logged out.

OK
Источник: https://unitedfcu.com/products-and-services/card/gift-cards

How do you activate a gift card without buying it?

Many gift cards are activated when they’re purchased, so they don’t need to be activated by the recipient. However, some do need to be activated by the recipient before they can be used. You can activate a gift card by calling the merchant or accessing the provided URL and inputting the correct activation numbers.

Do gift cards need to be activated?

If you use gift cards, be sure to keep your eyes open so you don’t become a victim. Gift cards have no value until activated, so they aren’t usually under lock and key at the store. Thieves steal the worthless gift cards, record card numbers and PINs, and then return the cards to the shelves at the store.

Can u activate a stolen gift card?

A gift card can only be activated in the stores systems. So, you either need to manually get onto a register or hack their gift card database and alter the card that way. Inherently the cards have no value.

Can you use an unactivated credit card?

Unactivated cards may still work If a new card arrives at your door unactivated, that doesn’t necessarily mean it won’t work. Unactivated cards can sometimes be used to make purchases. This is still the case today and cardholder experiences may vary between issuing banks.

How do you activate a new credit card?

To activate your new credit card you’ll need the credit card number and your date of birth. You can either activate your card via online banking, phoning the card provider directly or using an ATM machine.

Why can’t I use my new credit card?

Call your credit card company to activate your card, or follow the instructions that you get with the card. Most new credit cards are sent in a deactivated state to the mailing address you provided on your application. This is to prevent unauthorized use should the card be stolen before you receive it.

Why is my new credit card being declined?

Your credit card could get declined for a variety of reasons, from the simple (your credit card expired) to the potentially more serious and complex (potential fraud was detected). Here’s why your card may have been rejected—and what you can do to prevent it from happening again.

How do you fix a declined card?

Here’s how to contact your bank: Call the support phone number that’s shown on the back of your credit card. Tell the representative that you were trying to pay for Swimmo, it was an online transaction, but that your payment was declined. Let them know the date, amount and the currency of the decline.

Why is my card not working?

There is a large number of reasons why a credit card may be declined, from there not being enough funds available on the card, to the card being expired, the billing address being incorrect, etc. Some of the most common errors associated with declined cards are listed below, along with an explanation of their meaning.

Why can’t I use my card online?

In some cases, banks set a security measure that prevents your card to be misused online. So when you enter your card details on websites, your card prevents you from carrying out the transaction. So you are required to contact your bank and verify that you are yourself authorizing the transaction.

How do I activate my card for online payment?

How to activate ATM card for online payment

  1. Visit the shopping website;
  2. Choose your product and checkout;
  3. Go to the payment page and select “DEBIT CARD + ATM PIN” option;
  4. Enter your Debit Card details and ATM PIN, click on “Submit”;

Why is my visa not working online?

The most common reasons are that the card hasn’t been activated, the cashier is running the wrong type of transaction, the dollar amount being charged is greater than the card’s balance or the credit card processing machine is bumping up the charge amount to either place a hold on the card or to allow for a gratuity.

Why are my online payments being declined?

For privacy reasons banks usually don’t give details about payments, however, we would like to share some common causes of declined payments: The debit card has Insufficient funds or has reached its limit. The credit or debit card information is incorrect. CVV mismatch.

Why is Prepaidgiftbalance not working?

Try visiting the official website www.prepaidgiftbalance.com from any other browser, like Mozilla Firefox. Also, please try clearing the cache and cookies from the browser. Try to visit the Prepaid Gift Balance site on your mobile phone. Also, try to visit the site from the IP proxy.

Is PrepaidGiftBalance safe?

PrepaidGiftBalance is secure and safe to a great extent. Even if the card is stolen or misplaced, no one can use it as Prepaid Gift Balance consists of a unique PIN number. Prepaid Gift Balance cards are accepted anywhere in the United States, where Visa or Mastercard debit cards are accepted.

How do I activate my Visa debit gift card?

Activate Your Visa Gift Card In 3 Simple Steps

  1. Locate the activation instructions. These can be found on a sticker (usually on the front) or printed on the back of the card.
  2. Find the gift card numbers. Activation requires the 16-digit gift card number that is located on the front of the card.
  3. Activate your card.
Источник: https://www.mvorganizing.org/how-do-you-activate-a-gift-card-without-buying-it/

How to Use a Visa Gift Card Online

The beauty of receiving a Visa gift card is that it gives you the flexibility to use it with any online merchant that accepts Visa debit cards. Depending on how your card was purchased, it may be already activated when you receive it. If not, you'll have to activate it before you can use it, and if you want to use your Visa gift card online, you''ll also have to register it.

Activate Your Card

A Visa card from a retail outlet is activated at the cash register, and you'll receive the activation slip. Some Visa gifts cards purchased online need to be activated once you receive them in the mail.

In this case, follow the activation instructions on the little sticker that comes on the front of the card. Typically, this requires you to call an 800 number or access a website to enter the 16-digit card number and associated security code. For additional security, sign the card on the back as soon as you receive it.

Register Your Card

To register your card for online use, locate the issuer's 800 number or web address. You'll find this information on the back of the Visa card or in a leaflet that comes with the card. Call the telephone number or access the website to get started.

You'll need to provide the card code and card security number, as well as your personal information, including your name, address and telephone number. Use the same format for your personal information that you plan to use when making your online purchases. This is important as many payment processors check to verify that the information matches.

Use Your Card Online

At checkout you'll be given a variety of payment options. This may include PayPal, Amazon or a debit or credit card. You need to select the debit/credit card option and then specifically choose the Visa card for payment. Enter your personal information exactly as you did to register your card and then add the card code and security code.

Make a Partial Payment

Cardholders should always check their Visa gift card balance before making an online purchase. This can be done using the 800 number on the back of the card and following the prompts.

If the total amount on the card is less than the total purchase price, it may be possible for you to use the remainder of your card to buy a store e-gift card. In most cases, this is a code sent to your email inbox. You can then use that egift card code toward your total balance.

Источник: https://pocketsense.com/use-visa-gift-card-online-4688284.html

TD Bank Visa® Gift Card

The perfect gift every time, for any occasion

The TD Bank Gift Card is easy and convenient to give. You choose the amount, they choose the gift. Gift cards can be used in person, over the phone, online or to make purchases through a smartphone1, anywhere Visa is accepted. And, lost or stolen gift cards can be replaced if previously registered.

