bank of america federal wire routing number

The American Bankers Association routing number (a.k.a. ABA number, routing transit number The SWIFT code is used when transferring money between banks. Can I use the universal routing number for wire transfers? Unfortunately, no. For information on sending and receiving an international or domestic wire. IBERIABANK routing number: 265270413. Wire Transfer Instructions: To send or receive a wire transfer, please have the following information available: Domestic.

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How to make Wire Transfer from Bank Of America?

Bank of america federal wire routing number -

What is a Bank Routing Number and Where is it Found?

A routing number is a nine-digit code used to identify a financial institution in the United States. Banks use routing numbers to direct the exchange of funds to and from one another. You can typically find the routing number on the bottom left corner of most personal checks.

How to Find a Routing Number

Routing numbers were originally created by the American Bankers Association (ABA) to streamline the circulation of paper checks on a massive scale. They are commonly referred to as ABA routing numbers or American Clearing House (ACH) routing numbers, and can be found on personal checks, bank websites or the ABA’s online database. We link to different sources below.

Where is the Routing Number on a Check?

The routing number and your personal account number can both be found on the bottom of the checks issued by your bank. Most banks provide at least one free checkbook for new customers.

how to find my aba bank routing number on a check

Routing Number: The routing number consists of nine digits printed on the bottom-left corner of your check. The odd font used to print the number is known as magnetic ink character recognition (MICR) and is printed in electronic ink to allow banking institutions to easily process checks.

Account Number: The account number is located in the bottom center of your personal check, just to the right of your routing number. The account number is the unique identifier for your bank account.

Check Number: To help you keep a record of all payments, the bottom right corner of your personal check contains a unique check number.

When providing routing and account numbers, it’s crucial to double-check your entries because errors can lead to failed transfers or send your money to the wrong account. If you catch an error, notify your bank so it can reverse the transaction. For more information, read our detailed guide to writing checks.

How to Find a Routing Number Without a Check

If you don’t have a checkbook, you can still find your routing number by checking your bank’s website or calling your local branch. The routing number varies by bank and region. Since one bank can have multiple routing numbers, be sure to confirm that your routing number corresponds to the specific bank where you opened your account.

We’ve included a list of some of the major national lending institutions with links to their respective routing numbers.

How to Find a Bank with a Routing Number (ABA Search)

If you wish to look up a bank by its routing number, you can search for it on the ABA's website. Additionally, you can also search for routing numbers through their website by inputting the bank’s name and address.

It’s possible to receive checks without a bank name. Technically speaking, the Federal Reserve system processes transactions as long as they receive the bank routing number and account number. This is why it’s so important to protect your personal account number as carefully as you protect your social security number.

What’s the Difference Between ABA and ACH Routing Numbers?

Technically speaking, ABA routing numbers apply to paper checks while ACH routing numbers apply to electronic transfers and withdrawals. Most major banks today use the same routing number for both. However, it’s not uncommon to see separate ABA and ACH routing numbers for regional lending institutions.

ABA routing numbers are sometimes referred to as the "check routing number," and the ACH routing number as the "electronic routing number" or "number for electronic transfers." If only one number is cited, it’s likely that the ABA and ACH routing numbers are the same, but it doesn’t hurt to contact your bank to make sure.

What’s the Difference Between ACH and Wire Transfers?

ACH transfers are automated electronic transfers between financial institutions which are conducted through a third-party clearinghouse. By contrast, wire transfers are direct electronic transfers between financial institutions.

Wire transfers are processed quicker than ACH transfers since they are not cleared through a third party. Wire transfers can be completed within hours or even minutes of when they’re filed, while ACH transfers may take a few days. Wire transfers are also considered more secure because each bank must verify the transaction before it clears, while ACH transfers usually clear automatically.

We find that banks typically charge between $15 and $65 to send and receive wire transfers, whereas ACH transfers are generally free. Due to the added cost, wire transfers are best used for essential purchases involving large amounts, or transfers where the funds must arrive in a timely fashion. ACH transfers are sufficient for everyday transactions.

What are SWIFT and IBAN Codes?

Society for Worldwide Interbank Financial Telecommunication (SWIFT) is a code that identifies the bank in an international transaction, just as an ABA or ACH number identifies a bank in a U.S. domestic transaction.

International Bank Account Number (IBAN) identifies your personal account in an international transaction. It’s usually the same as your regular account number with a few additional digits added in an internationally recognizable format. If you need to send funds internationally, ask the recipient for the IBAN number of their bank account.

SWIFT and IBAN were both developed to standardize an international identification system for financial institutions. While the United States uses the ABA system of transactions locally, American banks accept and transmit funds using the SWIFT system for multinational transactions.

Источник: https://www.valuepenguin.com/banking/what-is-a-routing-number

Bank of America Routing Numbers

Home > Bank of America > Routing Numbers

Basic InfoReviewsHistoryRouting NumbersSwift CodeLocationsOversea Locations

According Bank of America website,

LocationPaper (ex. Ordering Checks)Electronic (ex. Direct Deposit/Automatic Payment)Wire Transfer
Alabama051000017051000017026009593
Alaska051000017051000017026009593
Arizona122101706122101706026009593
Arkansas082000073082000073026009593
California, North121000358121000358026009593
California, South122000661121000358026009593
Colorado051000017051000017026009593
Connecticut011900571011900254026009593
Delaware031202084031202084026009593
Washington DC054001204054001204026009593
Florida, East063000047063100277026009593
Florida, West063100277063100277026009593
Georgia061000052061000052026009593
Hawaii051000017051000017026009593
Idaho123103716123103716026009593
Illinois - South081904808081904808026009593
Illinois - North071000505071000505026009593
Illinois - Chicago Metro071103619081904808026009593
Indiana Accounts opened online with Bank of America before 8/23/2008051000017051000017026009593
Indiana Accounts opened online with Bank of America after 8/23/2008081904808081904808026009593
All other Indiana accounts071214579071214579026009593
Iowa073000176073000176026009593
Kansas101100045101100045026009593
Kentucky051000017051000017026009593
Louisiana051000017051000017026009593
Maine011200365011200365026009593
Maryland052001633052001633026009593
Massachusetts011000138011000138026009593
Michigan Accounts opened online with Bank of America before 8/23/2008051000017051000017026009593
Michigan Accounts opened online with Bank of America after 8/23/2008081904808081904808026009593
All other Michigan accounts072000805072000805026009593
Minnesota051000017051000017026009593
Mississippi051000017051000017026009593
Missouri East/St. Louis081000032081000032026009593
Missouri West/Kansas City101000035081000032026009593
Montana051000017051000017026009593
Nebraska051000017051000017026009593
Nevada122400724122400724026009593
New Hampshire011400495011400495026009593
New Jersey021200339021200339026009593
New Mexico107000327107000327026009593
New York021000322021000322026009593
North Carolina053000196053000196026009593
North Dakota051000017051000017026009593
Ohio051000017051000017026009593
Oklahoma103000017103000017026009593
Oregon323070380323070380026009593
Pennsylvania031202084031202084026009593
Rhode Island011500010011500010026009593
South Carolina053904483053904483026009593
South Dakota051000017051000017026009593
Tennessee064000020064000020026009593
Texas, North111000025111000025026009593
Texas, South113000023111000025026009593
Utah051000017051000017026009593
Vermont051000017051000017026009593
Virginia051000017051000017026009593
Washington125000024125000024026009593
West Virginia051000017051000017026009593
Wisconsin051000017051000017026009593
Wyoming051000017051000017026009593

In our record, Bank of America has a total of 150 routing numbers.

Routing NumberProcess FedACHProcess FedwireLocationRegistered Name
026009593YYRichmond, VABank Of America N.a.
053000196YYRichmond, VABank Of America, N.a.
071000039YYRichmond, VABank Of America, N.a.
111000012YYHenrico, VABank Of America, N.a.
114000653YYHenrico, VABank Of America
114017714YYHenrico, VABank Of America
121000358YYHenrico, VABank Of America, N.a.
121140331YYRancho Cordova, CAAmerican River Bank
121141822YYRichmond, VABank Of America Na
011000138YNHenrico, VABank Of America, N.a.
011000206YNRichmond, VABank Of America N.a
011000390YNRichmond, VABank Of America N.a
011001742YNRichmond, VABank Of America, N.a.
011100012YNRichmond, VABank Of America N.a.
011100805YNRichmond, VABank Of America N.a
011104047YNRichmond, VABank Of America N.a.
011200365YNHenrico, VABank Of America, N.a.
011201539YNRichmond, VABank Of America N.a.
011300605YNRichmond, VABank Of America N.a.
011302357YNRichmond, VABank Of America N.a.
011302438YNRichmond, VABank Of America N.a.
011400495YNHenrico, VABank Of America, N.a.
011500010YNHenrico, VABank Of America, N.a.
011501035YNRichmond, VABank Of America N.a.
011900254YNRichmond, VABank Of America N.a.
011900445YNRichmond, VABank Of America N.a
011900571YNHenrico, VABank Of America, N.a.
011900652YNRichmond, VABank Of America N.a.
021000322YNRichmond, VABank Of America, N.a.
021001318YNRichmond, VABank Of America
021200339YNHenrico, VABank Of America N.a.
021202162YNRichmond, VABank Of America N.a
021202609YNRichmond, VABank Of America, N.a.
021300019YNRichmond, VABank Of America N.a
021404465YNRichmond, VABank Of America, N.a.
022000127YNHenrico, VABank Of America, N.a.
022300160YNRichmond, VABank Of America, N.a.
028000325YNRichmond, VABank Of America, N.a.
031100160YNWilmington, DEBank Of America, N.a.
031202084YNRichmond, VABank Of America N.a.
031304050YNRichmond, VABank Of America N.a.
051000017YNHenrico, VABank Of America, N.a.
051000101YNRichmond, VABank Of America, N.a.
051400361YNRichmond, VABank Of America, N.a.
051400507YNRichmond, VABank Of America, N.a.
052001633YNHenrico, VABank Of America, N.a.
053100258YNRichmond, VABank Of America, N.a.
053100559YNRichmond, VABank Of America, N.a.
053101396YNRichmond, VABank Of America, N.a.
053107989YNRichmond, VABank Of America, N.a.
053200446YNRichmond, VABank Of America, N.a.
053201610YNRichmond, VABank Of America, N.a.
053900377YNRichmond, VABank Of America, N.a.
053904483YNHenrico, VABank Of America, N.a.
054001204YNHenrico, VABank Of America, N.a.
055002341YNRichmond, VABank Of America, N.a.
056007387YNRichmond, VABank Of America, N.a.
061000052YNHenrico, VABank Of America, N.a.
061000078YNRichmond, VABank Of America, N.a.
061112788YNRichmond, VABank Of America, N.a.
063000047YNRichmond, VABank Of America, N.a.
063100277YNHenrico, VABank Of America, N.a.
063100552YNRichmond, VABank Of America, N.a.
063100714YNRichmond, VABank Of America, N.a.
063103193YNRichmond, VABank Of America, N.a.
063104697YNRichmond, VABank Of America, N.a.
063104972YNRichmond, VABank Of America, N.a.
063105683YNRichmond, VABank Of America, N.a.
063106006YNRichmond, VABank Of America, N.a.
063106129YNRichmond, VABank Of America, N.a.
063106145YNRichmond, VABank Of America, N.a.
063106268YNRichmond, VABank Of America, N.a.
063107393YNRichmond, VABank Of America, N.a.
063107610YNRichmond, VABank Of America, N.a.
063109058YNRichmond, VABank Of America, N.a.
063110092YNRichmond, VABank Of America, N.a.
063112294YNRichmond, VABank Of America, N.a.
063200407YNRichmond, VABank Of America, N.a.
064000020YNHenrico, VABank Of America, N.a.
064100852YNRichmond, VABank Of America
064101178YNRichmond, VABank Of America
064101385YNRichmond, VABank Of America
064101673YNRichmond, VABank Of America
064107046YNRichmond, VABank Of America
064208194YNRichmond, VABank Of America
066007681YNRichmond, VABank Of America N.a.
067002436YNRichmond, VABank Of America, N.a.
067003985YNRichmond, VABank Of America, N.a.
067005679YNRichmond, VABank Of America, N.a.
067006238YNRichmond, VABank Of America, N.a.
067007130YNRichmond, VABank Of America, N.a.
067007949YNRichmond, VABank Of America, N.a.
067008579YNRichmond, VABank Of America, N.a.
067008582YNRichmond, VABank Of America, N.a.
067011294YNRichmond, VAMetabank Na
067014026YNRichmond, VABank Of America, N.a.
071000505YNChicago, ILBank Of America, N.a.
071103619YNRichmond, VABank Of America N A
071214579YNHenrico, VABank Of America
071923284YNRichmond, VABank Of America, N.a.
072000805YNHenrico, VABank Of America, Na
072413609YNRichmond, VABank Of America
073000176YNHenrico, VABank Of America N A
081000032YNHenrico, VABank Of America, N.a.
081500875YNRichmond, VABank Of America
081517897YNRichmond, VABank Of America
081904808YNRichmond, VABank Of America, N.a.
082000073YNHenrico, VABank Of America N.a.
082900429YNRichmond, VABank Of America
084000819YNRichmond, VABank Of America, N.a.
084301767YNRichmond, VABank Of America
086500087YNRichmond, VABank Of America, N.a.
101000035YNRichmond, VABank Of America, N.a.
101001173YNRichmond, VABank Of America, N.a.
101001911YNRichmond, VABank Of America N.a.
101100045YNRichmond, VABank Of America N.a.
101901820YNRichmond, VABank Of America N.a.
102201244YNRichmond, VABank Of America N.a.
103000017YNHenrico, VABank Of America, N.a.
107000327YNHenrico, VABank Of America, N.a.
107000796YNRichmond, VABank Of America N.a.
107005607YNRichmond, VABank Of America N.a.
111000025YNHenrico, VABank Of America, N.a.
111300945YNHenrico, VABank Of America
111901302YNHenrico, VABank Of America
113000023YNHenrico, VABank Of America, N.a.
114000019YNHenrico, VABank Of America
121000044YNRichmond, VABank Of America, N.a.
121000345YNRichmond, VABank Of America, N.a.
121103886YNRichmond, VABank Of America, N.a.
121108250YNRichmond, VABank Of America, N.a.
122000030YNHenrico, VABank Of America, N.a.
122000616YNRichmond, VABank Of America, N.a.
122000661YNRichmond, VABank Of America, N.a.
122101706YNHenrico, VABank Of America, N.a.
122400724YNHenrico, VABank Of America, N.a.
123103716YNHenrico, VABank Of America Nw N.a.- Idaho
123308825YNRichmond, VABank Of America, Na
124303065YNHenrico, VABank Of America Na
125000024YNHenrico, VABank Of America, N.a. (sfnb)
211470319YNRichmond, VABank Of America N.a.
221172513YNRichmond, VABank Of America, N.a.
231371841YNHenrico, VABank Of America N.a., Pa
236073474YNRichmond, VABank Of America N.a.
267090536YNRichmond, VABank Of America N.a.
272471674YNRichmond, VABank Of America, Na
307072278YNRichmond, VABank Of America N.a.
311093120YNHenrico, VABank Of America
322170692YNRichmond, VABank Of America, N.a. - Arizona
323070380YNHenrico, VABank Of America, N.a.



