wells fargo south logan

Financial. Search the 24 hour ATMs in CACHE County, UT, including Wells Fargo - SOUTH LOGAN. Compare the top Wells Fargo Bank in the 84321 zip code. Joshua Fisher, Wells Fargo Advisors, New Philadelphia OH, $ 750k-5mm, $ 250k, $ 257M S. Bayne Hill, Morgan Stanley Wealth Management, Atlanta GA. At Wells Fargo, we are looking for talented people who will put our customers at the center of everything we do. We are seeking candidates who embrace diversity.

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Is the housing market about to crash? Here’s what the experts say

The U.S. housing market is on fire. Double-digit appreciation is the rule. Giddy sellers are sifting through multiple offers. Frantic buyers are forced to pay more than asking prices — sometimes by $100,000 or more.

The real estate party is in full swing. The National Association of Realtors said this spring that prices of existing homes soared a record 17 percent from March 2020 to March 2021 — a pace that eclipsed even the eye-popping appreciation of the last boom. Appreciation has cooled since then, but only a little — prices rose 13 percent from September 2020 to September 2021.

The last time the U.S. housing market looked this frothy was back in 2005 to 2007. Then home values crashed, with disastrous consequences. When the real estate bubble burst, the global economy plunged into the deepest downturn since the Great Depression.

Now that the housing market is booming again, buyers and homeowners are asking a familiar question: Is the housing market so hot that it’s about to crash?

“The one thing that I keep getting asked over and over is, ‘Is this a bubble?’” says Phil Shoemaker, president of originations at mortgage lender Home Point Financial. “If you look at what’s going on with home price appreciation, it feels bubble-ish. But if you look at the fundamentals behind it, it’s hard to say it is.”

Indeed, the foundations of this housing market look far more stable than those of 15 years ago. The supply of homes for sale has fallen to all-time lows, and borrowers are more creditworthy than ever.

Experts say that price appreciation is ‘worrisome’

Even so, the nightmarish memories of the last boom and bust remain fresh in the minds of homeowners, economists, lenders and Realtors. With home prices rising sharply in the past year, the latest boom is creating no shortage of concern.

“Prices are clearly accelerating at a pace that could become worrisome,” says Ken H. Johnson, a housing economist at Florida Atlantic University.

Doug Duncan, chief economist at mortgage giant Fannie Mae, acknowledges concerns about the stability of the housing market. In the past, big run-ups in home prices have been a recipe for trouble.

“Our view is that house prices are somewhere in the 15 percent range above what the long-term fundamentals suggest,” Duncan says. “So it’s a reason to ask, ‘Is there a problem?’”

Meanwhile, Greg McBride, CFA, Bankrate chief financial analyst, says a plateauing of prices is more likely than a sharp fall.

“While the recent pace of home price appreciation isn’t sustainable over the long run, that doesn’t mean prices are at risk of a sharp drop. Real estate prices can move in big spurts – like now – and then show relatively little change over a period of years. A plateauing of prices is the more likely outcome.”

6 reasons the housing market isn’t about to crash

So are we headed for a housing crash? Housing economists agree that no painful crash looms on the horizon.

“We don’t have a bubble,” says Logan Mohtashami, lead analyst at HousingWire. “We just have unhealthy home price growth.”

Duncan agrees that the sharp rise in home values, while unusual, isn’t a sign of a bubble. “It’s hard to find an argument that says it will fall part,” he says.

The National Association of Realtors predicts the housing market will cool rather than crash in 2022. The group forecasts home price appreciation of about 3 percent next year.

“The housing sector’s success will continue, but I don’t expect next year’s performance to exceed this year’s,” says Lawrence Yun, chief economist at the National Association of Realtors.

Yun notes that home price-to-income ratios have returned to eye-watering levels not seen since 2006. “Of course, the situation is much different,” he says. “But we should mindful of this condition.”

Housing economists point to six compelling reasons that no crash is imminent.