  • No fee to purchase
  • Only available to TD Bank customers
  • Card amounts from $25–$750
  • Ready for gift giving

Get a gift card at any TD Bank.

Already have a gift card?

Sign in to…

  • Check your balance and view transaction history
  • Register your card
  • Update your profile and password
  • Change your PIN

Get – or manage – a TD Bank Visa Gift Card

Get a TD Gift Card

Manage your TD Gift Card

Register your card, check your balance and change your PIN anytime1

*By clicking on this link you are leaving our website and entering a third-party website over which we have no control.

Neither TD Bank US Holding Company, nor its subsidiaries or affiliates, is responsible for the content of third-party sites hyper-linked from this page, nor do they guarantee or endorse the information, recommendations, products or services offered on third-party sites.

Third-party sites may have different Privacy and Security policies than TD Bank US Holding Company. You should review the Privacy and Security policies of any third party website before you provide personal or confidential information.

1Gift cards must be registered online* or by calling 1-888-294-22491-888-294-2249 to make transactions online, over the phone or through a smartphone.

Note: A monthly inactivity fee of $2.50 will be deducted from the card balance after 12 consecutive months of inactivity, even if the card has not been activated.

Terms and conditions

*By clicking on this link you are leaving our website and entering a third-party website over which we have no control.

Neither TD Bank US Holding Company, nor its subsidiaries or affiliates, is responsible for the content of third-party sites hyper-linked from this page, nor do they guarantee or endorse the information, recommendations, products or services offered on third-party sites.

Third-party sites may have different Privacy and Security policies than TD Bank US Holding Company. You should review the Privacy and Security policies of any third party website before you provide personal or confidential information.

1Gift cards must be registered online* or by calling 1-888-294-22491-888-294-2249 to make transactions online, over the phone or through a smartphone.

Note: A monthly inactivity fee of $2.50 will be deducted from the card balance after 12 consecutive months of inactivity, even if the card has not been activated.

Terms and conditions

back to topTop
Источник: https://www.td.com/us/en/personal-banking/prepaid-cards/gift-card/

RBC® Visa Gift Cards

Frequently Asked Questions

The following provides answers to some commonly asked questions about
RBC Visa Gift Cards purchased at RBC Royal Bank branches.

General Questions

Expand - Are RBC Visa Gift Cards credit cards?Are RBC Visa Gift Cards credit cards?

While they look like credit cards, RBC Visa Gift Cards are actually prepaid/stored value cards. Cards are initially loaded with funds and when purchases are made, the amounts are deducted from the card's balance until it reaches $0.

 

Expand - Where can I find the applicable fees and full terms and conditions for my RBC Visa Gift Card?Where can I find the applicable fees and full terms and conditions for my RBC Visa Gift Card?

To view the terms and conditions along with the features and fees of your card program, please visit our Cardholder Services page.

 

Expand - Are RBC Visa Gift Cards re-loadable?Are RBC Visa Gift Cards reloadable?

RBC Visa Gift Cards purchased at an RBC Royal Bank branch can only be loaded once, at the time of purchase. Cards cannot be reloaded with additional funds.

 

Expand - Are RBC Visa Gift Cards re-loadable?Are RBC Visa Gift Cards refundable?

RBC Visa Gift Cards are not refundable for cash or other banking products.

 

Expand - I have an RBC Visa Gift Card that expired October 2012 (10/12) or earlier and it still had funds on it, can I get a new card issued with the remaining balance carried over??I have an RBC Visa Gift Card that expired October 2012 (10/12) or earlier and it still had funds on it, can I get a new card issued with the remaining balance carried over?

If your card starts with the numbers 451016 and has an expiry date of November 2012 (11/12) or later, it is eligible to have funds carried forward to a new card after expiry. Call 1-866-466-8079 to find out how to have a new card issued with the remaining balance carried over at no additional charge. If your card begins with numbers other than 451016 or expired on or before October 2012 (10/12), the balance that remained at the time the card expired cannot be carried forward to a new card.

 

Expand - Do RBC Visa Gift Cards have an expiry date?Do RBC Visa Gift Cards have an expiry date?

Funds loaded to RBC Visa Gift Cards do not expire. While RBC Visa Gift Cards require an expiry date for payment processing, the funds loaded to the card WILL NOT EXPIRE. If the card has a balance after the expiry date shown on the front of the card, the recipient can simply call 1-866-466-8079 to find out how to have a new card issued with the remaining balance carried over.

 

Expand - Can RBC Visa Gift Cards be replaced if they are lost or stolen?Can RBC Visa Gift Cards be replaced if they are lost or stolen?

Yes, RBC Visa Gift Cards can be replaced if lost, stolen or damaged, provided they have been registered at www.myrbccardbalance.com(opens new window). Lost or stolen cards should be reported immediately by contacting us, toll-free at 1-866-466-8079 within Canada or the United States or collect at 1-954-377-4480 outside of Canada or the United States.

 

Using RBC Visa Gift Cards

Expand - How can I check my RBC Visa Gift Card balance?How can I check my RBC Visa Gift Card balance?

For balances and other inquiries visit www.myrbccardbalance.com (opens new window) or call toll-free 1-866-466-8079.

 

Expand - What happens to unused card balances upon expiry?What happens to unused card balances upon expiry?

Funds do not expire. If the card has a balance after the expiry date shown on the front of the card, the recipient can simply call 1-866-466-8079 to find out how to have a new card issued with the remaining balance carried over.

 

Expand - Can RBC Visa Gift Cards be used while travelling outside of Canada?Can RBC Visa Gift Cards be used while travelling outside of Canada?

RBC Visa Gift Cards can be used to make purchases outside of Canada but they do not include Chip technology. Some merchants may not be familiar with this type of card, so it is recommended that you have another form of payment (credit card, debit card, cash or traveller's cheques) available when making purchases to avoid potential processing problems or delays.

If the card or card number is used outside of Canada or if an amount is charged to the card in a foreign currency, transactions are converted to Canadian dollars no later than the date we post the transaction to your Prepaid Card account at an exchange rate that is 2.5% over a benchmark rate Royal Bank of Canada pays the payment card company on the date of conversion. We will show the exchange rate for each transaction in the card's transaction history.

