my chase credit card application status

Applying for a Chase credit card? to take a closer look at how exactly the Chase 5/24 rule works, how you can check your 5/24 “status,”. Apply Now View important rates and disclosures Hertz Five Star® Status If your credit card is lost or stolen, you can get an emergency replacement. my credit card application Process Your security is grateful to us so you want exactly be busy we're. Check Loan Status Chase Auto Loans Chase Bank.

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Check status of chase application

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How To Check Your Chase Credit Card Application Chase personal checking account fees src="https://convertf.com/pictures/OIP.sAUnjoLYo9sFTEl43aDhpQHaEK">1 hours ago To check your Chase credit card application status by phone, call (888) 338-2586 and enter your full Social Security number when prompted. Chase’s automated application status line is accessible 24/7. You might not like what you learn when …

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How To Check Your Chase Credit Card Application Status

7 hours agoCheck Your Status by Phone. To check your personal Chase credit card application status by phone, call the application status line at 1-800-432-3117. For business applications, call 1-800-453-9719. Check Your Status Online. If you are …

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2 Quick Ways To Check Your Chase Credit Card …

1 hours agoChase does have an automated system that allows you to check the status of your application over the phone. There are different numbers to call depending on whether you’ve applied for a personal or a business credit card my chase credit card application status Chase. That said, you can also call the Chase main phone number, and the menu system will direct you to the right place.

Estimated Reading Time: 7 mins

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How To Check Your Chase Credit Card Application Status

9 hours ago The 30 day Chase application status message means that Chase needs some time to price your application. You can check your status by calling 1-888-270-2127. If you get a 7-10 day message, that means your application was likely denied. If you get a 2 weeks message, your application was likely approved.

Estimated Reading Time: 7 mins

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Check Chase Business Credit Card Application Status

Just Now To check your Chase business credit card application status, call Chase Lending Team at (800) 453-9719. Just press “1” for credit applications and enter your Social Security number to find out your Chase business credit application status. A decision can be made instantly after providing all the required information and submitting your

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How To (Easily) Check Status Of Chase Credit Card …

Just NowChase has an automated hotline to check your application status. You just need to enter your Social Security number. It should provide your current Chase card application status. The hotline phone number to check your status is: For Chase personal cards: 1-888-338-2586. For Chase business cards: 1-800-453-9719.

Estimated Reading Time: 8 mins

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Check Loan Status Chase Auto Loans Chase Bank

7 hours agoCheck the status of an auto loan application you’ve submitted. You can track your application from submission to loan closing. Complete a saved application. If you saved an application before you were able to complete it, you can continue your application now.

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Chase Credit Card Application Status: (How To Check, 30

6 hours ago The automated phone number to check your Chase credit card application status is: 1-888-338-2586. If that doesn’t work, older numbers might work: 1-800-432-3117 and 1 – 800-436-7927 for personal cards. 1-800-453-9719 for Chase business cards. You should be prompted to input your social security number, and then you’ll simply wait to hear

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Checking Your Case Status Online USCIS

Just Now To check your case status using our online tool, you have to have your case receipt number. This receipt number is a unique 13-character identifier that USCIS provides for each application or petition it receives, and it’s used to identify and track its cases. The receipt number consists of three letters followed by 10 numbers.

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How To Follow Up On A Job Application (with Email Samples)

9 hours ago Once you’ve submitted your job application, don’t just sit and wait. Employers expect you to follow up! This guide will show you how to do it right, beat your competition, and land that dream job. Use our sample resume follow-up email, see a follow-up phone call script and learn the most effective follow-up hacks and tips.

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How To Check Chase Credit Card Application Status

Just Now It should provide your current Chase card application status. The lines are open 24/7 and you can call as often as you’d like. Call these numbers if you need to check your status: For Chase personal cards: 1-888-338-2586. For Chase business cards: 1-800-453-9719.

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FAQs Advice Careers JPMorgan Chase & Co.

1 hours ago You’ll receive an email notification from JPMorgan Chase & Co. Human Resources (eino.fa.sender.2Eworkflow.mail.us2.cloud.oracle.com), and the application status in your profile will be updated, if this is a requirement to proceed. You can access the form through your email by clicking on the direct link provided.

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Chase Application Status MyFICO® Forums 3792204

2 hours ago I applied for the Chase Freedom a few months back but was instantly denied and when I would call for that one the automated system actually gave me a response Of it being reviewed and I would get something in 7-10 business days. (IIRC) After applying I got the review message. Waited awhile and called the application status.

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Chase Candidate Experience Page Oracle

4 hours agoChase- Candidate Experience page Careers. Filter / Sort. Clear Filters. Sort By. Posted Date - Oldest. Posted Date - Most Recent. Relevance. Job Title - Ascending. Job Title - Descending.

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Here’s How To Check Your Chase Credit Card Application Status

9 hours ago To check your status online, head to Chase.com, log into your account, and click “Application Status.”. When calling Chase, call the appropriate number below to check your application status: Personal credit cards: 1-800-432-3117. Business credit cards: 1-888-269-8690.

Reviews: 4

Estimated Reading Time: 9 mins

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How To Determine Status Of Application? : Churning

9 hours youtube 1st amendment audit 2019 800-436-7927 / 888-338-2586 - Chase automated application status. 888-245-0625 - Chase reconsideration for pending/denied personal applications. 800-453-9719 - Chase reconsideration for pending/denied business applications. 888-609-7805 - Chase lending analysts (recon) 11. …

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Case Status Online

4 hours ago View case status online using your receipt number, which can be found on notices that you may have received from USCIS. Also, sign up for Case Status Online to:. Receive automatic case status updates by email or text message. View your case history and upcoming case activities. Check the status of multiple cases and inquiries that you may have submitted to USCIS

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Mortgage Application Process Home Lending Chase.com

1 hours ago 1. File an application. Consider filing your application about 3 months before you want to move into my chase credit card application status new home. This will allow you to get financing in order and may help prevent delays at closing. 2. Get an estimate. The lender will send you a Loan Estimate, which includes info about the terms of the loan such as the interest rate, monthly

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Chase Credit Card Application Status: Check Yours By Doing

2 hours agoCheck Chase Credit Card Application Status Online. The fastest and easiest way to check your Chase application status is to do so online. Go to Chase.com and log into your account. From the drop-down menu in the upper left corner, select “Application Status.” Here you’ll see the current status of your application, and you might see

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Follow Up On A Job Application With This Email Template

6 hours ago Here are two examples of emails you might send to follow up on a job application: Sample Email #1. Subject: Following up on Social Media Manager application. Hi Jennifer, I hope all is well. I know how busy you probably are, but I recently applied to the Social Media Manager position and wanted to check in on your decision timeline.

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How To Check Your Chase Credit Card Application Status

5 hours ago Similar to Chase, you can NOT check your Capital One application online. But you can do it over the phone. Check the status of your application any time by calling 800–903–9177. 5. Citi. Link: Check Magnolia state bank near me Application Status Online. Citi gives you a couple of options for checking your application online.

Estimated Reading Time: 7 mins

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JPMC Candidate Experience Page

4 hours ago JPMorgan Chase & Co. is an equal opportunity employer and affirmative action employer Disability/Veteran. GLOBAL / 日本語 / 中文 IMPORTANT NOTICE: PLEASE READ CAREFULLY BEFORE USING THIS WEBSITE Learn more

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Check Chase Credit Card Application Status Canadian

7 hours ago How to check your Chase credit card application status. The automated phone number to check your Chase credit card application status is: 1-888-338-2586. If that doesn’t work, older numbers might work: 1-800-432-3117 and 1–800-436-7927 for personal cards and 1-800-453-9719 for Chase business cards.

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Track Or View Your DBS Certificate GOV.UK

1 hours ago Track your basic application The person being given a DBS check (the applicant), employers and Responsible Organisations can also track the progress of …

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Working At Chase Chase Careers

7 hours ago At Chase, we put opportunity within reach, make banking easier and build stronger communities. We set high standards and constantly challenge ourselves to live up to them. We respect everyone's unique voice and recognize those who make an impact. When we get something wrong, we fix it and, in the process, learn how to be a better company.

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PPP Application FAQs Chase

8 hours ago PPP borrowers that have a 20% or more ownership interest (by vote or value) that held or holds the office of (i) President of the United States, (ii) Vice President of the United States, (iii) head of an Executive Department, (iv) member of the United States Ulta card payment online, or spouse of any of the referenced offices at the time Borrower’s loan

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Track Your Driving Licence Application GOV.UK

7 hours ago Track your application. You’ll need your application reference number. This was emailed to you after you applied, and will usually be 14 digits long. If your reference number starts with my chase credit card application status

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How To Apply And Check Your Chase Credit Card Application

3 hours ago To check your credit card application status, you can call Chase's automated hotline at 888-338-2586. You need to provide your social security number for the status of your recent application. If your application was denied, you can call Chase's reconsideration line at 888-270-2127.

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Check Your Chase Application Status Online!!! DEM Flyers

Just Now It looks like Chase wasn’t too happy with its phone bill this past month, because they’ve added a way to check your application status online! Just go to the Customer Center and scroll down to the bottom right. Check your application status for personal cards in the Customer Center. Clicking the link will bring you to a page that looks like

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Any Way To Check On Chase PPP Status? : Smallbusiness

2 hours ago You cannot check your status and they will not have any information if you call. 7. level 2. DMA222. 1 year ago. If you log on, look for the link to SBA PPP program It's on right side, about 1/3 down the page - it has a red marked symbol Click on that & scroll to bottom of page. It will tell you what stage you r in.

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PPP Loan Forgiveness Details Chase

7 hours ago The SBA Loan Forgiveness Form 3508EZ Instructions clarify who can use the simpler form to request Forgiveness. You will find summarized criteria below; please go to this link 3508EZ for complete details. Are self-employed, an independent contractor, or a sole proprietor and had no employees when you applied for the loan and did not include employee salaries in payroll costs OR

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Amazon.com Help: Amazon Rewards Visa Signature Card

Just Now If your application isn't approved instantly, you'll be informed of the application status after Chase Bank completes the review process, usually two to four weeks after applying. Wait at least two weeks after applying before contacting Chase about the status of your application.

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How To Quickly Check Your Chase Credit Card Application Status

8 hours ago This guide shows you how to check your Chase credit card application status both online and over the phone. Several major credit card issuers (Amex, Barlcaycard, and Bank of America) have long offered a way to check your application status online, however until recently Chase has never had a way to check your application status online.

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Chase Credit Card Application Status Page 5 MyFICO

3 hours ago Re: Chase Credit Card Application Status. Called 1-888-245-0625 today to check on the status of my Chase Southwest Rapid Rewards Premier card and was told that I was denied due to a $773 charge-off more than 10 years ago.

Estimated Reading Time: 9 mins

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How Can I Check The Status Of My Application?

Just Now You can check your status in your account by following these steps: Sign in to your account. Under “View my submitted applications or profiles” click on “Check status and messages”. If you applied for an eTA. If you applied for an eTA, you can check your status online. If …

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Check My Status: Northern Kentucky University, Greater

6 hours agoCheck My Status. For questions regarding the access of this information, call the Office of Admissions at (859) 572-5220 or toll free at (800) 637-9948. Change Application Address. Change Application Major. Change Application Term/Year. Withdraw Application. Northern Kentucky University. Office of Admissions. 100 Nunn Drive, AC 400.

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Apply Chase College Of Law: Northern Kentucky University

9 hours ago JD Application Information. All applications are submitted online through the Law School Admission Council (LSAC) and are considered by the Chase Admissions Committee of deans and professors. Applications require detailed personal and academic information, but the online process makes assembly and submission simple.

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Check Status Of Credit Card Application From Bank Of America

8 hours agoCheck the status of a Bank of America credit card application you've submitted within the last 90 days.

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How To Check The Status Of Your PPP Loan Application

9 hours agoChase : According to Chase’s PPP FAQs, applicants will receive an email once the loan application is submitted and an additional email when a loan decision is made. US Bank ( FAQ page ): US Bank has a PPP Customer Assistance portal that provides updated information on the PPP program, eligibility criteria, applying for loan forgiveness, and

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Waiting On A Credit Card Application Approval? Here's How

9 hours ago Earn up to 20,000 Medallion® Qualification Miles (MQMs) with Status Boost® per year. After you spend $25,000 in purchases on your Card in a calendar year, you can earn 10,000 MQMs two times per year, getting you closer to Medallion® Status. MQMs are used to determine Medallion® Status and are different than miles you earn toward flights.

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How To Check Your Capital One® Application Status + 12

4 hours ago Call the Application Status Phone Number: 1-800-903-9177. In the normal scheme of things, it usually takes around 7 to 10 days for your pending application to go through review and a decision to be mailed out, but it could be several weeks depending on the additional documentation needed. And yes, your decision will be mailed.

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Applying For Chase PERSONAL Cards (2020 Present

Just Now Starting in May 2015, Chase began denying applications for its own personal cards (e.g., Sapphire Preferred, Freedom, Slate & Freedom Unlimited) if the applicant's credit report shows that she or he opened 5 or more credit cards with any card issuer in the prior 24 months ("the 5/24 rule").

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Credit Card Application Status Credit One Bank

8 hours agoApplication Status. Fields with an asterisk (*) are required. Please enter the can i day trade on td ameritrade information to check the status of your credit card application. Last Name*. Social Security Number*. Check Status. Below is a listing of the card applications that we currently have on record for you. To review the status of an application, click the 'More

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Frequently Asked Questions

How can I check the status of my chase card?