  • Inventories are at record lows: The National Association of Realtors says there was just a 2.4-month supply of homes for sale in September. In February, that figure fell as low as a tiny 2.0-month supply. The lack of inventory explains why buyers have little choice but to bid up prices. And it also indicates that the supply-and-demand equation simply won’t allow a price crash in the near future.
  • Builders can’t build quickly enough to meet demand: Homebuilders pulled way back after the last crash, and they never fully ramped up to pre-2007 levels. Now, there’s no way for them to buy land and win regulatory approvals quickly enough to quench demand. While builders are building as much as they can, a repeat of the overbuilding of 15 years ago looks unlikely.  “The fundamental reason for the run-up in price is heightened demand and a lack of supply,” McBride says. “As builders bring more available homes to market, more homeowners decide to sell and prospective buyers get priced out of the market, supply and demand can come back into balance. It won’t happen overnight.”
  • Mortgage rates remain near historic lows: After hitting all-time lows in January, mortgage rates have risen a bit — but not much. Bankrate’s survey of lenders shows the average rate on a 30-year loan stood at 3.22 percent this week. Low rates give home shoppers increased buying power. The Mortgage Bankers Association expects rates to rise to 4 percent by the end of 2022. That would crimp refinancing, but not homebuying. “We don’t think it’s going to move high enough to have an impact on purchase borrowers,” says Mike Fratantoni, the group’s chief economist.
  • Demographic trends are creating new buyers: There’s strong demand for homes on many fronts. Many Americans who already owned homes decided during the pandemic that they needed bigger places. Millennials are a huge group and in their prime buying years. And Hispanics are a young, growing demographic keen on homeownership.
  • Lending standards remain strict: In 2007, “liar loans,” when borrowers didn’t need to document income, were common. Lenders offered mortgages to just about anyone, regardless of credit history or down payment size. Today, lenders impose tough standards on borrowers — and those who are getting mortgages overwhelmingly have stellar credit. The typical credit score for mortgage borrowers in the third and fourth quarters stood at a record high 786, the Federal Reserve Bank of New York says. “If lending standards loosen and we go back to the wild, wild west days of 2004-2006, then that is a whole different animal,” McBride says. “If we start to see prices being bid up by the artificial buying power of loose lending standards, that’s when we worry about a crash.”
  • Foreclosure activity is muted: In the years after the housing crash, millions of foreclosures flooded the housing market, depressing prices. That’s not the case now. Most homeowners have a comfortable equity cushion in their homes. Lenders haven’t been filing default notices during the pandemic, pushing foreclosures to record lows in 2020.

All of that adds up to this consensus: Yes, home prices are pushing the bounds of affordability. But no, this boom shouldn’t end in bust.

“I’m not worried about a housing bubble,” says Ralph McLaughlin, chief economist at financial technology firm Haus.com. “The fundamentals are all there — low supply combined with growing demand for homeownership — to suggest the overheating we’re seeing in the housing market is not based on animal spirits but on an unfortunate and coincidental series of market forces over the past year.”

Learn more:

Источник: https://www.bankrate.com/mortgages/is-the-housing-market-about-to-crash/
Bank ABA Routing Numbers

WELLS FARGO BANK OFFICE & BRANCH LOCATIONS

ABA/Routing Number: 031000095
Bank Name: WELLS FARGO BANK
Bank Location: MAC N9301-041
MINNEAPOLIS, MN 55479-0000

Phone Number: (800) 745-2426

Click on a Wells Fargo Bank branch location below for more information.

Wells Fargo Bank Locations

Timpanogos Branch
639 North State Street
Lindon, UT 84042
Cache Valley Mall Branch
1320 North Main Street
Logan, UT 84341
South Logan Branch
889 South Main Street
Logan, UT 84321
 
Fresh Market 4th Place Branch
49 East 400 North
Logan, UT 84321
Logan Branch
5 South Main Street
Logan, UT 84321
Magna Branch
8295 West 3500 South
Magna, UT 84044
 
Fort Union Boulevard Branch
995 Fort Union Boulevard
Midvale, UT 84047
Milford Branch
326 South Main Street
Milford, UT 84751
Moab Branch
4 N Main Street
Moab, UT 84532
 
Monticello Branch
16 South Main Street
Monticello, UT 84535
Mount Pleasant Branch
106 West Main Street
Mount Pleasant, UT 84647
Fashion Place Branch
6099 South State Street
Murray, UT 84107
 
Murray Branch
4920 S. State Street
Murray, UT 84107
Nephi Branch
3 North Main Street
Nephi, UT 84648
Twelfth Street Branch
246 - 12th Street
Ogden, UT 84404
 
Harrison Boulevard Branch
4301 Harrison Boulevard
Ogden, UT 84403
Ogden Five Points Branch
114 North Washington Boulevard
Ogden, UT 84404
South Ogden Branch
3602 Washington Boulevard
Ogden, UT 84403
 