 

Expand - Who can I contact to discuss a dispute or declined transaction? Who can I contact to discuss a dispute or declined transaction?

To discuss a dispute or declined transaction, please call toll-free 1-866-466-8079 within Canada or the United States. Outside of Canada or the United States, please call collect: 1-954-377-4480.

 

Expand - Why should RBC Visa Gift Cards be registered?Why should RBC Visa Gift Cards be registered?

It is important to register RBC Visa Gift Cards at www.myrbccardbalance.com(opens new window). Cards must be registered in advance in order for them to be replaced should they be lost or stolen. This protects cardholders by preventing someone else from registering the card and accessing card balance and transaction information. In addition, some retailers will only allow online or telephone purchases to be made with registered cards.

 

Expand - Can I make online purchases or pay bills online with my card?Can I make online purchases or pay bills online with my card?

Cards can be used for online and telephone purchases. However, some online and telephone retailers will only allow purchases to be made with registered cards (cards that have a name and address associated with them). Register your card at www.myrbccardbalance.com(opens new window) Cards cannot be used for certain types of transactions including those connected to Internet gambling.

 

Expand - Can RBC Visa Gift Cards be used for services such as hotel reservations, car rentals or restaurants?Can RBC Visa Gift Cards be used for salon services or restaurant bills?

Merchants such as restaurants or salons that require a tip or extra charge will hold up to 20% in addition to the price of the goods or services being purchased. This type of hold can take several days to clear. For these merchants, it is important for cardholders to know what the card balance is to ensure there are sufficient funds to cover both the transaction and the hold, or whether a split payment is required. We recommend that you do NOT use your card in these situations to ensure that you have your full balance available for other purchases.

 

Expand - Can RBC Visa Gift Cards be used for services such as hotel reservations, car rentals or restaurants?Can Visa Gift Cards be used for hotel or cruise line reservations or for car rentals?

Yes. However, such merchants will hold funds until the end of your trip upon making a reservation. The funds will be held during this time, and you will be unable to use them until they are released back onto your Card. For this reason, we recommend that you do NOT use your Card for hotel, cruise line or car rental bookings to ensure that you have your full balance available to you for other purchases.

 

Expand - Can I make a split payment on my RBC Visa Gift Card?Can I make a split payment with my RBC Visa Gift Card?

To make a purchase that is greater than the balance on the card, you should let the merchant know in advance that you will be splitting the payment. (Note: some merchants may not be able to handle multiple forms of payment.) You should then advise the merchant of the amount available on the card and use a second form of payment – credit card, debit card, cash or cheque – to cover the difference. You should be aware of the balance available on the card in advance of making a payment as merchants do not have the ability to check balances. Balances can be checked online at www.myrbccardbalance.com(opens new window) or by calling toll-free 1-866-466-8079.

 

Expand - Can recurring payments be made with an RBC Visa Gift Card?Can recurring payments be made with an RBC Visa Gift Card?

Because RBC Visa Gift Cards are non-reloadable, cards cannot be used to make recurring payments. These payments will not be authorized by the merchant.

 

Expand - Are RBC Visa Gift Cards transferable?Are RBC Visa Gift Cards transferable?

Once signed, RBC Visa Gift Cards are not transferable. Cards personalized in the name of the recipient should not be transferred to another person.

 

Expand - Can I return merchandise  when I pay with an RBC Visa Gift Card?Can I return merchandise when I pay with an RBC Visa Gift Card?

For merchandise returns, deal directly with merchants. Keep the Card and purchase receipts, even after the balance is depleted, as you may be asked to present them in order to process the return. When the merchant's policy is to credit the card used for purchases (rather than provide cash or a store credit), the available balance on the card will be increased by the amount of the refund within two to three days of the return.

 

Expand - What should I do if a merchant will not accept an RBC Visa Gift Card as a form of payment?What should I do if a merchant will not accept an RBC Visa Gift Card as a form of payment?

Should a merchant refuse to accept an RBC Visa Gift Card as a means of payment, contact RBC Gift Card Support at 1-866-466-8079 or outside of Canada or the United States at 1-954-377-4480 (collect).

The following information should be provided by the cardholder:

  • Name of the Cardholder
  • RBC Visa Gift Card number – DO NOT include the card number when sending an email
  • Transaction date
  • Transaction amount
  • Name of the merchant
  • Address of the merchant
  • Reason given for the refusal

You may receive a follow-up call to discuss the resolution.

 

Expand - Can I use my RBC Visa Gift Card at the pump, at gas stations?Can I use my RBC Visa Gift Card at the pump, at gas stations?

Difficulties may arise when paying with your card for fuel at “pay at the pump” kiosks. We recommend using your card to pay the cashier inside the gas station instead.

 

Expand - My RBC Visa Prepaid Card does not have my name embossed on it - do I need to sign the sales receipt?My RBC Visa Gift Card does not have my name embossed on it – do I need to sign the sales receipt?

While your card may not have your name on it, you will still need to sign the back in order to use it. When making a purchase you will sign the receipt, and the merchant should compare that signature to the one on the back of the card to process the payment.

 

Expand - Can RBC Visa Gift Cards be used for cash advances or to withdraw money at an ATM?Can RBC Visa Gift Cards be used for cash advances or to withdraw money at an ATM?

No, RBC Visa Gift Cards purchased at an RBC Royal Bank branch cannot be used to withdraw cash at an ATM or to receive any other cash withdrawal or make financial payments at any financial institution. There is no PIN assigned to the card.

 

Expand - Is there a PIN for these cards?Is there a PIN for these cards?

RBC Visa Gift Cards purchased at an RBC Royal Bank branch do not have a personal identification number (PIN) and cannot be used to withdraw cash at an ATM or to receive any other cash withdrawal or make financial payments at any financial institution.

 

Expand - What do I do if my RBC Visa Gift Card is lost or stolen?What do I do if my RBC Visa Gift Card is lost or stolen?

RBC Visa Gift Cards can be replaced if lost or stolen, provided they have been registered at www.myrbccardbalance.com(opens new window). To report your card as lost or stolen, please call 1-866-466-8079.