It should provide your current Chase card application status. The lines are open 24/7 and you can call as often as you’d like. Call these numbers if you need to check your status: Chase doesn’t have a dedicated website to check your credit card application status online.

How to check the status of credit card application?

Once you have submitted your application, you can follow these steps to check the application status: 1 Visit - Track Your Credit Card Application Status 2 Or open the app and select ‘Track Application’ 3 Enter your credit card application ID and mobile number 4 Click ‘Track Application’ More my chase credit card application status long does it take to get approved for a chase card?

If you’ve applied for a Chase credit card online, approval is usually instantaneous. However, there are some cases in which applicants may not hear back right away. Keep reading to learn about a couple of quick ways to check your Chase credit card application status.

Where do I go to apply for a chase card?

Where to apply: If you're ready to apply, visit our Chase cards page or pick up an application from your local Chase branch. Be careful if your bank branch says you've been pre-approved. You still need to go through the application process. Tip: Alternatively, you can also sign up for some Chase cards through us.

Источник: https://convertf.com/check-status-of-chase-application/

How do I check the status of my Coles credit card application?

How can I check my application status? If you want to know what's happening with your Coles Mastercard application at any stage of the process, contact the Coles Credit Card Customer Support team on 1300 306 397 and provide details of your application. This service is available 24 hours a day, 7 days a week.

Click to see full answer.

In this way, how do I check the status of my credit card application?

You can check the status of your Capital One credit card application anytime by calling 800-903-9177. Just use the voice prompt to say, “Check the status of an application.” There's also an automated application status line: 800-548-4593.

how do I check the status of my ANZ credit card application? To check your ANZ credit card application status, call the bank and quote this reference number. Bank of Melbourne provides you with an application number and password to check your application online. You can also receive an email or SMS with your application status or call 13 22 66 to follow up.

Furthermore, how long does it take for a credit card application to be approved?

approximately 3-4 weeks

How long does a Qantas credit card application take?

It should take around 10 minutes to apply. You'll be asked for supporting documents, such as payslips. If approved, you should receive your card within 7 working days.

Источник: https://askinglot.com/how-do-i-check-the-status-of-my-coles-credit-card-application

Chase’s 5/24 rule: Everything you need to know

Editor’s note: This is a recurring post, regularly updated with new information.


In 2015, some applicants with excellent credit who applied for Chase credit cards suddenly found themselves being declined. The reason agents gave was that an applicant had “opened too many new accounts in the last 24 months.” There were enough data points to determine that the threshold for a Chase denial was having opened five or more credit card accounts across all banks in the last 24 months.

Want more credit card news and advice from TPG? Sign up for our daily newsletter! 

This policy — dubbed the 5/24 rule — remains in place today. However, without any published policy from Chase, dissecting the 5/24 rule still relies heavily on crowdsourced data. There are outlier data points suntrust auto customer service number can turn out to be false, as well as exceptions to what we generally believe to be true.

Regardless of what you may read or personally experienced, it’s generally not a good idea to try to “game” Chase. If Chase decides it doesn’t want you as a customer, it can shut down your accounts. If inland bank hsa login happens, you’ll lose the ability to earn and redeem valuable Ultimate Rewards points, so be strategic in planning out your applications, both with Chase and other credit card issuers.

In This Post

What is the 5/24 rule?

In order to be approved for any Chase card subject to 5/24, you cannot have opened five or more personal credit cards across all banks in the last 24 months (more on business cards in a moment). This means you actually need to be under 5/24 to be approved. The 5/24 rule only applies to getting approved for cards issued by Chase, but your 5/24 count includes credit cards from all banks.

Related: The best ways to use your 5/24 slots

Are all Chase cards subject to 5/24?

Most travel cards issued by Chase are subject to 5/24 for approval, including cobranded cards. The following are cards reported to be subject to the 5/24 rule :

*The information for these cards has been collected independently by The Points Guy. The card details on mortgage loan calculator with extra principal payments page have not been reviewed or provided by the card issuer.

Just because the card isn’t on this list doesn’t necessarily mean it isn’t subject to 5/24.

Reader reports also indicate that applying for too many Chase cards too quickly can lead to account scrutiny and shutdowns, regardless of your 5/24 status. Some online reports have noted that Chase will not accept you for more than two new accounts within 30 days.

Because of that, a general recommendation if you’re below 5/24 is to avoid applying for a new account more frequently than every three or four months.

Remember that 5/24 is not the only factor determining whether your Chase credit card application is approved — your credit score, income, debt levels and many other variables get considered. For business cards, Chase also sometimes requests documentation such as financial statements or articles of organization to show that you have a legitimate business or sole proprietorship.

Related: Clearing up the confusion: How to complete a Chase business credit card application

How do I check my 5/24 status?

I’ve found the easiest way to check your 5/24 status is to sign up for the free credit report service at Credit Karma, log in and then use this link to see all your accounts in a list (thanks to Frequent Miler for the tip). Click on “Open Date” to sort the accounts you have opened in the last 24 months by date. Chase only looks at whether an account was opened — it doesn’t matter if you’ve since closed it.

According to most recent data points, you will not technically be below 5/24 until the first day of the 25th month after your fifth account was opened. For example, if your fifth most recent account was opened on May 17, 2019, do not apply for a new card until June 1, 2021.

Related: How to calculate your 5/24 standing

What accounts add to your 5/24 status?

The following accounts count toward your 5/24 standing:

  • All personal credit cards opened with any bank (even if they’re now closed).
  • Business cards opened with Capital One, Discover and TD Bank.
  • Authorized user cards from another person’s personal card, as they’re reported on your credit report. However, you can call the Chase reconsideration line and ask for these accounts to not be considered.
  • Specific store cards are part of a national payment system and can be used elsewhere. Some my chase credit card application status points suggest that even store cards that can only be used at a single establishment also now count.

The following accounts will not count toward your 5/24 standing:

Related: These business cards can help you stay under Chase’s 5/24 rule

What about card conversions and upgrades?

Depending on how a bank processes a card conversion or upgrade — also known as a product change — it might not be reported as a new account. Before completing an upgrade or product change, ask the bank if a hard credit pull will be completed. If it says yes, that could be a sign the account will be considered new and add to your 5/24 standing.

Related: Do product changes and conversions count against Chase’s 5/24 rule?

Are the methods to bypass 5/24 all dead?

There used to be surefire ways to overcome 5/24 and get a card with the sign-up bonus you desire. But those avenues are no longer working. The following methods that used to circumvent 5/24 are now dead:

  • Chase Private Client status
  • Chase pre-qualified offers from the online tool
  • “Selected for you” offers visible once logged in to Chase.com
  • Applying through Chase banner offers

However, there have been some instances recently where cardholders were able to bypass the 5/24 rule through targeted “Just for you” offers. To see if you’re targeted, navigate to “Just for you” under “Explore products” in the left-hand menu bar when you’re logged in to your Chase personal account.

If you desperately want a card now and are over 5/24, you can attempt a product change within the Chase Ultimate Rewards card family (assuming you’ve held the card you want to convert for at least a year). Note that unless you’ve been specifically targeted for a bonus to upgrade a card, you will not receive a sign-up bonus for any product change.

Related: When should you ignore Chase’s 5/24 rule?

5/24 FAQ

Can I apply for two Chase cards on the same day when I’m 4/24 and get approved for both?

Historically, data points suggested you can apply for two Chase cards on the same day when you’re at 4/24. But a few recent data points have shown that one of the applications may be automatically declined in this case.  In either case, remember that Chase may scrutinize customers applying for credit too quickly. Our recommendation is not to push and only apply for one Chase card at a time.

I applied for a card on the exact day I went below 5/24 and was denied. What can I do?

Wait until the first day of the next month and call the Chase reconsideration line, or reapply after the first day of the next month.

I am at or over 5/24. Can I get a card from another bank?

Yes. Approvals for credit cards issued by banks other than Chase are not affected by your 5/24 score. Of course, each bank does have its own approval criteria.

Do Chase business cards count toward my 5/24 score?

No. If you are approved for a Chase business card, how to sign up for online banking with pnc shouldn’t add to your 5/24 standing. However, you must be below 5/24 to get approved for most Chase business cards.

What if I’m under 5/24 but have authorized user accounts on my credit report that make me appear over 5/24?

Your application may be outright denied or marked for further review. In either case, you’ll want to call the Chase reconsideration line and note which accounts are authorized user accounts. The agent will likely ask whether you are responsible for these accounts and may approve you if you’re able to convince them you aren’t responsible for these accounts.

Bottom line

5/24 is now a firmly entrenched rule with no signs of disappearing any time soon. This means you need to be extremely strategic about your application and rewards strategy so you can maximize your five allowed Chase slots.

If you’re starting in the realm of credit card rewards and aren’t close to 5/24, you’ll want to prioritize getting Chase cards first. But remember not to try to fill your five slots with Chase cards quickly. Applying for that much credit so fast is a surefire way to invite unwanted attention from Chase and risk your long-term relationship with the bank. Take it nice and slow and be smart about which cards you apply for and when you do it.

For additional reading, check out our picks for the best credit cards.

Application link: Chase Sapphire Preferred: Earn 60,000 bonus points after you spend $4,000 on purchases in the first three months from account opening.

Application link: Chase Sapphire Reserve: Earn 50,000 bonus points after you spend $4,000 on purchases in the first three months from account opening.

Additional reporting by Stella Shon, Katie Genter and Madison Blancaflor

Featured photo by The Points Guy

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Richard Kerr is the Loyalty and Engagement Editor for The Points Guy focused on creating content that educates and empowers TPG readers.
Источник: https://thepointsguy.com/guide/ultimate-guide-chase-5-24-rule/

This post contains links to check your status with the major credit card issuers and smaller issuers as well. If a card issuer is missing and you know of a working link, please let us know in the comments. You might also find these other resource pages useful:

Contents

American Express

Direct link to check status

They require your full SSN and zip code.

Bank of America

Direct link to check status

Bank of America requires last name, date of birth, last 4 digits of social security number and your zip code.

Barclaycard

Direct links to check status: Personal & Business

They require last name, zip code, last four SSN & e-mail address.

Capital One

You cannot check your application status with Capital one online. You can call them on  800–903–9177 or try one of the other reconsideration numbers.

Chase

Chase does not have an online application status checker unfortunately. You can call them on 800-432-3117 to check your status that way though.

Citi

Direct link to check status

Citi requires your application ID and your zip code. If you’ve lost your application id you can enter your primary phone number, zip code and date of birth to check instead.

Discover

Direct link to check status

You’ll need to enter your zip code and full SSN to check your status with Discover

U.S. Bank

Direct link to check status

You either need to log in with your online banking details or with a passcode. To get a pass code you need to enter your last name, e-mail address, date of birth and social security number. I also think the above link might only be for loans instead of cards, if that’s the case you’ll need to call (800) 947-1444 instead.

Wells Fargo

Direct link to check status

You either need to login via your online banking details or provide your last name, date of birth and access code (you can also request a new access code).

Smaller Issuers

Comenity Bank

There is unfortunately no way to check your application status with Comenity Bank.

Credit One Bank

Direct link to check status

First National Bank of Omaha

Direct link to check status

You can check the status of both personal and business applications using this link. Standard information is required (zip, last four of SSN & phone number).

Synchrony Bank

There is no way to check your status with Synchrony Bank.

TD Bank

You cannot check your application status online with TD Bank. Instead you must call  (888) 561-8861

USAA

There is no way to check your application status with USAA.

Источник: https://www.doctorofcredit.com/check-credit-card-application-status-issuer/

How to Apply for a Chase Business Credit Card

You want to get a new credit card, but the one you want is a business credit card from Chase, and you're unsure of how to apply for a Chase business credit card.

Business credit cards function much in the same way as personal credit cards do, and Chase offers some of the best business credit cards out there with their Chase Ink business line, especially if you're looking for rewards. However, there are some key differences when it comes to qualifying and applying. Here we'll touch on the specifics of the best Chase credit cards, how to qualify for a business credit card, and then walk you through how to apply for a Chase business credit card.

What you need to know about Chase business credit cards and the 5/24 rule

If you want to apply for a Chase business credit my chase credit card application status, you need to know about theChase 5/24 rule. This rule says you can't be approved for a Chase credit card if you've opened five or more credit cards in the past 24 months. Even its business credit cards are subject to this rule, so if you have opened more than four accounts within the past two years, you'll have to wait before you can apply.

The good news is that while Chase's business credit cards are subject to the 5/24 rule, they don't add to it. That is to say, if you apply for a Chase business credit card, it won't count toward your 5/24 limit. That's because Chase reports business credit cards to commercial rather than consumer credit bureaus -- in other words, they don't show up on your personal credit report.

Can anyone apply for a Chase business credit card?

If you're hoping to apply for a Chase business credit card, the requirements are much less strict than you'd think. You do have to have an eligible business, but there's a good chance that you're already partaking in a profit-generating activity that could count as a business. This is the case with most credit card companies. Anything from hobbies to side hustles can qualify, such as these common gigs.