Fresh Market Canyon Plaza Branch
2044 Harrison Boulevard
Ogden, UT 84401
Ogden Main Branch
2389 Washington Boulevard
Ogden, UT 84401
North Ogden Branch
2596 North 400 East
Ogden, UT 84414
 


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SAGINAW COUNTY EMPLOYEES CREDIT UNION - I have a Share Draft (Checking) Account with SCECU, is there any fee for wire transfer? - Marshall

CITIBANK NA - I have requested pre-qualification letter extended. The bank approved and sending the revised pre-qual letter. I should getting it in a few days, hopefully. - Ngarcias

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Источник: http://www.bankabanumbers.com/bank901-page276.html

SOUTH LOGAN

OFFICE DETAILS

Wells Fargo Bank South Logan branch is one of the 5316 offices of the bank and has been serving the financial needs of their customers in Logan, Cache county, Utah for over 25 years. South Logan office is located at 889 South Main Street, Logan. You can also contact the bank by calling the branch phone number at 435-755-0977

Wells Fargo Bank South Logan branch operates as a full service brick and mortar office. For lobby hours, drive-up hours and online banking services please visit the official website of the bank at www.wellsfargo.com. You can edit branch details by clicking here if you believe the information is incomplete, incorrect, out of date or misleading.

BRANCH HOURS

  • ■ Monday:9:00am - 5:00pm

  • ■ Tuesday:9:00am - 5:00pm

  • ■ Wednesday:9:00am - 5:00pm

  • ■ Thursday:9:00am - 5:00pm

  • ■ Friday:9:00am - 6:00pm

  • ■ Saturday:9:00am - 2:00pm

  • ■ Sunday:Closed

Wells Fargo Bank South Logan is open Monday to Saturday and closed on Sundays. The branch opens at 9:00am in the morning. Working hours for South Logan branch are listed on the table above. Note that this data is based on regular opening and closing hours of Wells Fargo Bank and may also be subject to changes. Please call the branch at 435-755-0977 to verify hours before visiting.

BANK INFORMATION

  • Bank Name:Wells Fargo Bank

  • Bank Type:National Bank

  • FDIC Insurance:Certificate #3511

  • Routing Number:N/A

  • Online Banking:wellsfargo.com

  • Branch Count:5316 Offices in 37 states

Источник: https://www.bankbranchlocator.com/wells-fargo-bank-south-logan-branch.html
Occupy DC, Logan Circle, Wells Fargo Bank, P Street NW

Members of Occupy DC demonstrated Saturday morning in front of the Wells Fargo Bank branch at 1447 P Street NW. (Luis Gomez Photos)

More photos from today’s demonstration are on Borderstan’s Facebook Page.

From Luis Gomez. Catch his photos on Picplz and at One Photograph A Day. Follow him on Twitter @LuisGomezPhotos.

On Saturday morning a group of some 50 people from Occupy DC demonstrated in front of the Wells Fargo Bank branch at 1447 P Street NW. The group chanting and invited passersby to be a part of the movement. One person from the Occupy DC group went inside the Wells Fargo office on 1447 P Street NW and spoke to the manager in charge. DC Police were guarding the bank while the group was outside. The demonstration lasted some 45 minutes.

Borderstan has a reader poll asking, “Will You Join the Occupy DC Protests?” The poll is still open–be sure to vote. At this point, the results show about an even split among readers.

“Occupy DC” is a local version of the Occupy Wall Street protests in New York. DC protesters have been in two places — McPherson Square (just south of our neighborhood) and Freedom Plaza. The general goals of the rolling protests are changes to the U.S. financial and economic system.

Logan Circle, Occupy DC, P Street NW, Wells Fargo Bank

Источник: https://www.borderstan.com/2011/10/22/occupy-dc-demonstrates-at-wells-fargo-in-logan-circle/

ATM and Bank Locations - Find Wells Fargo Bank and ATM Locations Use our locator to find a Wells Fargo branch or ATM near you. Get store hours, available services, driving directions and more.