 

1) RBC Visa Gift Cards are issued by Royal Bank of Canada and may be used to make purchases anywhere in the world where Visa cards are accepted. Cards cannot be used to withdraw cash at an ATM or to receive any other cash withdrawal or make financial payments at a financial institution.

 

RBC Visa Commercial Prepaid Cards

To learn more about recent changes to the commercial prepaid program click here(opens new window).

 
 

Do you have an RBC Visa Gift Card?

Visit our Cardholder Services Centre for helpful information and resources, including terms and conditions and fees of your card program.

 
 

Contact Cardholder Services

For customer service and balance inquiries call:

In Canada toll-free 1-866-466-8079
Outside of Canada or U.S. collect 1-954-377-4480

 
Источник: http://www.rbcroyalbank.com/visagiftcard/faq.html

Gift Help

At a merchant or store, you can use your card by selecting “credit” at the merchant’s card terminal.  Also, you may obtain a PIN (personal identification number) by calling the customer service number on the back of your card and following the automated instructions.  Once you have a PIN you can select “debit” at the point of sale.  If you are making a purchase online or over the phone, just make sure the billing address you provide matches the one registered to your card.  All of these options are subject to transaction fees. Cards cannot be used to obtain cash.

You may register your Gift Card online at GoCardServices.com. Registering your card will provide the additional security required to allow you to check your balance, view your transaction history, use your card for phone and online purchases, and request a replacement card should your card become lost, stolen or have fradulent transactions. Keep in mind, there will be an $8.00 fee assessed to your card balance to replace a lost or stolen card.

You can use your card everywhere Visa® or Mastercard® debit cards are accepted in the U.S.  Just look at the checkout for the brand mark that matches your card - Visa or Mastercard. Plus, your card can also be used for online and phone purchases when registered.

Let us know!  If you notice transactions on your account that you have not made, call the customer service number on the back of your card immediately.  A live agent will follow a standard dispute process to investigate the fraudulent transactions and help remediate the situation.

If your card has been lost or stolen, call 866-261-7741. A live agent will walk you through obtaining a replacement card.  A lost or stolen Gift Card cannot be replaced if the card was not registered via GoCardServices.com.  Keep in mind, there will be an $8.00 fee assessed to your card balance to replace your card.  It may take up to 10 business days to receive your replacement card. 

If you received a replacement card via mail, you may activate it by calling the number on the back of the card.  You will need to provide the Card number and 3-digit security code from the back of the Card.

You can get your card balance and a list of your transactions by logging into GoCardServices.com, through the MetaWallet mobile app, or by calling customer service at the number on the back of the card.

You cannot reload your Gift Card.

No.  It is for point-of-sale, online, and phone purchases only.

No. Gift Cards are for domestic use only and, as such, can only be used in the United States and areas considered to be U.S. territories, including Puerto Rico, Northern Mariana Islands, U.S. Virgin Islands, Activate my visa debit gift card Samoa, and Guam.

There are a few fees to keep in mind.  Take a look at the Cardholder Agreement located on GoCardServices.com for applicable fees.

Yes, but keep in mind many service-oriented merchants automatically factor in an additional percentage to cover any gratuity you may leave or incidental charge you may incur.  When using your card at restaurants, it’s best to have an available balance that is 20 percent greater than your bill, and when using your card at hotels and car rental agencies, check with the merchant to find out how much, if any, they over-authorize their transactions.

Yes, however, an authorization of at least $75-$150 may be held on your account.  This authorization may not be removed from your account for several days.  To avoid this over-authorization, simply pay for your gas inside the service station.

If the purchase amount is greater than the amount of the balance on your card, ask the merchant if they allow split tender transactions.  A split-tender transaction is when the payment is split across multiple methods.  Depending on the merchant’s policy, you can request a split-tender transaction – just use an additional card or alternative payment method to cover the remaining cost of the purchase beyond your card’s balance.  Keep in mind, some merchants may only allow you to do this if the second method of payment is cash or check.  Also, online and most mail-order merchants do not permit split-tender transaction.  There is no guarantee that every merchant will accept two forms of payment.

When making a purchase in-person, the merchant may have attempted to process the purchase for a greater amount than what is available on the card.  If this happens, ask the merchant to split the payment across multiple methods.  You can only spend what is loaded on your card – any amounts beyond that will cause a decline.  For additional help, you can contact customer service at the number on the back of your card.

 You must be 13 years or older to purchase a Gift Card.

Источник: https://www.gocardservices.com/help-gift

TD Bank Visa® Gift Card

The perfect gift every time, for any occasion

The TD Bank Gift Card is easy and convenient to give. You choose the amount, they choose the gift. Gift cards can be used in person, over the phone, online or to make purchases through a smartphone1, anywhere Visa is accepted. And, lost or stolen gift cards can be replaced if previously registered.

  • No fee to purchase
  • Only available to TD Bank customers
  • Card amounts from $25–$750
  • Ready for gift giving

Get a gift card at any TD Bank.

Already have a gift card?

Sign in to…

  • Check your balance and view transaction history
  • Register your card
  • Update your profile and password
  • Change your PIN

Get – or manage – a TD Bank Visa Gift Card

Get a TD Gift Card

Manage your TD Gift Card

Register your card, check your balance and change your PIN anytime1

*By clicking on this link you are leaving our website and entering a third-party website over which we have no control.

Neither TD Bank US Holding Company, nor its subsidiaries or affiliates, is responsible for the content of third-party sites hyper-linked from this page, nor do they guarantee or endorse the information, recommendations, products or services offered on third-party sites.

Third-party sites may have different Privacy and Security policies than TD Bank US Holding Company. You should review the Privacy and Security policies of any third party website before you provide personal or confidential information.

1Gift cards must be registered online* or by calling 1-888-294-22491-888-294-2249 to make transactions online, over the phone or through a smartphone.

Note: A monthly inactivity fee of $2.50 will be deducted from the card balance after 12 consecutive months of inactivity, even if the card has not been activated.

Terms and conditions

*By clicking on this link you are leaving our website and entering a third-party website over which we have no control.

Neither TD Bank US Holding Company, nor its subsidiaries or affiliates, is responsible for the content of third-party sites hyper-linked from this page, nor do they guarantee or endorse the information, recommendations, products or services offered on third-party sites.