  • Driving for Uber or Lyft
  • Selling things on Etsy
  • Reselling items on eBay
  • Selling things at craft fairs, farmers' markets, or flea markets
  • Freelancing
  • Airbnb rentals
  • Doing nails or hair out of your home
  • Flipping used furniture
  • Babysitting and tutoring

In fact, you don't have to have actually started your profit-generating activity yet to apply for a Chase business credit card, as long as you genuinely intend to start soon. Getting a business credit card now is a great way to plan ahead. Just remember, never lie on a credit card application; you may be asked to verify any information you provide.

Why you should apply for a Chase business credit card

Business credit cards are a great way to separate out your finances, whether you're running a full-scale business with employees or simply selling stuff on eBay as a side gig. You can do this with a business checking account and debit card as well, but using a business credit card can help you build business credit and avoid monthly maintenance fees. Cambridge savings bank lexington ma fact that business credit cards don't show up on your personal credit history is a plus, and building your business credit will prove useful if you ever want to take out a small business loan or get business insurance. This is reason alone to apply for a Chase business credit card.

On top of that, Chase business credit cards are particularly desirable as rewards credit cards when compared to other credit card companies. First of all, a Chase business card will have business-related bonus spending categories that offer extra rewards. If your company or side gig means you spend a lot on expenses like transportation, dining out with clients, internet and phone bills, or printing and advertising services, you could apply for a Chase business credit card and accumulate rewards much faster. When compared to Chase's personal credit cards, its business credit cards also offer some of the most high-value sign-up bonuses for the same, or even no, annual fee.

How to apply for a Chase business credit card

Applications for a Chase business card are pretty simple, but there are some areas where people get confused. Here's a step-by-step guide on how to apply for a Chase business credit card.

Business information

When you apply for a Chase business credit card, the first page will ask for basic information about your business such as a name, mailing address, and annual revenue. If you are a freelancer or someone with a side gig with no employees, you are considered a sole proprietor, which is what you'll put under "Type of Business." You'd also put "1" under the "Number of Employees" field, which would be you.

You can use your own name as your business name and your personal mailing address. You'll need to estimate your annual business revenue here, and this can be projected revenue for the upcoming year, so estimate on the high side. Don't worry if you're not making much. The bank will also consider your personal income.

Under "tax identification number," you can put your EIN (Employer Identification Number) if you have one, or you can simply use your own Social Security number.

Personal information

The following page will ask for your personal information, much like a regular credit card application. As a sole proprietor, you'll identify as the "Owner" under the "Authorizing Officer" field. You'll need to provide your name, home address, and gross annual income. Your gross annual income can include income from your job, from your business, and from your spouse.

The following page will ask for your phone number (business and personal can be the same), your email address, date of birth, Social Security number, and mother's maiden name.

Employee cards

Finally, the final page when you apply for a Chase business credit card will give you the option to add employee cards. You don't have to do this, but if you do have someone trustworthy who might purchase things for your business on occasion, employee cards are a great way to help you meet your minimum spending limit for the sign-up bonus. Make sure you trust the cardholders, though, because you're on the hook for any charges they make.

Waiting for approval

Once you submit the final page, you'll receive a page that either tells you that you were approved, denied, or your application is being processed. The last option is the most likely. In this case, you will likely receive a decision within a week, although the stated wait period is 30 days. You might be contacted and asked to provide more information about your business during this time. You can also call Chase's automated status line at 1-800-432-3117 at any time to check on the progress of your application.

How to get approved for a Chase business credit card

There's no way to guarantee approval when you apply for a Chase business credit card, but there are some things you can do to improve your chances. Here are some tips.

Increase your credit score: Your credit score should be at least 680 when you apply for a Chase gm chase business credit card credit card, but having a score of 720 or higher will give you the best chances.

Decrease your credit limit with Chase: Chase doesn't like to extend too much credit to any one customer as compared to their income, and it's very common to be denied because you already have large credit limits. In general, your overall credit limit with Chase across all of your personal and business credit cards shouldn't exceed 50% of your income or $75,000. If you're coming close to either of those limits, ask for a credit limit decrease on one of your existing Chase credit cards before applying for a Chase business card.

Space out your credit card applications: Chase doesn't like to see lots of recent inquiries. Aside from not going over 5/24, you also won't be approved if you've opened a Chase credit card in the past 30 days. If you've opened up four or five Chase credit cards in the past six months, it's best to wait a while before you apply for a Chase business credit card.

Apply in-branch: People who apply for a Chase business credit card in-branch rather than online tend to have a better shot at approval, and they also tend to receive bigger sign-up offers. If you have a branch near you, it's worth going in and applying in person.

Wait until you've been in business longer: While you don't have to have a 10-year-old business generating six figures to be approved for a Chase business credit card, rejection is common for people who have been in business for a short period of time and have low revenue. People who have been in business for at least two years and generate at least $2,000 in revenue have a better chance of approval.

What to do if you're denied for a Chase business credit card

If you're denied when you apply for a Chase business credit card, there is still hope. You can call its reconsideration line at 1-888-270-2127 to speak with someone about your application. Often, Chase just needs a little more information about your business or wants to verify something in order to approve you. Below are some common questions a representative may ask you.

  • What type of farmers and merchants savings bank are you running?
  • How many years has your business been in operation?
  • Why do you want a business credit card?
  • What type of expenses will you be putting on this credit card?
  • How much revenue did your business generate last year?
  • How do you market your business?

Upon answering these questions, you may find that Chase reverses its decision and approves you for a new Chase business credit card. It may also still deny you, but you'll be given a reason so that you can improve your chances of approval next time.

The best Chase business credit cards: Chase Ink Business Preferred℠ vs. Chase Ink Business Cash℠

Both of the Chase Ink business cards are great options for business credit cards that offer high-value rewards. The Chase Ink Business Preferred℠ Credit Card is more geared toward travel rewards, while theChase Ink Business Cash℠ is geared toward cash back. It's also worth noting that the Chase Ink Business Preferred℠ Credit Card has a $95 annual fee while the Chase Ink Business Cash℠ has my chase credit card application status annual fee and a generous sign-up bonus.

That being said, the Chase Ink Business Preferred℠ has the highest sign-up bonus of any Chase card: 100,000 Ultimate Rewards® points (100,000 if you apply in-branch) after spending $15,000 within the first three months. This is worth $1,250 in travel spending when you book through Chase's Ultimate Rewards® portal, and you can easily get more value out of it by transferring your Ultimate Rewards® points to other airlines or hotels within Chase's network.

Whichever card you apply for, you'll be in line for great rewards and will have the ability to easily split up your personal and business expenses. Even if you can't qualify just yet, it's good to know what you can do to increase your my chase credit card application status chances.

Источник: https://www.fool.com/the-ascent/credit-cards/how-to-apply-for-a-chase-business-credit-card/

Travel with Grant Advertiser Disclosure

Good morning everyone, I hope your weekend is off to a great start.  My wife and I have a few large expenses coming up in super m jopping next few months, so we decided to get a new credit card.  Since Laura is under my chase credit card application status, we decided that she should apply for a new Chase credit card.  She currently has a Chase World of Hyatt Credit Card, a Chase Southwest Airlines Priority Credit Card, and a Chase Freedom Credit Card (converted from a Chase Sapphire Preferred Credit Card last year).

Laura doesn’t have a business, so we didn’t look at any business credit cards.  It’s too soon to apply for a Chase Sapphire Reserve, she didn’t want any more Southwest Airlines credit cards, she didn’t want an international airline credit card (Aer Lingus, British Airways, or Iberia), and she wanted a decent sign up bonus.  After whittling down the list of possible Chase credit cards, we were left with 4 options.

After calculating the value of the sign up bonus and subtracting the first year annual fee, the Chase IHG Premier Credit Card had the highest net value.  Coincidentally, I wanted Laura to get this credit card because I also have a Chase IHG Premier Credit Card.  My annual fee will post next month, so I wanted to have 2 credit cards that would renew around the same time so that the free night certificates would be valid for the same date range.

After agreeing on the Chase IHG Premier Credit Card, Laura created an IHG Rewards Club account and entered that account number in AwardWallet and on her credit card application.  The application process was pretty easy and we were hoping for an instant approval…

But unfortunately, Laura received a pending decision on her credit card application.  I told her we should wait for Chase to make a decision before contacting Chase for reconsideration.

Laura also received the pending decision via email.

2 days later, Laura received this email from Chase.  The subject line said “You received a new letter” but the body of the email said “We approved your credit application”.  She logged into her Chase mobile app and went to the Statements and Documents area to view the letter.

Even though the above email arrived on July 10, the Chase letter was dated July 9.  She was approved for the new credit card with a credit limit of $16,800.  That’s great news!  The strange thing about the letter is that Chase lowered Laura’s credit limits on her Chase Freedom and Chase World of Hyatt in order to get her a credit limit of $16,800 on her Chase IHG Premier.  This is not a big deal since Chase let’s you reallocate credit limits between personal credit cards very easily, but we will do that after she completes the minimum spending requirement and receives the sign up bonus.

Laura then logged into her Chase online account and saw her new credit card listed at the bottom.

She then changed the name of the card in her account to IHG Premier.

She then signed up for paperless statements.

Lastly, she tried to change the due date for the payment, but was unable to online because her account was too new.

The application process was pretty easy and waiting 2 days for a decision was faster than we expected.  We are looking forward to the credit card arriving and meeting the minimum spending requirement.  If you have any questions about the application process, please leave a comment below.  Have a great weekend everyone!

Check Out These Related Posts:

This entry was posted in Credit Cards, Hotels + Points, Promotions + Deals and tagged Award Travel, Chase Bank, Credit Cards, Hotels, IHG Hotels, Travel, Travel Credit Cards. Источник: https://travelwithgrant.boardingarea.com/2020/07/11/the-story-of-my-wifes-new-chase-credit-card/

My chase credit card application status -

Enroll in Paperless Statements and Letters

To enroll in paperless for your account, start by reading the terms and conditions below. You are agreeing to receive your statements electronically only and some of your legal notices electronically only. If you do not wish to enroll, choose Cancel and deselect the Paperless Statements and Letters checkbox.

Enrollment in Credit Card Paperless Statements and E-Communications

We send cardholders various types of legal notices, including notices of increases or decreases in credit lines, privacy notices, account updates and statements. Currently, we can provide some of these legal notices, including statements, electronically. We are working towards being able to provide all of these legal notices electronically. When we are able to provide all legal notices electronically, we will notify you by email. In the meantime, if you choose to receive legal notices electronically, you will need to monitor both your U.S. postal mailbox and your email inbox for legal notices.

To receive your legal notices electronically, your computer must be capable of printing or storing email, web pages and documents in PDF format and your browser must meet minimum system requirements.

Minimum System Requirements

Your privacy and security are important to us. That is why we require you to use a browser with 128-bit security encryption to proceed with your application. This protection helps to ensure that the information you send and receive will remain confidential.

Getting Paper Copies

If you choose to receive legal notices and statements electronically and then want a paper notice, call us at the number on the back of your card and we will mail it to you.

Cancelling Paperless Statements and E-Communications

You may cancel through account online or by calling us at the number on the back of your card.

Updating Email Address

We will send notifications regarding the availability of your statement online and legal notices to the email address you provided to us until you contact us to change it. It is your responsibility to update promptly any changes in this information. If your email address changes, please update it through Account Online or call us at the number on the back of your card.

Credit Card Paperless Statements and E-Communications Authorization

I agree to receive my billing statements and other legal notices electronically as available. I understand that when I receive an electronic notice it will replace a paper copy. I also understand that I will need to check both my U.S. postal mailbox and email inbox for legal notices until you let me know by email that all legal notices will be sent electronically.

You will receive paperless notifications at the email address currently associated with your account.

Источник: https://citiretailservices.citibankonline.com/RSnextgen/svc/launch/index.action?siteId=PLCN_BESTBUY

This post contains links to check your status with the major credit card issuers and smaller issuers as well. If a card issuer is missing and you know of a working link, please let us know in the comments. You might also find these other resource pages useful:

Contents

American Express

Direct link to check status

They require your full SSN and zip code.

Bank of America

Direct link to check status

Bank of America requires last name, date of birth, last 4 digits of social security number and your zip code.

Barclaycard

Direct links to check status: Personal & Business

They require last name, zip code, last four SSN & e-mail address.

Capital One

You cannot check your application status with Capital one online. You can call them on  800–903–9177 or try one of the other reconsideration numbers.

Chase

Chase does not have an online application status checker unfortunately. You can call them on 800-432-3117 to check your status that way though.

Citi

Direct link to check status

Citi requires your application ID and your zip code. If you’ve lost your application id you can enter your primary phone number, zip code and date of birth to check instead.

Discover

Direct link to check status

You’ll need to enter your zip code and full SSN to check your status with Discover

U.S. Bank

Direct link to check status

You either need to log in with your online banking details or with a passcode. To get a pass code you need to enter your last name, e-mail address, date of birth and social security number. I also think the above link might only be for loans instead of cards, if that’s the case you’ll need to call (800) 947-1444 instead.

Wells Fargo

Direct link to check status

You either need to login via your online banking details or provide your last name, date of birth and access code (you can also request a new access code).

Smaller Issuers

Comenity Bank

There is unfortunately no way to check your application status with Comenity Bank.

Credit One Bank

Direct link to check status

First National Bank of Omaha

Direct link to check status

You can check the status of both personal and business applications using this link. Standard information is required (zip, last four of SSN & phone number).

Synchrony Bank

There is no way to check your status with Synchrony Bank.