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binoculars PLACE INFORMATION
  • Address : 5 South Main Street, Logan, UT 84321
  • Phone Number : +1 435-792-7000
  • Email : info@wellsfargo.com
  • Street Number : 5
  • Route : South Main Street
  • Postal Code : 84321
  • Locality : Logan
  • State : Utah (UT)
  • Country : United States
  • Website : wellsfargo.com

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Источник: https://www.searchonamerica.com/place/wells-fargo-bank_2577775.html

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SOUTH LOGAN

889 S MAIN ST

LOGAN, UT, 84321

435-755-0977

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Bank Information

Lobby Hours

  • Mon-Fri 09:00 AM-05:00 PM
  • Sat 09:00 AM-12:00 PM
  • Sun closed

Bank Services

  • Cashier Check
  • Check Cashing
  • Drive up accessible
  • Money Order
  • New Account Openings
  • Notary What is bank within a location?
  • Safe Deposit Box

Drive-Up Hours

  • Mon-Fri 09:00 AM-05:00 PM
  • Sat 09:00 AM-12:00 PM
  • Sun closed

Bank Deposit Cutoff

  • Mon-Fri 05:00 PM same day
  • Sat-Sun & holidays: Next business day

Languages

ATM Information

ATMs (1)

ATM Services

  • Envelope-FreeSM ATM
  • Digital wallet access  Learn about digital wallet access
  • Drive up

ATM Deposit Cutoff explain this

  • Mon-Fri 09:00 PM same day
  • Sat-Sun & holidays: Next business day

ATM Languages

  • Chinese
  • French
  • Hmong
  • Korean
  • Russian
  • Spanish
  • Vietnamese

Save time by banking online

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Wells Fargo ATM banking

Discover all the advantages of using our secure, automated ATMs

Wells Fargo Advisors is a trade name used by Wells Fargo Clearing Services, LLC and Wells Fargo Advisors Financial Network, LLC, Members SIPC, separate registered broker-dealers and non-bank affiliates of Wells Fargo & Company.

Deposit products offered by Wells Fargo Bank, N.A. Member FDIC.

Equal Housing Lender

Bank Within a Location

A Bank located in a grocery store. These locations have ATMs, teller services, and a private office for customer meetings.

Make an appointment

These locations allow you to schedule an appointment to meet with a Wells Fargo banker at a time that works for you.

Notary Service

Banking locations with a notary service available. Please call the location in advance to meet with a notary.

ATM Deposit Cutoff

Checks deposited at Envelope-FreeSM ATMs before 9:00 pm weekdays are considered received that same day. Checks deposited after 9:00 pm weekdays or on bank holidays are considered received the next business day. Cash deposits are available for use immediately.

ATM Deposit Cutoff

Checks deposited at Envelope-FreeSM ATMs before 8:00 pm weekdays are considered received that same day. Checks deposited after 8:00 pm weekdays or on bank holidays are considered received the next business day. Cash deposits are available for use immediately.

Digital wallet access

Add your Wells Fargo Debit or EasyPay® Cards to your digital wallet to easily access your accounts at a Wells Fargo ATM displaying the contactless symbol.

Important information

Digital wallet access is available at Wells Fargo ATMs displaying the contactless symbol for Wells Fargo Debit and Wells Fargo EasyPay® Cards in Wells Fargo-supported digital wallets. Availability may be affected by your mobile carrier’s coverage area. Your mobile carrier’s message and data rates may apply. Some ATMs within secure locations may require a card for entry.

ATM Access Code

Use the Wells Fargo Mobile® app to request an ATM Access Code to access your accounts without your debit card at any Wells Fargo ATM.

Important information

ATM Access Codes are available for use at all Wells Fargo ATMs for Wells Fargo Debit and ATM Cards, and Wells Fargo EasyPay® Cards using the Wells Fargo Mobile® app. Availability may be affected by your mobile carrier’s coverage area. Your mobile carrier’s message and data rates may apply. Some ATMs within secure locations may require a card for entry.

Источник: https://www.wellsfargo.com/locator/bank/889__S__MAIN__ST_LOGAN_UT_84321/
  800-624-1221    Fax: 727-550-2433
Email: TIMOTHY.LOGAN@WELLSFARGOADVISORS.COM Compose mail in a new window

My Commitment to You

Securities Registered in the following states: AZ, CA, CO, CT, DE, FL, KY, MA, MD, MI, NH, NJ, NM, NY, OR, PA, TN, TX, VA, WI
TIMOTHY LOGAN: Financial Advisor: Wells Fargo Clearing Services, LLC
United States: Florida : ST. PETERSBURG Branch

Источник: https://home.wellsfargoadvisors.com/TIMOTHY.LOGAN
wells fargo south logan

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