Third-party sites may have different Privacy and Security policies than TD Bank US Holding Company. You should review the Privacy and Security policies of any third party activate my visa debit gift card before you provide personal or confidential information.

1Gift cards must be registered online* or by calling 1-888-294-22491-888-294-2249 to make transactions online, over the phone or through a smartphone.

Note: A monthly inactivity fee of $2.50 will be deducted from the card balance after 12 consecutive months of inactivity, even if the card has not been activated.

Terms and conditions

back to topTop
Источник: https://www.td.com/us/en/personal-banking/prepaid-cards/gift-card/

Visa® Gift Card FAQs

How to activate a Visa Gift Card?

Activation of your card depends on the purchase method. Cards purchased through a Corporate Bulk order (the first 8-digits are 4332-9101) come with an activation code, which the purchaser will provide to you. Cards purchased online via our website (first 8-digits of your card are 4332-3500) will have your name embossed on it. You will activate your card using a combination of your phone number and zip code.

How can I check the balance on my Commerce Visa Gift Card?

To check the balance of your Commerce Visa Gift Card, log on to www.commercebank.com/checkmygiftcard or call the toll-free number 1-866-271-7780.

Why should I register a Visa Gift Card?

Registering your card has several benefits: It enables you to make purchases online. Most online retailers do not activate my visa debit gift card payments without a valid “billing” address. Your registered address will serve as the “billing” address that retailers require. It enables Customer Service Representatives to more quickly assist you when you call. It protects you from fraudulent activity. It protects you if your card is ever lost or stolen, so that you can be reimbursed for lost funds.

What should I do if my Commerce Visa Gift Card is lost or stolen?

Report a lost or stolen card immediately by calling Customer Service at 1-866-271-7780. You will need to have the card number and other identifying information in order to cancel the card and have a replacement card issued. A card replacement fee will apply if you are replacing a card that is lost/stolen. Refer to the fee section below.

What Terms and Conditions apply to the card?

By purchase, use and/or receipt of the Gift Card, you agree to the Terms and Conditions [PDF], including all Fees, provided at the time of purchase. Terms and Conditions may also be found by visiting www.commercebank.com/giftcards.

How will I know the original amount of my Activate my visa debit gift card Visa Gift Card?

You can check your balance and transaction history online at: www.commercebank.com/checkmygiftcard or by calling the toll-free number on the back of your card, 1-866-271-7780.

What happens if I spend all of the money on my Commerce Visa Gift Card?

Once you have used up the funds on your Commerce Visa Gift Card, your card will be closed and you may discard. You may keep it in case you need to return an item you have purchased using the card, which will reopen your card if it has not expired.

Can I make purchases for more than the amount remaining on my Commerce Visa Gift Card?

To make a purchase greater than the balance on your card, you will need to use a second payment method, such as cash, check, or credit/debit card, for the difference. Tell the cashier how much to deduct from the card and how much you will pay with the second payment method.

Where can I use my Commerce Visa Gift Card?

Your Commerce Visa Gift Card can be used anywhere Visa debit cards are accepted. Your Gift Card can only be used within the Unites States for retail, online and telephone purchases.

Can I use my Visa Gift Card online?

Yes. You can use your Commerce Visa Gift Card to make purchases online. You must register your card before purchasing online. Some retailers will not process your purchase without a valid address registered to the card. You can register your card online at www.commercebank.com/checkmygiftcard or by calling 1-866-271-7780.

Can I use my Commerce Visa Gift Card at gas stations?

Yes. If you use your Gift Card for gasoline purchases, you must pay with the card at the cashier station. The card cannot be used for “Pay at the Pump” transactions.

Can I use my Commerce Visa Gift Card at restaurants and hotels?

Yes. You should be aware that many restaurants, hotels, car rentals and other merchants might factor in an automatic tip or other expenses above the purchase amount when authorizing card purchases. If your bill, plus the estimated tip or other expenses, exceeds the amount on the Gift Card, it may be gm chase business credit card I add a PIN to my Visa Gift Card?

Yes. You may self-select a 4-digit PIN number online or over the phone. You may use your PIN for Point-of-Sale transactions.

Can I use my Commerce Visa Gift Card at an ATM?

No. Your Commerce Visa Gift Card can only be used for retail, online, and telephone purchases.

Can I use my Commerce Visa Gift Card to get cash or cash back at a bank or checkout lane?

No. Your Commerce Visa Gift Card does not have any “cash back” features.

Can I add more money onto my Commerce Visa Gift Card?

No, the Commerce Visa Gift Card does not have a reloadable feature.

How long can the Commerce Visa Gift Card be used?

Your Commerce Visa Gift Card will expire the last day of the month that is embossed on your card, which shall be no earlier than 5 years from the date of purchase. You may use your card to make purchases until the entire value of your card has been used or you’ve reached a zero balance due to Fee assessment. If you are a recipient of the Card, be sure and check the expiration date because you might have less than 5 years to use depending on when it was given to you.

What do I do if I have moved since I registered my Commerce Visa Gift Card?

You can change your address or telephone number online at www.commercebank.com/checkmygiftcard or by calling a Customer Service Representative at 1-866-271-7780.

What fees apply to the Commerce Visa Gift card?

In addition to the per card purchase fee, you will be charged the following fees, when applicable. These fees apply to all gift cards purchased in our branches, online, or through our bulk program effective 8/11/2010.

  • Inactivity Fee - $5.00 per month (Assessed each month after 12 consecutive months of inactivity, after the Card Activation Date or anytime thereafter)
  • Lost/Stolen Card Reissue Fee - $10.00 per occurrence
  • Lost/Stolen Card Cash-Out Fee - $15.00
  • Standard Delivery (Online, 5-7 days) - $3.00 per card
  • Standard Delivery (Bulk, 5-7 days) - $19.99 per order (limitations may apply)
  • Express Delivery (Online/Bulk orders)
    • Online - $19.99 per card
    • Bulk Orders - $35.00 per order (limitations may apply)

What is the Inactivity Fee?

Your card will be considered inactive if there is no activity on the Card (purchases or credit returns) for commonwealth bank mansfield (12) consecutive months after the Card Activation Date or anytime thereafter. An Inactivity Fee will be assessed each month after twelve (12) consecutive months of inactivity. We will continue to charge an Inactivity Fee until you resume use or your Card reaches a zero balance or the funds expire. If you resume use of your Card, we will cease charging the Inactivity Fee the following month.