TD Bank

You cannot check your application status online with TD Bank. Instead you must call  (888) 561-8861

USAA

There is no way to check your application status with USAA.

Источник: https://www.doctorofcredit.com/check-credit-card-application-status-issuer/

Check status of chase application

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How To Check Your Chase Credit Card Application Status

1 hours ago To check your Chase credit card application status by phone, call (888) 338-2586 and enter your full Social Security number when prompted. Chase’s automated application status line is accessible 24/7. You might not like what you learn when …

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How To Check Your Chase Credit Card Application Status

7 hours agoCheck Your Status by Phone. To check your personal Chase credit card application status by phone, call the application status line at 1-800-432-3117. For business applications, call 1-800-453-9719. Check Your Status Online. If you are …

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2 Quick Ways To Check Your Chase Credit Card …

1 hours agoChase does have an automated system that allows you to check the status of your application over the phone. There are different numbers to call depending on whether you’ve applied for a personal or a business credit card from Chase. That said, you can also call the Chase main phone number, and the menu system will direct you to the right place.

Estimated Reading Time: 7 mins

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How To Check Your Chase Credit Card Application Status

9 hours ago The 30 day Chase application status message means that Chase needs some time to price your application. You can check your status by calling 1-888-270-2127. If you get a 7-10 day message, that means your application was likely denied. If you get a 2 weeks message, your application was likely approved.

Estimated Reading Time: 7 mins

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Check Chase Business Credit Card Application Status

Just Now To check your Chase business credit card application status, call Chase Lending Team at (800) 453-9719. Just press “1” for credit applications and enter your Social Security number to find out your Chase business credit application status. A decision can be made instantly after providing all the required information and submitting your

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How To (Easily) Check Status Of Chase Credit Card …

Just NowChase has an automated hotline to check your application status. You just need to enter your Social Security number. It should provide your current Chase card application status. The hotline phone number to check your status is: For Chase personal cards: 1-888-338-2586. For Chase business cards: 1-800-453-9719.

Estimated Reading Time: 8 mins

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Check Loan Status Chase Auto Loans Chase Bank

7 hours agoCheck the status of an auto loan application you’ve submitted. You can track your application from submission to loan closing. Complete a saved application. If you saved an application before you were able to complete it, you can continue your application now.

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Chase Credit Card Application Status: (How To Check, 30

6 hours ago The automated phone number to check your Chase credit card application status is: 1-888-338-2586. If that doesn’t work, older numbers might work: 1-800-432-3117 and 1 – 800-436-7927 for personal cards. 1-800-453-9719 for Chase business cards. You should be prompted to input your social security number, and then you’ll simply wait to hear

Estimated Reading Time: 10 mins

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Checking Your Case Status Online USCIS

Just Now To check your case status using our online tool, you have to have your case receipt number. This receipt number is a unique 13-character identifier that USCIS provides for each application or petition it receives, and it’s used to identify and track its cases. The receipt number consists of three letters followed by 10 numbers.

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How To Follow Up On A Job Application (with Email Samples)

9 hours ago Once you’ve submitted your job application, don’t just sit and wait. Employers expect you to follow up! This guide will show you how to do it right, beat your competition, and land that dream job. Use our sample resume follow-up email, see a follow-up phone call script and learn the most effective follow-up hacks and tips.

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How To Check Chase Credit Card Application Status

Just Now It should provide your current Chase card application status. The lines are open 24/7 and you can call as often as you’d like. Call these numbers if you need to check your status: For Chase personal cards: 1-888-338-2586. For Chase business cards: 1-800-453-9719.

Rating: 4.5/5

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FAQs Advice Careers JPMorgan Chase & Co.

1 hours ago You’ll receive an email notification from JPMorgan Chase & Co. Human Resources (eino.fa.sender.2Eworkflow.mail.us2.cloud.oracle.com), and the application status in your profile will be updated, if this is a requirement to proceed. You can access the form through your email by clicking on the direct link provided.

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Chase Application Status MyFICO® Forums 3792204

2 hours ago I applied for the Chase Freedom a few months back but was instantly denied and when I would call for that one the automated system actually gave me a response Of it being reviewed and I would get something in 7-10 business days. (IIRC) After applying I got the review message. Waited awhile and called the application status.

Estimated Reading Time: 8 mins

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Chase Candidate Experience Page Oracle

4 hours agoChase- Candidate Experience page Careers. Filter / Sort. Clear Filters. Sort By. Posted Date - Oldest. Posted Date - Most Recent. Relevance. Job Title - Ascending. Job Title - Descending.

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Here’s How To Check Your Chase Credit Card Application Status

9 hours ago To check your status online, head to Chase.com, log into your account, and click “Application Status.”. When calling Chase, call the appropriate number below to check your application status: Personal credit cards: 1-800-432-3117. Business credit cards: 1-888-269-8690.

Reviews: 4

Estimated Reading Time: 9 mins

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How To Determine Status Of Application? : Churning

9 hours ago 800-436-7927 / 888-338-2586 - Chase automated application status. 888-245-0625 - Chase reconsideration for pending/denied personal applications. 800-453-9719 - Chase reconsideration for pending/denied business applications. 888-609-7805 - Chase lending analysts (recon) 11. …

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Case Status Online

4 hours ago View case status online using your receipt number, which can be found on notices that you may have received from USCIS. Also, sign up for Case Status Online to: . Receive automatic case status updates by email or text message, . View your case history and upcoming case activities, . Check the status of multiple cases and inquiries that you may have submitted to USCIS

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Mortgage Application Process Home Lending Chase.com

1 hours ago 1. File an application. Consider filing your application about 3 months before you want to move into your new home. This will allow you to get financing in order and may help prevent delays at closing. 2. Get an estimate. The lender will send you a Loan Estimate, which includes info about the terms of the loan such as the interest rate, monthly

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Chase Credit Card Application Status: Check Yours By Doing

2 hours agoCheck Chase Credit Card Application Status Online. The fastest and easiest way to check your Chase application status is to do so online. Go to Chase.com and log into your account. From the drop-down menu in the upper left corner, select “Application Status.” Here you’ll see the current status of your application, and you might see

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Follow Up On A Job Application With This Email Template

6 hours ago Here are two examples of emails you might send to follow up on a job application: Sample Email #1. Subject: Following up on Social Media Manager application. Hi Jennifer, I hope all is well. I know how busy you probably are, but I recently applied to the Social Media Manager position and wanted to check in on your decision timeline.

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How To Check Your Chase Credit Card Application Status

5 hours ago Similar to Chase, you can NOT check your Capital One application online. But you can do it over the phone. Check the status of your application any time by calling 800–903–9177. 5. Citi. Link: Check Citi Application Status Online. Citi gives you a couple of options for checking your application online.

Estimated Reading Time: 7 mins

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JPMC Candidate Experience Page

4 hours ago JPMorgan Chase & Co. is an equal opportunity employer and affirmative action employer Disability/Veteran. GLOBAL / 日本語 / 中文 IMPORTANT NOTICE: PLEASE READ CAREFULLY BEFORE USING THIS WEBSITE Learn more

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Check Chase Credit Card Application Status Canadian

7 hours ago How to check your Chase credit card application status. The automated phone number to check your Chase credit card application status is: 1-888-338-2586. If that doesn’t work, older numbers might work: 1-800-432-3117 and 1–800-436-7927 for personal cards and 1-800-453-9719 for Chase business cards.

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Track Or View Your DBS Certificate GOV.UK

1 hours ago Track your basic application The person being given a DBS check (the applicant), employers and Responsible Organisations can also track the progress of …

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Working At Chase Chase Careers

7 hours ago At Chase, we put opportunity within reach, make banking easier and build stronger communities. We set high standards and constantly challenge ourselves to live up to them. We respect everyone's unique voice and recognize those who make an impact. When we get something wrong, we fix it and, in the process, learn how to be a better company.

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PPP Application FAQs Chase

8 hours ago PPP borrowers that have a 20% or more ownership interest (by vote or value) that held or holds the office of (i) President of the United States, (ii) Vice President of the United States, (iii) head of an Executive Department, (iv) member of the United States Congress, or spouse of any of the referenced offices at the time Borrower’s loan

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Track Your Driving Licence Application GOV.UK

7 hours ago Track your application. You’ll need your application reference number. This was emailed to you after you applied, and will usually be 14 digits long. If your reference number starts with ‘FP

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How To Apply And Check Your Chase Credit Card Application

3 hours ago To check your credit card application status, you can call Chase's automated hotline at 888-338-2586. You need to provide your social security number for the status of your recent application. If your application was denied, you can call Chase's reconsideration line at 888-270-2127.

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Check Your Chase Application Status Online!!! DEM Flyers

Just Now It looks like Chase wasn’t too happy with its phone bill this past month, because they’ve added a way to check your application status online! Just go to the Customer Center and scroll down to the bottom right. Check your application status for personal cards in the Customer Center. Clicking the link will bring you to a page that looks like

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Any Way To Check On Chase PPP Status? : Smallbusiness

2 hours ago You cannot check your status and they will not have any information if you call. 7. level 2. DMA222. 1 year ago. If you log on, look for the link to SBA PPP program It's on right side, about 1/3 down the page - it has a red marked symbol Click on that & scroll to bottom of page.. It will tell you what stage you r in.

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PPP Loan Forgiveness Details Chase

7 hours ago The SBA Loan Forgiveness Form 3508EZ Instructions clarify who can use the simpler form to request Forgiveness. You will find summarized criteria below; please go to this link 3508EZ for complete details.. Are self-employed, an independent contractor, or a sole proprietor and had no employees when you applied for the loan and did not include employee salaries in payroll costs OR

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Amazon.com Help: Amazon Rewards Visa Signature Card

Just Now If your application isn't approved instantly, you'll be informed of the application status after Chase Bank completes the review process, usually two to four weeks after applying. Wait at least two weeks after applying before contacting Chase about the status of your application.

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How To Quickly Check Your Chase Credit Card Application Status

8 hours ago This guide shows you how to check your Chase credit card application status both online and over the phone. Several major credit card issuers (Amex, Barlcaycard, and Bank of America) have long offered a way to check your application status online, however until recently Chase has never had a way to check your application status online.

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Chase Credit Card Application Status Page 5 MyFICO

3 hours ago Re: Chase Credit Card Application Status. Called 1-888-245-0625 today to check on the status of my Chase Southwest Rapid Rewards Premier card and was told that I was denied due to a $773 charge-off more than 10 years ago.

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How Can I Check The Status Of My Application?

Just Now You can check your status in your account by following these steps: Sign in to your account. Under “View my submitted applications or profiles” click on “Check status and messages”. If you applied for an eTA. If you applied for an eTA, you can check your status online. If …

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Check My Status: Northern Kentucky University, Greater

6 hours agoCheck My Status. For questions regarding the access of this information, call the Office of Admissions at (859) 572-5220 or toll free at (800) 637-9948. Change Application Address. Change Application Major. Change Application Term/Year. Withdraw Application. Northern Kentucky University. Office of Admissions. 100 Nunn Drive, AC 400.

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8 hours agoCheck the status of a Bank of America credit card application you've submitted within the last 90 days.

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9 hours ago Earn up to 20,000 Medallion® Qualification Miles (MQMs) with Status Boost® per year. After you spend $25,000 in purchases on your Card in a calendar year, you can earn 10,000 MQMs two times per year, getting you closer to Medallion® Status. MQMs are used to determine Medallion® Status and are different than miles you earn toward flights.

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Frequently Asked Questions

How can I check the status of my chase card?

It should provide your current Chase card application status. The lines are open 24/7 and you can call as often as you’d like. Call these numbers if you need to check your status: Chase doesn’t have a dedicated website to check your credit card application status online.

How to check the status of credit card application?

Once you have submitted your application, you can follow these steps to check the application status: 1 Visit - Track Your Credit Card Application Status 2 Or open the app and select ‘Track Application’ 3 Enter your credit card application ID and mobile number 4 Click ‘Track Application’ More ...

How long does it take to get approved for a chase card?

If you’ve applied for a Chase credit card online, approval is usually instantaneous. However, there are some cases in which applicants may not hear back right away. Keep reading to learn about a couple of quick ways to check your Chase credit card application status.

Where do I go to apply for a chase card?

Where to apply: If you're ready to apply, visit our Chase cards page or pick up an application from your local Chase branch. Be careful if your bank branch says you've been pre-approved. You still need to go through the application process. Tip: Alternatively, you can also sign up for some Chase cards through us.

Источник: https://convertf.com/check-status-of-chase-application/

Chase Credit Card Application Status 2021: Don’t Miss These Steps Again

It’s a little tactical to verify your Chase credit card application status because of the various notifications you will get when your application is not automatically accepted.

When you apply for a new credit card and don’t get immediate approval, you might freak out on what your next action should be, the wait can be draining.

In this post, we will go over everything you need to know about your Chase credit card application status and what to do if you aren’t immediately approved.

Chase provides some of the best credit cards out there with travel rewards. While waiting for the decision on your credit card application, hang in there, it will be worth it when with each payment you receive valuable points.

Before we lay out steps to check your credit card application status, let’s briefly look at answers to specific questions you may have about your Chase credit card application status.

How long does it take for Chase to process a credit card application?

It takes 7-20 business days to get a credit card from Chase, from the time you apply to when you get your Chase card in the mail.