A routing number is a nine digit code, used in the United States to identify the financial institution. Routing numbers are used by Federal Reserve Banks to process Fedwire funds transfers, and ACH(Automated Clearing House) direct deposits, bill payments, and other automated transfers. The routing number can be found on your check.

bank check routing number

The routing number information on this page was updated on Feb. 17, 2020

Источник: https://www.usbanklocations.com/bank-of-america-routing-number.shtml

Bank of America Routing Number in Massachusetts

What is a routing number?

A routing transit number is a nine-digit number that identifies a bank or financial institution when clearing money for electronic transfers or processing checks in the US. The American Bankers Association (ABA) established these numbers. The terms «routing,» «transit» and «ABA» number are all used today and have the same meaning.

 of America routing number in Massachusetts

How to find a routing number?

There are many ways to find your bank’s routing number.

You can usually find it on your check or bank statement. As shown in the picture, the routing number is at the bottom left corner of a check.

How to do an international transfer in Massachusetts using a routing number?

Even when receiving money from a foreign bank account, the United States is the only country that employs Routing Numbers. If you want to make an international bank transfer from a bank account outside the United States to a US account, you'll need their Routing Number to successfully transfer the funds.

If you are receiving money from someone in another country into your US account, you will need to give them your Routing Number (011000138 for Bank of America in Massachusetts).

When receiving an incoming payment from another country, you may be required to give the sender your bank's SWIFT code / BIC.

Источник: https://myfin.us/bank/bank-of-america/routing-number/ma

Wire Transfers

Wire transfers are a secure method of currency transfer. However, like any transaction, the sender of the funds should do their due diligence prior to requesting the transfer.

A few tips to complete prior to requesting a wire transfer:

  • Confirm that you have the correct wire instructions for your recipient
  • Ensure that you've received the wire instructions from a trusted source
  • Ensure that you know the individual or company for whom you're requesting the transfer
  • Escrow: Wires for escrow should always come directly from the title company either in-person or verbally. If you receive the escrow instructions via email, always contact the title company directly, using a known phone number, to verify the details. Do not use the information provided in the email until it has been verified.

Once funds are wire transferred to the recipient, they are guaranteed funds. Sending a wire is like sending cash; once the transfer is submitted the funds are guaranteed to the recipient.

Источник: https://www.becu.org/support/wire-transfers

What is a Routing Number?

A routing number, sometimes also known as an American Banks Association (ABA) routing number, is a nine-digit sequence of numbers that’s used to identify and send funds to specific banking institutions in the U.S. By possessing an ABA routing number, a financial institution is recognized by the ABA and in turn the Federal Reserve and any other federal or state charters.

Some banks can have multiple routing numbers. While small banks usually have just one, larger banks and financial institutions can possess several different routing numbers that refer to different regions, states, and other conditions.

Usually, routing numbers are required for people who are looking to complete a range of banking-related tasks. These can include ordering new checks, paying bills, establishing a new direct deposit account either through the workplace or another setting, and sometimes paying taxes or receiving tax payments back from the IRS.

Routing numbers are not to be confused with domestic or international wire transfer numbers, which differ from routing numbers and are only used for specific wire transfers. To obtain a bank’s wire transfer number, one must simply look online or contact the bank directly.

Routing numbers were first established by the ABA over a century ago, designed to make sure that checks were processed by and to the right financial institutions. Now, routing numbers are used for a range of other banking-related tasks.

What Do Routing Numbers Mean?

While this is not always still the case, the first four digits of a routing number originally represented the physical location of a bank. But with how often banks change locations, merge with other banks, and are acquired, these numbers no longer always reflect a bank’s current location in the U.S.

The next two digits of a routing number represent which Federal Reserve bank is routing a transaction, while the seventh digit which processing center in the Federal Reserve processes the transaction. Similarly, the eighth digit represents the Federal Reserve district where the bank is located. Finally, the ninth digit is generated by a complicated equation involving the other numbers in the sequence, and is used as added security for transactions. If the result of plugging the first eight digits into the equation isn’t a final sum equaling the ninth digit, then the transaction is processed manually for security purposes.

Where is a Bank Routing Number Found?

Bank routing numbers can be found in multiple locations. One of the most commonly known spots to find your bank routing number is in the bottom left-hand corner of checks issued to you by your bank. The routing number is the first in a series of three numbers. The second is the specific account number associated with the check, and the third is the specific check number. On certain variations of official checks, these numbers may appear in a different order.

These numbers on checks are more than just about the digits. They’re printed with special magnetic ink, and processing equipment ‘reads’ this ink in order to process the account information associated with the check.

Working with checks is a delicate process, and one should always confirm the correct numbers before attempting to complete a transaction. This will help avoid headaches and bounced checks for the payer and their recipient.

Routing Number vs. Account Number: What’s the Difference?

To understand the difference between a routing number and account number, think of a hotel where your money is staying. The routing number is like the address of the hotel— it’s the same for all the guests staying at that particular hotel.

Your account number, however, is like your room number. Yours is different from everyone else’s, and it’s a more specific way of identifying where a package addressed to you is meant to go.

Your routing number tells financial processing algorithms and humans which bank you come from, and your account number is the specific bank account associated with you. This is all designed to ensure that the information about where funds in a specific transaction are going to or coming from is completely clear for both computer systems and human financial workers.

While routing numbers and account numbers are different, they work closely together to keep an individual’s banking information secure and guarantee that transactions coming to or from their account go exactly where they belong. Almost any basic banking transaction requires both a routing number and an account number.

It’s also important to note that anyone who wants to find the routing number for a specific bank can simply locate it online, but one’s account number is extremely private and should be carefully protected just like a Social Security Number or debit card’s pin code. If a suspicious character knows which bank a victim holds an account at, all they would need to initiate transfers from the victim’s account into their own is the account number—the rest of the information they could find with a quick web search.


The content found here is for informational purposes only, and not for the purpose of providing advice, including but not limited to, financial, legal, or tax advice. Any opinion found here does not necessarily represent those of Bill.com.

Источник: https://www.bill.com

Welcome to TD Bank Personal Banking

Community means family.

I think that's what it's turned into.

I'm going to cry.

I don't know why.

Alright, your turn to talk.

Hey everybody.

Sam from Bonn Place Brewing Company here, and this is my wife.

I'm Gina.

Bethlehem is one of the greatest steel towns in America.

When manufacturing had a downturn Bethlehem had to reinvent itself.

When I first met Sam and Gina, they had this dream that they wanted to accomplish.

When we first signed our lease on this building, people were questioning it, like "you sure you want to open a brewery on the south side of Bethlehem in the current climate?"

We were certain that it was ready for what we wanted to do.

We needed a bit of help to get this place opened...and everybody needs help.

When anybody ever comes to us and says, "We need help. What can we do? We don't know how to get through this red tape."

We say, "This is what we did. This might help you."

We even went to City Hall for someone once.

This is the community we can change.

What we can change is right here and right now.

Sam and Gina are very passionate about working with women entrepreneurs.

It's hard to start a business.

One thing Sam and Gina have been able to achieve is share the lessons they've learned with other business owners and convince them, "hey, it actually is possible."

We want to see businesses succeed with the opportunities that we've had.

So what better way than to mentor them.

We're all in this together, and it's the bigger picture.

Bonn Place is a catalyst for the regrowth of this community.

They're also now helping other young entrepreneurs get started.

Sam and Gina sat down with us and gave us tips and tricks of what to do to get started.

We had this idea.

And they believe in us.

How much they're committed to the growth of Bethlehem as a whole.

That's the real story.

[Applause]

They are the last two people who would want this bestowed upon them, but they are the most deserving.

So we all want to gather here today and say thank you, because we value everything that you put into Bethlehem.

There's a little bit more.

So, the contribution we made to a female entrepreneurship program, in your name.

We're absolutely thrilled.

Next year, with this gift, we're going to be able to serve even more women entrepreneurs.

The integrity of this community is real strong.

This is just the beginning.

Источник: https://www.td.com/us/en/personal-banking/

ABA routing transit number

Code used in U.S. check transactions

"Routing transit number" redirects here. For the Canadian bank routing number system, see Routing number (Canada).