Источник: https://www.commercebank.com/personal/cards/visa-gift-card/faqs

Visa® gift cards are perfect for all occasions – birthdays, graduations, showers, anniversaries, thanks, and more! You can get them at all Provident branches and select from 3 different images. Visa® gift cards are welcome anywhere Visa® is accepted in the U.S. and they can be replaced if lost or stolen.

Visa Gift Card Features

Easy to Use: Make purchases while avoiding the risk of carrying cash.

Secure: Unlike cash or merchant gift cards, your Visa gift card can be replaced if lost or stolen and is protected by our special Zero Liability Fraud Protection Guarantee.

Choose Your Budget: Purchase any amount from $5 to $500.

Order a Visa Gift Card

To receive a new Visa gift card visit any Provident Community Branch. 

Activate and Manage Your Visa Gift Card

To activate, create or  change your PIN, check your balance, review recent purchases, or to speak with a service representative please call the number on the back of your card (866) 902-6082. 

See Service Charge Schedule for gift card fees. Terms and Conditions. 

Источник: https://providentcu.org/products/checking-accounts/gift-cards

How to Use a Visa Gift Card Activate my visa debit gift card beauty of receiving a Visa gift card is that it gives you the flexibility to use it with any online merchant that accepts Visa debit cards. Depending on how your card was purchased, it may be already activated when you receive it. If not, you'll have to activate it before you can use it, and if you want to use your Visa gift card online, you''ll also have to register it.

Activate Your Card

A Visa card from a retail outlet is activated at the cash register, and you'll receive the activation slip. Some Visa gifts cards purchased online need to be activated once you receive them in the mail.

In this case, follow the activation instructions on the little sticker that comes on the front of the card. Typically, this requires you to call an 800 number or access a website to enter the 16-digit card number and associated security code. For additional security, sign the card on the back as soon as you receive it.

Register Your Card

To register your card for online use, locate the issuer's 800 number or web address. You'll find this information on the back of the Visa card or in a leaflet that comes with the card. Call the telephone number or access the website to get started.

You'll need to provide the card code and card security number, as well as your personal information, including your name, address and telephone number. Use the same format for your personal information that you plan to use when making your online purchases. This is important as many payment processors check to verify that the information matches.

Use Your Card Online

At checkout you'll be given a variety of payment options. This may include PayPal, Amazon or a debit or credit card. You need to select the debit/credit card option and then specifically choose the Visa card for payment. Enter your personal information exactly as you did to register your card and then add the card code and security code.

Make a Partial Payment

Cardholders should always check their Visa gift card balance before making an online purchase. This can be done using the 800 number on the back of the card and following the prompts.

If the total amount on the card is less than the total purchase price, it may be possible for you to use the remainder of your card to buy a store e-gift card. In most cases, this is a code sent to your email inbox. You can then use that egift card code toward your total balance.

Источник: https://pocketsense.com/use-visa-gift-card-online-4688284.html

How do you activate a gift card without buying it?

Many gift cards are activated when they’re purchased, so they don’t need to be activated by the recipient. However, some do need to be activated by the recipient before they can be used. You can activate a gift card by calling the merchant or accessing the provided URL and inputting the correct activation numbers.

Do gift cards need to be activated?

If you use gift cards, be sure to keep your eyes open so you don’t become a victim. Gift cards have no value until activated, so they aren’t usually under lock and key at the store. Thieves steal the worthless gift cards, record card numbers and PINs, and then return the cards to the shelves at the store.

Can u activate a stolen gift card?

A gift card can only be activated in the stores systems. So, you either need to manually get onto a register or hack their gift card database and alter the card that way. Inherently the cards have no value.

Can you use an unactivated credit card?

Unactivated cards may still work If a new card arrives at your door unactivated, that doesn’t necessarily mean it won’t work. Unactivated cards can sometimes be used to make purchases. This is still the case today and cardholder experiences may vary between issuing banks.

How do you activate a new credit card?

To activate your new credit card you’ll need the credit card number and your date of birth. You can either activate your card via online banking, phoning the card provider directly or using an ATM machine.

Why can’t I use my new credit card?

Call your credit card company to activate your card, or follow the instructions that you get with the card. Most new credit cards are sent in a deactivated state to the mailing address you provided on your application. This is to prevent unauthorized use should the card be stolen before you receive it.

Why is my new credit card being declined?

Your credit card could get declined for a variety of reasons, from the simple (your credit card expired) to the potentially more serious and complex (potential fraud was detected). Here’s why your card may activate my visa debit gift card been rejected—and what you can do to prevent it from happening again.

How do you fix a declined card?

Here’s how to contact your bank: Call the support phone number that’s shown on the back of your credit card. Tell the representative that you were trying to pay for Swimmo, it was an online transaction, but that your payment was declined. Let them know the date, amount and the currency of the decline.

Why is my card not working?

There is a large number of reasons why a credit card may be declined, from there not being enough funds available on the card, to the card being expired, the billing address being incorrect, etc. Some of the most common errors associated with declined cards are listed below, along with an activate my visa debit gift card of their meaning.

Why can’t I use my card online?

In some cases, banks set a security measure that prevents your card to be misused online. So when you enter your card details on websites, your card prevents you from carrying out the transaction. So you are required to contact your bank and verify that you are yourself authorizing the transaction.

How do I activate my card for online payment?

How to activate ATM card for online payment

  1. Visit the shopping website;
  2. Choose your product and checkout;
  3. Go to the payment page and select “DEBIT CARD + ATM PIN” option;
  4. Enter your Debit Card details and ATM PIN, click on “Submit”;

Why is my visa not working online?

The most common reasons are that the card hasn’t been activated, the cashier is running the wrong type of transaction, the dollar amount being charged is greater than the card’s balance or the credit card processing machine is bumping up the charge amount to either place a hold on the card or to allow for a gratuity.

Why are my online payments being declined?

For privacy reasons banks usually don’t give details about payments, however, we would like to share some common causes of declined payments: The debit metro pcs pay my bill has Insufficient funds or has reached its limit. The credit or debit card information is incorrect. CVV mismatch.

Why is Prepaidgiftbalance not working?