It can take up to 10 business days to receive an application decision, though it’s possible you’ll be approved instantly if you apply online.

How long should I wait to apply for another credit card after being denied?

6 months. The duration to wait before reapplying for a credit card after an application is denied varies with each person’s situation, so there’s no hard-and-fast timeline to follow. The typical recommendation is that you should wait six months between credit card applications

SEE: Does Insurance Cover Therapy? A Health Insurance View

What are Chase’s Framework Guidelines for Credit Card Application?

There are rules for all banks as to how frequently you can apply for credit cards. These rules are in place to restrict the amount of credit that banks spread to a person and deter those who try to play with the system.

Chase is no exception to these rules, and among card issuers, they are known for having some of the strictest ones. Yet some of the best travel rewards credit cards out there come with the strictest criteria!

Chase has some of the best credit cards on the market for travel rewards, but when it comes to how many cards you can qualify for, they also have some of the harshest rules. Before you apply for another credit card, make sure you recognize the 5/24 rule, the 2/30 rule, and the Sapphire limits. Image Credit: Chase

The 5/24 Rule of Chase

The rule of 5/24 is not a rule written, but it is very much alive and well. It says that you can’t open 5 or more personal credit cards across ALL BANKS in the last 24 months (with a few exceptions) to be accepted for some Chase credit cards (including some of the most common, such as the Chase Sapphire Preferred ® Card).

What exactly does 5/24 count for?

1. New personal credit cards that every bank has opened for you. Even if you close these accounts later, they are still counted down to the 5/24 law.

2. Retail credit cards, such as cards from Victoria’s Secret, Best Buy, and Amazon stores.

3. Being linked to someone else’s credit card account as an approved customer.

4. Capital One business cards, Discover, and several other banks. The good news is that company credit cards under the 5/24 clause DO NOT count against you.

The 5/24 rule did not affect many personal Chase cards until November 2018. Unfortunately, it seems that the following cards ARE now affected as of November 2018. (This data is crowd-sourced, which means Chase has not checked it.)

The Law of 2/30

This one is a little less well-known than the law of 5/24. You can’t open more than 2 personal credit cards or 1 business credit card within a 30-day period, according to this law.

This is not a verified, published rule, much like the 5/24 rule, but it is supported by loads of user-reported data.

Why Chase May Approve Your Credit Card Application Immediately?

Here are some of the reasons your Chase credit card application may not be immediately accepted;

1. There are so many credit cards you have applied for. For those of us who enjoy the excitement of credit cards for travel rewards (myself included), this can be a challenge. After the introduction of the 5/24 rule, Chase is extremely tough on this one; scroll down for more detail about these constraints.

2. With Chase, you already have a lot of credit. If you have a few Chase credit cards available already, you might be approaching the top credit cap they are able to extend to you.

3. A small business credit card you are applying for. Small business apps can be more complex than those with personal credit cards. To confirm the information of your business, you may need to provide Chase with some additional documents.

4. On the application, you made a mistake. Often, the pending status of an application may be attributed to a simple typo or other unintended mistakes.

Attempting to open so many cards in a short period of time is one reason why a Chase credit card may not be accepted immediately.

You probably won’t be accepted if you’ve opened 5 + credit cards (from any bank) in the previous 24 months.

Furthermore, your new application is likely to be rejected if you have opened 2 + personal Chase cards or 1 Chase business card in the previous 30 days.

How Can I Contact Chase?

For contacting Chase, here are some frequently needed phone numbers:

  • Reconsideration (Personal): 888-270-2127
  • Reconsideration (Business): 800-453-9719
  • Customer Service (Personal): 1-800-432-3117
  • Customer Service (Business): 1-888-269-8690
  • Check Application Status (Personal): 1-888-338-2586
  • Check Application Status (Business): 1-800-453-9719

Chase Credit Card Application Status

There are basically 2 ways of checking ones Chase Credit card application; by phone and via the internet (online).

How To Check Your Status Online?

You can check your application status online if you are already a Chase customer. To check your application status online, log into your account, click the main menu icon at the top left of the page (three horizontal lines), and click on “Application Status.”

Along the left side of your computer, a menu will pop up. Scroll to the bottom all the way down and you’ll see a tab that says Application Status. To check the current status of your Chase credit card application, click on it.

How To Check Your Status By Phone?

  • For Individuals: To verify your Chase credit card application status by phone, call the application status line on 1-800-432-3117, follow the instructions and enter your Social Security number.
  • For Corporate Bodies: Call 1-800-453-9719 for corporate applications.

Ultimate Thoughts

It can be stressful to apply for a new credit card, particularly if you do not get accepted immediately. But don’t worry; an application “pending” does not automatically mean that you will be rejected.

It may be attributable to anything as basic as your application’s tiny typo. Try calling the Chase reconsideration line to argue your case if you aren’t accepted immediately. After a fast verification of some basic details, you could be accepted.

The information contained in this article should enable you resolve all worries from waiting for your application status approval.

Finally, whatever your choices, ensure you resolve whatever issues with your credit cards.

RECOMMENDED: Is Zipcar legit or scam? How does Zipcar work in 2021?

References

IhuomaChidire

IhuomaChidire Madu is a Nigerian-based lawyer, activist and gender advocate. As a financial management expert, she has proof that you can grow wealth from your savings. IhuomaChidire identifies herself as a Smart Money Woman and targets clinching the first-squilionaire status globally. She is an emerging Young African Leader and a professional, prolific writer across all genres of writing, with several years of writing experience. Travel, arts and technology are her interests. If you seek financial management and investment consultations, IhuomaChidire is your most realistic, professional plug!

Источник: https://worldscholarshipforum.com/wealth/steps-to-check-chase-credit-card-application-status/

How to Apply for a Chase Business Credit Card

You want to get a new credit card, but the one you want is a business credit card from Chase, and you're unsure of how to apply for a Chase business credit card.

Business credit cards function much in the same way as personal credit cards do, and Chase offers some of the best business credit cards out there with their Chase Ink business line, especially if you're looking for rewards. However, there are some key differences when it comes to qualifying and applying. Here we'll touch on the specifics of the best Chase credit cards, how to qualify for a business credit card, and then walk you through how to apply for a Chase business credit card.

What you need to know about Chase business credit cards and the 5/24 rule

If you want to apply for a Chase business credit card, you need to know about theChase 5/24 rule. This rule says you can't be approved for a Chase credit card if you've opened five or more credit cards in the past 24 months. Even its business credit cards are subject to this rule, so if you have opened more than four accounts within the past two years, you'll have to wait before you can apply.

The good news is that while Chase's business credit cards are subject to the 5/24 rule, they don't add to it. That is to say, if you apply for a Chase business credit card, it won't count toward your 5/24 limit. That's because Chase reports business credit cards to commercial rather than consumer credit bureaus -- in other words, they don't show up on your personal credit report.

Can anyone apply for a Chase business credit card?

If you're hoping to apply for a Chase business credit card, the requirements are much less strict than you'd think. You do have to have an eligible business, but there's a good chance that you're already partaking in a profit-generating activity that could count as a business. This is the case with most credit card companies. Anything from hobbies to side hustles can qualify, such as these common gigs.

  • Driving for Uber or Lyft
  • Selling things on Etsy
  • Reselling items on eBay
  • Selling things at craft fairs, farmers' markets, or flea markets
  • Freelancing
  • Airbnb rentals
  • Doing nails or hair out of your home
  • Flipping used furniture
  • Babysitting and tutoring

In fact, you don't have to have actually started your profit-generating activity yet to apply for a Chase business credit card, as long as you genuinely intend to start soon. Getting a business credit card now is a great way to plan ahead. Just remember, never lie on a credit card application; you may be asked to verify any information you provide.

Why you should apply for a Chase business credit card

Business credit cards are a great way to separate out your finances, whether you're running a full-scale business with employees or simply selling stuff on eBay as a side gig. You can do this with a business checking account and debit card as well, but using a business credit card can help you build business credit and avoid monthly maintenance fees. The fact that business credit cards don't show up on your personal credit history is a plus, and building your business credit will prove useful if you ever want to take out a small business loan or get business insurance. This is reason alone to apply for a Chase business credit card.

On top of that, Chase business credit cards are particularly desirable as rewards credit cards when compared to other credit card companies. First of all, a Chase business card will have business-related bonus spending categories that offer extra rewards. If your company or side gig means you spend a lot on expenses like transportation, dining out with clients, internet and phone bills, or printing and advertising services, you could apply for a Chase business credit card and accumulate rewards much faster. When compared to Chase's personal credit cards, its business credit cards also offer some of the most high-value sign-up bonuses for the same, or even no, annual fee.

How to apply for a Chase business credit card

Applications for a Chase business card are pretty simple, but there are some areas where people get confused. Here's a step-by-step guide on how to apply for a Chase business credit card.

Business information

When you apply for a Chase business credit card, the first page will ask for basic information about your business such as a name, mailing address, and annual revenue. If you are a freelancer or someone with a side gig with no employees, you are considered a sole proprietor, which is what you'll put under "Type of Business." You'd also put "1" under the "Number of Employees" field, which would be you.

You can use your own name as your business name and your personal mailing address. You'll need to estimate your annual business revenue here, and this can be projected revenue for the upcoming year, so estimate on the high side. Don't worry if you're not making much. The bank will also consider your personal income.

Under "tax identification number," you can put your EIN (Employer Identification Number) if you have one, or you can simply use your own Social Security number.

Personal information

The following page will ask for your personal information, much like a regular credit card application. As a sole proprietor, you'll identify as the "Owner" under the "Authorizing Officer" field. You'll need to provide your name, home address, and gross annual income. Your gross annual income can include income from your job, from your business, and from your spouse.

The following page will ask for your phone number (business and personal can be the same), your email address, date of birth, Social Security number, and mother's maiden name.

Employee cards

Finally, the final page when you apply for a Chase business credit card will give you the option to add employee cards. You don't have to do this, but if you do have someone trustworthy who might purchase things for your business on occasion, employee cards are a great way to help you meet your minimum spending limit for the sign-up bonus. Make sure you trust the cardholders, though, because you're on the hook for any charges they make.

Waiting for approval

Once you submit the final page, you'll receive a page that either tells you that you were approved, denied, or your application is being processed. The last option is the most likely. In this case, you will likely receive a decision within a week, although the stated wait period is 30 days. You might be contacted and asked to provide more information about your business during this time. You can also call Chase's automated status line at 1-800-432-3117 at any time to check on the progress of your application.

How to get approved for a Chase business credit card

There's no way to guarantee approval when you apply for a Chase business credit card, but there are some things you can do to improve your chances. Here are some tips.

Increase your credit score: Your credit score should be at least 680 when you apply for a Chase business credit card, but having a score of 720 or higher will give you the best chances.

Decrease your credit limit with Chase: Chase doesn't like to extend too much credit to any one customer as compared to their income, and it's very common to be denied because you already have large credit limits. In general, your overall credit limit with Chase across all of your personal and business credit cards shouldn't exceed 50% of your income or $75,000. If you're coming close to either of those limits, ask for a credit limit decrease on one of your existing Chase credit cards before applying for a Chase business card.

Space out your credit card applications: Chase doesn't like to see lots of recent inquiries. Aside from not going over 5/24, you also won't be approved if you've opened a Chase credit card in the past 30 days. If you've opened up four or five Chase credit cards in the past six months, it's best to wait a while before you apply for a Chase business credit card.

Apply in-branch: People who apply for a Chase business credit card in-branch rather than online tend to have a better shot at approval, and they also tend to receive bigger sign-up offers. If you have a branch near you, it's worth going in and applying in person.

Wait until you've been in business longer: While you don't have to have a 10-year-old business generating six figures to be approved for a Chase business credit card, rejection is common for people who have been in business for a short period of time and have low revenue. People who have been in business for at least two years and generate at least $2,000 in revenue have a better chance of approval.

What to do if you're denied for a Chase business credit card

If you're denied when you apply for a Chase business credit card, there is still hope. You can call its reconsideration line at 1-888-270-2127 to speak with someone about your application. Often, Chase just needs a little more information about your business or wants to verify something in order to approve you. Below are some common questions a representative may ask you.

  • What type of business are you running?
  • How many years has your business been in operation?
  • Why do you want a business credit card?
  • What type of expenses will you be putting on this credit card?
  • How much revenue did your business generate last year?
  • How do you market your business?

Upon answering these questions, you may find that Chase reverses its decision and approves you for a new Chase business credit card. It may also still deny you, but you'll be given a reason so that you can improve your chances of approval next time.

The best Chase business credit cards: Chase Ink Business Preferred℠ vs. Chase Ink Business Cash℠

Both of the Chase Ink business cards are great options for business credit cards that offer high-value rewards. The Chase Ink Business Preferred℠ Credit Card is more geared toward travel rewards, while theChase Ink Business Cash℠ is geared toward cash back. It's also worth noting that the Chase Ink Business Preferred℠ Credit Card has a $95 annual fee while the Chase Ink Business Cash℠ has no annual fee and a generous sign-up bonus.

That being said, the Chase Ink Business Preferred℠ has the highest sign-up bonus of any Chase card: 100,000 Ultimate Rewards® points (100,000 if you apply in-branch) after spending $15,000 within the first three months. This is worth $1,250 in travel spending when you book through Chase's Ultimate Rewards® portal, and you can easily get more value out of it by transferring your Ultimate Rewards® points to other airlines or hotels within Chase's network.