In the United States, an ABA routing transit number (ABA RTN) is a nine-digit code printed on the bottom of checks to identify the financial institution on which it was drawn. The American Bankers Association (ABA) developed the system in 1910[1] to facilitate the sorting, bundling, and delivering of paper checks to the drawer's (check writer's) bank for debit to the drawer's account.

Newer electronic payment methods continue to rely on ABA RTNs to identify the paying bank or other financial institution. The Federal Reserve Banks uses ABA RTNs in processing Fedwire funds transfers. The ACH Network also uses ABA RTNs in processing direct deposits, bill payments, and other automated money transfers.

Management[edit]

Since 1911, the American Bankers Association has partnered with a series of registrars, currently Accuity, to manage the ABA routing number system.[2] Accuity is the Official Routing Number Registrar and is responsible for assigning ABA RTNs and managing the ABA RTN system. Accuity publishes the American Bankers Association Key to Routing Numbers semi-annually. The "Key Book" contains the listing of all ABA RTNs that have been assigned.

There are approximately 26,895 active ABA RTNs currently in use.[3] Every financial institution in the United States has at least one. The Routing Number Policy allows for up to five ABA RTNs to be assigned to a financial institution. Many institutions have more than five ABA RTNs as a result of mergers.

ABA RTNs are only for use in payment transactions within the United States. They are used on paper check, wire transfers, and ACH transactions. On a paper check, the ABA RTN is usually the middle set of nine numbers printed at the bottom of the check. Domestic transfers that use the ABA RTN will usually be returned to the paying bank.

Incoming international wire transfers also use a BIC code, also known as a SWIFT code, as they are administered by the Society for Worldwide Interbank Financial Telecommunication (SWIFT) and defined by ISO 9362. In addition, many international financial institutions use an IBAN code.

The IBAN was originally developed to facilitate payments within the European Union but the format is flexible enough to be applied globally. It consists of an ISO 3166-1 alpha-2 country code, followed by two check digits that are calculated using a mod-97 technique, and Basic Bank Account Number (BBAN) with up to thirty alphanumeric characters. The BBAN includes the domestic bank account number and potentially routing information. The national banking communities decide individually on a fixed length for all BBAN in their country.

History[edit]

The bank numbers in the United States were originated by the American Bankers Association (ABA) in 1911. Banks had been disagreeing on identification. The ABA arranged a meeting of clearing house managers in Chicago in December 1910. The gathering chose a committee to assign each bank in the country convenient numbers to use. In May 1911, the American Bankers Association released the codes.[5] The numerical committee was W. G. Schroeder, C. R. McKay, and J. A. Walker.[6] The publisher of the new directory was Rand-McNally and Company.[7] The ABA clearing house codes are like the sub-headings in a decimal outline. The prefixes mean locations and the suffixes banking firms within those locations. Half of the prefixes represent major cities the other half represent regions of the United States. Lower prefixes are used for higher populations, first based on the 1910 U. S. Census. Likewise, within each prefix area banks are numbered in order of city population and bank seniority, although single-bank towns are numbered in alphabetical order. When a new bank is being organized, the current publisher of the directory of banks assigns it a transit code.[8] The American Bankers Association asked banks to use the directory exclusively so banks would agree on how to sort checks.[9] The book was abbreviated Key to Numerical System of The American Bankers Association, and as the Key. It was published by Rand McNally & Co.[10] In 1952 by Rand McNally moved its corporate headquarters to Skokie, Illinois, and became more interested in publishing maps.[11] Also in Skokie is a company called Accuity, which from its history has been the official registrar of ABA bank numbers since 1911. By 2014 it was the publisher of the semi-annual ABA Key to Routing Numbers and was owned by Reed Business Information, British publisher of reference works for professionals, which in turn is owned by Reed-Elsevier, English-Dutch publisher of online format reference works for professionals.[12][13] Over the years the ABA's identification numbers for banks accommodated the Federal Reserve Act, the Expedited Funds Act and the Check 21 Act. By 2014 the Key included the U. S. Federal Reserve's nine-digit magnetic-ink routing numbers.[14]

Formats[edit]

A check showing the fraction form (top middle-right, 11-3167/1210plus branch number 01) and MICR form (bottom left, 129131673) of the transit number.

The ABA RTN appears in two forms on a standard check – the fraction form and the MICR (magnetic ink character recognition) form.[15] Both forms give essentially the same information, though there are slight differences.

The MICR forms are the main form – it is printed in magnetic ink, and is machine-readable; it appears at the bottom left of a check, and consists of nine digits.

The fraction form was used for manual processing before the invention of the MICR line, and still serves as a backup in check processing should the MICR line become illegible or torn; it generally appears in the upper right part of a check near the date.

The MICR number is of the form

XXXXYYYYC

where XXXX is Federal Reserve Routing Symbol, YYYY is ABA Institution Identifier, and C is the Check Digit, while the fraction is of the form:

PP-YYYY/XXXX

where PP is a 1 or 2 digit Prefix, no longer used in processing, but still printed, representing the bank's check processing center location, with 1 through 49 for processing centers located in a major city, and 50 through 99 representing processing is done at a non-major city in a particular state. Sometimes a branch number or the account number are printed below the fraction form; branch number is not used in processing, while the account number is listed in MICR form at the bottom. Further, the Federal Reserve Routing Symbol and ABA Institution Identifier may have fewer than 4 digits in the fraction form. The essential data, shared by both forms, is the Federal Reserve Routing Symbol (XXXX), and the ABA Institution Identifier (YYYY), and these are usually the same in both the fraction form and the MICR, with only the order and format switched (and left-padded with 0s to ensure that they are 4 digits long).

The prefix and the Federal Reserve Routing Symbol (XXXX) are determined by the bank's geographical location and treatment by the Federal Reserve type, while the remaining data (YYYY, and Branch number, if present) depends on the specific bank, and are unique within a Federal Reserve district.

In the check depicted above right, the fraction form is 11-3167/1210 (with 01 below it) and MICR form is 129131673 which are analyzed as follows:

  • the prefix 11 corresponds to San Francisco,
  • 3167 (common to both) is the ABA Institution Identifier,
  • 1210 and 1291 are the Federal Reserve Routing Symbols (generally equal, here different probably due to obfuscation, see image file history for more information), with the initial "12" corresponding to the Federal Reserve Bank of San Francisco, the third digits ("1" and "9") corresponding to check processing centers, and the fourth digits ("0" and "1") corresponding to where the bank is located – "0" indicates "in the Federal Reserve city of San Francisco", while "1" indicates "in the state of California".
  • the final "3" in the MICR is the check digit, and
  • the "01" below the fraction form is the branch number.

In the case of a MICR line that is illegible or torn, the check can still be processed without the check digit. Typically, a repair strip or sleeve is attached to the check, then a new MICR line is imprinted. Either 021200025 or 0212-0002 (with a hyphen, but no check digit) may be printed, and both are 9 digits. The former (with check digit) is preferred to ensure better accuracy, but requires computing the check digit, while the latter is easily determined by inspection of the fraction, with minimal clerical handling.

MICR Routing number format[edit]

The MICR routing number consists of 9 digits:

XXXXYYYYC

where XXXX is Federal Reserve Routing Symbol, YYYY is ABA Institution Identifier, and C is the Check Digit.

Federal Reserve[edit]

The Federal Reserve uses the ABA RTN system for processing its customers' payments. The ABA RTNs were originally assigned in the systematic way outlined below, reflecting a financial institution's geographical location and internal handling by the Federal Reserve. Following consolidation of the Federal Reserve's check processing facilities, and the consolidation in the banking industry, the RTN a financial institution uses may not reflect the "Fed District" where the financial institution's place of business is located. Check processing is now centralized at the Federal Reserve Bank of Atlanta.[16]

The first two digits of the nine digit RTN must be in the ranges 00 through 12, 21 through 32, 61 through 72, or 80.

The digits are assigned as follows:

  • 00 is used by the United States Government
  • 01 through 12 are the "normal" routing numbers, and correspond to the 12 Federal Reserve Banks. For example, 0260-0959-3 is the routing number for Bank of America incoming wires in New York, with the initial "02" indicating the Federal Reserve Bank of New York.
  • 21 through 32 were assigned only to thrift institutions (e.g. credit unions and savings banks) through 1985, but are no longer assigned (thrifts are assigned normal 01–12 numbers). Currently they are still used by the thrift institutions, or their successors, and correspond to the normal routing number, plus 20. (For example, 2260-7352-3 is the routing number for Grand Adirondack Federal Credit Union in New York, with the initial "22" corresponding to "02" (New York Fed) plus "20" (thrift).)
  • 61 through 72 are special purpose routing numbers designated for use by non-bank payment processors and clearinghouses and are termed Electronic Transaction Identifiers (ETIs), and correspond to the normal routing number, plus 60.
  • 80 is used for traveler's checks

The first two digits correspond to the 12 Federal Reserve Banks as follows:

The third digit corresponds to the Federal Reserve check processing center originally assigned to the bank.[16]

The fourth digit is "0" if the bank is located in the Federal Reserve city proper, and otherwise is 1–9, according to which state in the Federal Reserve district it is.[16]

ABA Institution Identifier[edit]

The fifth through eighth digits constitute the bank's unique ABA identity within the given Federal Reserve district.[16]

Check digit[edit]

The ninth, check digit provides a checksum test using a position-weighted sum of each of the digits. High-speed check-sorting equipment will typically verify the checksum and if it fails, route the item to a reject pocket for manual examination, repair, and re-sorting. Mis-routings to an incorrect bank are thus greatly reduced.

The following condition must hold:[15]

3(1 + 4 + 7) + 7(2 + 5 + 8) + (3 + 6 + 9) mod 10 = 0
(Mod or modulo is the remainder of a division operation.)

In terms of weights, this is 371 371 371. This allows one to catch any single-digit error (incorrectly inputting one digit), together with most transposition errors. 1, 3, and 7 are used because they (together with 9) are coprime to 10; using a coefficient that is divisible by 2 or 5 would lose information (because 5 \cdot 0 = 5 \cdot 2 = 5 \cdot 4 = 5 \cdot 6 = 5 \cdot 8 = 0 \mod 10), and thus would not catch some substitution errors. These do not catch transpositions of two digits that differ by 5 (0 and 5, 1 and 6, 2 and 7, 3 and 8, 4 and 9), but captures other transposition errors.[citation needed]

As an example, consider 111000025 (which is a valid routing number of Bank of America in Virginia). Applying the formula, we get:

3(1 + 0 + 0) + 7(1 + 0 + 2) + (1 + 0 + 5) mod 10 = 0.

Routing symbol[edit]

OCR branch bank identification.svg

The symbol that delimits a routing transit number is the MICRE-13B transit character ⑆ This character, with Unicode value U+2446, appears at right.

Fraction format[edit]

The fraction form looks like a fraction, with a numerator and a denominator.

The numerator consists of two parts separated by a dash. The prefix (no longer used in check processing, yet still printed on most checks) is a 1 or 2 digit code (P or PP) indicating the region where the bank is located. The numbers 1 to 49 are cities, assigned by size of the cities in 1910. The numbers 50 to 99 are states, assigned in a rough spatial geographic order, and are used for banks located outside one of the 49 numbered cities.

The second part of the numerator (after the dash) is the bank's ABA Institution Identifier, which also forms digits 5 to 8 of the nine digit routing number (YYYY).

The denominator is also part of the routing number; by adding leading zeroes to make up four digits where necessary (e.g. 212 is written as 0212, 31 is written as 0031, etc.), it forms the first four digits of the routing number (XXXX).

There might also be a fourth element printed to the right of the fraction: this is the bank's branch number. It is not included in the MICR line. It would only be used internally by the bank, e.g. to show where the signature card is located, where to contact the responsible officer in case of an overdraft, etc.