Try visiting the official website www.prepaidgiftbalance.com from any other browser, like Mozilla Firefox. Also, can you open a bank account online try clearing the cache and cookies from the browser. Try to visit the Prepaid Gift Balance site on your mobile phone. Also, try to visit the site from the IP proxy.

Is PrepaidGiftBalance safe?

PrepaidGiftBalance is secure and safe to a great extent. Even if the card is stolen or misplaced, no one can use it as Prepaid Gift Balance consists of a unique PIN number. Prepaid Gift Balance cards are accepted anywhere in the United States, where Visa or Mastercard debit cards are accepted.

How do I activate my Visa debit gift card?

Activate Your Visa Gift Card In 3 Simple Steps

  1. Locate the activation instructions. These can be found on a sticker (usually on the front) or printed on the back of the card.
  2. Find the gift card numbers. Activation requires the 16-digit gift card number that is located on the front of the card.
  3. Activate your card.
Источник: https://www.mvorganizing.org/how-do-you-activate-a-gift-card-without-buying-it/

RBC® Visa Gift Cards

Frequently Asked Questions

The following provides answers to some commonly asked questions about
RBC Visa Gift Cards purchased at RBC Royal Bank branches.

General Questions

Expand - Are RBC Visa Gift Cards credit cards?Are RBC Visa Gift Cards credit cards?

While they look like credit cards, RBC Visa Gift Cards are actually prepaid/stored value cards. Cards are initially loaded with funds and when purchases are made, the amounts are deducted from the card's balance until it reaches $0.

 

Expand - Where can I find the applicable fees and full terms and conditions for my RBC Visa Gift Card?Where can I find the applicable fees and full terms and conditions for my RBC Visa Gift Card?

To view the terms and conditions along with the features and fees of your card program, please visit our Cardholder Services page.

 

Expand - Are RBC Visa Gift Cards re-loadable?Are RBC Visa Gift Cards reloadable?

RBC Visa Gift Cards purchased at an RBC Royal Bank branch jobs in real estate office near me only be loaded once, at the time of purchase. Cards cannot be reloaded with additional funds.

 

Expand - Are RBC Visa Gift Cards re-loadable?Are RBC Visa Gift Cards refundable?

RBC Visa Gift Cards are not refundable for cash or other banking products.

 

Expand - I have an RBC Visa Gift Card that expired October 2012 (10/12) or earlier and it still had funds on it, can I get a new card issued with the remaining balance carried over??I have an RBC Visa Gift Card that expired October 2012 (10/12) or earlier and it still had funds on it, can I get a new card issued with the remaining balance carried over?

If your card starts with the numbers 451016 and has an expiry date of November 2012 (11/12) or later, it is eligible to have funds carried forward to a new card after expiry. Call 1-866-466-8079 to find out how to have a new card issued with the remaining balance carried over at no additional charge. If your card begins with numbers other than 451016 or expired on or before October 2012 (10/12), the balance that remained at the time the card expired cannot be carried forward to a new card.

 

Expand - Do RBC Visa Gift Cards have an expiry date?Do RBC Visa Gift Cards have an expiry date?

Funds loaded to RBC Visa Gift Cards do not expire. While RBC Visa Gift Cards require an expiry date for payment processing, the funds loaded to the card WILL NOT EXPIRE. If the card has a balance after the expiry date shown on the front of the card, the recipient can simply call 1-866-466-8079 to find out how to have a new card issued with the remaining balance carried over.

 

Expand - Can RBC Visa Gift Cards be replaced if they are lost or stolen?Can RBC Visa Gift Cards be replaced if they are lost or stolen?

Yes, RBC Visa Gift Cards can be replaced if lost, stolen or damaged, provided they have been registered at www.myrbccardbalance.com(opens new window). Lost or stolen cards should be reported immediately by contacting us, toll-free at 1-866-466-8079 within Canada or the United States or collect at 1-954-377-4480 outside of Canada or the United States.

 

Using RBC Visa Gift Cards

Expand - How can I check my RBC Visa Gift Card balance?How can I check my RBC Visa Gift Card balance?

For balances and other inquiries visit www.myrbccardbalance.com (opens new window) or call toll-free 1-866-466-8079.

 

Expand - What happens to unused card balances upon expiry?What happens to unused card balances upon expiry?

Funds do not expire. If the card has a balance after the expiry date shown on the front of the card, the recipient can simply call 1-866-466-8079 to find out how to have a new card issued with the remaining balance carried over.

 

Expand - Can RBC Visa Gift Cards be used while travelling outside of Canada?Can RBC Visa Gift Cards be used while travelling outside of Canada?

RBC Visa Gift Cards can be used to make purchases outside of Canada but they do not include Chip technology. Some merchants may not be familiar with this type of card, so it is recommended that you have another form of payment (credit card, debit card, cash or traveller's cheques) available when making purchases to avoid potential processing problems or delays.

If the card or card number is used outside of Canada or if an amount is charged to the card in a foreign currency, transactions are converted to Canadian dollars no later than the date we post the transaction to your Prepaid Card account at an exchange rate that is 2.5% over a benchmark rate Royal Bank of Canada pays the payment card company on the date of conversion. We will show the exchange rate for each transaction in the card's transaction history.

 

Expand - Who can I contact to discuss a dispute or declined transaction? Who can I contact to discuss a dispute or declined transaction?

To discuss a dispute or declined transaction, please call toll-free 1-866-466-8079 within Canada or the United States. Outside of Canada or the United States, please call collect: 1-954-377-4480.

 

Expand - Why should RBC Visa Gift Cards be registered?Why should RBC Visa Gift Cards be registered?

It is important to register RBC Visa Gift Cards at www.myrbccardbalance.com(opens new window). Cards must be registered in advance in order for them to be replaced should they be lost or stolen. This protects cardholders by preventing someone else from registering the card and accessing card balance and transaction information. In addition, some retailers will only allow online or telephone purchases to be made with registered cards.

 

Expand - Can I make online purchases or pay bills online with my card?Can I make online purchases or pay bills online with my card?

Cards can be used for online and telephone purchases. However, some online and telephone retailers will only allow purchases to be made with registered cards (cards that have a name and address associated with them). Register your card at www.myrbccardbalance.com(opens new window) Cards cannot be used for certain types of transactions including those connected to Internet gambling.