Whichever card you apply for, you'll be in line for great rewards and will have the ability to easily split up your personal and business expenses. Even if you can't qualify just yet, it's good to know what you can do to increase your future chances.

Источник: https://www.fool.com/the-ascent/credit-cards/how-to-apply-for-a-chase-business-credit-card/

Travel with Grant Advertiser Disclosure

Good morning everyone, I hope your weekend is off to a great start.  My wife and I have a few large expenses coming up in the next few months, so we decided to get a new credit card.  Since Laura is under 5/24, we decided that she should apply for a new Chase credit card.  She currently has a Chase World of Hyatt Credit Card, a Chase Southwest Airlines Priority Credit Card, and a Chase Freedom Credit Card (converted from a Chase Sapphire Preferred Credit Card last year).

Laura doesn’t have a business, so we didn’t look at any business credit cards.  It’s too soon to apply for a Chase Sapphire Reserve, she didn’t want any more Southwest Airlines credit cards, she didn’t want an international airline credit card (Aer Lingus, British Airways, or Iberia), and she wanted a decent sign up bonus.  After whittling down the list of possible Chase credit cards, we were left with 4 options.

After calculating the value of the sign up bonus and subtracting the first year annual fee, the Chase IHG Premier Credit Card had the highest net value.  Coincidentally, I wanted Laura to get this credit card because I also have a Chase IHG Premier Credit Card.  My annual fee will post next month, so I wanted to have 2 credit cards that would renew around the same time so that the free night certificates would be valid for the same date range.

After agreeing on the Chase IHG Premier Credit Card, Laura created an IHG Rewards Club account and entered that account number in AwardWallet and on her credit card application.  The application process was pretty easy and we were hoping for an instant approval…

But unfortunately, Laura received a pending decision on her credit card application.  I told her we should wait for Chase to make a decision before contacting Chase for reconsideration.

Laura also received the pending decision via email.

2 days later, Laura received this email from Chase.  The subject line said “You received a new letter” but the body of the email said “We approved your credit application”.  She logged into her Chase mobile app and went to the Statements and Documents area to view the letter.

Even though the above email arrived on July 10, the Chase letter was dated July 9.  She was approved for the new credit card with a credit limit of $16,800.  That’s great news!  The strange thing about the letter is that Chase lowered Laura’s credit limits on her Chase Freedom and Chase World of Hyatt in order to get her a credit limit of $16,800 on her Chase IHG Premier.  This is not a big deal since Chase let’s you reallocate credit limits between personal credit cards very easily, but we will do that after she completes the minimum spending requirement and receives the sign up bonus.

Laura then logged into her Chase online account and saw her new credit card listed at the bottom.

She then changed the name of the card in her account to IHG Premier.

She then signed up for paperless statements.

Lastly, she tried to change the due date for the payment, but was unable to online because her account was too new.

The application process was pretty easy and waiting 2 days for a decision was faster than we expected.  We are looking forward to the credit card arriving and meeting the minimum spending requirement.  If you have any questions about the application process, please leave a comment below.  Have a great weekend everyone!

Check Out These Related Posts:

This entry was posted in Credit Cards, Hotels + Points, Promotions + Deals and tagged Award Travel, Chase Bank, Credit Cards, Hotels, IHG Hotels, Travel, Travel Credit Cards. Источник: https://travelwithgrant.boardingarea.com/2020/07/11/the-story-of-my-wifes-new-chase-credit-card/

Chase’s 5/24 rule: Everything you need to know

Editor’s note: This is a recurring post, regularly updated with new information.


In 2015, some applicants with excellent credit who applied for Chase credit cards suddenly found themselves being declined. The reason agents gave was that an applicant had “opened too many new accounts in the last 24 months.” There were enough data points to determine that the threshold for a Chase denial was having opened five or more credit card accounts across all banks in the last 24 months.

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This policy — dubbed the 5/24 rule — remains in place today. However, without any published policy from Chase, dissecting the 5/24 rule still relies heavily on crowdsourced data. There are outlier data points that can turn out to be false, as well as exceptions to what we generally believe to be true.

Regardless of what you may read or personally experienced, it’s generally not a good idea to try to “game” Chase. If Chase decides it doesn’t want you as a customer, it can shut down your accounts. If this happens, you’ll lose the ability to earn and redeem valuable Ultimate Rewards points, so be strategic in planning out your applications, both with Chase and other credit card issuers.

In This Post

What is the 5/24 rule?

In order to be approved for any Chase card subject to 5/24, you cannot have opened five or more personal credit cards across all banks in the last 24 months (more on business cards in a moment). This means you actually need to be under 5/24 to be approved. The 5/24 rule only applies to getting approved for cards issued by Chase, but your 5/24 count includes credit cards from all banks.

Related: The best ways to use your 5/24 slots

Are all Chase cards subject to 5/24?

Most travel cards issued by Chase are subject to 5/24 for approval, including cobranded cards. The following are cards reported to be subject to the 5/24 rule :

*The information for these cards has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.

Just because the card isn’t on this list doesn’t necessarily mean it isn’t subject to 5/24.

Reader reports also indicate that applying for too many Chase cards too quickly can lead to account scrutiny and shutdowns, regardless of your 5/24 status. Some online reports have noted that Chase will not accept you for more than two new accounts within 30 days.

Because of that, a general recommendation if you’re below 5/24 is to avoid applying for a new account more frequently than every three or four months.

Remember that 5/24 is not the only factor determining whether your Chase credit card application is approved — your credit score, income, debt levels and many other variables get considered. For business cards, Chase also sometimes requests documentation such as financial statements or articles of organization to show that you have a legitimate business or sole proprietorship.

Related: Clearing up the confusion: How to complete a Chase business credit card application

How do I check my 5/24 status?

I’ve found the easiest way to check your 5/24 status is to sign up for the free credit report service at Credit Karma, log in and then use this link to see all your accounts in a list (thanks to Frequent Miler for the tip). Click on “Open Date” to sort the accounts you have opened in the last 24 months by date. Chase only looks at whether an account was opened — it doesn’t matter if you’ve since closed it.

According to most recent data points, you will not technically be below 5/24 until the first day of the 25th month after your fifth account was opened. For example, if your fifth most recent account was opened on May 17, 2019, do not apply for a new card until June 1, 2021.

Related: How to calculate your 5/24 standing

What accounts add to your 5/24 status?

The following accounts count toward your 5/24 standing:

  • All personal credit cards opened with any bank (even if they’re now closed).
  • Business cards opened with Capital One, Discover and TD Bank.
  • Authorized user cards from another person’s personal card, as they’re reported on your credit report. However, you can call the Chase reconsideration line and ask for these accounts to not be considered.
  • Specific store cards are part of a national payment system and can be used elsewhere. Some data points suggest that even store cards that can only be used at a single establishment also now count.

The following accounts will not count toward your 5/24 standing:

Related: These business cards can help you stay under Chase’s 5/24 rule

What about card conversions and upgrades?

Depending on how a bank processes a card conversion or upgrade — also known as a product change — it might not be reported as a new account. Before completing an upgrade or product change, ask the bank if a hard credit pull will be completed. If it says yes, that could be a sign the account will be considered new and add to your 5/24 standing.

Related: Do product changes and conversions count against Chase’s 5/24 rule?

Are the methods to bypass 5/24 all dead?

There used to be surefire ways to overcome 5/24 and get a card with the sign-up bonus you desire. But those avenues are no longer working. The following methods that used to circumvent 5/24 are now dead:

  • Chase Private Client status
  • Chase pre-qualified offers from the online tool
  • “Selected for you” offers visible once logged in to Chase.com
  • Applying through Chase banner offers

However, there have been some instances recently where cardholders were able to bypass the 5/24 rule through targeted “Just for you” offers. To see if you’re targeted, navigate to “Just for you” under “Explore products” in the left-hand menu bar when you’re logged in to your Chase personal account.

If you desperately want a card now and are over 5/24, you can attempt a product change within the Chase Ultimate Rewards card family (assuming you’ve held the card you want to convert for at least a year). Note that unless you’ve been specifically targeted for a bonus to upgrade a card, you will not receive a sign-up bonus for any product change.

Related: When should you ignore Chase’s 5/24 rule?

5/24 FAQ

Can I apply for two Chase cards on the same day when I’m 4/24 and get approved for both?

Historically, data points suggested you can apply for two Chase cards on the same day when you’re at 4/24. But a few recent data points have shown that one of the applications may be automatically declined in this case.  In either case, remember that Chase may scrutinize customers applying for credit too quickly. Our recommendation is not to push and only apply for one Chase card at a time.

I applied for a card on the exact day I went below 5/24 and was denied. What can I do?

Wait until the first day of the next month and call the Chase reconsideration line, or reapply after the first day of the next month.

I am at or over 5/24. Can I get a card from another bank?

Yes. Approvals for credit cards issued by banks other than Chase are not affected by your 5/24 score. Of course, each bank does have its own approval criteria.

Do Chase business cards count toward my 5/24 score?

No. If you are approved for a Chase business card, it shouldn’t add to your 5/24 standing. However, you must be below 5/24 to get approved for most Chase business cards.

What if I’m under 5/24 but have authorized user accounts on my credit report that make me appear over 5/24?

Your application may be outright denied or marked for further review. In either case, you’ll want to call the Chase reconsideration line and note which accounts are authorized user accounts. The agent will likely ask whether you are responsible for these accounts and may approve you if you’re able to convince them you aren’t responsible for these accounts.

Bottom line

5/24 is now a firmly entrenched rule with no signs of disappearing any time soon. This means you need to be extremely strategic about your application and rewards strategy so you can maximize your five allowed Chase slots.

If you’re starting in the realm of credit card rewards and aren’t close to 5/24, you’ll want to prioritize getting Chase cards first. But remember not to try to fill your five slots with Chase cards quickly. Applying for that much credit so fast is a surefire way to invite unwanted attention from Chase and risk your long-term relationship with the bank. Take it nice and slow and be smart about which cards you apply for and when you do it.

For additional reading, check out our picks for the best credit cards.

Application link: Chase Sapphire Preferred: Earn 60,000 bonus points after you spend $4,000 on purchases in the first three months from account opening.

Application link: Chase Sapphire Reserve: Earn 50,000 bonus points after you spend $4,000 on purchases in the first three months from account opening.

Additional reporting by Stella Shon, Katie Genter and Madison Blancaflor

Featured photo by The Points Guy

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Welcome to The Points Guy!

Richard Kerr is the Loyalty and Engagement Editor for The Points Guy focused on creating content that educates and empowers TPG readers.
Источник: https://thepointsguy.com/guide/ultimate-guide-chase-5-24-rule/
my chase credit card application status

My chase credit card application status -

Chase Credit Card Application Status 2021: Don’t Miss These Steps Again

It’s a little tactical to verify your Chase credit card application status because of the various notifications you will get when your application is not automatically accepted.

When you apply for a new credit card and don’t get immediate approval, you might freak out on what your next action should be, the wait can be draining.

In this post, we will go over everything you need to know about your Chase credit card application status and what to do if you aren’t immediately approved.

Chase provides some of the best credit cards out there with travel rewards. While waiting for the decision on your credit card application, hang in there, it will be worth it when with each payment you receive valuable points.

Before we lay out steps to check your credit card application status, let’s briefly look at answers to specific questions you may have about your Chase credit card application status.

How long does it take for Chase to process a credit card application?

It takes 7-20 business days to get a credit card from Chase, from the time you apply to when you get your Chase card in the mail.

It can take up to 10 business days to receive an application decision, though it’s possible you’ll be approved instantly if you apply online.

How long should I wait to apply for another credit card after being denied?

6 months. The duration to wait before reapplying for a credit card after an application is denied varies with each person’s situation, so there’s no hard-and-fast timeline to follow. The typical recommendation is that you should wait six months between credit card applications

SEE: Does Insurance Cover Therapy? A Health Insurance View

What are Chase’s Framework Guidelines for Credit Card Application?

There are rules for all banks as to how frequently you can apply for credit cards. These rules are in place to restrict the amount of credit that banks spread to a person and deter those who try to play with the system.

Chase is no exception to these rules, and among card issuers, they are known for having some of the strictest ones. Yet some of the best travel rewards credit cards out there come with the strictest criteria!

Chase has some of the best credit cards on the market for travel rewards, but when it comes to how many cards you can qualify for, they also have some of the harshest rules. Before you apply for another credit card, make sure you recognize the 5/24 rule, the 2/30 rule, and the Sapphire limits. Image Credit: Chase

The 5/24 Rule of Chase

The rule of 5/24 is not a rule written, but it is very much alive and well. It says that you can’t open 5 or more personal credit cards across ALL BANKS in the last 24 months (with a few exceptions) to be accepted for some Chase credit cards (including some of the most common, such as the Chase Sapphire Preferred ® Card).

What exactly does 5/24 count for?

1. New personal credit cards that every bank has opened for you. Even if you close these accounts later, they are still counted down to the 5/24 law.

2. Retail credit cards, such as cards from Victoria’s Secret, Best Buy, and Amazon stores.

3. Being linked to someone else’s credit card account as an approved customer.

4. Capital One business cards, Discover, and several other banks. The good news is that company credit cards under the 5/24 clause DO NOT count against you.

The 5/24 rule did not affect many personal Chase cards until November 2018. Unfortunately, it seems that the following cards ARE now affected as of November 2018. (This data is crowd-sourced, which means Chase has not checked it.)