For example, a check from Wachovia Bank in Yardley, PA, has a fraction of 55-2/212 and a routing number of 021200025. The prefix (55) no longer has any relevance, but from the remainder of the fraction, the first 8 digits of the routing number (02120002) can be determined, and the check digit (the last digit, 5 in this example) can be calculated by using the check digit formula (thus giving 021200025).

ABA Prefix Table[edit]

This table is up to date as of 2020. One weakness of the current routing table arrangement is that various territories like American Samoa, Guam, Puerto Rico and the US Virgin Islands share the same routing code.

prefix location
1 New York, NY
2 Chicago, IL
3 Philadelphia, PA
4 St. Louis, MO
5 Boston, MA
6 Cleveland, OH
7 Baltimore, MD
8 Pittsburgh, PA
9 Detroit, MI
10 Buffalo, NY
11 San Francisco, CA
12 Milwaukee, WI
13 Cincinnati, OH
14 New Orleans, LA
15 Washington D.C.
16 Los Angeles, CA
17 Minneapolis, MN
18 Kansas City, MO
19 Seattle, WA
20 Indianapolis, IN
21 Louisville, KY
22 St. Paul, MN
23 Denver, CO
24 Portland, OR
25 Columbus, OH
26 Memphis, TN
27 Omaha, NE
28 Spokane, WA
29 Albany, NY
30 San Antonio, TX
31 Salt Lake City, UT
32 Dallas, TX
33 Des Moines, IA
34 Tacoma, WA
35 Houston, TX
36 St. Joseph, MO
37 Fort Worth, TX
38 Savannah, GA
39 Oklahoma City, OK
40 Wichita, KS
41 Sioux City, IA
42 Pueblo, CO
43 Lincoln, NE
44 Topeka, KS
45 Dubuque, IA
46 Galveston, TX
47 Cedar Rapids, IA
48 Waco, TX
49 Muskogee, OK
50 New York
51 Connecticut
52 Maine
53 Massachusetts
54 New Hampshire
55 New Jersey
56 Ohio
57 Rhode Island
58 Vermont
59 Hawaii
60 Pennsylvania
61 Alabama
62 Delaware
63 Florida
64 Georgia
65 Maryland
66 North Carolina
67 South Carolina
68 Virginia
69 West Virginia
70 Illinois
71 Indiana
72 Iowa
73 Kentucky
74 Michigan
75 Minnesota
76 Nebraska
77 North Dakota
78 South Dakota
79 Wisconsin
80 Missouri
81 Arkansas
82 Colorado
83 Kansas
84 Louisiana
85 Mississippi
86 Oklahoma
87 Tennessee
88 Texas
89 Alaska
90 California
91 Arizona
92 Idaho
93 Montana
94 Nevada
95 New Mexico
96 Oregon
97 Utah
98 Washington
99 Wyoming
101 American Samoa, Guam, Puerto Rico, Virgin Islands

See also[edit]

General Category

Canada has similar but different transaction routing structures

References[edit]

  1. ^Bankers' Hotline 2004
  2. ^"Archived copy". Archived from the original on April 3, 2008. Retrieved March 11, 2008.CS1 maint: archived copy as title (link)
  3. ^"Archived copy". Archived from the original on August 28, 2008. Retrieved March 30, 2009.CS1 maint: archived copy as title (link)
  4. ^McNally, pp. 497–512
  5. ^McNally, p. V
  6. ^McNally, p. VIII
  7. ^McNally, p. III
  8. ^McNally, pp. V-VI
  9. ^McNally, pp. VI-VIII
  10. ^McNally, p. VI
  11. ^RM Acq, p. Our History
  12. ^Acuity, Bankers', p. About us
  13. ^Reed Elsevier, p. Our history
  14. ^ABA, p. Key to Routing Numbers—Accuity
  15. ^ ab(Bankers' Hotline 2004)
  16. ^ abcd(Burnett 2005)
  • "Training Page: Learning the Bank Numbering System", Bankers' Hotline, 14 (1), March 2004, retrieved April 8, 2010
  • Burnett, John (March 21, 2005), Bank Routing Number, BankersOnline, archived from the original on April 1, 2010, retrieved April 8, 2010

External links[edit]

Источник: https://en.wikipedia.org/wiki/ABA_routing_transit_number
bank of america federal wire routing number

Bank of America Routing Numbers

Home > Bank of America > Routing Numbers

Basic InfoReviewsHistoryRouting NumbersSwift CodeLocationsOversea Locations

According Bank of America website,

LocationPaper (ex. Ordering Checks)Electronic (ex. Direct Deposit/Automatic Payment)Wire Transfer
Alabama051000017051000017026009593
Alaska051000017051000017026009593
Arizona122101706122101706026009593
Arkansas082000073082000073026009593
California, North121000358121000358026009593
California, South122000661121000358026009593
Colorado051000017051000017026009593
Connecticut011900571011900254026009593
Delaware031202084031202084026009593
Washington DC054001204054001204026009593
Florida, East063000047063100277026009593
Florida, West063100277063100277026009593
Georgia061000052061000052026009593
Hawaii051000017051000017026009593
Idaho123103716123103716026009593
Illinois - South081904808081904808026009593
Illinois - North071000505071000505026009593
Illinois - Chicago Metro071103619081904808026009593
Indiana Accounts opened online with Bank of America before 8/23/2008051000017051000017026009593
Indiana Accounts opened online with Bank of America after 8/23/2008081904808081904808026009593
All other Indiana accounts071214579071214579026009593
Iowa073000176073000176026009593
Kansas101100045101100045026009593
Kentucky051000017051000017026009593
Louisiana051000017051000017026009593
Maine011200365011200365026009593
Maryland052001633052001633026009593
Massachusetts011000138011000138026009593
Michigan Accounts opened online with Bank of America before 8/23/2008051000017051000017026009593
Michigan Accounts opened online with Bank of America after 8/23/2008081904808081904808026009593
All other Michigan accounts072000805072000805026009593
Minnesota051000017051000017026009593
Mississippi051000017051000017026009593
Missouri East/St. Louis081000032081000032026009593
Missouri West/Kansas City101000035081000032026009593
Montana051000017051000017026009593
Nebraska051000017051000017026009593
Nevada122400724122400724026009593
New Hampshire011400495011400495026009593
New Jersey021200339021200339026009593
New Mexico107000327107000327026009593
New York021000322021000322026009593
North Carolina053000196053000196026009593
North Dakota051000017051000017026009593
Ohio051000017051000017026009593
Oklahoma103000017103000017026009593
Oregon323070380323070380026009593
Pennsylvania031202084031202084026009593
Rhode Island011500010011500010026009593
South Carolina053904483053904483026009593
South Dakota051000017051000017026009593
Tennessee064000020064000020026009593
Texas, North111000025111000025026009593
Texas, South113000023111000025026009593
Utah051000017051000017026009593
Vermont051000017051000017026009593
Virginia051000017051000017026009593
Washington125000024125000024026009593
West Virginia051000017051000017026009593
Wisconsin051000017051000017026009593
Wyoming051000017051000017026009593

In our record, Bank of America has a total of 150 routing numbers.

Routing NumberProcess FedACHProcess FedwireLocationRegistered Name
026009593YYRichmond, VABank Of America N.a.
053000196YYRichmond, VABank Of America, N.a.
071000039YYRichmond, VABank Of America, N.a.
111000012YYHenrico, VABank Of America, N.a.
114000653YYHenrico, VABank Of America
114017714YYHenrico, VABank Of America
121000358YYHenrico, VABank Of America, Bank of america federal wire routing number Cordova, CAAmerican River Bank
121141822YYRichmond, VABank Of America Na
011000138YNHenrico, VABank Of America, N.a.
011000206YNRichmond, VABank Of America N.a
011000390YNRichmond, VABank Of America N.a
011001742YNRichmond, VABank Of America, N.a.
011100012YNRichmond, VABank Of America N.a.
011100805YNRichmond, VABank Of America N.a
011104047YNRichmond, VABank Of America N.a.
011200365YNHenrico, VABank Of America, N.a.
011201539YNRichmond, VABank Of America N.a.
011300605YNRichmond, VABank Of America N.a.
011302357YNRichmond, VABank Of America N.a.
011302438YNRichmond, VABank Of America N.a.
011400495YNHenrico, VABank Of America, N.a.
011500010YNHenrico, VABank Of America, N.a.
011501035YNRichmond, VABank Of America N.a.
011900254YNRichmond, VABank Of America N.a.
011900445YNRichmond, VABank Of America N.a
011900571YNHenrico, VABank Of America, N.a.
011900652YNRichmond, VABank Of America N.a.
021000322YNRichmond, VABank Of America, N.a.
021001318YNRichmond, VABank Of America
021200339YNHenrico, VABank Of America N.a.
021202162YNRichmond, VABank Of America N.a
021202609YNRichmond, VABank Of America, N.a.
021300019YNRichmond, VABank Of America N.a
021404465YNRichmond, VABank Of America, N.a.
022000127YNHenrico, VABank Of America, N.a.
022300160YNRichmond, VABank Of America, N.a.
028000325YNRichmond, VABank Of America, N.a.
031100160YNWilmington, DEBank Of America, N.a.
031202084YNRichmond, VABank Of America N.a.
031304050YNRichmond, VABank Of America N.a.
051000017YNHenrico, VABank Of America, N.a.
051000101YNRichmond, VABank Of America, N.a.
051400361YNRichmond, VABank Of America, N.a.
051400507YNRichmond, VABank Of America, N.a.
052001633YNHenrico, VABank Of America, N.a.
053100258YNRichmond, VABank Of America, N.a.
053100559YNRichmond, VABank Of America, N.a.
053101396YNRichmond, VABank Of America, N.a.
053107989YNRichmond, Bank of america federal wire routing number Of America, N.a.
053200446YNRichmond, VABank Of America, N.a.
053201610YNRichmond, VABank Of America, N.a.
053900377YNRichmond, VABank Of America, N.a.
053904483YNHenrico, VABank Of America, N.a.
054001204YNHenrico, VABank Of America, N.a.
055002341YNRichmond, VABank Of America, N.a.
056007387YNRichmond, VABank Of America, N.a.
061000052YNHenrico, VABank Of America, N.a.
061000078YNRichmond, VABank Of America, N.a.
061112788YNRichmond, VABank Of America, N.a.
063000047YNRichmond, VABank Of America, N.a.
063100277YNHenrico, VABank Of America, N.a.
063100552YNRichmond, VABank Of America, N.a.
063100714YNRichmond, VABank Of America, N.a.
063103193YNRichmond, VABank Of America, N.a.
063104697YNRichmond, VABank Of America, N.a.
063104972YNRichmond, VABank Of America, N.a.
063105683YNRichmond, VABank Of America, N.a.
063106006YNRichmond, VABank Of America, N.a.
063106129YNRichmond, VABank Of America, N.a.
063106145YNRichmond, VABank Of America, N.a.
063106268YNRichmond, VABank Of America, N.a.
063107393YNRichmond, VABank Of America, N.a.
063107610YNRichmond, VABank Of America, N.a.
063109058YNRichmond, VABank Of America, N.a.
063110092YNRichmond, VABank Of America, N.a.
063112294YNRichmond, VABank Of America, N.a.
063200407YNRichmond, VABank Of America, N.a.
064000020YNHenrico, VABank Of America, N.a.
064100852YNRichmond, VABank Of America
064101178YNRichmond, VABank Of America
064101385YNRichmond, VABank Of America
064101673YNRichmond, VABank Of America
064107046YNRichmond, VABank Of America
064208194YNRichmond, VABank Of America
066007681YNRichmond, VABank Of America N.a.
067002436YNRichmond, VABank Of America, N.a.
067003985YNRichmond, VABank Of America, N.a.
067005679YNRichmond, VABank Of America, N.a.
067006238YNRichmond, VABank Bank of america federal wire routing number America, N.a.
067007130YNRichmond, VABank Of America, N.a.
067007949YNRichmond, VABank Of America, N.a.
067008579YNRichmond, VABank Of America, N.a.
067008582YNRichmond, VABank Of America, N.a.
067011294YNRichmond, VAMetabank Na
067014026YNRichmond, VABank Of America, N.a.
071000505YNChicago, ILBank Of America, N.a.
071103619YNRichmond, VABank Of America N A
071214579YNHenrico, VABank Of America
071923284YNRichmond, VABank Of America, N.a.
072000805YNHenrico, VABank Of America, Na
072413609YNRichmond, VABank Of America
073000176YNHenrico, VABank Of America N A
081000032YNHenrico, VABank Of America, N.a.
081500875YNRichmond, VABank Of America
081517897YNRichmond, VABank Of America
081904808YNRichmond, VABank Of America, N.a.
082000073YNHenrico, Usaa claims number hours Of America N.a.
082900429YNRichmond, VABank Of America
084000819YNRichmond, VABank Of America, N.a.
084301767YNRichmond, VABank Of America
086500087YNRichmond, VABank Of America, N.a.
101000035YNRichmond, VABank Of America, N.a.
101001173YNRichmond, VABank Of America, N.a.
101001911YNRichmond, VABank Of America N.a.
101100045YNRichmond, VABank Of America N.a.
101901820YNRichmond, VABank Of America N.a.
102201244YNRichmond, VABank Of America N.a.
103000017YNHenrico, VABank Of America, N.a.
107000327YNHenrico, VABank Of America, N.a.
107000796YNRichmond, VABank Of America N.a.
107005607YNRichmond, VABank Of America N.a.
111000025YNHenrico, VABank Of America, N.a.
111300945YNHenrico, VABank Of America
111901302YNHenrico, VABank Of America
113000023YNHenrico, VABank Of America, N.a.
114000019YNHenrico, VABank Of America
121000044YNRichmond, VABank Of America, N.a.
121000345YNRichmond, VABank Of America, N.a.
121103886YNRichmond, VABank Of America, N.a.
121108250YNRichmond, VABank Of America, N.a.
122000030YNHenrico, VABank Of America, N.a.
122000616YNRichmond, VABank Of America, N.a.
122000661YNRichmond, VABank Of America, N.a.
122101706YNHenrico, VABank Of America, N.a.
122400724YNHenrico, VABank Of America, N.a.
123103716YNHenrico, VABank Of America Nw N.a.- Idaho
123308825YNRichmond, VABank Of America, Na
124303065YNHenrico, VABank Of America Na
125000024YNHenrico, VABank Of America, N.a. (sfnb)
211470319YNRichmond, VABank Of America N.a.
221172513YNRichmond, VABank Of America, N.a.
231371841YNHenrico, VABank Of America N.a., Pa
236073474YNRichmond, VABank Of America N.a.
267090536YNRichmond, VABank Of America N.a.
272471674YNRichmond, VABank Of America, Na
307072278YNRichmond, VABank Of America N.a.
311093120YNHenrico, VABank Of America
322170692YNRichmond, VABank Of 180c to f, N.a. - Arizona
323070380YNHenrico, VABank Of America, N.a.