 

Expand - Can RBC Visa Gift Cards be used for services such as hotel reservations, car rentals or restaurants?Can RBC Visa Gift Cards be used for salon services or restaurant bills?

Merchants such as restaurants or salons that require a tip or extra charge will hold up to 20% in addition to the price of the goods or services being purchased. This type of hold can take several days to clear. For these merchants, it is important for cardholders to know what the card balance is to ensure there are sufficient funds to cover both the transaction and the hold, or whether a split payment is required. We recommend that you do NOT use your card in these situations to ensure that you have your full balance available for other purchases.

 

Expand - Can RBC Visa Gift Cards be used for services such as hotel reservations, car rentals or restaurants?Can Visa Gift Cards be used for hotel or cruise line reservations or for car rentals?

Yes. However, such merchants will hold funds until activate my visa debit gift card end of your trip upon making a reservation. The funds will be held during this time, and you will be unable to use them until they are released back onto your Card. For this reason, we recommend that you do NOT use your Card for hotel, cruise line or car rental bookings to ensure that you have your full balance available to you for other purchases.

 

Expand - Can I make a split payment on my RBC Visa Gift Card?Can I make a split payment with my RBC Visa Gift Card?

To make a purchase that is greater than the balance on the card, you should let the merchant know in advance that you will be splitting the payment. (Note: some merchants may not be able to handle multiple forms of payment.) You should then advise the merchant of the amount available on the card and use a second form of payment – credit card, debit card, cash or cheque – to cover the difference. You should be aware of the balance available on the card in advance of making a payment as merchants do not have the ability to check balances. Balances can be checked online at www.myrbccardbalance.com(opens new window) or by calling toll-free 1-866-466-8079.

 

Expand - Can recurring payments be made with an RBC Visa Gift Card?Can recurring payments be made with an RBC Visa Gift Card?

Because RBC Visa Gift Cards are non-reloadable, cards cannot be used to make recurring payments. These payments will not be authorized by the merchant.

 

Expand - Are RBC Visa Gift Cards transferable?Are RBC Visa Gift Cards transferable?

Once signed, RBC Visa Gift Cards are not transferable. Cards personalized in the name of the recipient should not be transferred to another person.

 

Expand - Can I return merchandise when I pay with an RBC Visa Gift Card?Can I return merchandise when I pay with an RBC Visa Gift Card?

For merchandise returns, deal directly with merchants. Keep the Card and purchase receipts, even after the balance is depleted, as you may be asked to present them in order to process the return. When the merchant's policy is to credit the card used for purchases (rather than provide cash or a store credit), the available balance on the card will be increased by the amount of the refund within two to three days of the return.

 

Expand - What should I do if a merchant will not accept an RBC Visa Gift Card as a form of payment?What should I do if a merchant will not accept an RBC Visa Gift Card as a form of payment?

Should a merchant refuse to accept an RBC Visa Gift Card as a means of payment, contact RBC Gift Card Support at 1-866-466-8079 or outside of Canada or the United States at 1-954-377-4480 (collect).

The following information should be provided by the cardholder:

  • Name of the Cardholder
  • RBC Visa Gift Card number – DO NOT include the card number when sending an email
  • Transaction date
  • Transaction amount
  • Name of the merchant
  • Address of the merchant
  • Reason given for the refusal

You may receive a follow-up call to discuss the resolution.

 

Expand - Can I use my RBC Visa Gift Card at the pump, at gas stations?Can I use my RBC Visa Gift Card at the pump, at gas stations?

Difficulties may arise when paying with your card for fuel at “pay at the pump” kiosks. We recommend using your card to pay the cashier inside the gas station instead.

 

Expand - My RBC Visa Prepaid Card does not have my name embossed on it - do I need to sign the sales receipt?My RBC Visa Gift Card does not have my name embossed on it – do I need to sign the sales receipt?

While your card may not have your name on it, you will still need to sign the back in order to use it. When making a purchase you will sign the receipt, and the merchant should compare that signature to the one on the back of the card to process the payment.

 

Expand - Can RBC Visa Gift Cards be used for cash advances or to withdraw money at an ATM?Can RBC Visa Gift Cards be used for cash advances or to withdraw money at an ATM?

No, RBC Visa Gift Cards purchased at an RBC Royal Bank branch cannot be used to withdraw cash at an ATM or to receive any other cash withdrawal or make financial payments at any financial institution. There is no PIN assigned to the card.

 

Expand - Is there a PIN for these cards?Is there a PIN for these cards?

RBC Visa Gift Cards purchased at an RBC Royal Bank branch do not have a personal identification number (PIN) and cannot be used to withdraw cash at an ATM or to receive any other cash withdrawal or make financial payments at any financial institution.

 

Expand - What do I do if my RBC Visa Gift Card is lost or stolen?What do I do if my RBC Visa Gift Card is lost or stolen?

RBC Visa Gift Cards can be replaced if lost or stolen, provided they have been registered at www.myrbccardbalance.com(opens new window). To report your card as lost or stolen, please call 1-866-466-8079.

 

1) RBC Visa Gift Cards are issued by Royal Bank of Canada and may be used to make purchases anywhere in the world where Visa cards are accepted. Cards cannot be used to withdraw cash at an ATM or to receive any other cash withdrawal or make financial payments at a financial institution.

 

RBC Visa Commercial Prepaid Cards

To learn more about recent changes to the commercial prepaid program click here(opens new window).

 
 

Do you have an RBC Visa Gift Card?

Visit our Cardholder Services Centre for helpful information and resources, including terms and conditions and fees of your card program.

 
 

Contact Cardholder Services

For customer service and balance inquiries call:

In Canada toll-free 1-866-466-8079
Outside of Canada or U.S. collect 1-954-377-4480

 
Источник: http://www.rbcroyalbank.com/visagiftcard/faq.html

You can watch a thematic video

✅ How Long Does It Take To Activate Vanilla Visa Debit Gift Card 🔴

Notice: Undefined variable: z_bot in /sites/msofficesetup.us/card/activate-my-visa-debit-gift-card.php on line 144

Notice: Undefined variable: z_empty in /sites/msofficesetup.us/card/activate-my-visa-debit-gift-card.php on line 144