The Law of 2/30

This one is a little less well-known than the law of 5/24. You can’t open more than 2 personal credit cards or 1 business credit card within a 30-day period, according to this law.

This is not a verified, published rule, much like the 5/24 rule, but it is supported by loads of user-reported data.

Why Chase May Approve Your Credit Card Application Immediately?

Here are some of the reasons your Chase credit card application may not be immediately accepted;

1. There are so many credit cards you have applied for. For those of us who enjoy the excitement of credit cards for travel rewards (myself included), this can be a challenge. After the introduction of the 5/24 rule, Chase is extremely tough on this one; scroll down for more detail about these constraints.

2. With Chase, you already have a lot of credit. If you have a few Chase credit cards available already, you might be approaching the top credit cap they are able to extend to you.

3. A small business credit card you are applying for. Small business apps can be more complex than those with personal credit cards. To confirm the information of your business, you may need to provide Chase with some additional documents.

4. On the application, you made a mistake. Often, the pending status of an application may be attributed to a simple typo or other unintended mistakes.

Attempting to open so many cards in a short period of time is one reason why a Chase credit card may not be accepted immediately.

You probably won’t be accepted if you’ve opened 5 + credit cards (from any bank) in the previous 24 months.

Furthermore, your new application is likely to be rejected if you have opened 2 + personal Chase cards or 1 Chase business card in the previous 30 days.

How Can I Contact Chase?

For contacting Chase, here are some frequently needed phone numbers:

  • Reconsideration (Personal): 888-270-2127
  • Reconsideration (Business): 800-453-9719
  • Customer Service (Personal): 1-800-432-3117
  • Customer Service (Business): 1-888-269-8690
  • Check Application Status (Personal): 1-888-338-2586
  • Check Application Status (Business): 1-800-453-9719

Chase Credit Card Application Status

There are basically 2 ways of checking ones Chase Credit card application; by phone and via the internet (online).

How To Check Your Status Online?

You can check your application status online if you are already a Chase customer. To check your application status online, log into your account, click the main menu icon at the top left of the page (three horizontal lines), and click on “Application Status.”

Along the left side of your computer, a menu will pop up. Scroll to the bottom all the way down and you’ll see a tab that says Application Status. To check the current status of your Chase credit card application, click on it.

How To Check Your Status By Phone?

  • For Individuals: To verify your Chase credit card application status by phone, call the application status line on 1-800-432-3117, follow the instructions and enter your Social Security number.
  • For Corporate Bodies: Call 1-800-453-9719 for corporate applications.

Ultimate Thoughts

It can be stressful to apply for a new credit card, particularly if you do not get accepted immediately. But don’t worry; an application “pending” does not automatically mean that you will be rejected.

It may be attributable to anything as basic as your application’s tiny typo. Try calling the Chase reconsideration line to argue your case if you aren’t accepted immediately. After a fast verification of some basic details, you could be accepted.

The information contained in this article should enable you resolve all worries from waiting for your application status approval.

Finally, whatever your choices, ensure you resolve whatever issues with your credit cards.

RECOMMENDED: Is Zipcar legit or scam? How does Zipcar work in 2021?

References

IhuomaChidire

IhuomaChidire Madu is a Nigerian-based lawyer, activist and gender advocate. As a financial management expert, she has proof that you can grow wealth from your savings. IhuomaChidire identifies herself as a Smart Money Woman and targets clinching the first-squilionaire status globally. She is an emerging Young African Leader and a professional, prolific writer across all genres of writing, with several years of writing experience. Travel, arts and technology are her interests. If you seek financial management and investment consultations, IhuomaChidire is your most realistic, professional plug!

Источник: https://worldscholarshipforum.com/wealth/steps-to-check-chase-credit-card-application-status/

This post contains links to check your status with the major credit card issuers and smaller issuers as well. If a card issuer is missing and you know of a working link, please let us know in the comments. You might also find these other resource pages useful:

Contents

American Express

Direct link to check status

They require your full SSN and zip code.

Bank of America

Direct link to check status

Bank of America requires last name, date of birth, last 4 digits of social security number and your zip code.

Barclaycard

Direct links to check status: Personal & Business

They require last name, zip code, last four SSN & e-mail address.

Capital One

You cannot check your application status with Capital one online. You can call them on  800–903–9177 or try one of the other reconsideration numbers.

Chase

Chase does not have an online application status checker unfortunately. You can call them on 800-432-3117 to check your status that way though.

Citi

Direct link to check status

Citi requires your application ID and your zip code. If you’ve lost your application id you can enter your primary phone number, zip code and date of birth to check instead.

Discover

Direct link to check status

You’ll need to enter your zip code and full SSN to check your status with Discover

U.S. Bank

Direct link to check status

You either need to log in with your online banking details or with a passcode. To get a pass code you need to enter your last name, e-mail address, date of birth and social security number. I also think the above link might only be for loans instead of cards, if that’s the case you’ll need to call (800) 947-1444 instead.

Wells Fargo

Direct link to check status

You either need to login via your online banking details or provide your last name, date of birth and access code (you can also request a new access code).

Smaller Issuers

Comenity Bank

There is unfortunately no way to check your application status with Comenity Bank.

Credit One Bank

Direct link to check status

First National Bank of Omaha

Direct link to check status

You can check the status of both personal and business applications using this link. Standard information is required (zip, last four of SSN & phone number).

Synchrony Bank

There is no way to check your status with Synchrony Bank.

TD Bank

You cannot check your application status online with TD Bank. Instead you must call  (888) 561-8861

USAA

There is no way to check your application status with USAA.

Источник: https://www.doctorofcredit.com/check-credit-card-application-status-issuer/

Chase’s 5/24 rule: Everything you need to know

Editor’s note: This is a recurring post, regularly updated with new information.


In 2015, some applicants with excellent credit who applied for Chase credit cards suddenly found themselves being declined. The reason agents gave was that an applicant had “opened too many new accounts in the last 24 months.” There were enough data points to determine that the threshold for a Chase denial was having opened five or more credit card accounts across all banks in the last 24 months.

Want more credit card news and advice from TPG? Sign up for our daily newsletter! 

This policy — dubbed the 5/24 rule — remains in place today. However, without any published policy from Chase, dissecting the 5/24 rule still relies heavily on crowdsourced data. There are outlier data points that can turn out to be false, as well as exceptions to what we generally believe to be true.

Regardless of what you may read or personally experienced, it’s generally not a good idea to try to “game” Chase. If Chase decides it doesn’t want you as a customer, it can shut down your accounts. If this happens, you’ll lose the ability to earn and redeem valuable Ultimate Rewards points, so be strategic in planning out your applications, both with Chase and other credit card issuers.

In This Post

What is the 5/24 rule?

In order to be approved for any Chase card subject to 5/24, you cannot have opened five or more personal credit cards across all banks in the last 24 months (more on business cards in a moment). This means you actually need to be under 5/24 to be approved. The 5/24 rule only applies to getting approved for cards issued by Chase, but your 5/24 count includes credit cards from all banks.

Related: The best ways to use your 5/24 slots

Are all Chase cards subject to 5/24?

Most travel cards issued by Chase are subject to 5/24 for approval, including cobranded cards. The following are cards reported to be subject to the 5/24 rule :

*The information for these cards has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.

Just because the card isn’t on this list doesn’t necessarily mean it isn’t subject to 5/24.

Reader reports also indicate that applying for too many Chase cards too quickly can lead to account scrutiny and shutdowns, regardless of your 5/24 status. Some online reports have noted that Chase will not accept you for more than two new accounts within 30 days.

Because of that, a general recommendation if you’re below 5/24 is to avoid applying for a new account more frequently than every three or four months.

Remember that 5/24 is not the only factor determining whether your Chase credit card application is approved — your credit score, income, debt levels and many other variables get considered. For business cards, Chase also sometimes requests documentation such as financial statements or articles of organization to show that you have a legitimate business or sole proprietorship.

Related: Clearing up the confusion: How to complete a Chase business credit card application

How do I check my 5/24 status?

I’ve found the easiest way to check your 5/24 status is to sign up for the free credit report service at Credit Karma, log in and then use this link to see all your accounts in a list (thanks to Frequent Miler for the tip). Click on “Open Date” to sort the accounts you have opened in the last 24 months by date. Chase only looks at whether an account was opened — it doesn’t matter if you’ve since closed it.

According to most recent data points, you will not technically be below 5/24 until the first day of the 25th month after your fifth account was opened. For example, if your fifth most recent account was opened on May 17, 2019, do not apply for a new card until June 1, 2021.

Related: How to calculate your 5/24 standing

What accounts add to your 5/24 status?

The following accounts count toward your 5/24 standing:

  • All personal credit cards opened with any bank (even if they’re now closed).
  • Business cards opened with Capital One, Discover and TD Bank.
  • Authorized user cards from another person’s personal card, as they’re reported on your credit report. However, you can call the Chase reconsideration line and ask for these accounts to not be considered.
  • Specific store cards are part of a national payment system and can be used elsewhere. Some data points suggest that even store cards that can only be used at a single establishment also now count.

The following accounts will not count toward your 5/24 standing:

Related: These business cards can help you stay under Chase’s 5/24 rule

What about card conversions and upgrades?

Depending on how a bank processes a card conversion or upgrade — also known as a product change — it might not be reported as a new account. Before completing an upgrade or product change, ask the bank if a hard credit pull will be completed. If it says yes, that could be a sign the account will be considered new and add to your 5/24 standing.

Related: Do product changes and conversions count against Chase’s 5/24 rule?

Are the methods to bypass 5/24 all dead?

There used to be surefire ways to overcome 5/24 and get a card with the sign-up bonus you desire. But those avenues are no longer working. The following methods that used to circumvent 5/24 are now dead:

  • Chase Private Client status
  • Chase pre-qualified offers from the online tool
  • “Selected for you” offers visible once logged in to Chase.com
  • Applying through Chase banner offers

However, there have been some instances recently where cardholders were able to bypass the 5/24 rule through targeted “Just for you” offers. To see if you’re targeted, navigate to “Just for you” under “Explore products” in the left-hand menu bar when you’re logged in to your Chase personal account.

If you desperately want a card now and are over 5/24, you can attempt a product change within the Chase Ultimate Rewards card family (assuming you’ve held the card you want to convert for at least a year). Note that unless you’ve been specifically targeted for a bonus to upgrade a card, you will not receive a sign-up bonus for any product change.

Related: When should you ignore Chase’s 5/24 rule?

5/24 FAQ

Can I apply for two Chase cards on the same day when I’m 4/24 and get approved for both?

Historically, data points suggested you can apply for two Chase cards on the same day when you’re at 4/24. But a few recent data points have shown that one of the applications may be automatically declined in this case.  In either case, remember that Chase may scrutinize customers applying for credit too quickly. Our recommendation is not to push and only apply for one Chase card at a time.

I applied for a card on the exact day I went below 5/24 and was denied. What can I do?

Wait until the first day of the next month and call the Chase reconsideration line, or reapply after the first day of the next month.

I am at or over 5/24. Can I get a card from another bank?

Yes. Approvals for credit cards issued by banks other than Chase are not affected by your 5/24 score. Of course, each bank does have its own approval criteria.

Do Chase business cards count toward my 5/24 score?

No. If you are approved for a Chase business card, it shouldn’t add to your 5/24 standing. However, you must be below 5/24 to get approved for most Chase business cards.

What if I’m under 5/24 but have authorized user accounts on my credit report that make me appear over 5/24?

Your application may be outright denied or marked for further review. In either case, you’ll want to call the Chase reconsideration line and note which accounts are authorized user accounts. The agent will likely ask whether you are responsible for these accounts and may approve you if you’re able to convince them you aren’t responsible for these accounts.

Bottom line

5/24 is now a firmly entrenched rule with no signs of disappearing any time soon. This means you need to be extremely strategic about your application and rewards strategy so you can maximize your five allowed Chase slots.

If you’re starting in the realm of credit card rewards and aren’t close to 5/24, you’ll want to prioritize getting Chase cards first. But remember not to try to fill your five slots with Chase cards quickly. Applying for that much credit so fast is a surefire way to invite unwanted attention from Chase and risk your long-term relationship with the bank. Take it nice and slow and be smart about which cards you apply for and when you do it.

For additional reading, check out our picks for the best credit cards.

Application link: Chase Sapphire Preferred: Earn 60,000 bonus points after you spend $4,000 on purchases in the first three months from account opening.

Application link: Chase Sapphire Reserve: Earn 50,000 bonus points after you spend $4,000 on purchases in the first three months from account opening.

Additional reporting by Stella Shon, Katie Genter and Madison Blancaflor

Featured photo by The Points Guy

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Welcome to The Points Guy!

Richard Kerr is the Loyalty and Engagement Editor for The Points Guy focused on creating content that educates and empowers TPG readers.
Источник: https://thepointsguy.com/guide/ultimate-guide-chase-5-24-rule/

How to Apply for a Chase Business Credit Card

You want to get a new credit card, but the one you want is a business credit card from Chase, and you're unsure of how to apply for a Chase business credit card.

Business credit cards function much in the same way as personal credit cards do, and Chase offers some of the best business credit cards out there with their Chase Ink business line, especially if you're looking for rewards. However, there are some key differences when it comes to qualifying and applying. Here we'll touch on the specifics of the best Chase credit cards, how to qualify for a business credit card, and then walk you through how to apply for a Chase business credit card.