A routing number is a nine digit code, used in the United States to identify the financial institution. Routing numbers are used by Federal Reserve Banks to process Fedwire funds transfers, and ACH(Automated Clearing House) direct deposits, bill payments, and other automated transfers. The routing number can be found on your check.

bank check routing number

The routing number information on this page was updated on Feb. 17, 2020

Источник: https://www.usbanklocations.com/bank-of-america-routing-number.shtml

BBVA USA Routing Numbers

Incoming Wire Instructions For International Foreign Currency

*Only For (AUD, CAD, EUR, GBP, MXN)* 

CurrencyDescription1. Receiving Bank Name2. BIC/SWIFTCode 3. Account Number

AUD

Australian Dollar

National Australian Bank, Melbourne

NATAAU33033

1803153499500             

CAD

Canadian Dollar

Toronto Dominion Bank, Toronto

TDOMCATTTOR

0360-01-2002446

EUR

Euro

Deutsche Bank

DEUTDEFFXXX

100-9592007-00

GBP

British Pounds

Barclays Bank

BARCGB22XXX

20325343992969

MXN

Mexican Peso

BBVA Bancomer, Mexico

BCMRMXMM

0095003117

Based on the currency type, please use the section above from left to right to fill in the Receiving Bank information:

Источник: https://www.bbvausa.com/customer-service/routing-number.html

Bank of America Routing Number in Massachusetts

What is a routing number?

A routing transit number is a nine-digit number that identifies a bank or financial institution when clearing money for electronic transfers or processing checks in the US. The American Bankers Association (ABA) established these numbers. The terms «routing,» «transit» and «ABA» number are all used today and have the same meaning.

 of America routing number in Massachusetts

How to find a routing number?

There are many ways to find your bank’s routing number.

You can usually find it on your check or bank statement. As shown in the picture, the routing number is at the bottom left corner of a check.

How to do an international transfer in Massachusetts using a routing number?

Even when receiving money from a foreign bank account, the United States is the only country that employs Routing Numbers. If you want to make an international bank transfer from a bank account outside the United States to a US account, you'll need their Routing Number to successfully transfer the funds.

If you are receiving money from someone in another country into your US account, you will need to give them your Routing Number (011000138 for Bank of America in Massachusetts).

When receiving an incoming payment from another country, you may be required to give the sender your bank's SWIFT code / BIC.

Источник: https://myfin.us/bank/bank-of-america/routing-number/ma
The ABA routing number is a 9-digit identification number assigned to financial institutions by The American Bankers Association (ABA). This number identifies the financial institution upon which a payment is drawn. Routing numbers are sometimes referred to as "check routing numbers", "ABA numbers", or "routing transit numbers" (RTN). Routing numbers may differ depending on where your account was opened and the type of transaction made.You can also locate BofA Routing Number on your check issued by your bank branch.
Routing NumberBankAddress**State, Zip011400178BANK OF AMERICA1400 BEST PLAZA DR RICHMONDVirginia, bank of america federal wire routing number OF AMERICAPO BOX 27025 RICHMONDVirginia, 23261064100852BANK OF AMERICAVA2-430-01-01 RICHMONDVirginia, 23261064101178BANK OF AMERICAVA2-430-01-01 RICHMONDVirginia, 23261064101385BANK OF AMERICAVA2-430-01-01 RICHMONDVirginia, 23261064101673BANK OF AMERICAVA2-430-01-01 RICHMONDVirginia, 23261064107046BANK OF AMERICAVA2-430-01-01 RICHMONDVirginia, 23261064208194BANK OF AMERICAVA2-430-01-01 RICHMONDVirginia, 23261071214579BANK OF AMERICA8001 VILLA PARK DRIVE HENRICOVirginia, 23228072413609BANK OF AMERICA1400 BEST PLAZA RICHMONDVirginia, 23227081200544BANK OF AMERICAVA2-430-01-01 RICHMONDVirginia, 23261081211135BANK OF AMERICAVA2-430-01-01 RICHMONDVirginia, 23261081221497BANK OF AMERICAVA2-430-01-01 RICHMONDVirginia, 23261081500875BANK OF AMERICAVA2-430-01-01 RICHMONDVirginia, 23261081501065BANK OF AMERICAVA2-430-01-01 RICHMONDVirginia, 23261081517897BANK OF AMERICAVA2-430-01-01 RICHMONDVirginia, 23261082900429BANK OF AMERICAVA2-430-01-01 RICHMONDVirginia, 23261082900487BANK OF AMERICAVA2-430-01-01 RICHMONDVirginia, 23261084301767BANK OF AMERICA1400 BEST PLAZA DR RICHMONDVirginia, 23227111000258BANK OF AMERICA8001 VILLA PARK DRIVE HENRICOVirginia, 23228111300945BANK OF AMERICA8001 VILLA PARK DRIVE HENRICOVirginia, 23228111901302BANK OF AMERICA8001 VILLA PARK DRIVE HENRICOVirginia, 23228112002080BANK OF AMERICA8001 VILLA PARK DRIVE HENRICOVirginia, 23228112200303BANK OF AMERICA8001 VILLA PARK DRIVE HENRICOVirginia, 23228114000019BANK OF AMERICA8001 VILLA PARK Chase credit card pre qualify Bank of america federal wire routing number, 23228114000653BANK OF AMERICA8001 VILLA PARK DRIVE HENRICOVirginia, 23228114017714BANK OF AMERICA8001 VILLA PARK DRIVE HENRICOVirginia, 23228114900025BANK OF AMERICA8001 VILLA PARK DRIVE HENRICOVirginia, 23228114913164BANK OF AMERICA8001 VILLA PARK DRIVE HENRICOVirginia, 23228311093120BANK OF AMERICA8001 VILLA PARK DRIVE HENRICOVirginia, 23228071103619BANK OF AMERICA N AP O BOX 27025 RICHMONDVirginia, 23261073000176BANK OF AMERICA N A8001 VILLA PARK DRIVE HENRICOVirginia, 23228231371841BANK OF AMERICA N.A., PA8001 VILLA PARK DRIVE HENRICOVirginia, 23228011000138BANK OF AMERICA NA8001 VILLA PARK DRIVE HENRICOVirginia, 23228011000206BANK OF AMERICA NAPO BOX 27025 RICHMONDVirginia, 23261011000390BANK OF AMERICA NAPO BOX 27025 RICHMONDVirginia, 23261011001742BANK OF AMERICA NAPO BOX 27025 RICHMONDVirginia, 23261011100012BANK OF AMERICA NAPO BOX 27025 RICHMONDVirginia, 23261011100805BANK OF AMERICA NAP.O. BOX 27025 RICHMONDVirginia, 23261011104047BANK OF AMERICA NAPO BOX 27025 RICHMONDVirginia, 23261011200365BANK OF AMERICA NA8001 VILLA PARK DRIVE HENRICOVirginia, 23228011201539BANK OF AMERICA NAPO BOX 27025 RICHMONDVirginia, 23261011300605BANK OF AMERICA NAP.O. BOX 27025 RICHMONDVirginia, 23261011302357BANK OF AMERICA NAPO BOX 27025 RICHMONDVirginia, 23261011302438BANK OF AMERICA NAPO BOX 27025 RICHMONDVirginia, 23261011400495BANK OF AMERICA NA8001 VILLA PARK DRIVE HENRICOVirginia, 23228011500010BANK OF AMERICA NA8001 VILLA PARK DRIVE HENRICOVirginia, 23228011501035BANK OF AMERICA NAPO BOX 27025 RICHMONDVirginia, 23261011801052BANK OF AMERICA NAPO BOX 27025 RICHMONDVirginia, 23261011804185BANK OF AMERICA NAPO BOX 27025 RICHMONDVirginia, 23261011900254BANK OF AMERICA NAPO BOX 27025 RICHMONDVirginia, 23261011900445BANK OF AMERICA NAPO First southern national bank stanford 27025 RICHMONDVirginia, 23261011900571BANK OF AMERICA NA8001 VILLA PARK DRIVE HENRICOVirginia, 23228011900652BANK OF AMERICA NAPO BOX 27025 RICHMONDVirginia, 23261021000322BANK OF AMERICA NAVA2-430-01-01 RICHMONDVirginia, 23261021100329BANK OF AMERICA NAVA2-430-01-01 RICHMONDVirginia, 23261021109935BANK OF AMERICA NAVA2-430-01-01 RICHMONDVirginia, 23261021200339BANK OF AMERICA NA8001 VILLA PARK DRIVE HENRICOVirginia, 23228021202162BANK OF AMERICA NAVA2-430-01-01 RICHMONDVirginia, 23261021202609BANK OF AMERICA NAVA2-430-01-01 RICHMONDVirginia, 23261021203501BANK OF AMERICA NAVA2-430-01-01 RICHMONDVirginia, 23261021300019BANK OF AMERICA NAVA2-430-01-01 RICHMONDVirginia, 23227021302622BANK OF AMERICA NAVA2-430-01-01 RICHMONDVirginia, 23261021404465BANK OF AMERICA NAVA2-430-01-01 RICHMONDVirginia, 23261021901748BANK OF AMERICA NAVA2-430-01-01 RICHMONDVirginia, 23261022000127BANK OF AMERICA NA8001 VILLA PARK DRIVE HENRICOVirginia, 23228022300160BANK OF AMERICA NAVA2-430-01-01 RICHMONDVirginia, 23261026007508BANK OF AMERICA NAVA2-430-01-01 RICHMONDVirginia, 23261026009593BANK OF AMERICA NAP.O. BOX 27025 RICHMONDVirginia, 23261028000325BANK OF AMERICA NAVA2-430-01-01 RICHMONDVirginia, 23261031100160BANK OF AMERICA NAATTN: ACH COORDINATOR/MS2912 WILMINGTONDelaware, 19801031202084BANK OF AMERICA NAPO BOX 27025 RICHMONDVirginia, 23261031304050BANK OF AMERICA NAPO BOX 27025 RICHMONDVirginia, 23261031902096BANK OF AMERICA NAPO BOX 27025 RICHMONDVirginia, 23261051000017BANK OF AMERICA NA8001 VILLA PARK DRIVE HENRICOVirginia, 23228051000101BANK OF AMERICA NAPO BOX 27025, VA2-430-01-01 RICHMONDVirginia, 23261051400361BANK OF AMERICA NAPO BOX 27025, VA2-430-01-01 RICHMONDVirginia, 23261051400507BANK OF Bank of america federal wire routing number NAPO BOX 27025, VA2-430-01-01 RICHMONDVirginia, 23261051400646BANK OF AMERICA NAPO BOX 27025, VA2-430-01-01 RICHMONDVirginia, 23261052000168BANK OF AMERICA NAPO BOX 27025, VA2-430-01-01 RICHMONDVirginia, 23261052001633BANK OF AMERICA NA8001 VILLA PARK DRIVE HENRICOVirginia, 23228053000196BANK OF AMERICA NAP O BOX 27025, VA2-430-01-01 RICHMONDVirginia, 23261053100258BANK OF AMERICA NAPO BOX 27025, VA2-430-01-01 RICHMONDVirginia, 23261053100559BANK OF AMERICA NAPO BOX 27025, VA2-430-01-01 RICHMONDVirginia, 23261053101396BANK OF AMERICA NAPO BOX 27025, VA2-430-01-01 RICHMONDVirginia, 23261053107989BANK OF AMERICA NAPO BOX 27025, VA2-430-01-01 RICHMONDVirginia, 23261053200064BANK OF AMERICA NAPO BOX 27025, VA2-430-01-01 RICHMONDVirginia, 23261053200446BANK OF AMERICA NAPO BOX 27025, VA2-430-01-01 RICHMONDVirginia, 23261053201610BANK OF AMERICA NAPO BOX 27025, VA2-430-01-01 RICHMONDVirginia, 23261053900377BANK OF Bank of america factoria washington NAPO BOX 27025, VA2-430-01-01 RICHMONDVirginia, 23261053904483BANK OF AMERICA NA8001 VILLA PARK DRIVE HENRICOVirginia, 23228054001204BANK OF AMERICA NA8001 VILLA PARK DRIVE HENRICOVirginia, 23228055002341BANK OF AMERICA NAPO BOX 27025, VA2-430-01-01 RICHMONDVirginia, 23261056007387BANK OF AMERICA NAPO BOX 27025, VA2-430-01-01 RICHMONDVirginia, 23261061000052BANK OF AMERICA NA8001 VILLA PARK DRIVE HENRICOVirginia, 23228061000078BANK OF AMERICA NAPO BOX 27025, VA2-430-01-01 RICHMONDVirginia, 23261061112788BANK OF AMERICA NAPO BOX 27025, VA2-430-01-01 RICHMONDVirginia, 23261063000047BANK OF AMERICA NAPO BOX 27025, VA2-430-01-01 RICHMONDVirginia, 23261063100277BANK OF AMERICA NA8001 VILLA PARK DRIVE HENRICOVirginia, 23228063100552BANK OF AMERICA NAPO BOX 27025, VA2-430-01-01 RICHMONDVirginia, 23261063100620BANK OF AMERICA NAPO BOX 27025, VA2-430-01-01 RICHMONDVirginia, 23261063100714BANK OF AMERICA NAPO BOX 27025, VA2-430-01-01 RICHMONDVirginia, 23261063103193BANK OF AMERICA NAPO BOX 27025, VA2-430-01-01 RICHMONDVirginia, 23261063104215BANK OF AMERICA NAPO BOX 27025, VA2-430-01-01 RICHMONDVirginia, 23261063104697BANK OF AMERICA NAPO BOX 27025, VA2-430-01-01 RICHMONDVirginia, 23261063104972BANK OF AMERICA NAPO BOX 27025, VA2-430-01-01 RICHMONDVirginia, 23261063105683BANK OF AMERICA NAPO BOX 27025, VA2-430-01-01 RICHMONDVirginia, 23261063106006BANK OF AMERICA NAPO BOX 27025, VA2-430-01-01 RICHMONDVirginia, 23261063106129BANK OF AMERICA NAPO BOX 27025, VA2-430-01-01 RICHMONDVirginia, 23261063106145BANK OF AMERICA NAPO BOX 27025, VA2-430-01-01 RICHMONDVirginia, 23261063106268BANK OF AMERICA NAPO BOX 27025, VA2-430-01-01 RICHMONDVirginia, 23261063107393BANK OF AMERICA NAPO BOX 27025, VA2-430-01-01 RICHMONDVirginia, 23261063107610BANK OF AMERICA NAPO BOX 27025, VA2-430-01-01 RICHMONDVirginia, 23261063109058BANK OF AMERICA NAPO BOX 27025, VA2-430-01-01 RICHMONDVirginia, 23261063110092BANK OF AMERICA NAPO BOX 27025, VA2-430-01-01 RICHMONDVirginia, 23261063112294BANK OF AMERICA NAPO BOX 27025, VA2-430-01-01 RICHMONDVirginia, 23261063200407BANK OF AMERICA NAPO BOX 27025, VA2-430-01-01 RICHMONDVirginia, 23261063201040BANK OF AMERICA NAVA2-430-01-01 RICHMONDVirginia, 23261064000020BANK OF AMERICA NA8001 VILLA PARK DRIVE HENRICOVirginia, 23228066005502BANK OF AMERICA NAVA2-430-01-01 RICHMONDVirginia, 23261066007681BANK OF AMERICA NAVA2-430-01-01 RICHMONDVirginia, 23261067002436BANK OF AMERICA NAPO BOX 27025, VA2-430-01-01 RICHMONDVirginia, 23261067003985BANK OF AMERICA NAPO BOX 27025, VA2-430-01-01 RICHMONDVirginia, 23261067005475BANK OF AMERICA NAPO BOX 27025, VA2-430-01-01 RICHMONDVirginia, 23261067005679BANK OF AMERICA NAPO BOX 27025, VA2-430-01-01 RICHMONDVirginia, 23261067006063BANK OF AMERICA NAPO BOX 27025, VA2-430-01-01 RICHMONDVirginia, 23261067006238BANK OF AMERICA NAPO BOX 27025, VA2-430-01-01 RICHMONDVirginia, 23261067007130BANK OF AMERICA NAPO BOX 27025, VA2-430-01-01 RICHMONDVirginia, 23261067007758BANK OF AMERICA NAPO BOX 27025, VA2-430-01-01 RICHMONDVirginia, 23261067007949BANK OF AMERICA NAPO BOX 27025, VA2-430-01-01 RICHMONDVirginia, 23261067008579BANK OF AMERICA NAPO BOX 27025, VA2-430-01-01 RICHMONDVirginia, 23261067008582BANK OF AMERICA NAPO BOX 27025, VA2-430-01-01 RICHMONDVirginia, 23261067011294BANK OF AMERICA NAVA2-430-01-01 RICHMONDVirginia, 23261067014026BANK OF AMERICA NAPO BOX 27025, VA2-430-01-01 RICHMONDVirginia, 23261071000039BANK OF AMERICA NAP O BOX 27025 RICHMONDVirginia, 23261071000505BANK OF AMERICA NASUITE 823 CHICAGOIllinois, 60661071923284BANK OF AMERICA NAP O BOX 27025 RICHMONDVirginia, 23261072000805BANK OF AMERICA NA8001 VILLA PARK DRIVE HENRICOVirginia, 23228073921763BANK OF AMERICA NAP O BOX 27025 RICHMONDVirginia, 23261081000032BANK OF AMERICA NA8001 VILLA PARK DRIVE HENRICOVirginia, 23228081904808BANK OF AMERICA NAVA2-430-01-01 RICHMONDVirginia, 23261082000073BANK OF AMERICA NA8001 VILLA PARK DRIVE HENRICOVirginia, 23228082907464BANK OF AMERICA NAVA2-430-01-01 RICHMONDVirginia, 23261082907545BANK Bank of america federal wire routing number AMERICA NAVA2-430-01-01 RICHMONDVirginia, 23261082908560BANK OF AMERICA NAVA2-430-01-01 RICHMONDVirginia, 23261084000819BANK OF AMERICA NAVA2-430-01-01 RICHMONDVirginia, 23261 064000020BANK OF AMERICA NAVA2-430-01-01 RICHMONDVirginia, 23261086500087BANK OF AMERICA NAVA2-430-01-01 RICHMONDVirginia, 23261101000035BANK OF AMERICA NAPO BOX 27025 RICHMONDVirginia, 23261101001173BANK OF AMERICA NAPO BOX 27025 RICHMONDVirginia, 23261101001911BANK OF AMERICA NAPO BOX 27025 RICHMONDVirginia, 23261101100045BANK OF AMERICA NAPO BOX 27025 RICHMONDVirginia, 23261101200929BANK OF AMERICA NAP O BOX 27029 RICHMONDVirginia, 23261101901820BANK OF AMERICA NAP O BOX 27025 RICHMONDVirginia, 23261102201244BANK OF Chase personal checking account fees NAPO BOX 27025 RICHMONDVirginia, 23261103000017BANK OF AMERICA NA8001 VILLA PARK DRIVE HENRICOVirginia, 23228107000327BANK OF AMERICA NA8001 VILLA PARK DRIVE HENRICOVirginia, 23228107000796BANK OF AMERICA NAP O BOX 27025 RICHMONDVirginia, 23261107005607BANK OF AMERICA NAP O BOX 27025 RICHMONDVirginia, 23261111000012BANK OF AMERICA NA8001 VILLA PARK DRIVE HENRICOVirginia, 23228111000025BANK OF AMERICA NA8001 VILLA PARK DRIVE HENRICOVirginia, 23228113000023BANK OF AMERICA NA8001 VILLA PARK DRIVE HENRICOVirginia, 23228 122000030BANK OF AMERICA NAPO BOX 27025 RICHMONDVirginia, 23261 122000030BANK OF AMERICA NAPO BOX 27025 RICHMONDVirginia, 23261121000358BANK OF AMERICA NA8001 VILLA PARK DRIVE HENRICOVirginia, 23228 122000030BANK OF AMERICA NAPO BOX 27025 RICHMONDVirginia, 23261 122000030BANK OF AMERICA NAPO BOX 27025 RICHMONDVirginia, 23261121103886BANK OF AMERICA NAPO BOX 27025 RICHMONDVirginia, 23261121108250BANK OF AMERICA NAPO BOX 27025 RICHMONDVirginia, 23261 122000030BANK OF AMERICA NAPO BOX 27025 RICHMONDVirginia, 23261121141822BANK OF AMERICA NAPO BOX 27025 RICHMONDVirginia, 23261122000030BANK OF AMERICA NA8001 VILLA PARK DRIVE HENRICOVirginia, 23228 122000030BANK OF AMERICA NAPO BOX 27025 RICHMONDVirginia, 23261 122000030BANK OF AMERICA NAPO BOX 27025 RICHMONDVirginia, 23261122000661BANK OF AMERICA NAPO BOX 27025 RICHMONDVirginia, 23261122101706BANK OF AMERICA NA8001 VILLA PARK DRIVE HENRICOVirginia, 23228 122000030BANK OF AMERICA NAPO BOX 37025 SAN FRANCISCOCalifornia, 94137 122000030BANK OF AMERICA NAPO BOX 27025 RICHMONDVirginia, 23261122400724BANK OF AMERICA NA8001 VILLA PARK DRIVE HENRICOVirginia, 23228123308825BANK OF AMERICA NA1400 BEST PLAZA DRIVE RICHMONDVirginia, 23227124303065BANK OF AMERICA NA8001 VILLA PARK HENRICOVirginia, 23228211470319BANK OF AMERICA NAPO BOX 27025 RICHMONDVirginia, 23261221172513BANK OF AMERICA NAVA2-430-01-01 RICHMONDVirginia, 23261221270347BANK OF AMERICA NAVA2-430-01-01 RICHMONDVirginia, 23261221272442BANK OF AMERICA NAVA2-430-01-01 RICHMONDVirginia, 23227221371246BANK OF AMERICA NAVA2-430-01-01 RICHMONDVirginia, 23261236073474BANK OF AMERICA NAPO BOX 27025 RICHMONDVirginia, 23261267086058BANK OF AMERICA NAPO BOX 27025, VA2-430-01-01 RICHMONDVirginia, 23261267090536BANK OF AMERICA NAVA2-430-01-01 RICHMONDVirginia, 23261 072000805BANK OF AMERICA NAPO BOX 27025, VA2-430-01-01 RICHMONDVirginia, 23261307072278BANK OF AMERICA NAP O BOX 27025 RICHMONDVirginia, 23261323070380BANK Bank of america federal wire routing number AMERICA NA8001 VILLA PARK DRIVE HENRICOVirginia, 23228123103716BANK OF AMERICA NW N.A. IDAHO8001 VILLA PARK DRIVE HENRICOVirginia, 23228125000024BANK OF AMERICA, N.A. (SFNB)8001 VILLA PARK DRIVE HENRICOVirginia, 23228322170016BANK OF AMERICA, N.A. ARIZONAVA2-430-01-01 RICHMONDVirginia, 23261322170692BANK OF AMERICA, N.A. ARIZONAVA2-430-01-01 RICHMONDVirginia, 23261121200158BANK OF AMERICA, N.A. NEVADAPO BOX 27025 RICHMONDVirginia, 23261
**Address mentioned in the table may differ from your branch office address. Routing number of a bank usually differ only by state and is generally same for all branches in a state.