What you need to know about Chase business credit cards and the 5/24 rule

If you want to apply for a Chase business credit card, you need to know about theChase 5/24 rule. This rule says you can't be approved for a Chase credit card if you've opened five or more credit cards in the past 24 months. Even its business credit cards are subject to this rule, so if you have opened more than four accounts within the past two years, you'll have to wait before you can apply.

The good news is that while Chase's business credit cards are subject to the 5/24 rule, they don't add to it. That is to say, if you apply for a Chase business credit card, it won't count toward your 5/24 limit. That's because Chase reports business credit cards to commercial rather than consumer credit bureaus -- in other words, they don't show up on your personal credit report.

Can anyone apply for a Chase business credit card?

If you're hoping to apply for a Chase business credit card, the requirements are much less strict than you'd think. You do have to have an eligible business, but there's a good chance that you're already partaking in a profit-generating activity that could count as a business. This is the case with most credit card companies. Anything from hobbies to side hustles can qualify, such as these common gigs.

  • Driving for Uber or Lyft
  • Selling things on Etsy
  • Reselling items on eBay
  • Selling things at craft fairs, farmers' markets, or flea markets
  • Freelancing
  • Airbnb rentals
  • Doing nails or hair out of your home
  • Flipping used furniture
  • Babysitting and tutoring

In fact, you don't have to have actually started your profit-generating activity yet to apply for a Chase business credit card, as long as you genuinely intend to start soon. Getting a business credit card now is a great way to plan ahead. Just remember, never lie on a credit card application; you may be asked to verify any information you provide.

Why you should apply for a Chase business credit card

Business credit cards are a great way to separate out your finances, whether you're running a full-scale business with employees or simply selling stuff on eBay as a side gig. You can do this with a business checking account and debit card as well, but using a business credit card can help you build business credit and avoid monthly maintenance fees. The fact that business credit cards don't show up on your personal credit history is a plus, and building your business credit will prove useful if you ever want to take out a small business loan or get business insurance. This is reason alone to apply for a Chase business credit card.

On top of that, Chase business credit cards are particularly desirable as rewards credit cards when compared to other credit card companies. First of all, a Chase business card will have business-related bonus spending categories that offer extra rewards. If your company or side gig means you spend a lot on expenses like transportation, dining out with clients, internet and phone bills, or printing and advertising services, you could apply for a Chase business credit card and accumulate rewards much faster. When compared to Chase's personal credit cards, its business credit cards also offer some of the most high-value sign-up bonuses for the same, or even no, annual fee.

How to apply for a Chase business credit card

Applications for a Chase business card are pretty simple, but there are some areas where people get confused. Here's a step-by-step guide on how to apply for a Chase business credit card.

Business information

When you apply for a Chase business credit card, the first page will ask for basic information about your business such as a name, mailing address, and annual revenue. If you are a freelancer or someone with a side gig with no employees, you are considered a sole proprietor, which is what you'll put under "Type of Business." You'd also put "1" under the "Number of Employees" field, which would be you.

You can use your own name as your business name and your personal mailing address. You'll need to estimate your annual business revenue here, and this can be projected revenue for the upcoming year, so estimate on the high side. Don't worry if you're not making much. The bank will also consider your personal income.

Under "tax identification number," you can put your EIN (Employer Identification Number) if you have one, or you can simply use your own Social Security number.

Personal information

The following page will ask for your personal information, much like a regular credit card application. As a sole proprietor, you'll identify as the "Owner" under the "Authorizing Officer" field. You'll need to provide your name, home address, and gross annual income. Your gross annual income can include income from your job, from your business, and from your spouse.

The following page will ask for your phone number (business and personal can be the same), your email address, date of birth, Social Security number, and mother's maiden name.

Employee cards

Finally, the final page when you apply for a Chase business credit card will give you the option to add employee cards. You don't have to do this, but if you do have someone trustworthy who might purchase things for your business on occasion, employee cards are a great way to help you meet your minimum spending limit for the sign-up bonus. Make sure you trust the cardholders, though, because you're on the hook for any charges they make.

Waiting for approval

Once you submit the final page, you'll receive a page that either tells you that you were approved, denied, or your application is being processed. The last option is the most likely. In this case, you will likely receive a decision within a week, although the stated wait period is 30 days. You might be contacted and asked to provide more information about your business during this time. You can also call Chase's automated status line at 1-800-432-3117 at any time to check on the progress of your application.

How to get approved for a Chase business credit card

There's no way to guarantee approval when you apply for a Chase business credit card, but there are some things you can do to improve your chances. Here are some tips.

Increase your credit score: Your credit score should be at least 680 when you apply for a Chase business credit card, but having a score of 720 or higher will give you the best chances.

Decrease your credit limit with Chase: Chase doesn't like to extend too much credit to any one customer as compared to their income, and it's very common to be denied because you already have large credit limits. In general, your overall credit limit with Chase across all of your personal and business credit cards shouldn't exceed 50% of your income or $75,000. If you're coming close to either of those limits, ask for a credit limit decrease on one of your existing Chase credit cards before applying for a Chase business card.

Space out your credit card applications: Chase doesn't like to see lots of recent inquiries. Aside from not going over 5/24, you also won't be approved if you've opened a Chase credit card in the past 30 days. If you've opened up four or five Chase credit cards in the past six months, it's best to wait a while before you apply for a Chase business credit card.

Apply in-branch: People who apply for a Chase business credit card in-branch rather than online tend to have a better shot at approval, and they also tend to receive bigger sign-up offers. If you have a branch near you, it's worth going in and applying in person.

Wait until you've been in business longer: While you don't have to have a 10-year-old business generating six figures to be approved for a Chase business credit card, rejection is common for people who have been in business for a short period of time and have low revenue. People who have been in business for at least two years and generate at least $2,000 in revenue have a better chance of approval.

What to do if you're denied for a Chase business credit card

If you're denied when you apply for a Chase business credit card, there is still hope. You can call its reconsideration line at 1-888-270-2127 to speak with someone about your application. Often, Chase just needs a little more information about your business or wants to verify something in order to approve you. Below are some common questions a representative may ask you.

  • What type of business are you running?
  • How many years has your business been in operation?
  • Why do you want a business credit card?
  • What type of expenses will you be putting on this credit card?
  • How much revenue did your business generate last year?
  • How do you market your business?

Upon answering these questions, you may find that Chase reverses its decision and approves you for a new Chase business credit card. It may also still deny you, but you'll be given a reason so that you can improve your chances of approval next time.

The best Chase business credit cards: Chase Ink Business Preferred℠ vs. Chase Ink Business Cash℠

Both of the Chase Ink business cards are great options for business credit cards that offer high-value rewards. The Chase Ink Business Preferred℠ Credit Card is more geared toward travel rewards, while theChase Ink Business Cash℠ is geared toward cash back. It's also worth noting that the Chase Ink Business Preferred℠ Credit Card has a $95 annual fee while the Chase Ink Business Cash℠ has no annual fee and a generous sign-up bonus.

That being said, the Chase Ink Business Preferred℠ has the highest sign-up bonus of any Chase card: 100,000 Ultimate Rewards® points (100,000 if you apply in-branch) after spending $15,000 within the first three months. This is worth $1,250 in travel spending when you book through Chase's Ultimate Rewards® portal, and you can easily get more value out of it by transferring your Ultimate Rewards® points to other airlines or hotels within Chase's network.

Whichever card you apply for, you'll be in line for great rewards and will have the ability to easily split up your personal and business expenses. Even if you can't qualify just yet, it's good to know what you can do to increase your future chances.

Источник: https://www.fool.com/the-ascent/credit-cards/how-to-apply-for-a-chase-business-credit-card/

Enroll in Paperless Statements and Letters

To enroll in paperless for your account, start by reading the terms and conditions below. You are agreeing to receive your statements electronically only and some of your legal notices electronically only. If you do not wish to enroll, choose Cancel and deselect the Paperless Statements and Letters checkbox.

Enrollment in Credit Card Paperless Statements and E-Communications

We send cardholders various types of legal notices, including notices of increases or decreases in credit lines, privacy notices, account updates and statements. Currently, we can provide some of these legal notices, including statements, electronically. We are working towards being able to provide all of these legal notices electronically. When we are able to provide all legal notices electronically, we will notify you by email. In the meantime, if you choose to receive legal notices electronically, you will need to monitor both your U.S. postal mailbox and your email inbox for legal notices.

To receive your legal notices electronically, your computer must be capable of printing or storing email, web pages and documents in PDF format and your browser must meet minimum system requirements.

Minimum System Requirements

Your privacy and security are important to us. That is why we require you to use a browser with 128-bit security encryption to proceed with your application. This protection helps to ensure that the information you send and receive will remain confidential.

Getting Paper Copies

If you choose to receive legal notices and statements electronically and then want a paper notice, call us at the number on the back of your card and we will mail it to you.

Cancelling Paperless Statements and E-Communications

You may cancel through account online or by calling us at the number on the back of your card.

Updating Email Address

We will send notifications regarding the availability of your statement online and legal notices to the email address you provided to us until you contact us to change it. It is your responsibility to update promptly any changes in this information. If your email address changes, please update it through Account Online or call us at the number on the back of your card.

Credit Card Paperless Statements and E-Communications Authorization

I agree to receive my billing statements and other legal notices electronically as available. I understand that when I receive an electronic notice it will replace a paper copy. I also understand that I will need to check both my U.S. postal mailbox and email inbox for legal notices until you let me know by email that all legal notices will be sent electronically.

You will receive paperless notifications at the email address currently associated with your account.

Источник: https://citiretailservices.citibankonline.com/RSnextgen/svc/launch/index.action?siteId=PLCN_BESTBUY

How do I check the status of my Coles credit card application?

How can I check my application status? If you want to know what's happening with your Coles Mastercard application at any stage of the process, contact the Coles Credit Card Customer Support team on 1300 306 397 and provide details of your application. This service is available 24 hours a day, 7 days a week.

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In this way, how do I check the status of my credit card application?

You can check the status of your Capital One credit card application anytime by calling 800-903-9177. Just use the voice prompt to say, “Check the status of an application.” There's also an automated application status line: 800-548-4593.

how do I check the status of my ANZ credit card application? To check your ANZ credit card application status, call the bank and quote this reference number. Bank of Melbourne provides you with an application number and password to check your application online. You can also receive an email or SMS with your application status or call 13 22 66 to follow up.

Furthermore, how long does it take for a credit card application to be approved?

approximately 3-4 weeks

How long does a Qantas credit card application take?

It should take around 10 minutes to apply. You'll be asked for supporting documents, such as payslips. If approved, you should receive your card within 7 working days.

Источник: https://askinglot.com/how-do-i-check-the-status-of-my-coles-credit-card-application

RedCard

$40 off for new RedCard holders

$40 off for new RedCard holders. RedCard $40 offer: Get a coupon for $40 off a qualifying purchase over $40 when you are approved for a debit or credit RedCard in-stores and at Target.com between 10/31/21 - 12/11/21. The coupon will be mailed to approved cardholders with their RedCard and will be valid through 1/9/22. Excludes items sold & shipped by Target PlusTM Partners. Excludes alcohol, Apple products, Baby Alive Lulu Achoo, Barbie (Camper, Dreamhouse, Dreamplane, Malibu House and Townhouse), Beats Powerbeats Pro, Beats Studio Buds, Bose, Cards Against Humanity, Casper, CVS clinic & pharmacy, Cricut, dairy milk, DockATot, Dockers, Disney Ultimate Princess Castle, Do-a-Dot, DSLR cameras & lenses, Dyson, Elf on the Shelf, Elvie, Facebook, Oculus and Portal, face masks (Dolan, Sanctuary & Sugar Fix brands), Fisher Price Laugh n Learn, Fisher Price Little People Frozen Elsa's Enchanted Lights Palace, Fitbit, Galactic Snackin’ Grogu, gift cards, Google, Goumikids, HALO Baby, Hasbro Games (Classic Monopoly, Connect Four, Jenga, Rubik’s Cube, Sorry, Trouble), Hatch Maternity, Hot Wheels (Ultimate Garage, Action Massive Loop Mayhem, Mario Kart Rainbow Road Trackset, Volcano Arena Playset), Honest Baby, HP Inc., Hudson Baby, Imaginext Transforming Bat-Tech Batbot, Infant Optics, Instant Pot, JBL, Lamaze, LEGO, Levi’s Red Label, LG OLED TV, limited-time designer partnerships, Luvable Friends, Masters of the Universe Masterverse Ultimate Battle Cat, Mega Bloks, mobile contracts, Monica and Andy, Nerf Ultra and Hyper, Ninja, Nintendo hardware and Switch games, Polder, Peg Perego, Philips Avent, Plan B, power shave, power dental, prepaid cards, PlayStation consoles and accessories, Quincy Mae, Revival, Samsung TVs, Shark, simplehuman, Sonos, Sony Electronics, Take Action, Target Optical, Tempur-Sealy, Thomas Trains & Cranes Super Tower, Touched by Nature, Trading Cards, Traeger, Tylenol PM pain relief, Ulta Beauty at Target Brands, Unlocked phones, Vera Bradley handbags, Weber, What Do You Meme?, Xbox consoles and accessories, Zoe Doll.

Источник: https://www.target.com/redcard/about

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