Post Questions / Comments Below

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What is a Bank Routing Number and Where is it Found?

A routing number is a nine-digit code used to identify a financial institution in the United States. Banks use routing numbers to direct the exchange of funds to and from one another. You can typically find the routing number on the bottom left corner of most personal checks.

How to Find a Routing Number

Routing numbers were originally created by the American Bankers Association (ABA) to streamline the circulation of paper checks on a massive scale. They are commonly referred to as ABA routing numbers or American Clearing House (ACH) routing numbers, and can be found on personal checks, bank websites or the ABA’s online database. We link to different sources below.

Where is the Routing Number on a Check?

The routing number and your personal account number can both be found on the bottom of the checks issued by your bank. Most banks provide at least one free checkbook for new customers.

how to find my aba bank routing number on a check

Routing Number: The routing number consists of nine digits printed on the bottom-left corner of your check. The odd font used to print the number is known as magnetic ink character recognition (MICR) and is printed in electronic ink to allow banking institutions to easily process checks.

Account Number: The account number is located in the bottom center of your personal check, just to the right of your routing number. The account number is the unique identifier for your bank account.

Check Number: To help you keep a record of all payments, the bottom right corner of your personal check contains a unique check number.

When providing routing and account numbers, it’s crucial to double-check your entries because errors can lead to failed transfers or send your money to the wrong account. If you catch an error, notify your bank so it can reverse the transaction. For more information, read our detailed guide to writing checks.

How to Find a Routing Number Without a Check

If you don’t have a checkbook, you can still find your routing number by checking your bank’s website or calling your local branch. The routing number varies by bank and region. Since one bank can have multiple routing numbers, be sure to confirm that your routing number corresponds to the specific bank where you opened your account.

We’ve included a list of some of the major national lending institutions with links to their respective routing numbers.

How to Find a Bank with a Routing Number (ABA Search)

If you wish to look up citibank customer care number bank by its routing number, you can search for it on the ABA's website. Additionally, you can also search for routing numbers through their website by inputting the bank’s name and address.

It’s possible to receive checks without a bank name. Technically speaking, the Federal Reserve system processes transactions as long as they receive the bank routing number and account number. This is why it’s so important to protect your personal account number as carefully as you protect your social security number.

What’s the Difference Between ABA and ACH Routing Numbers?

Technically speaking, ABA routing numbers apply to paper checks while ACH routing numbers apply to electronic transfers and withdrawals. Most major banks today use the same routing number for both. However, it’s not uncommon to see separate ABA and ACH routing numbers for regional lending institutions.

ABA routing numbers are sometimes referred to as the "check routing number," and the ACH routing number as the "electronic routing number" or "number for electronic transfers." If only one number is cited, it’s likely that the ABA and ACH routing numbers are the same, but it doesn’t hurt to contact your bank to make sure.

What’s the Difference Between ACH and Wire Transfers?

ACH transfers are automated electronic transfers between financial institutions which are conducted through a third-party clearinghouse. By contrast, wire transfers are direct electronic transfers between financial institutions.

Wire transfers are processed quicker than ACH transfers since they are not cleared through a third party. Wire transfers can be completed within hours or even minutes of when they’re filed, while ACH transfers may take a few days. Wire bank of the west san dimas ca are also considered more secure because each bank must verify the transaction before it clears, while ACH transfers usually clear automatically.

We find that banks typically charge between $15 and $65 to send and receive wire transfers, whereas ACH transfers are generally free. Due to the added cost, wire transfers are best used for essential purchases involving large amounts, or transfers where the funds must arrive in a timely fashion. ACH transfers are sufficient for everyday transactions.

What are SWIFT and IBAN Codes?

Society for Worldwide Interbank Financial Telecommunication (SWIFT) is a code that identifies the bank in an international transaction, just as an ABA or ACH number identifies a bank in a U.S. domestic transaction.

International Bank Account Number (IBAN) identifies your personal account in an international transaction. It’s usually the same as your regular account number with a few additional digits added in an internationally recognizable format. If you need to send funds internationally, ask the recipient for the IBAN number of their bank account.

SWIFT and IBAN were both developed to standardize an international identification system for financial institutions. While the United States uses the ABA system of transactions locally, American banks accept and transmit funds using the SWIFT system for multinational transactions.

Источник: https://www.valuepenguin.com/banking/what-is-a-routing-number

ABA routing transit number

Code used in U.S. check transactions

"Routing transit number" redirects here. For the Canadian bank routing number system, see Routing number (Canada).

In the United States, an ABA routing transit number (ABA RTN) is a nine-digit code printed on the bottom of checks to identify the financial institution on which it was drawn. The American Bankers Association (ABA) developed the system in 1910[1] to facilitate the sorting, bundling, and delivering of paper checks to the drawer's (check writer's) bank for debit to the drawer's account.

Newer electronic payment methods continue to rely on ABA RTNs to identify the paying bank or other financial institution. The Federal Reserve Banks uses ABA RTNs in processing Fedwire funds transfers. The ACH Network also uses ABA RTNs in processing direct deposits, bill payments, and other automated money transfers.

Management[edit]

Since 1911, the American Bankers Association has partnered with a series of registrars, currently Accuity, to manage the ABA routing number system.[2] Accuity is the Official Routing Number Registrar and is responsible for assigning ABA RTNs and managing the ABA RTN system. Accuity publishes the American Bankers Association Key to Routing Numbers semi-annually. The "Key Book" contains the listing of all ABA RTNs that have been assigned.

There are approximately 26,895 active ABA RTNs currently in use.[3] Every financial institution in the United States has at least one. The Routing Number Policy allows for up to five ABA RTNs to be assigned to a financial institution. Many institutions have more than five ABA RTNs as a result of mergers.

ABA RTNs are only for use in payment transactions within the United States. They are used on paper check, wire transfers, and ACH transactions. On a paper check, the ABA RTN is usually the middle set of nine numbers printed at the bottom of the check. Domestic transfers that use the ABA RTN will usually be returned to the paying bank.

Incoming international wire transfers also use a BIC code, also known as a SWIFT code, as they are administered by the Society for Worldwide Interbank Financial Telecommunication (SWIFT) and defined by ISO 9362. In addition, many international financial institutions use an IBAN code.

The IBAN was originally developed to facilitate payments within the European Union but the format is flexible enough to be applied globally. It consists of an ISO 3166-1 alpha-2 country code, followed by two check digits that are calculated using a mod-97 technique, and Basic Bank Account Number (BBAN) with up to thirty alphanumeric characters. The BBAN includes the domestic bank account number and potentially routing information. The national banking communities decide individually on a fixed length for all BBAN in their country.

History[edit]

The bank numbers in the United States were originated by the American Bankers Association (ABA) in 1911. Banks had been disagreeing on identification. The ABA arranged a meeting of clearing house managers in Chicago in December 1910. The gathering chose a committee to assign each bank in the country convenient numbers to use. In May 1911, the American Bankers Association released the codes.[5] The numerical committee was W. G. Schroeder, C. R. McKay, and J. A. Walker.[6] The publisher of the new directory was Rand-McNally and Company.[7] The ABA clearing house codes are like the sub-headings in a decimal outline. The prefixes mean locations and the suffixes banking firms within those locations. Half of the prefixes represent major cities the other half represent regions of the United States. Lower prefixes are used for higher populations, first based on the 1910 U. S. Census. Likewise, within each prefix area banks are numbered in order of city population and bank seniority, although single-bank towns are numbered in alphabetical order. When a new bank is being organized, the bank of america federal wire routing number publisher of the directory of banks assigns it a transit code.[8] The American Bankers Association asked banks to use the directory exclusively so banks would agree on how to sort checks.[9] The book was abbreviated Key to Numerical System of The American Bankers Association, and as the Key. It was published by Rand McNally & Co.[10] In 1952 by Rand McNally moved its corporate headquarters to Skokie, Illinois, and became more interested in publishing maps.[11] Also in Skokie is a company called Accuity, which from its history has been the official registrar of ABA bank numbers since 1911. By 2014 it was the publisher of the semi-annual ABA Key to Routing Numbers and was owned by Reed Business Information, British publisher of reference works for professionals, which in turn is owned by Reed-Elsevier, English-Dutch publisher of online format reference works for professionals.[12][13] Over the years the ABA's identification numbers for banks accommodated the Federal Reserve Act, the Expedited Funds Act and the Check 21 Act. By 2014 the Key included the U. S. Federal Reserve's nine-digit magnetic-ink routing numbers.[14]

Formats[edit]

A check showing the fraction form (top middle-right, 11-3167/1210plus branch number 01) and MICR form (bottom left, 129131673) of the transit bank of america federal wire routing number ABA RTN appears in two forms on a standard check – the fraction form and the MICR (magnetic ink character recognition) form.[15] Both forms give essentially the same information, though there are slight differences.

The MICR forms are the main form – it bank of america federal wire routing number printed in magnetic ink, and is machine-readable; it appears at the bottom left of a check, and consists of nine digits.

The fraction form was used for manual processing before the invention of the MICR line, and still serves as a backup in check processing should the MICR line become illegible or torn; it generally appears in the upper right part of a check near the date.

The MICR number is of the form

XXXXYYYYC

where XXXX is Federal Reserve Routing Symbol, YYYY is ABA Institution Identifier, and C is the Check Digit, while the fraction is of the form:

PP-YYYY/XXXX

where PP is a 1 or 2 digit Prefix, no longer used in processing, but still printed, representing the bank's check processing center location, with 1 through 49 for processing centers located in a major city, and 50 through 99 representing processing is done at a non-major city in a particular state. Sometimes a branch number or the account number are printed below the fraction form; branch number is not used in processing, while the account number is listed in MICR form at the bottom. Further, the Federal Reserve Routing Symbol and ABA Institution Identifier may have fewer than 4 digits in the fraction form. The essential data, shared by both forms, is the Federal Reserve Routing Symbol (XXXX), and the ABA Institution Identifier (YYYY), and these are usually the same in both the fraction form and the MICR, with only the wells fargo essential business checking and format switched (and left-padded with 0s to ensure that they are 4 digits long).

The prefix and the Federal Reserve Routing Symbol (XXXX) are determined by the bank's geographical location and treatment by the Federal Reserve type, while the remaining data (YYYY, and Branch number, if present) depends on the specific bank, and are unique within a Federal Reserve district.

In the check depicted above right, the fraction form is 11-3167/1210 (with 01 below it) and MICR form is 129131673 which are analyzed as follows:

  • the prefix 11 corresponds to San Francisco,
  • 3167 (common to both) is the ABA Institution Identifier,
  • 1210 and 1291 are the Federal Reserve Routing Symbols (generally equal, here different probably due to obfuscation, see image file history for more information), with the initial "12" corresponding to the Federal Reserve Bank of San Francisco, the third digits ("1" and "9") corresponding to check processing centers, and the fourth digits ("0" and "1") corresponding to where the bank is located – "0" indicates "in why are beets so good for you Federal Reserve city of San Francisco", while "1" indicates "in the state of California".
  • the final "3" in the MICR is the check digit, and
  • the "01" below the fraction form is the branch number.

In the case of a MICR line that is illegible or torn, the check can still be processed without the check digit. Typically, a repair strip or sleeve is attached to the check, then a new MICR line is imprinted. Either 021200025 or 0212-0002 (with a hyphen, but no check digit) pa epic card phone number be printed, and both are 9 digits. The former (with check digit) is preferred to ensure better accuracy, but requires computing the check digit, while the latter is easily determined by inspection of the fraction, with minimal clerical handling.

MICR Routing number format[edit]

The MICR routing number consists of 9 digits:

XXXXYYYYC

where XXXX is Federal Reserve Routing Symbol, YYYY is ABA Institution Identifier, and C is the Check Digit.

Federal Reserve[edit]

The Federal Reserve uses the ABA RTN system for processing its customers' payments. The ABA RTNs were originally assigned in the systematic way outlined below, reflecting a financial institution's geographical location and internal handling by the Federal Reserve. Following consolidation of the Federal Reserve's check processing facilities, and the consolidation in the banking industry, the RTN a financial institution uses may not reflect the "Fed District" where the financial institution's place of business is located. Check processing is now centralized at the Federal Reserve Bank of Atlanta.[16]

The first two digits of the nine digit RTN must be in the ranges 00 through 12, 21 through 32, 61 through 72, or 80.

The digits are assigned as follows:

  • 00 is used by the United States Government
  • 01 through 12 are the "normal" routing numbers, and correspond to the 12 Federal Reserve Banks. For example, 0260-0959-3 is the routing number for Bank of America incoming wires in New York, with the initial "02" indicating the Federal Reserve Bank of New York.
  • 21 through 32 were assigned only to thrift institutions (e.g. credit unions and savings banks) through 1985, but are no longer assigned (thrifts are assigned normal 01–12 numbers). Currently they are still used by the thrift institutions, or their successors, and correspond to the normal routing number, plus 20. (For example, 2260-7352-3 is the routing number for Grand Adirondack Federal Credit Union in First american national bank routing number York, with the initial "22" corresponding to "02" (New York Fed) plus "20" (thrift).)
  • 61 through 72 are special purpose routing numbers designated for use by non-bank payment processors and clearinghouses and are termed Electronic Transaction Identifiers (ETIs), and correspond to the normal routing number, plus 60.
  • 80 is used for traveler's checks

The first two digits correspond to the 12 Federal Reserve Banks as follows:

The third digit corresponds to the Federal Reserve check processing center originally assigned to the bank.[16]

The fourth digit is "0" if the bank is located in the Federal Reserve city proper, and otherwise is 1–9, according keycorp pty ltd which state in the Federal Reserve district it is.[16]

ABA Institution Identifier[edit]

The fifth through eighth digits constitute the bank's unique ABA identity within the given Federal Reserve district.[16]

Check digit[edit]

The ninth, check digit provides a checksum test using a position-weighted sum of each of the digits. High-speed check-sorting equipment will typically verify the checksum and if it fails, route the item to a reject pocket for manual examination, repair, and re-sorting. Mis-routings to an incorrect bank are thus greatly reduced.

The following condition must hold:[15]

3(1 + 4 + 7) + 7(2 + 5 + 8) + (3 + 6 + 9) mod 10 = 0
(Mod or modulo is the remainder of a division operation.)

In terms of weights, this is 371 371 371. This allows one to catch any single-digit error (incorrectly inputting one digit), together with most transposition errors. 1, 3, and 7 are used because they (together with 9) are coprime to 10; using a coefficient that is divisible by 2 or 5 would lose information (because 5 \cdot 0 = 5 \cdot 2 = 5 \cdot 4 = 5 \cdot 6 = 5 \cdot 8 = 0 \mod 10), and thus would not catch some substitution errors. These do not catch transpositions of two digits that differ by 5 (0 and 5, 1 and 6, 2 and 7, 3 and 8, 4 and 9), but captures other transposition errors.[citation needed]

As an example, consider 111000025 (which is a valid routing number of Bank of America in Virginia). Applying the formula, we get:

3(1 + 0 + 0) + 7(1 + 0 + 2) + (1 + 0 + 5) mod 10 = 0.

Routing symbol[edit]

OCR branch bank identification.svg

The symbol that delimits a routing transit number is the MICRE-13B transit character ⑆ This character, with Unicode value U+2446, appears at right.

Fraction format[edit]

The fraction form looks like a fraction, with a numerator and a denominator.

The numerator consists of two parts separated by a dash. The prefix (no longer used in check processing, yet still printed on most checks) is a 1 or 2 digit code (P or PP) indicating the region where the bank is located. The numbers 1 to 49 are cities, assigned by size of the cities in 1910. The numbers 50 to 99 are states, assigned in a rough spatial geographic order, and are used for banks located outside one of the 49 numbered cities.

The second part of the numerator (after the dash) is the bank's ABA Institution Identifier, which also forms digits 5 to 8 of the nine digit routing number (YYYY).

The denominator is also part red ryder bb gun parts diagram the routing number; by adding leading zeroes to make up four digits where necessary (e.g. 212 is written as 0212, 31 is first united services credit union locations as 0031, etc.), it forms the first four digits of the routing number (XXXX).

There might also be a fourth element printed to the right of the fraction: this is the bank's branch number. It is not included in the MICR line. It would only be used internally by the bank, e.g. to show where the signature card is located, where to contact the responsible officer in case of an overdraft, etc.

For example, a check from Wachovia Bank in Yardley, PA, has a fraction of 55-2/212 and a routing number of 021200025. The prefix (55) no longer has any relevance, but from the remainder of the fraction, the first 8 digits of the routing number (02120002) can be determined, and the check digit (the last digit, 5 in this example) can be calculated by using the check digit formula (thus giving 021200025).

ABA Prefix Table[edit]

This table is up to date as of 2020. One weakness of the current routing table arrangement is that various territories like American Samoa, Guam, Puerto Rico and the US Virgin Islands share the same routing code.

prefix location
1 New York, NY
2 Chicago, IL
3 Philadelphia, PA
4 St. Louis, MO
5 Boston, MA
6 Cleveland, OH
7 Baltimore, MD
8 Pittsburgh, PA
9 Detroit, MI
10 Buffalo, NY
11 San Francisco, CA
12 Milwaukee, WI
13 Cincinnati, OH
14 New Orleans, LA
15 Washington D.C.
16 Los Angeles, CA
17 Minneapolis, MN
18 Kansas City, MO
19 Seattle, WA
20 Indianapolis, IN
21 Louisville, KY
22 St. Paul, MN
23 Denver, CO
24 Portland, OR
25 Columbus, OH
26 Memphis, TN
27 Omaha, NE
28 Spokane, WA
29 Albany, NY
30 San Antonio, TX
31 Salt Lake City, UT
32 Dallas, TX
33 Des Moines, IA
34 Tacoma, WA
35 Houston, TX
36 St. Joseph, MO
37 Fort Worth, TX
38 Savannah, GA
39 Oklahoma City, OK
40 Wichita, KS
41 Sioux City, IA
42 Pueblo, CO
43 Lincoln, NE
44 Topeka, KS
45 Dubuque, IA
46 Galveston, TX
47 Cedar Rapids, IA
48 Waco, TX
49 Muskogee, OK
50 New York
51 Connecticut
52 Maine
53 Massachusetts
54 New Hampshire
55 New Jersey
56 Ohio
57 Rhode Island
58 Vermont
59 Hawaii
60 Pennsylvania
61 Alabama
62 Delaware
63 www credit one credit card login
64 Georgia
65 Maryland
66 North Carolina
67 South Carolina
68 Virginia
69 West Virginia
70 Illinois
71 Indiana
72 Iowa
73 Kentucky
74 Michigan
75 Minnesota
76 Nebraska
77 North Dakota
78 South Dakota
79 Wisconsin
80 Missouri
81 Arkansas
82 Colorado
83 Kansas
84 Louisiana bank of america federal wire routing number Mississippi
86 Oklahoma
87 Tennessee
88 Texas
89 Alaska
90 California
91 Arizona
92 Idaho
93 Montana
94 Nevada
95 New Mexico
96 Oregon
97 Utah
98 Washington
99 Wyoming
101 American Samoa, Guam, Puerto Rico, Virgin Islands

See also[edit]

General Category

Canada has similar but different transaction routing structures

References[edit]

  1. ^Bankers' Hotline 2004
  2. ^"Archived copy". Archived from the original on April 3, 2008. Retrieved March 11, 2008.CS1 maint: archived copy as title (link)
  3. ^"Archived copy". Archived from the original on August 28, 2008. Retrieved March 30, 2009.CS1 maint: archived copy as title (link)
  4. ^McNally, pp. 497–512
  5. ^McNally, p. V
  6. ^McNally, p. VIII
  7. ^McNally, p. III
  8. ^McNally, pp. V-VI
  9. ^McNally, pp. VI-VIII
  10. ^McNally, p. VI
  11. ^RM Acq, p. Our History
  12. ^Acuity, Bankers', p. About us
  13. ^Reed Elsevier, p. Our history
  14. ^ABA, p. Key to Routing Numbers—Accuity
  15. ^ ab(Bankers' Hotline 2004)
  16. ^ abcd(Burnett 2005)
  • "Training Page: Learning the Bank Numbering System", Bankers' Hotline, 14 (1), March 2004, retrieved April 8, 2010
  • Burnett, John (March 21, 2005), Bank Routing Number, BankersOnline, archived from the original on April 1, 2010, retrieved April 8, 2010

External links[edit]

Источник: https://en.wikipedia.org/wiki/ABA_routing_transit_number

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